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All Journal Jurnal Sinar Manajemen Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL MANAJEMEN BISNIS Rayah Al Islam : Jurnal Ilmu Islam Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Manajemen Sains dan Organisasi (JMSO) International Journal of Health, Economics, and Social Sciences (IJHESS) Jurnal Ekonomi Syariah Pelita Bangsa Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Ekonomi dan Manajemen (JEKMA) Mumtaz : Jurnal Ekonomi dan Bisnis Islam Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Jurnal Informasi Keagamaan, Manajemen dan Strategi Jurnal Informatika Ekonomi Bisnis JIS : Journal ISLAMIC STUDIES
Marliyah
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Identifikasi Kasus Wanprestasi dalam Kontrak Kafalah Irawan, Harry; Sri Sudiarti; Marliyah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 4 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23344

Abstract

Penelitian ini mengidentifikasi dan menganalisis kasus wanprestasi dalam ekonomi, khususnya dalam kontrak kafalah. Metode penelitian dengan pendekatan kualitatif deskriptif. Pengumpulan data melalui observasi, melalui sumber dokumen atau media massa. Temuan menunjukkan bahwa wanprestasi sering terjadi dalam berbagai situasi, termasuk di sektor fintech peer-to-peer lending dan ekonomi syariah. Faktor penyebab wanprestasi meliputi kegagalan ekonomi, kurangnya literasi keuangan, risiko bisnis, dan kelalaian atau pelanggaran oleh pihak yang dijamin. Dampak wanprestasi mencakup kerugian finansial signifikan, rusaknya kepercayaan, konsekuensi hukum, dan kerugian immaterial seperti stres dan ketidakpastian. OJK berperan penting dalam mengawasi dan memastikan kepatuhan terhadap peraturan, serta melindungi konsumen dan pelaku usaha jasa keuangan dari risiko wanprestasi. Upaya pengawasan dan mitigasi yang dilakukan OJK, termasuk melalui POJK Nomor 22 Tahun 2023, bertujuan untuk menjaga stabilitas dan integritas sektor jasa keuangan di Indonesia. Penelitian ini menekankan pentingnya penilaian risiko yang ketat dan edukasi keuangan untuk meminimalkan risiko wanprestasi dalam kontrak kafalah.
Analysis Of Food Ordering Agreement Through Application Of Online Transportation System In Islamic Economic Overview sitohang, Sahala fajarillah; Marliyah; Maryam Batubara
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3343

Abstract

This research analyzes food ordering contracts via online transportation applications from an Islamic economic perspective. It was found that there are various electronic contracts that influence society, including the perception that booking contracts can be considered haram or contain gharar, affecting beliefs and the online transportation ecosystem. This research methodology is descriptive qualitative with primary data sources from interviews and secondary sources from books and papers. Data collection techniques include observation, interviews and documentation. The research results show that in Go-Food services by PT Go-Jek there are ijarah, wakalah, sale and purchase and musyarakah contracts. Ijarah contracts occur in service transactions, wakalah contracts when consumers represent purchases, sale and purchase contracts when drivers buy food, and musyarakah contracts in collaboration between PT Go-Jek and drivers. In addition, analysis of OVO top-up transactions shows that it is compatible with the Sarf contract, although a small number of users still consider it a Qardh contract due to the lack of socialization regarding the type of contract in OVO transactions
Peran dan Potensi Green Economy terhadap Kesejahteraan dan Pemberdayaan Masyarakat Lokal Rahman, Zikri; Marliyah; Rahmani, Nur Ahmadi Bi
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.703

Abstract

Green economy is an economic approach that focuses on sustainable and environmentally friendly economic growth. The presence of Nukny Funland Water Park Ecotourism in Percut Sei Tuan sub-district, Deli Serdang district, North Sumatra, which is a green economy-based tourist spot in its management while having an impact on the community's economy. The purpose of this study was to determine how the role and potential of the Green Economy on the welfare and empowerment of local communities, increase their income, and preserve the environment through this Nukny Funland ecotourism. This research uses a qualitative method, where the data used in this study comes from observations and interviews with workers, visitors and the community. The results showed that ecotourism has managed with the concept of green economy quite well and has a positive impact on income and provides new economic opportunities for the community.
Co-Authors Abrar, M. Farid Ade Khadijatul Z. Hrp Adha, Raju Ayunda Khoiriyah Desy Desky Dharma, Budi Endah Wahyuning Asih Fitrianur Ahmad Sihombing Haeruddin Hakim Sitompul, Muhammad Halimahtussakdiyah Halimatussakdiyah Hilmiatus Sahla Hilyati Inayah Irawan, Harry Kusmilawaty Lubis, Ismul Fakhri M FAUZAN Mailina, Rani Maryam Batubara Pradana, Wahyu Yuda Prasektiyo, Agung Raharti, Riana Rahman, Zikri Rahmani, Nur Ahmadi Bi Rahmat Rahmat Daim Harahap Rizkan Polem, T. Rizky, Gustina Saparuddin Siregar Saragih, Adeliya Siregar, Alfa Nadiah sitohang, Sahala fajarillah Sitompul, Ripa Sabila Usni Sofya A. Rasyid sri sudiarti Sunur, Arba Tanjung, Ahmad Fuadi Wahyu Syarvina Wati, Patma Yuni Lubis, Syafrina