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Journal : Petra International journal of Business Studies (IJBS)

The Impact of Perceived Financial Literacy and Parental Norm towards Money Management of Bidikmisi Student Pappang, Rinita; Anastasia, Njo
Petra International Journal of Business Studies Vol 2 No 2 (2019): DECEMBER 2019
Publisher : Master of Management Study Program, Faculty of Business and Economics - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijbs.2.2.71-77

Abstract

This research examines the impact of perceived financial literacy and parental norms on money management. I collected the data by spreading online and printed questionnaires towards 100 respondents of students who got Bidikmisi scholarship from several universities in Indonesia. Then, the data was processed by SmartPLS. The result of the research shows that perceived financial literacy and parental norms significantly influence money management of students who got Bidikmisi scholarship. So, the role of parents in terms of educating the children about finance shapes the knowledge of the students to manage the scholarship to fulfill the needs of the college.
Is Green Concept in Residential Expensive? Widyanto, Denny Stevanus; Budiman, Januar; Anastasia, Njo
Petra International Journal of Business Studies Vol 3 No 1 (2020): JUNE 2020
Publisher : Master of Management Study Program, Faculty of Business and Economics - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijbs.3.1.64-74

Abstract

A house, especially landed housing is one of the primary needs and yet scarcity continues to occur due to the depletion of land quantity and increasingly rising selling prices. In order for the development of a residential area to be more directed and productive, it is necessary to analyze the appropriate land allocation and generate maximum land value. Through this paper, the author examines the effect of a residential planning with green concepts along with housing support facilities in relevance with highest and best use analysis, especially its impact on costs and revenues.
The Effect of Financial Literacy, Financial Risk Tolerance, and Financial Socialization Agents on Stock Investment Decision in The Millennial Generation Hendarto, Kevin; Anastasia, Njo; Basana, Sautma Ronni
Petra International Journal of Business Studies Vol 4 No 1 (2021): JUNE 2021
Publisher : Master of Management Study Program, Faculty of Business and Economics - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijbs.4.1.11-22

Abstract

This study aim to determine financial literacy, financial risk tolerance, and financial socialization agents effect/influence on stock investment decisions in the millennial generation. The research was conducted by distributing questionnaires to 400 millennial generation stock investors in Indonesia. The data analysis method by Structural Equation Modeling (SEM) using the SmartPLS 3.2.7 program. The results show that financial literacy has a significant effect on investment decisions. Financial risk tolerance has significant effect on investment decisions, meanwhile financial socialization agents do not have a significant effect on investment decisions.
The Impact of Perceived Financial Literacy and Parental Norm towards Money Management of Bidikmisi Student Rinita Pappang; Njo Anastasia
Petra International Journal of Business Studies Vol. 2 No. 2 (2019): DECEMBER 2019
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (322.508 KB) | DOI: 10.9744/ijbs.2.2.71-77

Abstract

This research examines the impact of perceived financial literacy and parental norms on money management. I collected the data by spreading online and printed questionnaires towards 100 respondents of students who got Bidikmisi scholarship from several universities in Indonesia. Then, the data was processed by SmartPLS. The result of the research shows that perceived financial literacy and parental norms significantly influence money management of students who got Bidikmisi scholarship. So, the role of parents in terms of educating the children about finance shapes the knowledge of the students to manage the scholarship to fulfill the needs of the college.
Is Green Concept in Residential Expensive? Denny Stevanus Widyanto; Januar Budiman; Njo Anastasia
Petra International Journal of Business Studies Vol. 3 No. 1 (2020): JUNE 2020
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (926.839 KB) | DOI: 10.9744/ijbs.3.1.64-74

Abstract

A house, especially landed housing is one of the primary needs and yet scarcity continues to occur due to the depletion of land quantity and increasingly rising selling prices. In order for the development of a residential area to be more directed and productive, it is necessary to analyze the appropriate land allocation and generate maximum land value. Through this paper, the author examines the effect of a residential planning with green concepts along with housing support facilities in relevance with highest and best use analysis, especially its impact on costs and revenues.
The Effect of Financial Literacy, Financial Risk Tolerance, and Financial Socialization Agents on Stock Investment Decision in The Millennial Generation Kevin Hendarto; Njo Anastasia; Sautma Ronni Basana
Petra International Journal of Business Studies Vol. 4 No. 1 (2021): JUNE 2021
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (556.563 KB) | DOI: 10.9744/ijbs.4.1.11-22

Abstract

This study aim to determine financial literacy, financial risk tolerance, and financial socialization agents effect/influence on stock investment decisions in the millennial generation. The research was conducted by distributing questionnaires to 400 millennial generation stock investors in Indonesia. The data analysis method by Structural Equation Modeling (SEM) using the SmartPLS 3.2.7 program. The results show that financial literacy has a significant effect on investment decisions. Financial risk tolerance has significant effect on investment decisions, meanwhile financial socialization agents do not have a significant effect on investment decisions.
The Impact of Corona Virus Disease 2019 (COVID-19) on Indonesia Property Stock Index Kevin Ronaldo Gotama; Njo Anastasia
Petra International Journal of Business Studies Vol. 4 No. 2 (2021): DECEMBER 2021
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (947.835 KB) | DOI: 10.9744/ijbs.4.2.85-96

Abstract

A promising investment in the property sector is due to appreciation in property value. As an economic instrument, the stock market, inseparable from different environmental factors, was triggered by incident in Wuhan, Hubei Province, China, an outbreak of acute respiratory tract infection 2 (SARS-CoV-2) in December 2019 and then spread across China. This study is a comparative study on the stock index of the property sector on the stock exchange of countries affected by the Corona Virus Disease 2019 (COVID-19) case, with a purposive sampling technique according to certain criteria for sample selection. The event analysis was performed by analyzing market reaction; with COVID-19 incident effect as one of the event tests, the stock price index. The findings of the study indicate that there is an index response to the incident of COVID-19. The reflected reaction shows in the abnormal return and trade volume activity before and after the incident. Thus, this study is expected to be taken into consideration for stock investors regarding the impact of the Corona Virus Disease 2019 (COVID-19) pandemic on stock prices, by providing an overview of changes in stock prices during the monitoring period, so that they can make investment decisions in the period before and after incident.
The Effect of Broker–Borrower Interaction on Mortgage Defaults Caroline Faustina Wicaksono; Njo Anastasia
Petra International Journal of Business Studies Vol. 6 No. 2 (2023): DECEMBER 2023
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/petraijbs.6.2.113-121

Abstract

This research proxy uses the distance between brokers and borrowers to explore the interaction between brokers who provide consulting services to prospective property buyers. Meanwhile, the view from the banking side is assessing the risk profile of prospective mortgage borrowers. The research data collection is information on mortgage borrowers from Private Banks in Surabaya branches from the period 2015 - 2020 who used the help of real estate agents when buying a house and collected 1295 transactions. Data processing using probit regression. The test results show that the interaction between brokers and borrowers using distance as a proxy has no significant impact on mortgage defaults. Borrower interest rates raised by the company showed a substantial negative relationship with mortgage default. The study also reveals that borrower income has no impact on mortgage default. The managerial implication for banks is to determine the strategy of cooperation with property brokers to increase mortgage funding.
Co-Authors Adriel Dianto Adwin Surja Atmadja Agnes Eval Agnes Eval Aida Fitriani Tobing Aida Fitriani Tobing Aileen Liana Suwitro Alberto Orson Ongkowidjojo Alvin Januar Haryono Alvin Murthi Amelia Feliciana Ticoalu Andrew Darrent Andrian Sumtoro Angeline Roesdiyono Arnoldus Henry Tjahyono Austin Adiputra Tahir Purwantoro Avila, Axel Barca Hadi Juwono Benny Poerbantanoe Brian Zakaria Budiman, Januar Caroline Faustina Wicaksono Chan Hengky Chandra Chrisna Hadi Juwono Christiono Utomo Chyntia Iswantoro Connie Susilawati Connie Susilawati Denny Stevanus Widyanto Desy Delvina Wijaya Dewi Pricilia Sari Dicky Fredy Widjaja Edward Gondo Kusuma Emmanuelle Christiane Emmanuelle Christiane Evelyn Evelyn Evelyn Evelyn Fabian Hidayat Felicia Wongosari Foedjiawati Foedjiawati Foedjiawati Foedjiawati Fransisca Andreani Fransisca Andreani Fransisca Fransisca Gesti Memarisa Gesti Memarista Gilbert Alexander Grace Latumahina Hansel William Ongkowijaya Hanskey Tanugara Hendarto, Kevin Hendra Hendra Herwono Indra Saputra Ime Dwi Putri Faries Imelda Wijiyanti Jani Rahardjo Januar Budiman Januar Budiman Joshua Gondo Kusuma Junaedy Junaedy Ken Ken Kerto Kevin Hendarto Kevin Ronaldo Gotama Kunto, Yohanes Sondang Lidya Priskila Thiosalim Liniwati Yuono Liniwati Yuono Lorenza, Delyn Margerita Wenny Jessica Mariana Ing Malelak Mariana Ing Malelak Melani Setiawan Melani Setiawan Melinda Melyani Goni Melisa Margaretha Melisa Margaretha, Melisa Mellicha Jeni Lestaritio Mellisa Marcellina Gunawan Merlin Lenniawati Muliadihardjo Muliadihardjo Nanik Linawati Nathasya Wijaya Nony Kezia Marchyta Oka Christian Setiadiwiria Olivia Michaela Panitia MSEPS1 Panitia MSEPS2 Pappang, Rinita Paulin Tejokusumo Pertiwi, Dewi Rinita Pappang Rizon Rizon Ronaldi Rantelino Ronaldo Richard Gunawan Samantha Christy Tandono Samuel Ongko Limantoro Sautma Ronni Basana Sautma Ronni Basana Shierly Ivonne Shierly Ivonne Siana Halim Siana Halim Sofian Arif Susanto Stephanie Gozalie Stephanie Gozalie, Stephanie Surya Hermawan Susanto, Sofian Arif Sutoto Yakobus Sutoto Yakobus Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Veronika S. Herlimus Veronika S. Herlimus Victor Winata Pranoto Vincent Wibisono Welly Setiadi Widya Sari Puspa Dewi Suyanto Widyanto, Denny Stevanus Wirawan Wangsawinata Yanny Widiastuty Gunawan Yoe Filbert A Yoni Putranto Yuliana Lieyanto Yunita Handayani Yunita Handayani