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All Journal Owner : Riset dan Jurnal Akuntansi JABE (Journal of Applied Business and Economic) JEMPER (Jurnal Ekonomi Manajemen Perbankan) Jurnal Pengabdian Masyarakat Teknik BASKARA: Journal of Business and Entrepreneurship Jurnal Muhammadiyah Manajemen Bisnis (JMMB) Kontigensi: Jurnal Ilmiah Manajemen Business and Entrepreneurial Review Atmosfer: Jurnal Pendidikan, Bahasa, Sastra, Seni, Budaya, Dan Sosial Humaniora
Darto
Universitas Muhammadiyah Jakarta
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : BASKARA: Journal of Business and Entrepreneurship

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Financial Literacy, Income and Self-Control on Financial Management Behavior of Generation Z Citra Anjani; Darto Darto
BASKARA : Journal of Business and Entrepreneurship Vol 5, No 2 (2023): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.5.2.152-164

Abstract

In the current era of globalization, economic circulation continues to change and gradually spread throughout the world, including Indonesia. One of the factors influencing these changes is financial behavior. Therefore, financial knowledge is absolutely important the community, because financial knowledge covers how individuals manage their finances properly. Often, individuals fail to manage their finances not because of their low income but because of their ignorance in managing and allocating their finances properly. The purpose of this study was to find out whether there is influence from financial literacy, income, and self-control variables on the financial management behavior of Generation Z, especially students at universities like Muhammadiyah Jakarta. The method used in this study is a quantitative approach with primary data obtained from distributing questionnaires. The data analysis technique used by the researcher uses the classical assumption test, multiple linear regression, T test, and hypothesis test. The questionnaire distribution period was carried out in October–November 2022. The results of this study indicate that the variables financial literacy, income, and self-control have a positive and significant effect on the financial management behavior of generation Z.
Co-Authors Adelia Octaviani Andry Priharta Annisyah Ramadhani Astri Rahmawati Bambang Sutrisno Bayu Hardiman Bhagas Novanda Putra Ciska Nabila Wusono Citra Anjani Faris Rahmat Hidayat Fatma Sari Helfi Gustia Hilwah Farhati Jaharuddin, Jaharuddin Medo Maulianza Mitsalina Tantri Muhammad Khatami Nur Asni Gani Renty Anugerah Mahaji Putri Rizki Hermawan Rony Edward Utama Sampor Ali Sulhendri Tri Ananto Tri Yuni Hendrawati Ummul Habibah Hasyim Uun Uniyawati Winda Krisnawati