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Journal : Jurnal Abdi Insani

PELATIHAN DAN PENDAMPINGAN ANALISIS KREDIT BAGI LEMBAGA PERKREDITAN DESA (LPD) DESA ADAT TEGALLINGGAH, KABUPATEN GIANYAR, BALI Ni Nyoman Reni Suasih; Ida Ayu Nyoman Saskara; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; I Made Endra Kartika Yudha
Jurnal Abdi Insani Vol 9 No 1 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i1.427

Abstract

The Village Credit Institution (LPD) is a traditional-based financial institution that has proven to be an important element in the economy of rural communities in Bali. During the last two decades, LPDs in various traditional villages have shown good development, but in some traditional villages there are still many LPDs that have not developed as expected, one of which is characterized by an unhealthy status or high NPL. One of them is the Tegallinggah Traditional Village LPD which is located in Bedulu Village, Blahbatuh District, Gianyar Regency. The purpose of this community service activity is to provide training and assistance in credit analysis for the Tegallinggah Traditional Village LPD. The method used is through lectures, discussions, training, and mentoring. The result of this activity is the increasing understanding of the Tegallinggah Traditional Village LPD managers regarding credit analysis. In addition, the Tegallinggah LPD manager has also been able to carry out credit analysis more carefully and in accordance with applicable standards. This community service activity has been carried out to provide education and training on credit analysis so that it is expected to reduce the NPL of the Tegallinggah Traditional Village LPD. After the implementation of activities related to efforts to reduce NPL, it is necessary to carry out activities to improve LPD performance. These activities include the dissemination of various services that can be provided by LPD, including education on the use of benefits, so that the benefits can be felt on the local community's economy.
PERCEPATAN PENANGGULANGAN PENGANGGURAN DI DESA MELALUI OPTIMALISASI AKSES PROGRAM KETENAGAKERJAAN Ni Nyoman Reni Suasih; Made Kembar Sri Budhi; Ida Ayu Nyoman Sakara; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; Ni Luh Karmini; I Made Endra Kartika Yudha
Jurnal Abdi Insani Vol 9 No 3 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i3.663

Abstract

The problem of unemployment (including rural unemployment) is one of the macroeconomic problems that hinders regional development because it will cause other social problems. The more limited employment opportunities, especially in rural areas, the higher the unemployment rate and urbanization among rural communities. The Provincial Government of Bali has provided services to UPTD BLK-IP. Previous research mentioned the need for disseminating employment information as an effort to accelerate the handling of rural unemployment. The purpose of this community service is to bring employment programs closer, both training programs and workforce distribution carried out by the UPTD BLK-IP of Bali Province. This service activity was carried out in Selat Village, Klungkung Regency, Bali Province, which was still experiencing rural workforce problems. The method of implementing the activity is through verbal socialization and socialization through leaflet media. Pre-test and post-test were also carried out as well as monitoring and evaluation after socialization. Verbal socialization was carried out by providing information on the main functions and services of the UPTD BLK-IP of Bali Province, training targets and policies (triple skilling), and vocational training. After delivering the material, a discussion was held, as well as pre-test and post-test as a form of evaluating the achievement of verbal socialization goals. The results of the post-test showed an increase in the information understanding of the participants in the socialization as well as their interest and willingness to disseminate the information obtained. Further socialization was carried out by means of leaflets that presented employment information in a concise, concise, attractive and accessible manner. Leaflets are distributed and also placed in public places or facilities that are easily accessible by the public. This activity has been able to provide information to the Selat Village community regarding employment programs, especially the UPTD BLK-IP of Bali Province training program.
PENYULUHAN KEBIJAKAN RELAKSASI KREDIT DAN PENGAWASAN INTERNAL DI LPD TINGKATBATU, KABUPATEN BANGLI I Made Endra Kartika Yudha; Putu Ayu Pramitha Purwanti; Wayan Wenagama; I Putu Suhartika; Ni Putu Premierita Haryanti; Putu Krisna Adwitya Sanjaya; I Wayan Gita Ayu Kusuma; I Wayan Dipa Sudiksa; Kadek Dinda Mas Kencana Dewi
Jurnal Abdi Insani Vol 11 No 1 (2024): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v11i1.862

Abstract

The Village Credit Institution (LPD) is a financial institution that is owned and managed by a traditional village in Tierbatu Village, Bangli Regency, Bali Province. LPDs have long provided support to rural communities who have difficulty accessing financial institutions such as banks due to constraints on guarantees or financial reports. Bad credit and internal monitoring are important issues, especially during a pandemic, so this is a challenge for the LPD itself because the trend for bad loans has increased. This community service aims to provide solutions to problems in the aspects of credit relaxation and internal control. The implementation method consists of counseling, mentoring, documentation and evaluation. Mentoring activities result in increased understanding of credit relaxation and internal control.