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Analisis Kinerja Keuangan Bank Umum Syariah Melalui Pendekatan Islamicity Performance Index Safaah Restuning Hayati; Mutiah Hanifah Ramadhani
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (252.516 KB) | DOI: 10.29040/jiei.v7i2.2253

Abstract

This study aims to determine how the financial performance of Islamic commercial banks in Indonesia through the islamicity performance index approach for the period 2013-2017, by the principles of justice, halalness, and purification. This study using quantitative descriptive research. The number of banks sampled are five Islamic commercial banks in Indonesia that have been selected, through a purposive sampling technique first. These banks are BRI Syariah, BNI Syariah, Mandiri Syariah, BCA Syariah, and Victoria Syariah. The type of data used is secondary data taken from the financial statements of each islamic commercial bank that is sampled. Through the islamicity performance index approach, the results of this study indicate that the financial performance of islamic commercial bank is unsatisfactory, based on the average of the variables that have been processed in accordance with predicate valuation standards.
Inovasi Produk Pengrajin Gerabah di Dusun Jetis, Panjangrejo, Pundong Bantul Yogyakarta Aqidah Asri Suwarsi; Julia Noermawati Eka Satyarini; Safaah Restuning Hayati; Aninta Gina Sharfina; Anisatun Anggraeni
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol 6 No 2 (2021): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v6i2.1726

Abstract

Panjangrejo is one of the Tourism Villages located in the east of Bantul Regency. Geographically, the location of this Tourism Village is very strategic because this Pottery Tourism Village is on one of the Parangtritis beach tourist routes, which is very crowded by tourists. Due to a lack of attention and support from the village government, the pottery craft of the Panjamgrejo tourism village is not as popular as the Kasongan village. The main problems faced by craftsmen include the stiff competition between pottery artisans, the lack of demand from outside the region due to limitations in marketing digital products (digital marketing), and the fulfillment of safe and attractive packaging. The method used in this service is the method of training and substitution of science and technology. The solution of product packaging that is still simple is overcome by procuring durable and attractive packaging boxes to increase product sales power and minimize product breakage. Also, the promotion of products that have not been run optimally is overcome by digital marketing training both through social media Instagram to Facebook ads with better internet signal support due to the availability of modems to facilitate online product marketing.
Strategi Bank Syariah dalam Meningkatkan Literasi Keuangan Syariah pada Masyarakat (Studi Kasus pada BPRS Madina Mandiri Sejahtera) Safaah Restuning Hayati
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 8, No 2 (2018)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.335 KB) | DOI: 10.21927/jesi.2018.8(2).129-137

Abstract

The research aims to find out the strategy which is conducted by BPRS Madina Mandiri Sejahtera for improving sharia financial literacy on the society, to analyse implementation of SEOJK Number 1/SEOJK.07/2014 regarding the education and improving financial literacy to the society, and to know the level of literacy on the society who had received the educational literacy program from BPRS Madina Mandiri Sejahtera. The research uses qualitative and quantitative method (mixed-method). Using of questionnaires distributed to 51 respondents. The results show that the strategy which is used BPRS Madina Mandiri Sejahtera for improving sharia financial literacy on the community is managed with through several programs such as educate and introduce product to the public using the social media, and to educate people who come to the office directly. The implementation of educational program which is conducted by BPRS Madina Mandiri Sejahtera enormously accord with the regulation SEOJK Number 1/SE.OJK.07/2014 with inclusive, systematic, measurable, accessibility, and collaboration principles. The leveling of Islamic financial literacy for the people who had obtained an educational program of literacy by BPRS Madani Mandiri Sejahtera has counted to 82.42 percent, it is the high category level.Keywords: Islamic financial literacy, BPRS, Society.
Pemberdayaan Industri Rumahan Ceriping Gethuk untuk Meningkatkan Kuantitas Produksi dan Kemasan Produk (Packaging) Aqidah Asri Suwarsi; Safaah Restuning Hayati; Syah Amelia Manggala Putri
Jurnal Pemberdayaan Masyarakat Vol 7 No 1 (2022): Mei
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jpm.v7i1.5390

Abstract

One of the gethuk centers in Magelang is in Sedayu village, Muntilan sub-district. The gethuk and ceriping craftsmen who are partners are Mr. Rohmat and Ms. Hanik. The main problem faced by partners is in the production process, both in chip production and gethuk production. Production is still done manually and inefficiently. Another problem faced by partners is packaging of Gethuk chip products. This gethuk chip is still manually packed with 'dislomoti' and affixing the brand to the packaging just by attaching the brand's writing, in the form of black and white paper into the package. The purpose of this service is to solve the problem of efficiency of the production process by petrifying the procurement of cutting machines. The second objective is to solve the problem of still simple product packaging that is overcome by the procurement of press machines to glue plastic packaging. After that, assistance and training in the packaging of gethuk chips with press machines and trademark affixing with plastic screen printing were carried out. The results of the service have succeeded in providing gethuk, press machines, and plastic packaging cutting machines that have been screened with brands and PIRT numbers. The presence of these machines succeeded in increasing the production volume significantly from 10-15 kg perday to 25 kg perday.
Inovasi Produk dan Kemasan pada Industri Rumahan Kaos di Dusun Mejing Wetan Desa Ambarketawang Kecamatan Gamping Kabupaten Sleman Safaah Restuning Hayati; Syah Amelia Manggala Putri; Aqidah Asri Suwarsi
Transformatif : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2020)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1571.709 KB) | DOI: 10.22515/tranformatif.v1i2.2985

Abstract

Partners in this service are t-shirt craftsmen in Mejing Wetan Village, Gamping District, Sleman Regency, D.I Yogyakarta. Partners contribute to providing explanations related to conditions and problems faced by Partners, which then the Service Team will provide the right solution. The problem that was found by Partners was that the packaging of the t-shirts was still simple and less attractive. The second problem, innovation in t-shirt design is still lacking and has not included local cultural wisdom and religious elements. The solution offered to Partners is training and assistance in t-shirt product packaging. The second solution is training and developing t-shirt designs based on local cultural wisdom and adding religious elements. Based on the results of the deliberations, the Partners contribute to providing space and time during the mentoring, training, and business monitoring activities. This PKM program provides several real contributions and can be felt by Partners, namely: increasing the quality and innovation of products (t-shirts) in order to have a higher selling power and increase Partner income. The end result of this PKM activity resulted in product innovation in the form of t-shirts with local cultural wisdom designs by incorporating religious elements and packaging innovations made of cardboard in the form of blocks with contemporary designs.
PENDAMPINGAN UMKM AL-MAIDAH CATERING JOGJA: SERTIFIKASI HALAL DAN PENGELOLAAN KEUANGAN Syah Amelia Manggala Putri; Safaah Restuning Hayati; Sutrisno Sutrisno
Transformatif : Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2021)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1522.13 KB) | DOI: 10.22515/tranformatif.v2i2.3843

Abstract

Perkembangan bisnis kuliner berbasis UMKM sangatlah pesat. Pemerintah mempunyai tanggunjawab terhadap keamanan dan kehalalan produk makanan di Indonesia. Sebagai negara dengan penduduk terbesar di dunia, masyarakat muslim Indonesia menjadikan aspek halal sebagai prioritas. Pemerintah berkontribusi dalam menjaga produk halal dengan sertifikasi halal yang dikeluarkan Lembaga Pengkajian Pangan Obat-Obatan dan Kosmetika Majelis Ulama Indonesia (LPPOM MUI). Sertifikat Halal mampu meningkatkan kepercayaan masyarakat yang berpengaruh positif terhadap penjualan. Sedangkan pengelolaan keuangan yang baik menjadikan UMKM akan lebih bersaing dan sejahtera. Permaslahan mitra timbul karena belum memiliki Sertifikat Halal dan belum memiliki pengelolaan keuangan yang memadai sehingga kurang optimal dalam melaksanakan ekspansi pasar. Tim pengusul mengajukan solusi atas permasalah tersebut dengan dilakukannya pelatihan dan pendampingan pengurusan Sertifikasi Halal dan pengelolaan keuangan. Hasil akhir dari kegiatan pengabdian kepada masyarakat ini yaitu berupa sertifikasi halal hasil dari pendampingan pengajuan sertifikasi halal kepada LPPOM MUI dan terlaksananya tata kelola keuangan usaha  dengan baik  oleh mitra pengabdian yang tercermin dari mitra pengadian telah mampu membuat pencatatan laporan keuangan sederhana serta menerapkan strategi pengelolaan keuangan dengan baik guna eksistensi keberlangsungan usaha.
An Investigation of the Antecedents to Marketing Mix Strategy Implementation Syah Amelia Manggala Putri; Safaah Restuning Hayati; Eka Jati Rahayu Firmansyah
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 3 No. 2 (2020)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v3i2.2542

Abstract

Introduction to The Problem: Been established for 282 years (2019), Pondok Pesantren Sidogiri was one of the oldest Islamic educational institutions in Indonesia. With its approximately 11,000 students, the institution was potentially economic to develop. The development effort was started in 1961 by establishing Koperasi Pondok Pesantren which focused on how to fulfill its students’ needs. Kopontren Sidogiri was currently the main actor in a minimarket business competition in East Java. With its trading activities earning IDR 1 trillion per year, Kopontren Sidogiri could give a welfare impact to the community and Pondok Pesantren Sidogiri.Purpose/Objective Study: The research aims to examine Kopontren Sidogiri’s operational description and marketing-mix implementation in retail business in the 4.0 era.Design/Methodology/Approach: The research was conducted using a qualitative method. According to the theme of the discussion, this research was field research. The research was a descriptive case study performed at Koperasi Pondok Pesantren Sidogiri. Sampling was conducted using a purposive sampling technique. The research sample consisted of a steering committee, managers, staff, and experts. The secondary data were collected from several findings relevant to this study. Data validity was tested using a triangulation technique.Findings: Strategies implemented included marketing mix (4Ps) i.e. product, place, price, and promotion. The achievement gave an inclusive and modern image to Koperasi Pesantren. Meanwhile, place strengthening was by building Toko Basmalah in the areas where alumni of Pondok Pesantren Sidogiri lived, creating loyal market targets. Moreover, price strengthening was by using a retail price in a product sale, encouraging the sale, and making effective profits. The promotion was by branding Pondok Pesantren Sidogiri, creating customers’ trust, and spreading positive information about Minimarket Basmallah to people (word of mouth).
Halal Certification, Brand Image, dan Celebrity Endorse: A Study on Zoya Hijab's Consumers Safaah Restuning Hayati; Dwi Meilina Siwi Pramesti
DINIKA : Academic Journal of Islamic Studies Vol. 6 No. 1 (2021)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/dinika.v6i1.3574

Abstract

Zoya is one of the Muslim clothing companies with halal certification from the authorized institution, MUI (The Council of Indonesian Ulama). This study aimed to determine the effect of halal certification, brand image, and celebrity endorser on Zoya hijab purchasing decisions. This study used incidental sampling technique conducted in the city of Yogyakarta. The data analysis technique used Partial Least Square (PLS), which consists of outer model and inner model tests. The outer model test is divided into two tests: the validity test and reliability test and the inner model test consists of two kinds of tests, namely the R test and the Gof test. The results of the analysis of this study revealed that the variables of halal certification (X1), brand image (X2) and celebrity endorser (X3) have a positive and significant effect on purchasing decisions (Y) of Zoya hijab in Yogyakarta. The results of the R Square test obtained a value of 73%. This means that halal certification, brand image, and celebrity endorser have a strong contribution to the consumers' purchasing decision on Zoya hijab. Halal certification provides an assurance and a guarantee for the quality of a product. This is because the halal label on a product means that the product has been rated thayyib (wholesome).