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Perilaku Konsumsi Mahasiswa Dalam Memanfaatkan Dompet Digital: Studi Kasus  Mahasiswa/i UINSU Medan   Auliya Ahmad Suhardi; Saparuddin Siregar; Budi Dharma
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 1 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i1.4576

Abstract

The advancement of time and technology that continues to develop brings enormous changes to various sectors of life today. This change is the presence of new innovations in digital-based financial and payment systems, namely the presence of e-wallets. The purpose of this study is to determine the consumption behavior of students in utilizing digital wallets, whether using a digital wallet makes them consumptive or can plan their finances in the future. This research was conducted using a descriptive qualitative method. The research results show that the use of digital wallets has an influence on student consumptive behavior. This can be seen from the consumption behavior of students in utilizing digital wallets. where students use digital wallets to fulfill all their needs, be it shopping online, paying electricity bills, credit, data, then ordering online transportation, ordering food and drinks and so on. Keyword : consumption behavior, digital wallet, and students
Optimizing Dayah Business Units in Aceh: An ANP Study Siti Najma; Asmuni Asmuni; Saparuddin Siregar
Share: Jurnal Ekonomi dan Keuangan Islam Vol 12, No 2 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i2.20520

Abstract

This study investigates the key factors influencing the success of business units within Dayah (Islamic boarding schools) in Aceh Province, Indonesia. Employing the Analytical Network Process (ANP), the research gathers expert opinions and insights from academics, government officials, and practitioners. The analysis reveals that both internal and external factors significantly impact the management of Dayah business units. Internal factors identified as crucial for success include public relations resources, leadership capabilities, business management practices, natural resource availability, and adequate business capital. Externally, technological advancements, demographic shifts, political/governmental support, socio-cultural influences, and economic conditions all play a role in determining success. This research highlights the importance for stakeholders to consider these diverse factors when optimizing Dayah business unit management. It further offers practical recommendations for managing such units within the context of Aceh, Indonesia.==============================================================================================================ABSTRAK – Optimalisasi Unit Bisnis Dayah di Aceh: Studi ANP. Penelitian ini bertujuan untuk menganalisis faktor yang menjadi penentu kesuksesan dalam mengelola unit bisnis Dayah atau Pondok Pesantren yang ada di Provinsi Aceh, Indonesia. Penelitian ini menggunakan Analytical Network Process (ANP) untuk mengumpulkan opini dan pendapat dari akademisi, pejabat pemerintah dan praktisi. Analisis ANP menemukan bahwa kesuksesan dalam pengelolaan unit bisnis dayah di Aceh ditentukan oleh faktor internal dan faktor eksternal. Faktor internal yang teridentifikasi menjadi penentu keberhasilan adalah SDM, kepemimpinan yang kapabel, praktik manajemen bisnis, ketersediaan sumber daya alam, dan kecukupan modal usaha. Sementara dasi sisi eksternal, faktor penentu kesuksesan adalah kemajuan teknologi, perubahan demografi, dukungan politik/pemerintah, pengaruh sosial budaya, dan kondisi ekonomi. Hasil ini berimplikasi bagi para pemangku kepentingan dalam optimalisasi pengelolaan unit bisnis pada dayah-dayah di Aceh untuk memperhatikan faktor-faktor kesuksesan tersebut. Penelitian ini juga memberikan rekomendasi praktis yang bisa dijadikan acuan dalam pengelolaan unit bisnis yang dikelola oleh Dayah/Pondok Pesantren di Aceh, Indonesia.
Konsep Dan Prinsip Keuangan Sosial Islam Edi Marjan Nasution; Marliyah Marliyah; Saparuddin Siregar
Jurnal Akuntansi dan Pajak Vol 24, No 2 (2024): JAP : Vol. 24, No. 2, Agustus 2023 - Januari 2024
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v24i2.12213

Abstract

Islamic Social Finance has an important role in sharia teachings such as zakat alms and waqf. These principles have long been stated in the Koran and al-Hadith. This research discusses the concepts and principles of Islamic Social Finance contained in the texts and those that apply in Indonesia. The research method "Concepts and Principles of Islamic Social Finance" is (Library research) where relevant library collections are the main strength in this research. This research approach uses normative and sociological methods, namely research based on the Koran and books that discuss public finances in Islam. There are several philanthropic institutions in Indonesia as a forum to help the Muslim community. As an analysis in this research, it was found that philanthropic institutions in Indonesia had different principles and concepts during the previous Islamic period.