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All Journal Kertha Wicara : Journal Ilmu Hukum Kertha Semaya Kertha Negara : Journal Ilmu Hukum Kertha Desa Kertha Patrika JURNAL MAGISTER HUKUM UDAYANA Jurnal Kajian Bali Jurnal IUS (Kajian Hukum dan Keadilan) JURNAL HUKUM PRASADA Vyavahara Duta Presidensial: Jurnal Hukum, Administrasi Negara, Dan Kebijakan Publik
I Gusti Ngurah Dharma Laksana
Fakultas Hukum Universitas Udayana
Religion Arts Humanities Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Upaya Penyelesaian Kredit Bermasalah Dalam Penyerahan Oleh Bank Yang Menyangkut Kedua Belah Pihak Pada Masa Pandemi Covid-19 M. Albizard Alief Alamsyah; I Gusti Ngurah Dharma Laksana
Kertha Negara : Journal Ilmu Hukum Vol 11 No 5 (2023)
Publisher : Kertha Negara : Journal Ilmu Hukum

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Abstract

The result of the bank's business debate is the collection and distribution of capital in the form of loans to the public loans. In the face of the COVID-19 pandemic, bank loans were disrupted, resulting in bad credit and payment defaults. This is what keeps people from fulfilling many of their needs, business obligations and promises. I made. Increase default risk. B. Late payment of Loan installments and other payments previously agreed with the bank. This paper is an experimental legal study focused about field research. The research method is a descriptive qualitative method using primary and secondary data. Data collection method used to create this piece is that of interviewing the principal's supervisor. The findings of this thesis study conclude that the underlying cause of bad credit is the pandemic that is affecting business operations and causing defaults by debtors, thus resolving credit disputes with banks. requires a non-judicial method (out-of-court, non-religious method). Dealing with debtors and looking for ways so that the debtor can fulfill his obligations.
LEGALITAS TANDA TANGAN DIGITAL DALAM TRANSAKSI ELEKTRONIK MELALUI APLIKASI PRIVYID Aloysius Nathan Aristo; I Gusti Ngurah Dharma Laksana
Kertha Negara : Journal Ilmu Hukum Vol 11 No 3 (2023)
Publisher : Kertha Negara : Journal Ilmu Hukum

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ABSTRAK Penggunaan indikasi tangan digital saat melakukan transaksi elektronika sudah lumrah dilakukan sang warga serta diakui sang pemerintah pada Indonesia. Dipercayai bahwa pengenalan tanda tangan digital ini memberikan dampak yang baik bagi para pebisnis, terutama dalam hal efisiensi dan efektivitas baik berasal segi saat, tenaga, serta daerah. Maka asal itu krusial buat dilakukan penelitian yang membahas peraturan tentang indikasi tangan digital di Indonesia dan legalitas tanda tangan digital dalam transaksi elektronik melalui aplikasi penyelenggara ciri-ciri digital yg dijadikan objek penelitian ini yaitu PrivyID. Jenis penelitian ini adalah penelitian hukum normatif yg menggunakan pendekatan hukum dan konseptual dimana analisis penyelesaian rumusan dilema pada penelitian dilakukan berasal mengumpulkan konsep-konsep atau prinsip-prinsip hukum yg ada serta kemudian disusun menggunakan paradigma deduktif. hasil penelitian ini menunjukkan bahwa kontrak terkait indikasi tangan digital pada Indonesia diatur dalam Pasal 11 ayat 1 Undang – Undang No. 11 Tahun 2008 sebagaimana diubah menggunakan UU No. 9 Tahun 2016 wacana isu dan Transaksi elektronik (UU ITE), dan Pasal 5 hingga 58 Peraturan Pemerintah No. 82 Tahun 2012 perihal Penyelenggaraan Sistem dan Transaksi elektronik. lalu mengenai legalitas indikasi tangan digital pada transaksi elektro melalui software PrivyID artinya sah secara aturan sebab indikasi tangan digital sudah diakui di Indonesia dan mempunyai dasar hukum, dan PrivyID adalah perusahan yg telah bersertifikat dan dipantau Kementerian Komunikasi dan Informatika (KOMINFO). Kata Kunci: Tanda Tangan Digital, PrivyID, Transaksi Elektronik. ABSTRACT The usage of virtual signatures while engaging in electronic transactions is not unusual by the general public and identified by using the authorities in Indonesia. it's far believed that the introduction of this virtual signature has a very good effect on business people, in particular in phrases of efficiency and effectiveness both in phrases of time, attempt and region. therefore, it's far essential to conduct studies that discusses the regulation of digital signatures in Indonesia and the legality of digital signatures in electronic transactions thru the virtual identification company application that is used because the item of this research, specifically PrivyID. This kind of studies is a normative felony studies that uses a prison and conceptual method where the analysis of the answer of the hassle formula inside the take a look at is accomplished from amassing existing felony ideas or ideas after which compiled with a deductive frame of mind. The outcomes of this look at imply that contracts related to virtual signatures in Indonesia are regulated in Article 11 paragraph 1 of law No. eleven of 2008 as amended by way of law No. nine of 2016 on statistics and digital Transactions (ITE regulation), and Articles 5 to fifty eight of presidency regulation No. 82 of 2012 on the implementation of digital structures and transactions. Then regarding the legality of digital signatures in electronic transactions via the PrivyID utility, it is legally valid because virtual signatures had been identified in Indonesia and have a legal basis, and PrivyID is a organisation that has been certified and monitored with the aid of the Ministry of Communications and facts era (KOMINFO). Key Words: Digital Signature, PrivyID, Electronic Transactions.
PERLINDUNGAN TERHADAP KONSUMEN PINJAMAN ONLINE DALAM PENYELENGGARAAN FINANCIAL TECHNOLOGY DI INDONESIA Kadek Geena Engrasia Gunawan; I Gusti Ngurah Dharma Laksana
Kertha Negara : Journal Ilmu Hukum Vol 11 No 6 (2023)
Publisher : Kertha Negara : Journal Ilmu Hukum

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Abstract

Studi ini bertujuan untuk mengetahui perlindungan hukum terhadap konsumen pinjaman online dalam Financial Technology di Indonesia serta mengetahui bagaimana pendekatan pengawasan yang tepat untuk melindungi konsumen pinjaman online dalam Financial Technology tersebut. Jurnal ini mempergunakan metode penulisan hukum normatif yang bersumber pada norma-norma hukum seperti peraturan perundangan-undangan serta menggunakan teknik penulisan studi kepustakaan. Hasil penelitian menunjukkan bahwa perlindungan konsumen pinjaman online dalam penyelenggaraan financial technology tercantum dalam POJK Nomor 10/POJK.05/2022 tentang Layanan Pendanaan Bersama Berbasis Teknologi Informasi serta tidak bertentangan dengan UU Nomor 8 Tahun 1999 tentang Perlindungan Konsumen. Adapun pendekatan pengawasan yang tepat digunakan dalam melindungi konsumen pinjaman online adalah market conduct atau perilaku pasar. Kata Kunci: Financial Technology, Perlindungan Konsumen, Pinjaman Online
Kedudukan Kompetensi Penyusun dalam Penyusunan Analisis Mengenai Dampak Lingkungan Putu Alex Virdana Putra; I Gusti Ngurah Dharma Laksana
Presidensial: Jurnal Hukum, Administrasi Negara, dan Kebijakan Publik Vol. 1 No. 3 (2024): September: Presidensial : Jurnal Hukum, Administrasi Negara, dan Kebijakan Publ
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/presidensial.v1i3.77

Abstract

This writing has the aim of knowing the Procedures and Requirements to receive a certificate of competence in the preparation of environmental impact analysis. This is very useful, because it will provide illustrations to other people and legal entities who want to be completed if they want to have a certificate of competence in compiling an analysis of environmental impacts. With the explanation of the mechanism and requirements, therefore a person or legal entity can prepare an analysis of environmental impacts by obtaining a certificate of competence for compiling an analysis of environmental impacts. The main objective of the Environmental Impact Analysis is to ensure that business and development activities can run continuously without destroying and damaging the environment, so in another sense, business or appropriate actions from the perspective of environmental aspects.
Co-Authors A. A. A. N. Harmini A.A. Ade Aryadi Afina Syifa Alfafa Aloysius Nathan Aristo Anak Agung Gde Oka Parwata Anak Agung Gede Oka Parwata Anak Agung Istri Ari Atu Dewi Anak Agung Ngurah Krisna Pratama Anak Agung Wahyu Wedangga Ari Dalem, A.A. Gd. Bgs. Trisna Audric Devnaya Ayu Chitra Permatasari Dewi Ayu Komang Yuliantari Candra Dewi Bastian Daniel Reynaldi Clinton Satria Hanas Cok Gede Putra Janadipa Pemayun Denamar, Anak Agung Bagus Brabham Desak Nyoman Citra Mas Saraswati Dewa Ayu Agung Ika Pramesti Dewa Gede Rama Mahadewa Edward Pardamean Purba Hendra Rusliyadi I Dewa Ayu Ahadhita I Gede Putu Putra Wibawa I Gusti Agung Mas Rwa Jayantiari, I Gusti Agung I Gusti Agung Ngurah Divya Baswara I Gusti Lanang Agung Hendra Dharmayasa I Gusti Ngurah Mahendrajaya I Ketut Singgih I KETUT SUDANTRA I Komang Adi Saputra I Made Adelphi Aridito I Made Dwi Putra Sanjaya I Putu Gede Dalem I Putu Gede Wira Adnyana I Putu Gunawan IB Gede Ananda Widya Artana Ida Ayu Made Aristya Anggreni Ida Ayu Nym Hari Kumara Dewi Indira Putri Mahesti Indra Wirajaya, Pande Putu Intan Septiyani Jayani Giri, Ni Made Dwi Ayu Jean Charity Johana Godelava Joshua Pandapotan Hae Kadek Andi Murdana Kadek Geena Engrasia Gunawan Kadek Suarkayasa M. Albizard Alief Alamsyah Made Dandy Pranajaya Made Diah Pramandhani N Mayada Christ Adi Monik Ananda Kusuma Pratiwi Nathasya Christie Ngurah Nandha Rama Putra Ni Kadek Ariyanti Pratiwi Ni Luh Juliani Ni Luh Putu Alya Karmelia Armani Ni Nyoman Disna Triantini NI NYOMAN SUKERTI . Ni Putu Ayu Meylan Ardini Ni Putu Purwanti Ni Putu Santika Dwi Lestari Ni Putu Yulia Tirtania Ni Wayan Ella Apryani Nyoman Aldryan Widyanto Octavia Dewi Indrawati P. Billy Indra Armawan Pande Gede Sastra Waradana Putu Alex Virdana Putra Putu Bagus Bimandika Arnawa Putu widhi kurniawan mastina putra Satya Gita Adhyaksa Sawitri, Dewa Ayu Dian Suwacana, I Putu Gede Tjok Istri Putra Astiti Wayan Putri Parameswari