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Journal : Jurnal Sains Student Research

Pengaruh Literasi Keuangan, Penggunaan Financial Technology Dan Pengelolaan Keuangan Pribadi Terhadap Gaya Hidup Ummu Salamah; Ati Sadiah; Iis Aisyah
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 1 (2023): Oktober: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i1.62

Abstract

This research is motivated by problems that occur in students majoring in Economics Education class of 2020 and 2021, Faculty of Teacher Training and Education, Siliwangi University, Tasikmalaya, namely regarding the lifestyle they live, especially in a frugal or excessive lifestyle in economic matters. The method used is a quantitative approach with a survey method, and explanatory research design, as well as data collection techniques using a questionnaire technique (questionnaire). The population in this study were 218 students majoring in Economics Education class 2020 and 2021, then after carrying out the sampling technique there were 141 people. Sampling in this study used proportional random sampling technique. The results of this study indicate that financial literacy has a significant influence on the lifestyle, then the use of financial technology has a significant influence on the lifestyle, as well as personal financial management. significant influence on the lifestyle. Then overall financial literacy, the use of financial technology and personal financial management have a significant influence on the lifestyle of economic education students class 2020 and 2021. In this study the results obtained R Square 0.579 which means that the three independent variables have an influence of 57.9% on the dependent variable.
Studi Komparatif Pengelolaan Keuangan Pribadi Ditinjau Dari Pengetahuan Keuangan Dan Jenis Kelamin Leli Lutiah Sani; Heti Suherti; Iis Aisyah
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 1 (2023): Oktober: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i1.229

Abstract

This study aims to determine differences in personal financial management in terms of financial knowledge and gender of ASN teachers in Panumbangan District. This study used a comparative research method with a comparative design and data collection techniques using a questionnaire (questionnaire). The sample used in this study was 145 ASN teachers. The sampling technique used simple random sampling so that a total of 62 male ASN teachers and 83 female ASN teachers were obtained. The results of this study indicate that there are differences in the personal financial management of men and women, there are differences in the financial knowledge of men and women and differences in financial management based on financial knowledge. The results of the Independent Samples T Test on the personal financial management variable obtained a significance value of (2-Tailed) 0.000 <0.05 and the financial knowledge variable obtained a significance value of (2-Tailed) 0.000 <0.05. This means that there are differences in financial knowledge and financial management. In addition, it can also be seen that financial knowledge has a significant influence on personal financial management.