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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

Manajemen Pendistribusian Zakat di Masa Pandemi Covid-19 Moh Khoirul Anam; Irpan Hardiansah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (209.63 KB) | DOI: 10.47467/alkharaj.v5i1.1116

Abstract

Zakat collection has great potential and is channelled effectively, zakat can contribute to national development, especially in poverty alleviation. The arrival of the covid 19 pandemic invites the active role of zakat institutions to help people who are hampering the pandemic. Zakat institutions also face limitations in management because they also have to carry out operations with Health protocols. Zakat institutions develop creativity in maximizing the collection and distribution of zakat funds. Looking at the phenomenon of research on the role of zakat institutions and the operational constraints faced to examine this phenomenon, delivering zakat funds during the covid 19 pandemic. The research was carried out in Lazismu Kota Depo. The study was conducted in early 2021 to see the activities of distributing zakat funds at the beginning of the covid 19 pandemic in 2020. The results showed that during the covid 19 pandemic the distribution of ZIS funds in Lazismu Kota Depok went well. Management applies the concept of management science which consists of the planning process to evaluation. This strategy is quite effective in dealing with existing obstacles. For example, operational constraints due to the Health protocol and the lack of special program staff to implement the ZIS fund distribution program.
Penerimaan Mobile Banking di Kalangan Nasabah Perbankan Syariah Muhammad Khaerul Muttaqien; Moh Khoirul Anam; Tajudin Mas’ud; Hamli Syaifullah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 4 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (960.21 KB) | DOI: 10.47467/alkharaj.v5i4.2600

Abstract

This study aims to investigate the factors that determine the acceptance of mobile banking among Islamic bank customers by using the unified theory of acceptance and use of technology (UTAUT) model and two other additional variables, namely perceived risk and cost. By using SmartPLS 3.29, the empirical findings of this study show that performance expectations, business expectations, and facilitating conditions have a significant effect on the intention to use mobile banking. The empirical findings of this study also show that intention has a significant effect on the use of mobile banking. Meanwhile, perceived social influence, costs and risks do not have a significant effect on the intention to use mobile banking. Keywords: UTAUT, Risk, Cost, Mobile Banking, Islamic Bank,
Optimization of Integrated Waqf Management And Productive Zakat Funds Dina Febriani Darmansyah; Moh Khoirul Anam
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.3879

Abstract

Tujuan penelitian adalah untuk menyampaikan gambaran tentang pengelolaan Dana Wakaf dan Zakat Produktif Terpadu dan dana Wakaf yang dikelola oleh Yayasan Daarut Tauhiid Bandung secara optimal mulai dari nadzir yang profesional, pengelolaan harta wakaf yang optimal, dan pelaporan keuangan yang baik. Demikian juga dengan pengelolaan dana zakat produktif yang tepat sasaran dan sejalan dengan berbagai program yang dirancang oleh Daarut Tauhiid Peduli. Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif deskriptif, dengan menggunakan teknik pengumpulan data dengan cara wawancara, observasi, dan dokumentasi. Teknik analisis data yang digunakan adalah dengan membandingkan keabsahan data yang terkumpul dengan kenyataan di lokasi penelitian. Hasil pembahasan dari penelitian ini adalah: Pengelolaan dana wakaf terpadu dilakukan dengan mempekerjakan nadzir yang profesional, pengelolaan aset yang optimal, dan penyajian laporan keuangan yang baik dan transparan. Sementara itu, dana zakat produktif yang dikelola sejalan dengan target yang dirancang dalam berbagai program DT Peduli seperti DT Peduli Ekonomi, DT Peduli Kemanusiaan, DT Peduli Kesehatan, DT Peduli Pendidikan, DT Peduli Penghapus Riba, dan Pilar Dakwah.