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The Effect of Entrepreneurship Education on Entrepreneurial Intention With Human Capital As A Mediating Variable For Students in Tangerang Rennee Maulana Arioseno; Hendy Tannady; Elissa Dwi Lestari
Indonesian Journal of Business Analytics Vol. 3 No. 2 (2023): April, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i2.3586

Abstract

There are still 8.4 million unemployed people in Indonesia as of February 2022. The high unemployment is coupled with the low interest in entrepreneurship that exists with only about 1.65% of Indonesian population. The purpose of this study is to determine how entrepreneurship education and human resources affect student interest in entrepreneurship in Tangerang. This research was conducted using quantitative methods with 103 samples taken using non-probability sampling with judgmental sampling. Data analysis in this study used SEM techniques with SmartPLS. According to this study, human resources do not significantly affect entrepreneurial interest, but they do significantly affect entrepreneurial education and entrepreneurial interest. This study also discovered that the association between entrepreneurship education and student interest in entrepreneurship is not mediated by human resources.
An Empirical Study of Factors Influencing Digital Banking Intention Use in Indonesia Elissa Dwi Lestari; Dini Gustianawati Sutarja; Helena Dewi
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 6 No 3 (2023): May 2023
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/ijebd.v6i3.2237

Abstract

Purpose: The banking industry is one of the service industries that contributes to national income and serves as an intermediary institution to accommodate public funds and channel them back to productive economic activities. This study will look into the factors that influence customers' intentions to use digital banking and utilize it to their advantages and future advancements. This research uses TAM (technology acceptance model) as framework to explain the intention to adopt digital banking phenomenon. In addition to TAM components of perceived ease of use and perceived usefulness, this research also put perceived risk, trust, and inconvenience into the TAM framework. Design/methodology/approach: This study using quantitative descriptive research design with conclusive research. This study use non-probability sampling with judgmental technique to 140 respondents that meet the research sampling criteria. IBM SPSS version 24 is used for multiple regression data processing and analysis. Findings: The findings show that perception ease of using, perceived usefulness, and perceived risk have no effect on intention to use digit banking. Furthermore, the findings confirm the positive influence of trust and convenience on the intention of using digital banking. Research limitations/implications: The study used Google Forms, which limited respondents' time to answer, and respondents' opinions may be prejudiced. This study's sample size reduced respondents' general representation, and the results were limited to one country. Future academics may add others variables that affect digital banking adoption into the framework. The researchers also recommend bigger sample sizes with a more diverse demographic profile of respondents. Practical implications: Digital banks might emphasize trust and convenience to attract new consumers. Delivering on promises will build trust in services. Digital bank providers can also emphasize their technology's convenience, which allows clients to do financial transactions anywhere and anytime. Originality/value: This study will serve as a reference for digital bank providers in promoting the usage of digital bank services in order to accelerate Indonesian digital bank adoption, which is still lagging behind that of other Asian countries. Paper type: Research paper