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All Journal Jurnal Ekonomi Bisnis Syariah
Amir Sahaka
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Economics, Econometrics & Finance

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PENGARUH PENDAPATAN ASLI DAERAH DARI SEKTOR PARIWISATA DALAM MENINGKATKAN PEREKONOMIAN KABUPATEN KOLAKA Andi Elma Liana; Amir Sahaka; Suhardin Suhardin
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Tourism is a sector with great potential in contributing to improving the economy of a country. According to Law No. 10 of 2009 concerning tourism, tourism is an activity that aims at organizing tourism services, providing tourist objects and attractions. The formulation of the problem in this research is whether there is an effect of local revenue from the tourism sector in improving the economy of Kolaka Regency and also how are the supporting and inhibiting factors for development of the tourism sector in Kolaka Regency. The purpose of this study is to determine whether there is an effect of local revenue from the tourism sector in improving the economy of Kolaka Regency and also to determine the obstacles or obstacles experienced by the tourism sector as well as supporting factors for tourism development in Kolaka Regency.The research method used is a type of quantitative research with a quantitative approach with the subject of local revenue from the tourism sector in improving the economy of Kolaka Regency. Then the research procedure carried out includes intensive observation (questionnaires, interviews, and documentation) about the local revenue from the tourism sector in improving the economy of Kolaka Regency.The results of this study indicate that local revenue from the tourism sector has an influence in improving the economy of Kolaka Regency, this is evidenced by the results obtained from the SPSS application which functions to test the questionnaire that has been filled in by employees in the form of statements.
EFEKTIVITAS PEMANFAATAN DANA KREDIT USAHA RAKYAT (KUR) DALAM MENGEMBANGKAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI DESA TAMBOLI KECAMATAN SAMATURU Mirnawati Mirnawati; Amir Sahaka; Muhammad Akbar
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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The People's Business Credit (KUR) is a government program launched in November 2007 by President Susilo Bambang Yodoyono, which is given to micro-entrepreneurs who are feasible but not yet bankable. One of the efforts that can be made to empower a productive economy in order to reduce unemployment is to help open employment / business for those who need work, namely entrepreneurship by fostering Micro, Small and Medium Enterprises (MSMEs). However, the provision of People's Business Credit (KUR) funds in Tamboli Village, Samaturu District was not fully used in accordance with the initial loan agreement.The formulation of the problem in this study is How to use the People's Business Credit (KUR) fund in developing Micro, Small and Medium Enterprises (MSMEs) in Tamboli Village, Samaturu District and What are the obstacles in the utilization of People's Business Credit (KUR) funds. This study aims to determine whether customers use the funds provided in accordance with the initial agreement to provide credit and what are the obstacles faced by the debtor in managing the People's Business Credit (KUR) fund to develop their business.The research method used includes the type of research in the form of qualitative research, and the objects of this research are the customers of the People's Business Credit (KUR), Mantri and Customer Service. Data collection techniques used were observation, interviews, and documentation.The results showed that the utilization of People's Business Credit (KUR) funds in developing Micro, Small and Medium Enterprises (MSMEs) in Tamboli Village, Samaturu District has been well realized, seen from the level of debtor income before and after taking the increased People's Business Credit (KUR) funds. The obstacles in the utilization of People's Business Credit (KUR) funds in developing Micro, Small and Medium Enterprises (MSMEs) in Tamboli Village, Samaturu District are crop failure and stagnant business.
STUDI KOMPARASI MINAT MENABUNG PEDAGANG PASAR RAYA MEKONGGA PADA BANK BRI DAN BANK MUAMALAT KOLAKA. PERGRAM STUDI PERBANKAN SYARIAH FAKULTAS EKONIMI DAN BISNIS ISLAM, IAI AL MAWADDAH WARRAHMAH KOLAKA Ahmad Syuaib Rahman; Amir Sahaka; Muh Iqbal
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The economic activities of a country are always related to the flow of money payments, where the banking industry has a very strategic role, namely as the lifeblood of the economic system. Bank BRI is a bank that carries out activities based on conventional principles as a whole. Meanwhile, Bank Muamalat Indonesia is a bank that contains elements of sharia. The Kolaka area which is strategic and the community has various sources of income, which is very appropriate for running a business.The formulation of the problem in this study is how the interests of the traders of the mekongga highway in saving at Bank BRI and Bank Muamalat, how is the savings management system at Bank BRI and Bank Muamalat. The aim of this research is to find out how the interest in saving the traders of the Pasar Raya Mekongga bank BRI Kolaka and Bank Muamalat Kolaka. To compare the savings fund management system at Bank Bri and Bank Muamalat.The research method used is qualitative research. The object of research is Market Traders and the subject of the research is the interest of the Mekongga highway market at BRI Bank and Muamalat Kolaka. The research procedure used includes 3 stages, namely observation, interview and documentation.The results of the study show that the people's interest in saving is more likely to choose BRI Bank because the service is easy and not complicated, while those who save at Bank Muamalat are their reasons because they are avoiding the Riba system (especially Muslims) by using 2 systems, namely Wadiah and Mudharabah.
Co-Authors Ahmad Syuaib Rahman Andi Elma Liana Mirnawati Mirnawati Muh Iqbal Muhammad Akbar Suhardin Suhardin