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THE EFFECT OF COMPENSATION, WORK ENVIRONMENT, AND CAREER DEVELOPMENT ON EMPLOYEE LOYALTY (Study on Bank Jateng Syariah Employees) Firlian Fikri Egyansyah; Akhmad Darmawan; Wida Purwidianti; Purnadi Purnadi
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 4 (2022): IJEBAR, Vol. 6 Issue 4, December 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i4.7190

Abstract

This study aims to determine the effect of Compensation, Work Environment, and Career Development on Employee Loyalty. This research is a quantitative research with the data source used namely primary data. The population and sample used in this study were employees of Bank Jateng Syariah Purwokerto Branch Office, Semarang Branch Office, and Sharia Division using a saturated sample method of 102 employees of Bank Jateng Syariah. Data collection techniques using questionnaires distributed directly to employees. The data analysis method used is Multiple Regression Analysis using the Stata 17 application. The results of this study indicate that (1) Compensation, Work Environment, and Career Development simultaneously have a positive and significant effect on Employee Loyalty, (2) Compensation has a positive and significant effect on Employee Loyalty. Employee Loyalty, (3) Work Environment has a positive and significant effect on Employee Loyalty, and (4) Career Development has a positive and significant effect on Employee Loyalty.
ANALISIS PENGARUH RISK PERCEPTION, RISK TOLERANCE, OVERCONFIDENCE, DAN LOSS AVERSION TERHADAP KEPUTUSAN INVESTASI GENERASI MILIENIAL Naelati Tubastuvi; Cantik Tiara Maharani Azzahara; Wida Purwidianti; Fatmah Bagis
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 11, No 1 (2024): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ecobi.v11i1.5334

Abstract

This study aims to determine the factors that influence investment decision making for millenial generation in Cilacap, Central Java. The research use quantitive method with primary data collected by distributing questionnarires. The millenial generation in Cilacap is the population in this study with sample used is 101 respondents. Data was analyzed using IBM SPSS Statistics 20. The result show that Risk perception and loss aversion influences the investment decision of the millenial generation in Cilacap. This means that the higher person perception of risk and loss aversion, the more careful the person will tend to be in making investment decision. Meanwhile, risk tolerance and overconfidence does not influence the investment decision of the millenial generation in Cilacap
Financial Management Behavior: the Influence of Financial Knowledge, Financial Attitude, and Financial Literacy Mediated by Locus of Control Dika Damayanti; Naelati Tubastuvi; Wida Purwidianti; Yudhistira Pradhipta Aryoko
Indonesian Journal of Business Analytics Vol. 3 No. 6 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i6.6907

Abstract

The purpose of this study is to identify the effect financial knowledge, financial attitude and financial literacy towards financial management behavior mediated by locus of control. This research used SmartPLS statistical analysis tool version 3.0. Based on the findings of this research, it shows that financial knowledge and financial literacy do not affect the locus of control, financial attitude has a positive and significant effect on the locus of control. Financial knowledge, financial literacy, and locus of control have a positive and significant effect on financial management behavior, financial attitude does not affect financial management behavior. The locus of control cannot mediate the effect of financial knowledge and financial literacy on financial management behavior, and the locus of control can mediate positively and significantly the influence of financial attitudes on financial management behavior. The implication for universities in forming good financial management behavior is to increase financial knowledge, financial literacy and locus of control, then form financial management behavior by improving financial attitude through locus of control by holding training programs, courses, seminars, or other activities from universities and faculties.
Internal and External Factors that Influence Non-Performing Financing in Sharia Commercial Banks Kurniasih Setya Anindita; Naelati Tubastuvi; Wida Purwidianti; Alfato Yusnar Kharismasyah
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 3 No. 1 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jambak.v3i1.7857

Abstract

Problematic financing is reflected in Non-Performing Financing (NPF) because NPF is a parameter that can determine whether there is risky financing in Islamic banking. This research aims to determine the impact of Capital Adequacy Ratio (CAR), Operating Expenses and Operating Income (BOPO), inflation, and Bank Indonesia (BI) rates on Non-Performing Financing (NPF) in Sharia Commercial Banks in Indonesia. The data in this research uses secondary data. The population used is Sharia Commercial Banks registered with the Financial Services Authority (FSA) in 2018-2022. The sample used is the published report for the 2018-2022 quarter I-IV period. The research results show that BOPO has a positive and significant impact on NPF. Meanwhile, CAR, inflation, and BI rates have no significant impact on NPF.
PENGARUH KUALITAS PRODUK, INOVASI PRODUK, CITRA MEREK DAN DIGITAL MARKETING TERHADAP KEPUTUSAN PEMBELIAN Ma’ruf, Nasir; Alfalisyado, Alfalisyado; Purwidianti, Wida; Randikaparsa, Irawan
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): ON GOING
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4106

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kualitas produk, inovasi produk, citra merek dan digital marketing terhadap keputusan pembelian pada konsumen mie Gaga di kota Cilacap. Penelitian ini menggunakan metode kuantitatif. Populasi dalam penelitian ini adalah konsumen mie Gaga di kota Cilacap dengan menggunakan rumus roscoe sehingga didapati jumlah responden sebesar 100. Data penelitian ini diperoleh dengan penyebaran kuisioner dengan teknik purposive sampling. Olah data penelitian ini menggunakan SPSS 26. Hasil penelitian ini menunjukkan kualitas produk, citra merek, digital marketing berpengaruh positif dan signifikan terhadap keputusan pembelian. Sedangkan inovasi produk tidak berpengaruh terhadap keputusan pembelian. Adjusted R2 dalam penelitian ini sebesar 0,438%, hal ini menunjukkan terdapat 56% variabel di luar penelitian ini yang mempengaruhi keputusan pembelian Mie Gaga. Penelitian ini diharapkan dapat menyumbangkan kontribusi akademis dalam bidang yang diteliti agar bisa menjadi referensi peneliti lain untuk melanjutkan atau mengembangkan penelitian yang sama dibidang manajemen pemasaran.
Strategi Penguatan Kinerja Umkm Melalui Peran Optimalisasi Financial Teknologi (FINTECH) Ika Yustina Rahmawati; Wida Purwidianti; Tri Septin Muji Rahayu; Retno Dwiyanti; Alfalisyado Alfalisyado
Jurnal Pengabdian Kepada Masyarakat Kalam Vol. 2 No. 2 (2023): Mengedukasi Masyarakat Untuk Siap Menghadapi Tatanan Ekonomi Baru
Publisher : Prisani Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This service activity is carried out for UMKM players in the Regency. Banyumas. Based on the survey results, there are two general issues related to empowering MSMEs in Banyumas, namely: alternative access to capital/funds and a lack of capacity for financial management skills among MSME actors. This activity aims to convey insights regarding alternative micro business financing (MSMEs) outside of bank finance and provide insight into Islamic financial literacy. Against this background, follow-up activities on Fintech and Islamic financial literacy were held. Fast-growing fintech will help achieve the three main objectives of the Indonesian financial services sector master plan. (1) Contribution, encouraging accelerated growth of the national economy through optimizing functions in the financial services sector, (2) Resilience, sustainable development driven by good management of financial system stability; (3) Inclusive, namely providing a way of convenience in finance with the aim of improving people's lives for the better in the future. Furthermore, financial literacy is carried out with sharia financial literacy training to provide insight into knowledge, abilities and beliefs that influence attitudes and behavior to improve the quality of decision-making and financial management in achieving a better level of life, develop materials on how to optimize the financing of production activities and direct MSME actors to always operate in accordance with sharia principles.