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All Journal Jurnal Asy-Syari'ah Diroyah : Jurnal Studi Ilmu Hadis Transformasi: Journal of Economics and Business Management International Economic and Finance Review
Heni Mulyasari
Universitas Muhammadiyah Bandung
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Other

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Konsep Manajemen Harta dalam Perspektif Hadis Ahmad Farikhin; Muhammad Najib; Rosihon Anwar; Heni Mulyasari
Diroyah : Jurnal Studi Ilmu Hadis Vol 7, No 1 (2022)
Publisher : Prodi Ilmu Hadis Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/diroyah.v7i1.18983

Abstract

Wealth is a facility given by Allah Subhanahu Wa Ta'ala to human beings to carry out their functions as leaders and managers of the earth where they live. In order to achieve happiness living in the natural world and the hereafter, Creator provides instructions to get excellent and correct treasures and how to use them. In this paper, the author describes The Concept of Asset Management from the Perspective of Hadith. This writing uses descriptive quantitative methods in the form of library research. The study results show that wealth will provide worldly benefits by means of reasonable consumption according to sharia guidelines, not doing israf and tabdzir on the one hand and not being stingy on the other. A good Muslim must be moderate israf, tabdzir and miserly so that his wealth positively impacts life both during life in this world and in the hereafter. If spent according to sharia guidelines, assets can be taken to death. The portion of the property consumed to meet worldly needs has an impact on worldly happiness, and the portion that is donated for the benefit of helping others will have a positive impact on its owner in the hereafter
KAJIAN HISTORIS MAQASHID SYARIAH SEBAGAI TEORI HUKUM ISLAM Ahmad Farikhin; Ahmad Hasan Ridwan; Heni Mulyasari
Asy-Syari'ah Vol 24, No 2 (2022): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v24i2.19332

Abstract

Abstract: The term maqashid was first proposed by al-Hakim al-Tirmidzy in the third century Hijiriyah, but has been conceptually invented and used since prophetic times with different terms. This study aims to find historical traces of maqashid sharia from original sources from time to time as sources of Islamic law after the Quran, Hadith, Ijma and Qiyas, which are discussed by contemporary scholars as solutions and breakthroughs in answering the legal vacuum caused by rapid changes. This research uses the istiqrai tahlili bayani method which focuses on tracing the traces of maqashid in Islamic scientific treasures. This research concludes that: First, maqashid sharia as a theory of Islamic law as it is known today by al-Juwaeny and elaborated by his disciple named al-Ghazaly later became a comprehensive scientific discipline by al-Syathiby in the eighth century Hijri; Secondly, the discussion of maqashid in this century has developed further with the addition of al-dharuriyat points according to the essential needs of contemporary Muslims such as guarding the people and the state not only sufficiently guarding al-dharuriyat but needing the development of al-dharuruyat points in order to support the progress of Muslims in various spheres of life; Third, maqashid sharia is the result of ijtihad that can change and develop according to the demands of progress as a solution that Islam can offer to the challenges of the times as initiated by Auda.Abstrak: Penelitian ini bertujuan untuk menemukan jejak historis maqashid syariah dari sumber orisinal pada masa ke masa sebagai sumber hukum Islam setelah al-Quran, Hadits, Ijma dan Qiyas yang menjadi bahasan para cendikiawan kontemporer sebagai solusi dan terobosan dalam men­jawab kekosongan hukum akibat derasnya perubahan. Istilah maqashid pertama kali dikemukakan oleh al-Hakim al-Tirmidzy pada abad ketiga Hijiriyah, tetapi secara konseptual telah ditemukan dan digunakan sejak zaman kenabian dengan istilah yang berbeda-beda. Penelitian ini menggunakan metode istiqrai tahlili bayani yang berfokus pada penelusuran jejak maqashid dalam khazanah keilmuwan Islam. Penelitian ini menyimpulkan bahwa: Pertama,  maqashid syariah sebagai teori hukum Islam seperti yang dikenal saat ini oleh al-Juwaeny dan dielaborasi oleh muridnya yang bernama al-Ghazaly kemudian menjadi disiplin ilmu pengetahuan secara komprehensip oleh al-Syathiby pada abad ke delapan Hijriyah; Kedua, pembahasan maqashid pada abad ini telah ber­kembang lebih jauh dengan adanya penambahan poin al-dharuriyat sesuai kebutuhan esensial umat Islam kontemporer seperti menjaga umat dan negara bahkan tidak hanya cukup menjaga al-dharuriyat namun perlu pengembangan poin-poin al-dharuruyat demi mendukung kemajuan umat Islam dalam berbagai bidang kehidupan; Ketiga, maqashid syariah merupakan hasil ijtihad yang bisa berubah dan berkembang sesuai tuntutan kemajuan sebagai solusi yang dapat ditawarkan Islam terhadap tantangan zaman seperti yang digagas oleh Auda.
Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Pemilihan Produk Simpanan BMT Rukun Abadi (Studi Kasus Anggota Koperasi BMT Rukun Abadi) Robet Andika Saputra; Hendra Maulana; Diana Farid; Lina Marlina Susana; Heni Mulyasari; Muhammad Husni Abdulah Pakarti; Hendriana Hendriana
Transformasi: Journal of Economics and Business Management Vol. 2 No. 3 (2023): September : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v2i3.955

Abstract

This study aims to investigate the Effect of Sharia Financial Literacy on the Decision to Choose BMT Rukun Abadi Saving Products. This case study focuses on members of BMT Rukun Abadi Cooperative, which is a sharia-based financial institution in Indonesia. Islamic financial literacy is an important factor in encouraging the growth and development of the Islamic financial system. The research method used is a quantitative approach by distributing questionnaires to members of the BMT Rukun Abadi Cooperative. This questionnaire was designed to measure the level of Islamic financial literacy of the members as well as evaluate the decision patterns for choosing deposit products at BMT Rukun Abadi. The results showed that Islamic financial literacy has a significant influence on the decision to choose deposit products at BMT Rukun Abadi. Members of BMT Rukun Abadi Cooperative who have a higher level of Islamic financial literacy tend to be better able to understand the characteristics and benefits of Islamic savings products, so they can make more informed and effective decisions. These findings provide important implications for BMT Rukun Abadi in improving Islamic financial literacy services and education to its members. By improving Islamic financial literacy, members will be more engaged and involved in utilizing the Islamic savings products offered by this financial institution, thus supporting the growth and sustainability of the Islamic financial system in Indonesia.
Gharar, Fraud and Dispute in Islamic Business Transaction an Islamic Law Perspectives Ahmad Farikhin; Heni Mulyasari
International Economic and Finance Review Vol. 1 No. 2 (2022): INTERNATIONAL ECONOMIC AND FINANCE REVIEW (IEFR)
Publisher : Sekolah Tinggi Ekonomi dan Perbankan Islam Mr. Sjafruddin Prawiranegara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56897/iefr.v1i2.18

Abstract

Islam adheres to the principle of justice in carrying out muamalah activities, especially in the economic field. Fairness is the main principle and foundation of business relationships between sellers and buyers. Fair means that business activities must be fair and mutually beneficial and do not cause harm to one party, so that the injured party feels aggrieved by the other party. One practice that may harm one party in a business is the practice of gharar. Gharar is an attempt to gain profit illegally way according to Islamic law because it causes the transfer of rights in a false way which has been strictly forbidden by Allah Subhanawu wa Ta'ala. Although Muslim scholars and scholars differ in expressing the definition of gharar, it explicitly has a mutual meaning. In Islamic legal texts fraud (tadlis or khilaba), lesion or misrepresentation (ghabn), gross misrepresentation (ghabn fahish), deception (shushsh), imbalance (gharar), and trickery (taghrir) are used interchangeably as to mean fraud. Such practices can lead to disputes. This research uses a descriptive qualitative method by studying the literature, both classical, contemporary, and scientific journals. The results of the study found that gharar was forbidden because of the presumption between the two transacting parties. Disputes are a danger that will lead to bloodshed between Adam's children and grandchildren. The danger must be removed (al-dhararuu yuzalu). Thus the unavoidable minor gharar caused by unavoidable gharar is unavoidable and unavoidable transactions that have been agreed upon between the seller and the buyer. Keywords: Dispute, Fraud, Gharar, Islamic Business, Customer Satisfaction
Co-Authors Ahmad Farikhin Ahmad Farikhin Ahmad Farikhin Diana Farid Hendra Maulana Hendriana Hendriana Lina Marlina Susana Muhammad Husni Abdulah Pakarti Muhammad Najib Robet Andika Saputra Rosihon Anwar, Rosihon