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All Journal SEIKO : Journal of Management & Business JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Journal of Enterprise and Development (JED) Revitalisasi : Jurnal Ilmu Manajemen Ilomata International Journal of Tax and Accounting Reswara: Jurnal Pengabdian Kepada Masyarakat ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Majalah Ilmiah UPI YPTK Jurnal Ekonomi Jurnal Penelitian Ekonomi Manajemen dan Bisnis Innovative: Journal Of Social Science Research Nanggroe: Journal Of Scholarly Service Jurnal Kabar Masyarakat Jurnal Pengabdian Bersama Masyarakat Indonesia Jurnal Inovasi Pengabdian Masyarakat Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat
Zulfa Zakiatul Hidayah
Universitas Pelita Bangsa
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Other

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Journal : Revitalisasi : Jurnal Ilmu Manajemen

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Pengaruh Literasi Keuanga, Pendapatan, Status Pernikahan dan Haya Hidup Terhadap Perilaku Berhutang Erin Soleha; Zulfa Zakiatul Hidayah
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 1 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v12i1.3799

Abstract

Debt behavior nowadays is a common thing for someone to do, from small children, adults to the elderly, they must have carried out debt and credit activities. People often use debt as an alternative to getting funds when they are pressed or when their finances are inadequate. This study aims to prove the relationship between Financial Literacy, Income, Marital Status, and Lifestyle that influence Debt Behavior. This study uses a quantitative approach using primary data from 99 respondents with a questionnaire as a data collection tool. The sample used in this study is the people of West Java Province with the Accidental Sampling method. The analytical method used to analyze the data is Partial Least Square with the outer model and inner model coefficient tests with the help of Smart PLS software. The results showed that financial literacy and income had an effect on debt behavior while marital status and lifestyle had no effect.
Co-Authors Abdul Latif Andrianto Prasetya Nugroho Erin Soleha Erna Apriani Etty Zuliawati Zed Fiqih Maria Rabiatul Hariroh Indra Permana Isarianto Isarianto Junedi Junedi Muhamad Syahwildan Nadia Meirani Prasetyo Hari Sandi Prasetyo Harisandi Pupung Purnamasari Ridwan Muhsoni Rizka Estisia Pratiwi Rustianah Sesri Sellina Widiastuti Widiastuti Widiastuti Wiyarno Wiyarno W