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The Effect of Return Expectation, Motivation, Perceived Value of Risk and Technological Progress on Investment Decision in Sharia Peer to Peer Lending Abdul Manap; Yusmita Hawari; Andriani Lubis; Eddy Sukandar; Arko Pujadi
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 2 (2023): April 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i2.955

Abstract

The purpose of this research is to test and analyze the effect of perceived risk on investment decisions in Islamic peer to peer lending, test and analyze the effect of expected returns on investment decisions in Islamic peer to peer lending, test and analyze behavioral motivation on investment decisions in peer to peer sharia lending, examines and analyzes the effect of technological advances on investment decisions in sharia peer to peer lending and analyzes the simultaneous influence of perceived risk, expected return, behavioral motivation and technological advances on investment decisions in sharia peer to peer lending. This study was concluded that the higher the risk received, the greater the investment decision. This is because the sample of respondents in this study already has sufficient knowledge about investment, where to obtain high returns must be accompanied by high risks as well. In addition, the behavioral motivation variable also influences the investment decision variable significantly. The reason for this could be that the respondents in this study felt more confident if they knew that their company's reputation was good and would have more confidence in the information and recommendations provided by other parties as a basis for making investment decisions.
Analisis Pengaruh Gross Profit Margin Dan Return On Equity Terhadap Harga Saham Pada Perusahaan Sektor Infrastruktur Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2022 Azahra Zhafira; Andriani Lubis
COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat Vol. 3 No. 4 (2023): COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/comserva.v3i4.943

Abstract

Pandemi Covid-19 melanda seluruh dunia, termasuk indonesia Sejak munculnya pandemi Covid-19 di Indonesia telah mengguncang pasar saham dan keuangan tanah air, dan mengakibatkan indeks harga saham gabungan (IHSG) jatuh ke level yang cukup rendah. Di Indonesia, hal ini juga berdampak negatif pada pasar modal dan merugikan investor dalam pengambilan keputusan investasi. Penelitian ini bertujuan untuk: (1) mengetahui dan menganalisis pengaruh gross profit margin terhadap harga saham, (2) mengetahui dan menganalisis pengaruh return on equity terhadap harga saham, (3) mengetahui dan menganalisis pengaruh gross profit margin dan return on equity terhadap harga saham. Penelitian ini menggunakan metode kuantitatif dengan teknik analisis statistik deskriptif, analisis uji asumsi klasik, analisis regresi linear berganda, dan analisis uji hipotesis. Jumlah sampel yang digunakan sebanyak 30 sampel dengan metode purposive sampling. Data dikumpulkan secara sekunder selama periode 2020–2022. Hasil penelitian ini menunjukkan bahwa variabel gross profit margin memiliki pengaruh negatif terhadap harga saham, variabel return on equity memiliki pengaruh positif terhadap harga saham, dan variabel gross profit margin dan return on equity terbukti memiliki pengaruh signifikan secara simultan atau bersama-sama terhadap harga saham.
Analysis of The Influence of Brand Ambassador in Building Brand Image on The Purchase Decision of Samsung Smartphone Products Customers Abdul Manap; Yusmita Hawari; Andriani Lubis; Zurlina Lubis; Asep Saepullah
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 5 (2023): Oktober 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i5.1529

Abstract

The rapid development of technology makes communication even easier. Communication can be done through many devices, one of which is a smartphone. Nearly 70% of people in Indonesia already use smartphones from various brands. This study attempts to examine how brand ambassadors contribute to brand image development and how they affect consumer choices. The route analysis method was utilized to process the data from the 100 respondents who participated in this study. The findings of this study demonstrate that brand ambassadors have a direct impact on brand perception. Purchase decisions are directly influenced by brand ambassadors and brand perception. Through their representation of the company, brand ambassadors indirectly influence consumer purchasing decisions.
WORKSHOP TATA KELOLA KEUANGAN BAGI UMKM SECARA SEDERHANA DAN DIGITAL Abdul Manap; Andriani Lubis; Riah Ukur Br Ginting; Yusmita Hawari; Lilik Swarnata Angga Buana; Diana Pujiningsih; Yusnindar Yusnindar
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 4 (2023): Volume 4 Nomor 4 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i4.20083

Abstract

Kabupaten Bogor dengan 35000 UMKM (data Dinas Koperasi dan UMKM 2022), Kecamatan Cibinong adalah salah satu di wilayah Kabupaten Bogor yang memiliki banyak UMKM yaitu 12000 berdasarkan data yang diperoleh dari Dinas Koperasi, UMKM dan Perindustrian dengan berbagai macam jenis usaha. Dengan jumlah UMKM yang cukup banyak ini, masih sedikit yang mampu dalam mengelola keuangannya dengan benar. Begitupula dengan pengetahuan dan keahlian yang terkait digitalisasi masih minim didapat sehingga membuat pelaporan keuangan sering terkendala terdapat laporannya yang kurang akuntabel. Tujuan Workshop ini melakukan pelatihan dan pendampingan ini adalah meningkatkan pengetahuan dan pemahaman UMKM dalam tata kelola keuangan manual dan digital yang lebih baik sebagai pembaruan proses bisnis, model bisnis, dan instrumen keuangan sehingga dapat mengembangkan usaha dengan cara 1) Peningkatan tata kelola dan pencatatan laporan keuangan secara manual. Selanjutnya yang 2) Dengan bantuan media digital meningkatkan keterampilan dan keahlian pengoperasian, sehingga laporan keuangan yang disajikan akuntabel dan terkini. Hasil pelatihan pendampingan UMKM dapat membuat laporan keuangan sederhana dan digital. Dengan memiliki laporan keuangan UMKM dapat melakukan pengembangan usahanya dengan mencari permodalan dan memasarkan yang terintegrasi secara digital.
Pengaruh Stress Kerja Terhadap Turnover Intention Karyawan Pada PT. Central Mega Kencana di Jakarta Nurjati Sugiharto; Andriani Lubis
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 1 (2023): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i1.1896

Abstract

This study aims to determine the effect of work stress on employee turnover intention at PT. Central Mega Kencana in Jakarta. The research method used is quantitative. The sample in this study were employees of PT. Central Mega Kencana in Jakarta, whose number was determined using the slovin formula and obtained representative results totaling 95 people. The sampling method in this study uses probability sampling with simple random sampling technique. The data analysis technique in this study used simple linear regression with the statistical program SPSS version 24. The results showed that the variable work stress has a significant effect on employee turnover intention at PT. Central Mega Kencana in Jakarta, this is evident from the results of the hypothesis test between work stress on employee performance employee turnover intention at PT. Central Mega Kencana obtained tcount > ttable (13.675 > 1.986) (H1 accepted). Based on the results of the analysis of the coefficient of determination, a result of 66.8% is obtained, which means that the contribution of work stress contributes to the variable turnover intention of employees of PT. Central Mega Kencana amounted to 66.8, the remaining 33.2% was influenced by other factors