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MEMBANGUN KEMANDIRIAN FINANCIAL ANAK PANTIASUHAN MELALUI PELATIHAN KEWIRAUSAHAAN isbanah, yuyun; Kautsar, Achmad; Prabowo, Prayudi Setiawan
Jurnal Abdimas Vol 21, No 2 (2017): Desember 2017
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M), Universitas Negeri Semarang

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Abstract

The purpose of entrepreneurship training is to increase intention, motivation, and entrepreneurship skills to the orphanage children. An Orphanage girl is selection as training objects because they need to have the skills to train their own souls. Entrepreneurship training is aim to training financial independence early on. Entrepreneurship training and making beads brooch located at Al-Chusnaini Sidoarjo  Orphanage, which followed by 34 participants consisting of young women and administrators of orphanages. The method of implementation is used two steps. The first step is entrepreneurship learning and the second step is the workshop of making beads brooch. This training goes as expected. The results of the questionnaire indicate that generally, the training is able to understand by the participants. Most of the participants thought that training were able to increase their skills, and there was an increase in entrepreneurship intention. Keywords: financial independence, orphanage, entrepreneur intention
ANALISIS PENGARUH DEVIDEN, PERTUMBUHAN ASET, UKURAN PERUSAHAAN, DAN LEVERAGE TERHADAP VOLATILITAS HARGA SAHAM Ardiansyah, Ivan; Isbanah, Yuyun
Jurnal Riset Akuntansi dan Keuangan Vol 5, No 3 (2017): Jurnal Riset Akuntansi dan Keuangan. Desember 2017
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v5i3.9227

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Abstract. This study aims to analyze whether dividend, asset growth, firm size and leverage has to effect on stock price volatility at miscellaneous industry companies in Indonesia Stock Exchange. The population in this study is 42 companies in miscellaneous industry sector in 2013 - 2015. The sampling method used in this reason was purposive sampling which resulted 14 companies. Data analyzed using multiple regressions in SPSS application 23. The result of this research showed that dividend payout ratio has positive effect to stock price volatility. The Company that has the ability to pay high dividends will attract many investors to buy shares. This causes the volatility of stock prices become more fluctuate. While asset growth, firm size, and leverage has not effect on stock price volatility. Keywords: asset growth;dividend; firm size; leverage; stock price volatility  Abstrak. Penelitian ini bertujuan untuk menguji pengaruh dividen, pertumbuhan asset, ukuran perusahaan dan leverage terhadap volatilitas harga saham pada perusahaan aneka industry di Bursa Efek Indonesia. Populasi penelitian ini terdiri dari 42 perusahaan sektor aneka industry periode 2013-015. Metode pengambilan sampel menggunakan purposive sampling dengan jumlah sampel akhir sebanyak 14 perusahaan. Data dianalisis menggunakan analisis regresi berganda dengan software SPSS 23. Hasil penelitian menunjukkan bahwa dividen payout ratio berpengaruh positif terhadap volatilitas harga saham.  Perusahaan yang memiliki kemampuan membayar dividen yang tinggi akan menarik minat investor untuk membeli saham. Hal ini mengakibatkan harga saham menjadi berfluktuasi. Sedangkan variabel pertumbuhan asset, ukuran perusahaan, dan leverage tidak berpengaruh terhadap volatilitas harga saham. Kata Kunci: leverage; dividen; pertumbuhan aset; ukuran perusahaan; volatilitas harga saham
Pengaruh Financial Knowledge, Pendapatan, Locus of Control, Financial Attitude, Financial Self-Efficacy, dan Parental Financial Socialization terhadap Financial Management Behavior Masyarakat di Kabupaten Sidoarjo Harianto, Sustiko; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 9, No 1 (2021)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jim.v9n1.p241-252

Abstract

The Indonesian community's ratio is very high compared to the savings rate. This study aims to analyze the factors that influence the financial management behaviour of the Sidoarjo community. The factors used in this study are financial knowledge, income, locus of control, financial attitude, financial self-efficacy, and parental financial socialization. This study uses quantitative data with the Sidoarjo community as a population. This study's analysis technique is multiple linear regression analyses with 220 samples of respondents. The result shows that income and locus of control can affect financial management behaviour, and financial knowledge, financial attitude, financial self-efficacy, and parental financial socialization does not affect financial management behaviour. The income can affect financial management behaviour because when someone has good money resources, they can pay all of their bills and make some savings and investment.
Pengaruh Intellectual Capital, Non Performing Financing (NPF), & Financing To Deposit Ratio (FDR) terhadap Kinerja Keuangan Bank Syariah Tahun 2014-2018 Caesar, Jenny Aghnia; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 8, No 4 (2020)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (402.428 KB) | DOI: 10.26740/jim.v8n4.p1455-1467

Abstract

The development of the financial performance of Islamic banks in Indonesia in the 2014-2018 period has increased and developed over the past twenty years, the development of Islamic banks' financial performance has not met the targeted expectations of above 5% (ojk.go.id). Judging from the market share of Islamic banks have met the target but it is caused by the conversion of conventional banks into sharia and not because of organic growth (www.infobanknews.com). Compared to conventional banks, Islamic banks only channeled total loans of Rp 291.18 trillion from Rp 4,782 trillion of total national banking loans or only 6.08% of total national banking loans which caused the growth of the Islamic finance industry to slow down. So this study intends to see the effect of intellectual capital, non-performing financing (NPF), and financing to deposit ratio (FDR) on the financial performance of Islamic banks. This study uses multiple linear regression analysis techniques with a sample of all Islamic banks registered at the OJK and meets the specified criteria to produce as many as 8 Islamic banks that are eligible to be tested. The results of this study indicate that the variables HCE, SCE, CEE and FDR do not affect ROA while the NPF variable is the only variable that has a negative influence on ROA. Customers use the NPF value to see whether the bank can return credit from a bank's debtors, a high NPF value indicates the level of bank failure in returning credit that negatively impacts ROA.
Pengaruh Rasio CAMEL dan Faktor Makroekonomi terhadap Kondisi Financial Distress pada Bank BUSN Non Devisa Tahun 2014-2019 Qur'anna, Wella Wahyu; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 9, No 2 (2021)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.785 KB) | DOI: 10.26740/jim.v9n2.p%p

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The bank, as financial intermediaries, is institutions that collect funds from society and distribute those funds for credit and providing other banking services. So, banking health is essential to prevent banks from Financial distress that leads to bankruptcy. This study analyses the effect of the CAMEL ratio and macroeconomic factors to predict non-foreign exchange bank is in 2014-2019 Financial distress. The CAMEL ratio consists of Capital proxied by CAR (Capital Adequacy Ratio), Asset Quality proxied by NPL (Non-Performing Loan), Management proxied by BOPO (Operating Expense to Operations Income), Earning proxied by ROA (Return on Asset), Liquidity proxied by LDR (Loan to Deposit Ratio). Then, macroeconomic factors proxied by GDP (Gross Domestic Product) and Inflation. This study used 20 non-foreign exchange bank is in 2014-2019 as the sample was determined using purposive sampling, and the statistical methods used to analyze is logistic regression in SPSS 25. This study shows that CAR, NPL, BOPO, LDR, GDP and Inflation have no significant effect on the probability of a bank's financial distress. On the other hand, ROA has a significant effect on the probability of a bank's financial distress.
Pengaruh Good Corporate Governance dan Corporate Sosial Responsibility terhadap Nilai Perusahaan dengan Kinerja Keuangan sebagai Variabel Mediasi pada Perusahaan Misscellaneous Industry di BEI Periode 2016-2019 Saputri, Metalaras; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 9, No 2 (2021)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (93.67 KB) | DOI: 10.26740/jim.v9n2.p%p

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This study aims to determine the effect of good corporate governance (GCG) and corporate social responsibility (CSR) on companies' value with financial performance listed on the IDX for the 2016-2019 period. This research's object is 19 selected companies in various industrial sectors, with a sample of 76 annual reports that meet the criteria. The data used is the 2016-2019 annual report. The method used is the classical assumption method, multiple linear regression, path analysis method using SPSS version 25. The direct effect study results, GCG, an agency composed of management ownership, institutional ownership, and the board of directors, will not significantly impact the value of the company. GCG, which is proxied by the audit committee and CSR, affects firm value and financial performance (ROA), affecting firm value. The indirect effect research shows that ROA has not been able to mediate the effect of GCG, which is proxied by managerial ownership, institutional ownership, and commissioners' board.ROA is only able to mediate the effect of CSR on firm value.
Analisis Komparatif Abnormal Return dan Trading Volume Activity berdasarkan Political Event (Event Study pada Pengesahan RUU KPK 2019) Hafidz, Maulana Faizal; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 8, No 3 (2020)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (24.645 KB) | DOI: 10.26740/jim.v8n3.p829-838

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This research aims to analyze the reaction of the Indonesia capital market with average abnormal return (AAR) and cumulative abnormal return (CAR) before-after the legality of KPK law revision in 2019. This research also using trading volume activity to describe the react of capital market before-after the legality of KPK law revision in 2019. This research use event study for analysis method with 5 days before and 5 days after the event with secondary data from the Indonesia capital market. The research testing by Paired Sample T-Test and Kolmogorov-Smirnov. The result of Kolmogorov-Smirnov shows that AAR, CAR, and TVA are normal distribution. The result of the paired sample t-test shows that no difference between average abnormal return and trading volume activity before-after the political event because investors already get bad news on before and after the legality of KPK law revision in 2019 which make investor wait and see. But, the paired sample t-test shows the difference between CAR before-after the legality of KPK law revision in 2019, because the investor gets a positive abnormal return on t-3 and t-4 which make a different cumulative abnormal return.
Pengaruh Profitabilitas dan Risiko Bisnis terhadap Dividend Payout Ratio melalui Likuiditas sebagai Variabel Moderasi Salsabilla, Nadya Fernanda; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 8, No 4 (2020)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (423.885 KB) | DOI: 10.26740/jim.v8n4.p1301-1311

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Dividend policy is a decision in which a company to determine the level of profit to be retained and the level of profits distributed as dividends to shareholders. This research aims to analyze the influence of profitability and business risk on dividend payout ratio with liquidity as moderating variable in Property, Real Estate, and Building Construction sector companies that is listed on the Indonesia Stock Exchange for the 2015-2018 period. The type of this research is a quantitative research and uses secondary data from the annual report on IDX. The sample of this research is 18 companies chosen by purposive sampling method. The data analysis technique used is multiple linear regression and moderated regression analysis (MRA). The results show that profitability has a positive effect on the dividend payout ratio because companies can utilize assets optimally to increase profits. Business risk harms the dividend payout ratio because companies choose to strengthen the capital structure and develop the companies by utilizing profits and investments to reduce business risk. After all, debt cannot always be expected. Liquidity can moderate the relationship between profitability and business risk on dividend payout ratios because liquidity is a consideration to dividend distribution so that it can increase the number of dividends distributed.
Pengaruh Audit Committee, Ownership Structure, dan Chief Executive Officer terhadap Financial Distress pada Perusahaan Sektor Perdagangan, Jasa, dan Investasi yang Terdaftar di Bursa Efek Indonesia pada Tahun 2015-2018 Maghfiroh, Refiana Dwi; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 8, No 3 (2020)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (44.084 KB) | DOI: 10.26740/jim.v8n3.p1099-1115

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Financial distress is a condition that occurs before a company goes bankrupt, so before that happens, the company needs to take actions such as good corporate governance practices. The purpose of this research is to determine the effect of the audit committee, ownership structure, and CEO on financial distress in trading, service, and investment companies listed on the Indonesia Stock Exchange for the period 2015-2018. The analysis technique used is logistic regression analysis. This type of research is quantitative by using a sample of 25 companies determined through a purposive sampling technique. The results showed that the frequency of audit committee meetings had a significant and positive impact on financial distress, and institutional ownership had a significant and negative impact on financial distress. While the other variables include: audit committee size, audit committee competence, audit committee independence, managerial ownership, family ownership, government ownership, foreign ownership, block holder ownership, and CEO's gender do not have a significant impact on financial distress. Implications of the results in this study are considering the frequency of audit committee meetings and the percentage of institutional ownership in predicting financial distress that can be used by companies and potential investors.
Analisis Faktor-Faktor yang Memengaruhi Financial Satisfaction Pengguna E-Wallet Amelia, May; Isbanah, Yuyun
Jurnal Ilmu Manajemen Vol 9, No 2 (2021)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.372 KB) | DOI: 10.26740/jim.v9n2.p%p

Abstract

The research aims to determine the effect of financial literacy, financial strain, financial management behaviour, and income on financial satisfaction in the e-wallet user in Surabaya. The research is a type of conclusive causality research with quantitative research data using purposive sampling and snowball sampling techniques. The data collection instrument used in this research was the distribution of online questionnaires. The samples used in this research were 207 respondents from e-wallet user in Surabaya. The data analysis use Structural Equation Model (SEM) technique with AMOS tools. This research shows that only financial management behaviour influences financial satisfaction because of their good financial management awareness. Financial literacy has no financial satisfaction because the information is easy to get, but what is received is not necessarily correct. Financial strain has no influences on financial satisfaction because respondent did not experience financial strain, so most of them are college students and students. Income also has no influences on financial satisfaction because the income received still depends on each parent.