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All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SYIRKAH Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat EconBank : Journal Economics and Banking Tasharruf: Journal Economics and Business of Islam Ihsan: Jurnal Pengabdian Masyarakat MALIA: Journal of Islamic Banking and Finance JES (Jurnal Ekonomi Syariah Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Ekonomika dan Bisnis Islam Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat IIJSE

Clarashinta Canggih

Universitas Negeri Surabaya

Author-ID : 658190

Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences Other

Published : 40 Documents Claim Missing Document

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Articles

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Pengaruh Pembiayaan Murabahah, Mudharabah, Dan Musyarakah Terhadap Profitabilitas Bank Umum Syariah Elda Firdayati; Clarashinta Canggih
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 3 (2020): Desember
Publisher : Universitas Negeri Surabaya

In increasing the assets of Islamic banks, they certainly need funding. Return on Assets (ROA) is a ratio that has the function of increasing banking assets. This study aims to determine the effect of murabaha, mudaraba and musharaka financing on profitability projected on ROA using objects, namely 9 Islamic banks in Otoritas Jasa Keuangan (OJK) which have reached the research criteria. Data from this study are in the form of financial statements from the bank's website for the 2014-2018 period. The partial results of the study are murabahah, mudharabah, and musyarakah financing have no influence on ROA, while simultaneous murabahah, mudharabah and musyarakah financing do not have an influence on ROA.

Rekrutmen Karyawan di PT. Pegadaian (Persero) Syariah Surabaya Ditinjau dari Perspektif Islam Nurul Hamidah; Clarashinta Canggih
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April
Publisher : Universitas Negeri Surabaya

This research examined how employee recruitment at PT. Pegadaian (Persero) Surabaya Region XII Office from an Islamic perspective. The purpose of this research was to determine whether the implementation of recruitment at PT. Pegadaian (Persero) Surabaya Region XII Office is in accordance with an Islamic perspective. The research method used was descriptive qualitative research using primary data from interviews and secondary data from company annual data and literature studies. Based on the results of research and previous discussions, it showed that the recruitment at PT. Pegadaian (Persero) Regional Office XII Surabaya still has not fully implemented recruitment in accordance with Islamic principles. Therecruitment is still centered at the head office, hence the recruitment in conventional and Islamic units are still carried out in the same system. There are no specific guidelines and criterias for recruitment at Islamic unit in Pegadaian. Furthermore, the company also does not require employees to have basic education in the field of Islamic Economics.

Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Terhadap Investasi Emas: Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Terhadap Investasi Emas Aldra Puspita Rahma; Clarashinta Clara Canggih
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

The wrong mindset about gold investment creates the thought in society that gold investment is one of long term saving with high risk, multiple requirements and indeterminate. These aspects trigger the lack of gold investment interest in the society. This research aims to understand the partial influence of general knowledge, income perception and education to the gold investment interest in Jombang district society. This research used quantitative method with associative approach. The population used was the citizen in Jombang district. Sampling techniques was done by purposive sampling, while the determination of the number of sample was using Lameshow formula. The data used in this research was primary data which obtained from the online questionnaire distribution via google form. This research questionnaire used Guttman Scale measurement. In this research, the test used multiple linier regressions. This research shows that general knowledge and education aspects have positive and significant influence to the investment interest. While in the income perception aspect, it was known that there is no positive and significant influence to the investment interest.

Comparing the Islamic Rural Banks (BPRS) Soundness on Java Area Before and During the Pandemic Henny Rahma Sari; Clarashinta Canggih
MALIA: Journal of Islamic Banking and Finance Vol 5, No 2 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i2.12351

Thestudy aimed to compare the Islamic Rural Banks (BPRS) soundness on Java area before and during the pandemic. The research is a quantitative study using secondary data obtained from the monthly Islamic Banking statistics published by Otoritas Jasa Keuangan. The sample was DPK, NPF, and FDR of BPRS in 6 provinces at Java island from May 2019 until November 2020. The analysis of the data in this study used Wilcoxon analysis. The results of the study indicated there is a different of BPRS soundness, represented by DPK, NPF, and FDR before and during the pandemic covid-19.

Analisis Prinsip Syariah Pada Pembiayaan Modal Usaha: Studi Kasus BMT Mandiri Sejahtera Kecamatan Sugio Kabupaten Lamongan Febrianti Nilam Sari; Clarashinta Canggih
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 2 No. 1 (2021): November 2021
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar

The purpose of this study is to determine the conformity of Sharia principles in business capital financing at BMT Mandiri Sejahtera, Sugio sub-district branch. The method was descriptive qualitative with data collection techniques through interviews and documentation. The validity test used the source triangulation technique. This study indicates that BMT Mandiri Sejahtera has three Sharia contracts in business capital financing. It consists of Rahn, murabahah and mudharabah. Rahn is the most popular financing contract. There have been violations of shariah rules on Rahn in 2019, whereas, for murabahah and mudharabah financing contracts, they have followed the existing Sharia rules. Keywords: Baaitul maal tamwil, financing, Sharia contract, rahn, murabahah, mudharobah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i2.12351

Efficiency of Islamic Insurance in Indonesia Rachma Indrarini; Clarashinta Canggih
IQTISHODUNA: Jurnal Ekonomi Islam Vol 8 No 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

This paper aims to measure Islamic Insurance Efficiency in Indonesia. This paper uses quantitative data analysis through Data Envelopment Analysis to assess efficiency. Input variables in this study are total assets, expenses, and claims payments, while the output variables used are tabaru income and funds during 2012-2016. The objects of this paper are PT. AJS Amanahjiwa Giri Arta, PT AJS Al Amin, and PT Asuransi Takaful Keluarga. The result shows that in general, Islamic insurance in Indonesia is not yet efficient.

Apakah Literasi Mempengaruhi Penerimaan Zakat? Clarashinta Canggih; Rachma Indrarini
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 1 (2021)
Publisher : Universitas Alma Ata

Zakat is not only relates to ilahiyah worship but also relates to muamalah which has social and economic value. Zakat can be used as a tool to increase welfare and eradicate poverty. Since, Indonesia has large Muslim population, it supposes to has large amount of Zakat. However, the actual recorded zakat collection is still very far from the potency. People zakat literacy about zakat obligations is also low. This paper aims to see the impact pf zakat literacy to zakat collection by OPZ. This research was an associative quantitative study using PLS-SEM bootstrap with WarpPLS5. The object of this research was 9 OPZs (8 LAZNAS and 1 BAZ) which have representative offices in Surabaya. Respondents of this study were muzakki who represented OPZ. The results of this study indicated that zakat literacy has a significant effect on the realization of zakat collection, however the intention to pay zakat does not mediate the relationship between literacy and the realization of zakat collection. This research can be used to identify steps to increase zakat collection.

VISIT WONOSALAM : PENGUATAN POTENSI WISATA DESA MELALUI STRATEGI MARKETING BERBASIS SYARIAH Rachma Indrarini; Ahmad Ajib Ridlwan; Tony Seno Aji; Clarashinta Canggih
J-Dinamika : Jurnal Pengabdian Masyarakat Vol 3 No 2 (2018): Desember
Publisher : Politeknik Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25047/j-dinamika.v3i2.1021

Pengabdian Kepada Masyarakat ini berbasis pada kebutuhan dan keinginan warga desa sumberejo dan pangklungan wonosalam Jombang untuk mengembangkan potensi wisata di daerah mereka. Desa sumberejo dan Desa Pangklungan merupakan salah satu desa yang berada di wilayah Wonosalam Jombang dengan potensi wisata yang melimpah. Salah satu wisata di kawasan tersebut adalah goa sriti di desa sumberejo dan eco park di desa panglungan. Kawasan wisata tersebut, merupakan wisata yang baru yang pengelolaannya masih sederhana termasuk didalamnya adalah strategi pemasarannya. Sehingga PKM ini lebih difungsikan untuk menggajarkan kepada masyarakat terkait strategi pemasaran. Jombang merupakan kota santri, sebagian besar penduduknya adalah umat muslim sehingga potensi halal tourism atau wisata syariah memiliki peluang yang besar. Pada PKM ini strategi pemasaran yang akan di gunakan merupakan pemasaran berbasis syariah. Solusi yang ditawarkan adalah pendampingan pembuatan sistem informasi pemasaran untuk desa wisata tersebut. Program ini akan memberikan mempermudah desa dalam memasarkan pariwisatanya. Penerapan pemasaran yang dgunakan adalah pemasaran brbasis media sosial, strategi branding dan pemasaran syariah diharapkan dapat mengembangkan wisata di Wonosalam Jombang.Kata Kunci : Pemasaran Syariah, Wonosalam

POTENSI DAN REALISASI DANA ZAKAT INDONESIA Clarashinta Canggih; Khusnul Fikriyah; Ach. Yasin
al-Uqud : Journal of Islamic Economics Vol. 1 No. 1 (2017): Januari
Publisher : Universitas Negeri Surabaya

This paper aims to find out illustration and estimation of zakat potency as well as the amount of zakat collection in Indonesia. Furthermore, it aims to outline the diversity between potency and realization of zakat. It used quantitative descriptive approach through secondary data collection from several sources. The result shows both potency and realization of zakat collection in Indonesia were increasing during 2011-2015. However, the amount of zakat potency surpasses the amount of zakat realization with wide gap.It shows that the average amount of zakat collection on 2011-2015 is less than 1% compare to its potency. One of the possible reason is most of Indonesian prefer to distribute their zakat directly to the muzakki, hence it is unrecorded.

Co-Authors Abil Yositya Indah Mauliza Ach. Yasin Ahmad Ajib Ridlwan Aldra Puspita Rahma Aulia Deva Ferdana Daffa Eka Septianda Devia Almeyda Dewi Sjam Eka Cahyaningtiyas Elda Firdayati Farah Dilla Wanda Damayanti Febrianti Nilam Sari Fira Nurafini Fira Nurafini Fitriah Dwi Susilowati Hapsari Dinar Afifa Hariawan Henny Rahma Sari Hilda Tri Pur Wulan Septy Ibnu Affan Khoiriyah Ilfita Khusnul Fikriyah Laela Nur Rachmawati LUCKY RACHMAWATI Maryam Bte Badrul Munir Maulidysneni Nurvita Sukma Moch. Khoirul Anwar Mochammad Imanda Ramadhani Muhammad Bayu Dwie Saputra Muhammad Dzanizar Miftahul Arifin Nopi Susanti Nurul Hamidah Nurul Hanifah Rachma Indrarini Rizkiyah Rokhmatul Laili Sari, Henny Rahma Sri Abidah Suryaningsih Tony Seno Aji Tri Elok Kosnia Wenni, Atika Novirda

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