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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal Manajemen Indonesia SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Journal Sampurasun : Interdisciplinary Studies for Cultural Heritage ACADEMICS IN ACTION Journal of Community Empowerment FIRM: Journal of Management Studies BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi IJFBP International Journal of Family Business Practices Proceeding of the International Conference on Family Business and Entrepreneurship (ICFBF) Journal of Economic Empowerment Strategy (JEES)
Farida Komalasari
President University
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Social Sciences

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Journal : BISNIS

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The Effect of Financial Literacy and Attitude on Financial Management Behavior and Satisfaction Yap, Richard Josua Christian; Komalasari, Farida; Hadiansah, Ihsan
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi
Publisher : UI Scholars Hub

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Abstract

Finance aspect is one of the most important things in a family in order to develop their life every day. However, the heads of family, husband and wife should be able to manage the stability and development of family’s financial with a purpose to acquire financial satisfaction. Inspired by the developed previous research, this research examined the effect of financial literacy and financial attitudes on financial management behavior and financial satisfaction of married individuals in Kelurahan Sepanjang Jaya, Bekasi. Financial literacy, financial attitudes were examined as independent variable. Financial management behavior became the mediator variable; as independent but also dependent variable. Financial satisfaction will examined as dependent variable. The sample was 200 respondents married individuals, chosen by using non-probability sampling. Two-step Multiple Regression Analysis is used to test the hypotheses. The result shows financial attitude was the most influencing variable toward financial management behavior; also financial management behavior was the most influencing variable toward financial satisfaction. Researcher recommends that giving more attention to financial attitude and financial management behavior is important to achieve financial satisfaction. Therefore, this research result contributes to increase married individuals’ awareness that financial satisfaction can be achieved by having good financial attitude and management behavior.
Factors Influencing Purchase Intention in Affecting Purchase Decision: A Study of E-commerce Customer in Greater Jakarta Komalasari, Farida; Christianto, Antonny; Ganiarto, Eko
BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi
Publisher : UI Scholars Hub

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Abstract

This study aims to identify factors influencing purchase intention in affecting purchase decision of e-commerce customers in Greater Jakarta. This research employs survey by distributing questionnaires to 300 respondents in Greater Jakarta aged between 19 – 39 years old, who were selected by purposive snowball sampling technique. The data collected were analyzed by Structural Equation Model (SEM). This research reveals that perceived risk has a negative impact on purchase intention, while perceived benefit, trust, and brand image have a positive impact on purchase intention. Meanwhile, purchase intention has a positive impact on purchase decision for e-commerce customers. It is important to note that perceived benefit, trust, and brand image are strong drivers of purchase intention, which affect purchase decision. E-commerce companies may develop strategies to increase customer purchase decision by managing those variables
Co-Authors A. A. Gede Rama Cahyaningrat Adhi Setyo Santoso Budi Berlinton Sitorus Christianto, Antonny Delila Rambe Dewa Made Adi Pranayanata Kusuma Dio Julio Sander Eko Ganiarto Eko Ganiarto Elis Sondang Dasawaty Febby Permatasari Fitriah Ramadhani Ganiarto, Eko I Nyoman Jyobala Wijaya Kanela Ihsan Hadiansah Leiviano Aaron Susanto Lucia Elshadai Lastria Monita Manik Lukas Sangka Pamungkas Martha Ayerza Esra Poan, Roy Rendi Zikri Mulyadi Rendika Nugraha Reny Andriyanty Richard Josua Christian Yap Salomo Michihiro Simanjuntak Sandra Dethionia Tony Sitinjak Vallent Vallent Yap, Richard Josua Christian