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All Journal Minda Baharu Jurnal Res Justitia : Jurnal Ilmu Hukum The International Journal of Politics and Sociology Research TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Jurnal Hukum Non Diskriminatif PANDITA: Interdisciplinary Journal of Public Affairs Jurnal Akselerasi Merdeka Belajar dalam Pengabdian Orientasi Masyarakat (Jurnal AMPOEN) Antasena: Governance and Innovation Journal Journal OF Poltica Governo
Saepudin, Eli Apud
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Jurnal Res Justitia : Jurnal Ilmu Hukum

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ANALISIS KEBIJAKAN PUBLIK DAN HUKUM PIDANA DALAM PERSPEKTIF PERLINDUNGAN KOSUMEN PENGGUNA PINJAMAN ONLINE (PINJOL) Saepudin, Eli Apud; Agustiawan, M. Nassir; Asnawi, Asnawi
Jurnal Res Justitia: Jurnal Ilmu Hukum Vol. 4 No. 1 (2024): Jurnal Res Justitia : Jurnal Ilmu Hukum
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rj.v4i1.107

Abstract

Nowadays, people are lulled by the proliferation of online loans which are very easy to get using an Android smartphone, quota, e-KTP, selfie photo and smartphone number. In less than five minutes, the liquid money is received by consumers into their personal accounts, first loan, second loan and so on. third loan and so on and in the end, all the online loan applications available on Playstore can be downloaded, there can be up to ten or even more loans downloaded on smartphones. Unfortunately, because there are so many loans whose funds are credited to personal accounts at the same time as the payment is due, consumers are terrorized day and night, even holidays are billed as well as confusion about paying because the money has run out to meet consumer needs, based on government policy through the Financial Services Authority Non-bank Payment Service Providers (PJP), Aggregators and Cooperatives collaborate or facilitate illegal online loans, and are required to comply with the principle of recognizing service users ( Know Your Customer) in accordance with applicable laws and regulations, this means that illegal online loans may not be paid, while legal loans must be paid. If consumers who use legal loans do not pay, they will be included in the BI Checking list and blacklisted by the OJK, meaning consumers cannot borrow either from banks or other loans, consumers can be punished if they fail to pay the loan. However, in Article 19 paragraph (2) of Law no. 39 of 1999 concerning Human Rights, consumers will not be punished, but if they have a bad credit history, their name will be on the OJK's bad credit blacklist
PROFESI BIROKRASI HUKUM PEMERINTAHAN DALAM ETIKA PELAYANAN PUBLIK Fadilah, Ulvia; Saepudin, Eli Apud
Jurnal Res Justitia: Jurnal Ilmu Hukum Vol. 4 No. 1 (2024): Jurnal Res Justitia : Jurnal Ilmu Hukum
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rj.v4i1.117

Abstract

The division of law into public law in everyday reality shows that the government, in addition to carrying out activities in the field of public law, is also often involved in the civil field subject to public law. Service ethics as one of the determining factors for improving the quality of public services and civil services in the expansion area. Service ethics is developed as a norm guide for bureaucratic apparatus in carrying out service duties to the community, which places public interests above personal, group and organizational interests. Thus, service ethics aims to direct bureaucratic apparatus to prioritize the interests of the wider community. An indication that the bureaucracy has a public service ethic can be seen from the angle of whether a bureaucratic apparatus in providing services to the community feels committed to respecting consumer rights to get services transparently, efficiently, and there is a guarantee of service certainty. Ethics contains moral elements that have rational, objective, selfless and neutral characteristics. Therefore, the development of public service ethics for government bureaucratic actors needs to be based on two ethical approaches, namely the Teleology and Deontology approaches. The teleological approach is applied in public service ethics based on the principle of what is good that must be carried out to achieve service goals. So the value of expediency is the foundation of public service ethics. This approach ultimately boils down to how to develop goodness for public officials and use value or strive for the best for the public
PERSPEKTIF KEBIJAKAN PUBLIK TERHADAP PUTUSAN MAHKAMAH KONSTITUSI NOMOR 90/PUU-XXI/2023 SYARAT CALON WAKIL PRESIDEN PADA PEMILU 2024 Fadilah, Ulvia; Hendrawati, Sulkiah; Saepudin, Eli Apud
Jurnal Res Justitia: Jurnal Ilmu Hukum Vol. 4 No. 2 (2024): Jurnal Res Justitia : Jurnal Ilmu Hukum
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/rj.v4i2.178

Abstract

Constitutional Court Decision Number 90/PUU-XXI/2023 is seen as a critical decision that is very debatable and controversial in the political view of public policy and goes beyond the authority of the Constitutional Court itself. The purpose of this study is to review the public policy perspective of the constitutional court's decision which is very interesting to review and examine. This research emphasizes the use of normative legal research, conceptual approaches, perceptions of public policy and this research method is qualitative analysis. The results of this study indicate that the Constitutional Court Decision Number 90/PUU-XXI/2023 must be constructed separately from the controversy that accompanied it and must be institutionalized constructively. The suggestion presented in this paper is the need for prior socialization of the public policy contained in the Constitutional Court Decision Number 90/PUU-XXI/2023
Co-Authors Achmad Nashrudin Agustiawan, M Nassir Agustiawan, M. Nassir Alwajir, Dede Qodrat Amilia, Rizki April Laksana Arasid, Mohamad Ikrom Arief Rachman Asnawi Asnawi Atomy, Sri Aulia, Linda Bangsawan, Try Adhi Deni Permana, Deni Destria, Siti Najla Diah Ayu Pratiwi Fadilah, Shifa Fadilah, Ulvia Febrianto, Ega Hartoko, Gatot Hendrawati, Sulkiah Hidayat, Endang Hifni, Mohammad Illahiya, Adrikni Kamilah, Fithrotul Lestari, Nurul Aida Lia, Lapina Muhammad Syarif Hidayatullah, Muhammad Syarif Muslimah, Ima Nurfitriani, Widya Prahima, Parko Putri Handayani Rendiyani, M Rosita Wahyiah, Ita Sabrina, Ina Saputri, Cindi Simaremare, Arie Amri Suryasuciramdan, Arfian Wahyiah, Ita Rosita Yulianti, Neng Cahya Zulfikar, Meiby