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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Maneggio: Jurnal Ilmiah Magister Manajemen Hasil Pengabdian Kepada Masyarakat Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman NUSANTARA : Jurnal Ilmu Pengetahuan Sosial At-Tawassuth: Jurnal Ekonomi Islam Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Jurnal Pendidikan dan Konseling RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam International Journal Of Science, Technology & Management (IJSTM) Al-Sharf: Jurnal Ekonomi Islam International Journal of Educational Research and Social Sciences (IJERSC) International Journal of Business, Economics, and Social Development JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Community Service Jurnal Ekonomi Proceeding International Seminar of Islamic Studies Journal of International Conference Proceedings UPMI Proceeding Series Journal IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Pradesyah, Riyan
Universitas Muhammadiyah Sumatera Utara
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Journal : Aghniya: Jurnal Ekonomi Islam

 1 
Pengaruh Pembiayaan Murabahah Dan Musyarakah Terhadap Profitabilitas Pada PT. Bank Syariah Mandiri Riyan Pradesyah; Nur Aulia
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5852

Abstract

The purpose of this study was to analyze the effect of Murabahah Financing, Musyarakah Financing on Profitability at PT. Bank Syariah Mandiri. The data used is secondary data taken from the Monthly Financial Reports of Bank Syariah Mandiri for the period 2016-2020 / August. This type of research is quantitative research. The population in this study were all monthly financial reports of PT. Bank Syariah Mandiri 2016-2020 / August. The sample of this research is data on Murabahah Financing, Musharaka Financing and Return On Asset (ROA) contained in the financial statements of PT. Bank Syariah Mandiri published by the Financial Services Authority (OJK) and uses a purposive sampling method. The method of analysis uses multiple linear regression analysis, taking into account the Classical Assumption Test and Hypothesis Test. The results of the analysis of this study concluded that 1) Murabahah financing had no effect on ROA, as evidenced by the result of tcount -0.569 ttable 1.67412 with sig 0.572 0.05. 2) Musharaka financing has an effect on ROA, as evidenced by the results of tcount 5,179 ttable 1,67412 with sig. 0.000 0.05. 3) Murabahah Financing and Musharaka Financing together have an influence on ROA as evidenced by the existence of Fcount 17.076 Ftable 3.17 and the sig value 0.000 0.05.
Analisis Perkembangan Akad-Akad Di Bank Syariah Riyan Pradesyah
AGHNIYA : Jurnal Ekonomi Islam Vol 1, No 1 (2019): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (732.904 KB) | DOI: 10.30596/aghniya.v1i1.2561

Abstract

Islamic banking has a role in developing the economy in Indonesia, in this case of course Islamic financial institutions provide financing to the community, to develop the economy. This study aims to describe the use of mudharabah and murabahah contracts used by Islamic financial institutions, in terms of providing funding to the public. When viewed from the development of Islamic financial institutions, from year to year they continue to experience a significant increase, only the people are still reluctant to conduct transactions in Islamic financial institutions. So this of course will impact on the contracts used in the transaction. For this reason, the focus of this research is only on the development of mudharabah and murabahah contracts in Islamic financial institutions.Keywords: Islamic financial institutions, contracts in Islamic financial institutions
Analisis Sistem Pengawasan MUI Terhadap Hotel Syariah Di Kota Medan Riyan Pradesyah; AL Bara
AGHNIYA : Jurnal Ekonomi Islam Vol 2, No 1 (2020): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (222.705 KB) | DOI: 10.30596/aghniya.v2i1.3746

Abstract

The purpose of this study, to find out how the supervision system carried out by the Indonesian Ulema Council (MUI) against Sharia Hotels in the city of Medan. The development of sharia hotels in Indonesia continues to experience a significant increase, this can be seen from the many sharia hotel deals that occur to the public, and also the large number of sharia hotels that stand in the midst of the community. This development is certainly a matter of pride for Muslims, where Islamic principles can again be accepted by the wider community. The development of sharia hotels is a real form, that sharia principles can not only be used by Muslim communities, but also can be used by the wider community. So now sharia hotels can continue to show their existence in the community. So when this happens, there must be a clear system of supervision, which must be carried out by the MUI, with the aim of maintaining the purity of sharia that is applied to sharia hotels in the city of Medan. When viewed from the development of sharia principles applied in financial institutions, it can be seen a strict system of supervision from the MUI, in order to continue to apply sharia principles purely. Supervision carried out by the MUI, placed the Sharia Supervisory Board (DPS) in each of the Islamic financial institutions. The research conducted is qualitative research with a descriptive approach. Where the method used to obtain maximum results, must use in-depth interviews (depth interviews) to the Indonesian Ulema Council (MUI) in the city of Medan, and make observations and documentation. The data analysis technique used in this study was interview.Keywords: Sharia Hotels, Supervision
Co-Authors Abdul Hadi Ismail Abdul Hadi Ismail Ade Julia Sari AL Bara Al Bara Al Bara AL Bara Al Khowarizmi Albara Albara Albara Amini, Amini Arwin Juli Rakhmadi Aulia Rahman Aulia Syarif Nasution Basithul Armi Chica Febrian Syaputri Chuzaimah Batubara Chuzaimah Batubara Cut Ernita Julistia Cut Zuriana Deery Anzar Susanti Dina Zulfa Ofera Fanreza Robie Fatimah Sari Siregar Ferry Ardiansyah Harahap Furqan Uki Hadi Ismail, Abdul Hadi Sahputra Panggabean Khairunnisa , Muhammad Fadhil Al-Irsyad Muhammad Iqbal Muhammad Shareza Hafiz Muhammad Shareza Hafiz Muhammad Yusuf Imfazu Nadya Fardha Lubis Nawir Yuslem Nur Aulia Nurman Ginting Nurul Irvin Fauziah Nurul Irvin Fauziah Reza Ayu Ardianti Romi Adi Putra Sahyu Siregar Santiyana Putri Sarah Mutia Pane Sri Fitri Wahyuni Sri Fitri Wahyuni Tutri Mawar Aqdilla Winda Saputri Yuyun Triandhini