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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Maneggio: Jurnal Ilmiah Magister Manajemen Hasil Pengabdian Kepada Masyarakat Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman NUSANTARA : Jurnal Ilmu Pengetahuan Sosial At-Tawassuth: Jurnal Ekonomi Islam Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Jurnal Pendidikan dan Konseling RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam International Journal Of Science, Technology & Management (IJSTM) Al-Sharf: Jurnal Ekonomi Islam International Journal of Educational Research and Social Sciences (IJERSC) International Journal of Business, Economics, and Social Development JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Community Service Jurnal Ekonomi Proceeding International Seminar of Islamic Studies Journal of International Conference Proceedings UPMI Proceeding Series Journal IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Pradesyah, Riyan
Universitas Muhammadiyah Sumatera Utara
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Journal : El-Mal: Jurnal Kajian Ekonomi

 1 
Pengaruh Transformasi Digital dan Bisnis Online Terhadap Pola Perilaku Masyarakat dalam Menggunakan M-Banking Syariah: Studi Kasus pada Masyarakat Martubung Nadya Fardha Lubis; Riyan Pradesyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2102

Abstract

The purpose of this study was to determine the effect of digital transformation and online business on the behavior patterns of the Martubung community in using Islamic M-Banking. Where at this time, many people are worried about using M-banking, because many people are exposed to fraud in using M-banking. Therefore, the study wanted to test the variables of digital transformation and online business development in influencing the interest of the Martubung community in using M-Banking. The sample used in the study amounted to 100 people with the characteristics of sharia M-Banking users. The data obtained is processed using the SPSS 27 application, using multiple linear regression methods. The results obtained that by farsiap or t test, the digital transformation variable affects the behavior patterns of the martubung community using sharia M-Banking. Then the online business variable affects the behavior patterns of the Martubung community using sharia M-Banking. Simultaneously, the Digital Transformation and Online Business variables affect the behavior patterns of the martubung community using sharia M-Banking, amounting to 69.1% and the remaining 30.9% is influenced by other variables not included in the study.
Co-Authors Abdul Hadi Ismail Abdul Hadi Ismail Ade Julia Sari AL Bara Al Bara Al Bara AL Bara Al Khowarizmi Albara Albara Albara Amini, Amini Arwin Juli Rakhmadi Aulia Rahman Aulia Syarif Nasution Basithul Armi Chica Febrian Syaputri Chuzaimah Batubara Chuzaimah Batubara Cut Ernita Julistia Cut Zuriana Deery Anzar Susanti Dina Zulfa Ofera Fanreza Robie Fatimah Sari Siregar Ferry Ardiansyah Harahap Furqan Uki Hadi Ismail, Abdul Hadi Sahputra Panggabean Khairunnisa , Muhammad Fadhil Al-Irsyad Muhammad Iqbal Muhammad Shareza Hafiz Muhammad Shareza Hafiz Muhammad Yusuf Imfazu Nadya Fardha Lubis Nawir Yuslem Nur Aulia Nurman Ginting Nurul Irvin Fauziah Nurul Irvin Fauziah Reza Ayu Ardianti Romi Adi Putra Sahyu Siregar Santiyana Putri Sarah Mutia Pane Sri Fitri Wahyuni Sri Fitri Wahyuni Tutri Mawar Aqdilla Winda Saputri Yuyun Triandhini