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ANALISIS PENGARUH TECHNO – FINANCE LITERACY DAN PRAKTEK ENTREPRENEUR RISK MANAGEMENT TERHADAP KINERJA USAHA KECIL MENENGAH (UKM) DI KABUPATEN LOMBOK TIMUR Nadia Rizkiana; Siti Aisyah Hidayati; Embun Suryani
Distribusi - Journal of Management and Business Vol. 10 No. 2 (2022): Distribusi, September 2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v10i2.263

Abstract

This study aims to determine the effect of financial literacy, technological literacy, and ERM practices on the performance of SMEs in East Lombok Regency. The type of research used in this research is associative research. The object of this research is SME actors who are engaged in the creative economy sector. The research population is 1,323 SMEs and the sample of this study is 50 respondents. The data collection method used is the survey sample method. The sampling technique used is purposive sampling. The data collection technique used in this study was interviews by distributing questionnaires to respondents. The type of data used in this study is qualitative data which is quantified using a Likert scale. The data source is in the form of primary data where the data is obtained directly from the owners of SMEs. The analytical tool used in this research is Multiple Linear Regression. Based on the results of the study, it was found that of the three variables that affect the performance of Small and Medium Enterprises in East Lombok Regency, only one variable has a positive and significant effect, namely the Financial Literacy variable (X1). Meanwhile, technological literacy (X2) and ERM practice (X3) have a positive but not significant effect on the performance of SMEs..
Pengaruh Struktur Aset dan Profitabilitas terhadap Struktur Modal pada Perusahaan Perbankan yang terdaftar di Bursa Efek Indonesia Tahun 2014-2020 Sri Taufil Laily; Lalu Hamdani Husnan; Siti Aisyah Hidayati
Target : Jurnal Manajemen Bisnis Vol 4 No 1 (2022)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/target.v4i1.2045

Abstract

The purpose of this study was to determine the effect of asset structure and profitability on the capital structure of banking companies listed on the Indonesian stock exchange in 2014-2020. The type of research used is causal associative with a quantitative approach. The population in this study were all banking companies listed on the Indonesia Stock Exchange in 2014-2020, namely 41 companies. The sample used in this study were 18 companies. The data used are secondary data obtained from www.idx.co.id as well as several company websites that were sampled in the study. The analytical tools used are descriptive statistical tests, classical assumption tests, multiple linear regression, and hypothesis tests consisting of t test, f test, and coefficient of determination R2 with SPSS version 22. The results of this study indicate that asset structure has a negative and significant effect on capital structure, profitability and significant negative effect on capital structure.
SOSIALISASI PENGELOMPOKKAN SAMPAH DAN PENANAMAN BIBIT POHON DI DESA KOTARAJA TAHUN 2022 Titania Nabilah; Siti Aisyah Hidayati; Wiranto Wiranto; Rina Yuliasari; Haerun Nisak
Jurnal Abdimas Sangkabira Vol. 3 No. 1 (2022): Jurnal Abdimas Sangkabira, Desember 2022
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdimassangkabira.v3i1.288

Abstract

Desa Kotaraja merupakan desa yang terletak di Kecamatan Sikur, Kabupaten Lombok Timur. Terdiri dari 12 dusun, dengan jumlah penduduk 13.510 jiwa tentunya tidak terlepas dari pemasalahan lingkungan yang dihadapi oleh masayarakat desa. Kesadaran penduduk untuk mengelola sampah masih sangat kurang. Selain itu pula, lokasi TPA (Tempat Pembuangan Sampah) di Desa ini terletak di tengah desa dan jalan utama sehingga mengganggu pemandangan di Lingkungan sekitar. Tujuan kegiatan ini adalah untuk menumbuhkan kesadaran masyarakat akan pentingnya membuang sampah pada tempatnya dengan pemilahan sampah organik dan nonorganik dan melakukan pelestarian lingkungan dengan melakukan kegiatan penanaman pohon. Metode yang digunakan yaitu sosialisasi dan kegiatan penananam bibit pohon. Hasil yang didapatkan adalah tumbuhnya kesadaran warga desa untuk melakukan pengelolahan sampah organik dan nonorganik, serta penanaman bibit pohon gaharu, nangka, durian, jambu, dan kayu putih di sepanjang jalan desa Kotaraja.
ANALISIS PREDIKSI FINANCIAL DISTRESS DENGAN METODE ALTMAN (Z-SCORE), SPRINGATE (S-SCORE), DAN ZMIJEWSKI (X-SCORE) PADA PERUSAHAAN TAKSI KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA Luthfiyana Adfanin; Siti Aisyah Hidayati; I Nyoman Nugraha Ardana Putra
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 12 No. 2 (2023): JMM Mei 2023
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jmm.v12i2.779

Abstract

This study aims to prediction analysis financial distress using the Altman (Z-Score), Springate (S-Score), and Zmijewski (X-Score) methods for Conventional Taxi Companies Listed on the Indonesia Stock Exchange based on the company's annual financial reports for the 2019-2021 period. The type of research used in this research is descriptive research with a quantitative approach. The data used in this study are the financial statements of conventional taxi companies for the 2019-2021 period published in the website Indonesia stock exchange. The results showed that the Altman Method (Z-Score), PT. Express Transindo Utama Tbk for the 2019-2021 period is predicted Financial Distress and PT. Blue Bird Tbk predicts the 2019-2021 period Non Financial Distress. On the Springate method (S-Score), PT. Express Transindo Utama Tbk 2019 and 2020 are predicted Financial Distress and 2021 predicted Non Financial Distress, then PT. Blue Bird Tbk predicts the 2019-2021 period Financial Distress. At method Zmijewski (X-Score), PT. Express Transindo Utama Tb. 2019 and 2020 are predicted Financial Distress and 2021 predicted Non Financial Distress, then PT. Blue Bird Tbk predicts the 2019-2021 period Non Financial Distress.  
COGNITIVE BIAS ANALYSIS TERHADAP KINERJA USAHA KECIL DAN MENENGAH (UKM) DENGAN KEPUTUSAN INVESTASI SEBAGAI VARIABEL INTERVENING PADA MASA PANDEMI COVID 19 Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani
Distribusi - Journal of Management and Business Vol. 11 No. 2 (2023): Distribusi, September 2023
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v11i2.408

Abstract

This study aims to analyze the Effect of Cognitive Bias on Company Performance with Investment Decisions as an Intervening Variable in Small and Medium Enterprises (SMEs) on Lombok Island during the Covid 19 Pandemic. The theoretical contribution of this research is expected to contribute to science and theory development behavioral finance related to investment decision making and company performance in Small and Medium Enterprises (SMEs). In addition, it is also expected that behavioral finance will become the subject of discussion in financial management courses. Furthermore, the practical contribution of this research is expected to provide input, suggestions and recommendations to the policy makers of the NTB Provincial Government in making policies related to the development of SMEs. This research is a quantitative approach-based research, with explanatory research as the type of research. The research population is all SMEs on the island of Lombok. The sampling technique was carried out using non-probability sampling, namely using judgment sampling, namely selecting SMEs engaged in the pottery industry and already exporting. From the existing population, there are 34 (thirty four) SMEs that can be taken as samples. Respondents in this study are the owners of each of these SMEs. The data collection technique used in this study was a questionnaire. In order to achieve the research objectives and to test the hypothesis, the data obtained will be processed as needed using the GSCA (Generalized Structured Component Analysis) statistical tool. The results of the study show that Cognitive Bias have a positive and significant effect on company performance. The decision to place funds for working capital does not intervene with Cognitive Bias on Company Performance in Small and Medium Enterprises (SMEs) on Lombok Island during the Covid 19 Pandemic. Most of them have high school and university education and the length of business is more than 15 (fifteen) years.
Analisis Pengaruh Literasi Keuangan, Tingkat Pendidikan Dan Gender Terhadap Kinerja Usaha Mikro Kecil Menengah (UMKM) Sektor Ekonomi Kreatif Di Kabupaten Lombok Utara Kinanti Risang Ayu; Siti Aisyah Hidayati; Alamsyah Alamsyah
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 2 No. 1 (2024): Januari : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v2i1.1500

Abstract

This study aims to determine the influence of Financial Literacy, Education Level, and Gender on the Performance of Micro, Small and Medium Enterprises (MSMEs) in the creative economy sector in North Lombok Regency. The population of this study used in this study is all MSME actors in the Creative Economy Sector in North Lombok Regency. The data collection method uses the survey sample method. The data collection technique uses an interview technique, which is where several questions are on the questionnaire. In addition, this study used a sample of 349 respondents with a sampling method, namely purposive sampling. This type of research is causal associative research with quantitative techniques. This research data processing uses smartPLS 3. The results of this study show that financial literacy (X1) has a significant positive effect on the performance of MSMEs (Y) in North Lombok Regency. The level of education (X2) has a significant positive effect on the performance of MSMEs (Y) in North Lombok Regency. Gender (X3) does not affect the performance of MSMEs (Y) in North Lombok Regency.