cover
Contact Name
Khozainul Ulum
Contact Email
jesunisla@gmail.com
Phone
+6282244470719
Journal Mail Official
jesunisla@gmail.com
Editorial Address
Jl. Veteran 53A Lamongan
Location
Kab. lamongan,
Jawa timur
INDONESIA
JES (Jurnal Ekonomi Syariah
ISSN : 25285610     EISSN : 25410431     DOI : http://dx.doi.org/10.30736/jes.v7i2
Core Subject : Economy,
The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market.
Articles 130 Documents
Manajemen Distribusi Dana Wakaf Produktif di BMT Mandiri Sejahtera Kantor Pusat Gresik Khurun Imroatus Sholihah; Khozainul Ulum
JES (Jurnal Ekonomi Syariah) Vol 8, No 1 (2023): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i1.581

Abstract

Productive waqf is permanent property that is used in production activities. The results are distributed according to the purpose of the waqf. Waqf has dual functions, namely the function of worship and social function. This research is entitled Management of Productive Waqf Fund Distribution at BMT Mandiri Sejahtera Gresik. This qualitative research uses a descriptive analytical approach, with a research focus (1) How is the distribution management of productive waqf funds in BMT Mandiri Sejahtera Gresik? (2) How is the realization of the distribution of productive waqf funds at BMT Mandiri Sejahtera Gresik? The results figure out some points. The first is the distribution management of productive waqf funds carried out by BMT Mandiri Sejahtera Gresik, namely the distribution of cash waqf funds. It is channeled directly to the community around the BMT Mandiri Sejahtera Gresik environment by having data on the people who are entitled to it. In addition, it is channeled to the construction of mosques or prayer rooms and educational institutions by submitting proposals. The second is the realization of the distribution of productive waqf funds at BMT Mandiri Sejahtera Gresik through several programs that have all been planned to be implemented. In fact, funds resulting from the management of cash waqf are not fully distributed and there is no SOP for the management of cash waqf at BMT Mandiri Sejahtera Gresik.
Analisis Sistem Pembiayaan Karyawan dengan Akad Murabahah di BPRS Madinah Lamongan Aisyatur Rohmah; Dwi Aprilianto
JES (Jurnal Ekonomi Syariah) Vol 8, No 1 (2023): Maret
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i1.580

Abstract

This research is motivated by the products offered by BPRS Madinah Lamongan, namely employee financing products with murabahah which recently has quite high demand from customers. Employee financing is provided to internal employees and general employees of BPRS Madinah Lamongan for consumptive purposes. This research is field research. Data sources consist of primary and secondary data using data collection methods of observation, interviews and documentation. After the data is collected, the writer analyzes the data using qualitative descriptive methods with descriptive, inductive and deductive methods. The findings reveal that the employee financing system with murabahah in BPRS Madinah Lamongan principally is in line with Islamic economics. Its impact and influence are very positive. Likewise with the implementation, elements of irregularities according to the Islamic economic system have yet to be discovered.
The Nature of Fiscal Policy in Islam as an Effort to Realize The Concept of Prosperity Nasrudin Nasrudin
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.571

Abstract

This study aims to find out and explain about the nature of fiscal policy in Islam as an effort to create a society based on a balanced wealth distribution. This research is descriptive analysis using qualitative data as the type of research and literature study as one of the data collection techniques. This research concludes that: First, in Islam there are limits on fiscal policy as a step to change the tax or expenditure system with the aim of overcoming the economic problems faced by the government; Second, Islamic fiscal policy became part of the religious (diyanatan) and state (qadaan) provisions; Third, fiscal policy instruments in Islam include state revenues and expenditures, which in turn are managed to realize the concept of prosperity.
Does The Existence of Sharia Microfinance Institutions Contribute to Agricultural Financing? (Study at BMT Khairul Amin Martapura) Ermawati Ermawati; Zaki Mubarak
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.553

Abstract

Baitul Mal wa Tamwil (BMT) is a Microfinance institution that boosts the economy in the MSME sector. BMT is expected to reach the agricultural sector. In some cases, capital is still weak in the agricultural sector. The establishment of the BMT Khairul Amin Martapura Rangas River branch is expected to help the community, especially farmers, solve the capital problems. This research is field research using qualitative method approach. In addition to producing qualitative data results, this research uses a simple quantitative approach to strengthen the analysis results by explaining the data with numbers. There are six informants in the study. The results revealed that the existence and accessibility of BMT are pretty good. However, in the agricultural sector, it is still not good because the percentage of farmer customers is only 21.05%, and the financing disbursed is only 35.04%.
Akad pada Sistem Marketing Halal Network International (HNI) Perspektif Fikih Muamalah (Studi Kasus Agency Center HNI di Dusun Made, Gabus, Ngrampal, Sragen) Dwi Artiningsih; Luthfiana Zahriani; Asiah Wati
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.577

Abstract

This study aims at determining the marketing system and analyzing contracts in Halal Network International marketing system at the Gabus Agency Center, Ngrampal, Sragen based on the perspective of muamalah fiqh. This qualitative field research obtains the primary data through interviews using the purposive sampling method, namely HNI Agency Center owners in Gabus, Ngrampal, Sragen, HNI Sharia Supervisory Board (DPS) and HNI agents or consumers shopping at HNI Agency Centers. While secondary data comes from books, journals, theses and the internet related to contracts in the Halal Network International marketing system from the perspective of fiqh muamalah. Data collection techniques are by means of interviews, observation and documentation. While the data analysis technique uses the Milles and Huberman method, namely collecting data, data reduction, data presentation and conclusions. The results of the study show that the marketing system used in HNI at the Agency Center Made, Gabus, Ngrampal Sragen is the Sharia Network Marketing (MLM Syariah) system, namely marketing products through a network of agents using the DSN/MUI Fatwa reference No.75/DSN-MUI/VII /2009 concerning Guidelines for Sharia Tiered Direct Sales (PLBS). Contracts in HNI marketing system from a muamalah fiqh perspective between HNI companies and the Agency Center Made, Gabus, Ngrampal, Sragen use ju'alah contract and wakalah bil ujrah contract. Meanwhile, at the Agency Center Made, Gabus, Ngrampal, Sragen with HNI agents or consumers, in selling HNI products, they use murabahah and salam contracts.
Program Pemberdayaan Desa Peradaban Zakat BAZNAS Kabupaten Sukabumi Melalui Pembinaan Mitra Domba Garut Husnul Khatimah; Nuradi Nuradi
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.608

Abstract

This study aims at determining the level of success in the program of Zakat Civilization Village empowerments through fostering Garut sheep partners in Jampangtengah, Sukabumi. This program is one of the BAZNAS Sukabumi superior programs in empowering the dhuafa or mustahiq in Panumbangan Village in Jampangtengah. It was selected as the Pilot Village for the goal realizations of Zakat Civilization Village in Sukabumi which is the city of santri. This research uses a survey conducted by depth interviews, observation, and documentation through descriptive analysis methods with a qualitative approach. The results showed that the dhuafa who become partners with Garut goat farming is still in the coaching process to build a motivation to empower themselves. Eventhough there are the limitations of their economic and educational levels, but this condition is quite encouraging because of their awareness to donate regularly and take a part in religious studies carried out by companions facilitated by the BAZNAS of Sukabumi. It can be seen by the program participants who generally come from this region and always be the first position in collecting and managing the zakat fitrah throughout Sukabumi. An Effective synergy between BAZNAS and the assisted residents in the management of the main cage and the dhuafa’s cage will bring the empowerment of people in Panumbangan Village, Jampangtengah, both materially and spiritually.
Keadilan Ekonomi Islam dan Implementasinya Ahmad Ubaidillah; Khozainul Ulum
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.713

Abstract

This paper attempts to answer two questions: what is justice in Islamic economics and what is the manifestation of justice in Islamic economics. This research is library research, by using a qualitative approach which produces descriptive data in the form of written words. The data analysis technique used in this research is hermeneutics. The research results show: First, Islamic economics is based on the idea of distributive justice. The concept of justice in the Islamic economic system is distributive justice, namely treatment of someone according to the services they have performed. With distributive economic justice, everyone will get their rights according to the contribution they make, and at the same time everyone must also be free from exploitation of other people. In other words, Islamic economic justice requires a state of 'neither tyrannizing nor being wronged'. Second, the philosophical value of Islamic economic justice can be applied to various economic activities: products, distribution, consumption, finance, business, development, and so on. The practice of justice in Islamic economics can also be found in the rationality of profit and loss sharing (PLS). One of the characteristics of the Islamic economic system is the distribution of profit and loss. Stakeholders share profit and loss using a PLS system. Muḍarabah and musyarakah are two instruments of distribution in economic activities that provide justice.
Analisis Akad Wadi'ah pada Produk Tabungan Pendidikan di KSPPS Matholi’ul Anwar Karanggeneng Lamongan Dwi Aprilianto; Nicky Utami Novitasari
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.720

Abstract

This research was motivated by the existence of educational savings deposits at KSPPS Matholi'ul Anwar Simo Sungelebak, Karanggeneng District, Lamongan Regency with a wadi'ah contract. The formulation of the problem in this study is how to implement wadi'ah contracts on educational savings products at KSPPS Matholi'ul Anwar, Karanggeneng District, Lamongan Regency and how to analyze the implementation of wadi'ah contracts on educational savings products at KSPPS Matholi'ul Anwar, Karanggeneng District, Lamongan Regency. The purpose of this study is to find out how the implementation of wadi'ah contracts on educational savings products and how to analyze the implementation of wadi'ah contracts on educational savings products at KSPPS Matholi'ul Anwar, Karanggeneng District, Lamongan Regency. This research uses a qualitative research type. The results of this study show that from the results regarding the implementation of wadi'ah contracts on educational savings at KSPPS Matholi'ul Anwar simo sungelebak Karanggeneng sub-district, Lamongan Regency, the savings products are in accordance with sharia principles which are clarified with the terms and pillars fulfilled and KSPPS Matholi'ul Anwar has given bonuses to customers but the cooperative has never given bonuses again.
Integrasi Green Waqf Melalui Platform Digital Crowdfunding dan Dampak Sosialnya Bagi Masyarakat Mochammad Salman Alfarisi; Nurul Huda
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.623

Abstract

This study aims at finding out the integration of green waqf through the crowdfunding digital platform and the social impacts provided for the community. This research applies library research method and qualitative analysis approach. The integration of green waqf through the crowdfunding digital platform and its relationship to embody the sustainable development between generations. Green waqf is one of instruments of Islamic law to deal with the problems of the ummah, one of which is environmental problems related to sustainable development and intergenerational justice. This research was conducted qualitatively using analytical descriptive design. The results show that green waqf is able to balance development and environmental sustainability that leads to sustainable environmental preservation and equality between generations, where future generations are still at the same level of utilization as the current generation, in terms of variety of choices and access to resources. natural. Green waqf is an environmental conservation innovation movement that begins with raising funds through a crowdfunding mechanism, which results in the purchase of critical land to be reforested. As the critical land gets verdant and has ecological value, it will be donated to the village community on the condition that the forest must be maintained and must not be damaged. Green waqf does not only answer the problem of natural damage, but also brings benefits from various aspects of ecology, energy sustainability, social, economic, and community welfare.
GOOD CORPORATE GOVERNANCE (GCG) TERHADAP SOLVABILITAS PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA Lina Adbiyah; zubaidah Nasution; Mellyza Silvy; Surya Setiawan
JES (Jurnal Ekonomi Syariah) Vol 8, No 2 (2023): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v8i2.602

Abstract

The purpose of this study is to analyze the influence of Good Corporate Governance (GCG) and the Return on Investment Ratio toward Solvency in Islamic Life Insurance Companies in Indonesia. This study uses a quantitative approach using secondary data. The population of this study is all Sharia Life Insurance Companies in Indonesia with the 2017-2021 research period. The sampling technique uses purposive sampling method. Samples that met the criteria were 18 Sharia Life Insurance from 23 Sharia Life Insurance in Indonesia. The model used as an analysis tool is multiple regression analysis. Data processing in this study uses SPSS 25.0 tools. The results of this study indicate that simultaneously the variables of the Board of Commissioners, Board of Directors and Investment Return Ratio have a positive and significant effect on Solvency (RBC) on Sharia Life Insurance in Indonesia. Whereas the Board of Commissioners partially has a negative and significant effect on Solvability (RBC). In addition, Board of Directors has a negative and significant effect on Solvability (RBC) and the Return on Investment Ratio has no effect on Solvability (RBC).

Page 13 of 13 | Total Record : 130