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Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Published by Institut Manajemen Koperasi Indonesia
ISSN : 26852721     EISSN : 27751457     DOI : doi.org/10.32670/ecoiqtishodi
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
FOCUS AND SCOPE Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah E-ISSN: 2775-1457 and P-ISSN: 2685-2721 contains articles on sharia economics and finance, which are generated from the results of research, reports / case studies, studies / literature reviews, which are oriented towards the latest in sharia economics and finance in order to become a source of scientific information capable of contributing to the development of Islamic economics and finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
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Search results for , issue "Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah" : 7 Documents clear
Filsafat Sebagai Ilmu Dalam Praktik Bisnis dan Pembentukan Merek Dagang Savira Andjani; Nandang Ihwanudin
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.1851

Abstract

Business philosophy is a set of principles and beliefs owned by the company or every business actor to move and navigate the company to achieve success based on moral principles, human rights and business ethics. The brand as a moral policy and and nothing is covered up ethically, socially, or politically. To cover the brand is done through IPR, as an object in the rahn agreement. In Islamic branding, the competitive elements of naffus and ta‟awun (Competition and help) are taught as islamic business philosophies.  Some of the business philosophies of a large company that are already well-known and have underlying its business map are the Google company, including: a. You can make money without committing a crime; b. It is best to do one thing very well. This philosophy, as the Google company does, may relate to Profitability, Customers, Employees, Services, and Products.  
Limitation Of Non-Halal Income (Interest) In The Criteria Of Sharia Securities List In Indoneisia Stock Exchange M Fatchurrohman Fatchur; Pungky Lela Saputri
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2815

Abstract

The Islamic capital markets in Indonesia have been developing over the last two decades, characterized by an increase in Islamic products and the issuance of regulations related to the Islamic capital markets, and the general public and investors are beginning to understand the list of Islamic securities. Next, there is one of the controversial criteria for the Sharia Securities List. That is, the total yield is less than 10%. It is understandable whether Islamic financial institutions earn income from bank interest before they are fully subject to Sharia law. This study analyzes the dispute using an associative approach by building relationships between social situations or domains based on the interdependencies of the dispute under study. It is a study to do. The results of this survey and discussion are based on an analysis of non-Halal income (interest) restrictions in the criteria for listing Shariah securities in Indonesia to address the conditions, risks and possibilities of DES. When the interest rate floor applies, few Shariah stocks need to be listed on flat Islamic securities and DES market shares, reducing interest in investing in the Islamic capital markets. This is also related to including other Shariah financial institutions. If the number of Islamic issuers decreases, the number of investors will surely decrease. Therefore, it will certainly be difficult to achieve in the development of the Islamic financial industry.
Implementasi Akad Pembiayaan Murabahah Pada Koperasi Pojok Syariah Derani Hotimah; Dandan Irawan; Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2956

Abstract

Murabahah Financing Agreement is one of the transactions of buying and selling an item or asset that is affirmed at the acquisition price to the buyer and the buyer will pay it at an additional price as a profit. One of the foundations used to manage the financing of this murabahah is the Fatwa DSN-MUI No.04/DSN-MUI/ IV/2000 concerning Murabahah. This study aims to determine the suitability between the implementation of the murabahah financing agreement at Koperasi Pojok Syariah in the perspective of DSN-MUI Fatwa No.04/DSN-MUI/IV/2000 concerning Murabahah. The research method used is a descriptive analysis and quantitative approach through observation, interviews with informants and the distribution of questionnaires to get an overview of the implementation of the murabahah financing agreement. The results of this study, the implementation of the murabahah financing agreement at Koperasi Pojok Syariah is in accordance with the provisions of the DSN-MUI Fatwa No.04 / DSN-MUI / IV / 2000 concerning Murabahah,
Pelaksanaan Akad Pembiayaan Mudharabah Pada BMT Dana Akhirat Arjasari Kabupaten Bandung Abdul Hakim; Atshilla Rahmawati Alhamid; Dandan Irawan
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2958

Abstract

Mudharabah financing is a revenue sharing system and operational unit of Shari'ah Financial Institution. But the problem that arises is the application of mudharabah financing that is different and not in accordance with the perspective of DSN MUI Fatwa Number: 07/DSN-MUI/IV/2000. This study uses case study method with descriptive data analysis using qualitative approach where data is obtained through informants and documents with data collection techniques through interviews, observations, and library studies. The results of this study show that there are three different provisions with the perspective of the FATWA DSN MUI Number: 07/DSN-MUI/IV/2000 differences in the provisions of mudharabah financing in the KBMT of Dana Akhirat consists of: First in the financing provisions, the distribution of mudharabah financing that should be used for business but there are still many members who do not use the financing for business, so it is not productive. In the financing provisions, KBMT of Dana Akhirat cannot bear the full losses because the provisions at KBMT Dana Akhirat are not to bear losses on the distribution of funds but have been determined at the beginning of the agreement at the time of the agreement.
Pelaksanaan Akad Wadiah Pada Koperasi Pojok Syariah Irma Reviana Assyarif; Inne Risnaningsih; Nurjamil Nurjamil
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2961

Abstract

Wadiah is a type of savings that is purely a depositor/customer, which must be maintained and returned at any time in accordance with mutual agreement or in accordance with the depositor/customer wishes. This wadiah contract savings is adjusted to the Presfective of DSN MUI Fatwa No.02 / DSN-MUI / IV / 2000 concerning wadiah savings. Therefore, this study aims to determine the application of the wadiah contract, the conformity of the DSN MUI Fatwa Presfective No.02 / DSN-MUI / IV / 2000, and find out the efforts made by the Sharia Pojok Cooperative to comply with the Fatwa Prefectives of the National Sharia Council of the Indonesian Ulema Council. The research method used is to use a qualitative descriptive approach. Data collection obtained through observations to the Sharia Pojok Cooperative an also interviews with informants and literature studies to be able to describe the implementation of the wadiah contract. The results of this study are known that the implementation of the wadiah agreement in the Sharia Pojok Cooperative has one discrepancy with the Prefectives of the Fatwa of the National Sharia Council of the Indonesian Ulema Council No.02 / DSN-MUI / IV / 2000 concerning Savings, namely the Sharia Pojok Cooperative hinting at the bonus at the beginning of the contract of 4%.
Penerapan Akad Al-Qardh Pada Koperasi Pojok Syariah Cileunyi Bandung Kesesuaiannya Dengan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia Khotimah Damayanti; Rima Elya Dasuki; Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.2964

Abstract

Al-Qardh is a type of loan given to parties who need assistance in urgent circumstances for a certain period of time without having to pay interest or profit. The loan of al-Qardh's contract is adjusted to the perspective of DSN-MUI Fatwa No: 19/DSN-MUI/IV/2001 concerning Al-Qardh. Therefore, this study aims to determine the application of the Al-Qardh contract, conformity to the perspective of DSN-MUI Fatwa No: 19/DSN-MUI/IV/2001, and to know the efforts made by the Koperasi Pojok Syariah to be in accordance with the fatwa perspective. The research method used is descriptive analysis with a qualitative approach through observation and also interviews with informants to be able to describe the mechanism for implementing the Al-Qardh contract. The results showed that the Koperasi Pojok Syariah generally implemented the Al-Qardh agreement in accordance with DSN-MUI Fatwa No: 19/DSN-MUI/IV/ 2001. However, there needs to be a stage that must be recommended in the contractual mechanism in the Al-Qardh contract loan.
Labelisasi Halal, Kualitas Produk dan Harga Pengaruhnya Terhadap Keputusan Pembelian Produk-Produk UMKM Saffa Tjahya Lestari Mira Veranita; Hani Hatimatunnisani; Ramayani Yusuf; Rini Susilowati
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i1.3019

Abstract

Saffa Tjahya Lestari as an SME that produces snacks made from mushrooms has been affected by the pandemic, and is currently struggling to increase consumer buying interest again. Saffa Tjahya Lestari together with other MSMEs must rise and compete, among others, by carrying out halal labeling on products, improving product quality and determining competitive prices. Knowing the effect of halal labeling, product quality and price on purchasing decisions for SMEs Saffa Tjahya Lestari products is the goal of this study. Descriptive quantitative methods were used in this study, the overall results showed that the three labeling variables, namely halal, product quality and price, had an effect on the purchasing decision process for Saffa Tjahya Lestari products. This shows that for consumers of confectionary products made from mushrooms, UKM Saffa Tjahya Lestari, halal, quality and price of food products are very important for the convenience of consuming.

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