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DAMPAK BISNIS FASHION ONLINE TERHADAP TINGKAT PENDAPATAN PEDAGANG DI PASAR PETISAH MEDAN Wardah Nst, Muhammad Yafiz,Sri Ramadhani
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The purpose of this study was to determine the impact of the online fashion business on the income level of traders in the Medan Petisah market. The method used is a quantitative approach. The data collection instrument used primary and secondary data. The data analysis used in this research is validity test, reliability test, simple linear regression test, and determinant test using SPSS version 22.0. Online fashion business has a positive and significant impact on the income level of traders in the Medan Petisah market. This is evidenced by the value of the positive regression direction coefficient that is equal to 0.364 and significant p = 0.001 <0.05. From the determination test of R2, it is known that the percentage of the influence of the variable is 0.612 and the magnitude of the influence of the independent variable or online fashion business with the dependent variable is the income level variable called the coefficient of determination (R square) of 0.611 or 61.1%. This means that the impact of the online fashion business on the income level of traders in the Medan Petisah market is 61.1% while the remaining 38.9% is influenced by other variables.

WAKALAH BI AL-ISTISMAR DALAM PANDANGAN DSN MUI Syapar Alim Siregar, Sawaluddin Siregar, Liska Agustina Siregar
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The definition of wakalah bi Al-istismar contract is a contract used in several products on the capital market, such as sukuk and mutual funds. This contract includes the renewal of the wakalah contract combined with the investment contract. While the purpose of wakalah bi al-istismar, which is where someone represents a party so that he invests his funds, either with or without compensation. This wakalah law is in accordance with the permitted MUI DSN. In this contract scheme, initially it was related to investors or what was called muwakkil giving power to representatives or proxies in making investments, both managing and developing their funds. Then the representative who invests the funds owned by the muwakkil of the party who authorizes it with several contracts that are in accordance with sharia principles. Then from the investment produces the name of the result or risk in it. All these results and risks are the rights and responsibilities of the authorizer and the last stage is the refund to the muwakkil.

STRATEGI DALAM MENINGKATKAN VOLUME PENJUALAN MOBIL DI KOTA MEDAN PADA MASA PANDEMI COVID-19 Nurul Badriah, Mhd Irwan Padli Nasution, Annio Indah Lestari
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The purpose of this study is to determine and analyze the car sales strategy carried out by Auto 2000 Medan Pancing. The research method used is a SWOT analysis and a qualitative descriptive analysis method. This method is a data analysis method that is not in the form of numbers but in the form of a series of information extracted from research results. The author must first know how the state of the company, its internal and external factors, what influences the existing marketing strategy of the company. The data collection technique carried out by the researcher is to conduct interviews and direct observations on the marketing manager. The data obtained from the data collection is then analyzed using SWOT analysis to find out what are the strengths, weaknesses, opportunities and threats of the marketing strategy carried out by the company. The SWOT results show that the company is in a strong condition and has a lot of opportunities.

Tinjauan Hukum Ekonomi Syariah dan Analisis”UU.No.8,tahun 1999 Tentang Perlindungan Konsumen Terhadap Akad Istisna’pada Konveksi Musly Group Resi Atna Sari Siregar, Khairul Bahri Nasution, Ahyar Azhari Lubis
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The sale and purchase contract in the form of an order is called bai istisna’, one of the implementations of buying and selling orders is in convection. As for the fact that the practice of istisna’ at the Musly Group convection is in fact still experiencing delays in what was agreed upon. The order agreement mechanism is carried out by means of the buyer visiting the clothing maker directly or through electronic media, with the specifications desired by the consumer. The payment mechanism for the order is done by giving an order down payment as a binder, and the rest can be paid at the end when the buyer receives the ordered goods. However, in this case, the Convection party made a delay that was detrimental to the consumer. The Consumer Protection Law as its purpose is to protect the interests of consumers and serve as a warning to business actors has been regulated in Article 16 concerning actions that are prohibited by business actors. The implementation of the goods order contract at the Musly Group convection has fulfilled the pillars and conditions, but it is fasid in terms of default or negligence which in Islamic law is subject to compensation or dhaman al aqd.

PRAKTIK JUAL BELI HARTA WARISAN YANG BELUM DIBAGI MENURUT HUKUM ISLAM: (STUDI KASUS DI KECAMATAN PANYABUNGAN BARAT) Titi Martini Harahap, Sarmila Hayati
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

Property left by someone who has died reuires arrangements about who is entitled to receive it, how much and how to get it. This role is known as faraidh, which is about the inheritance that Allah has determined through His word and is contained in the Qur’an. Inheritance law in Islam is regulated in a systematic, detailed and full of justice. However, there are some people at West Panyabungan District who delay the implementation of the distribution of inheritance, causing problems, namely the property that has not been divided is used and even sold by one heir whithout the permissions of the other heirs, so it is not in accordance with Islamic Law. The formulation of the problem in this study is how the practice of buying and selling inheritance that has not been divided and how the views of Islamic Law of the practice of buying and selling property at West Panyabungan District. This research is a field research whit a qualitative approach. The data sources used are primary data sources obtained directly from the field, namely observation and interviews with the community who are the perpetrators of buying and selling inheritance that has not been divided as well as related heirs and other related informants. Primary data sources obtained from various books, articles, journals and other information related to the discussion theme. The results of the study show that the practice of buying and selling inheritance that has not been divided in West Panyabungan District has been going on for a long time because in fact when someone dies the heirs do not directly distribute the inheritance even decades later, causing internal conflict within the family. Then the view of Islamic Law on this practice is invalid because it does not comply with the terms and pillars of buying and selling, among which the goods being traded are private property and in this inheritance that has not been divided it is still shared property.

PENGARUH KEBERADAAN BANDARA INTERNASIONAL KUALANAMU TERHADAP PERUBAHAN SOSIAL EKONOMI MASYARAKAT DI SEKITARNYA Langga Tri Ayu, Isnaini Harahap, Sri Ramadhani
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The purpose of this study was to determine the effect of the existence of Kualanamu on changes in livelihoods, income and welfare, education, housing and public health. The method used is quantitative research with primary data collection techniques in the form of questionnaires distributed to 95 respondents. Analysis of the data used in this study is the analysis of paired sample t-test using SPSS version 23.0. The results of the t-test sample test showed that all variables had significant differences in changes in livelihoods, income, education, housing, and health between before and before the Kualanamu airport. This is evidenced by the value of Sig (2 tailed) 0.000 the value is less than 0.05 (0.000 <0.05), then H0 is rejected and Ha is accepted. social economy. The perceived economic changes are people's income caused by changes in livelihoods so that they can absorb labor which automatically increases people's living standards. people lose the opportunity to have the opportunity to open a business. So it can be said that the existence of Kualanamu Airport has an impact on the socio-economics of the surrounding community.

PENGARUH MODAL KERJA DAN PENGGUNAAN APLIKASI E-COMMERCE (SHOPTIMIZE) TERHADAP PENDAPATAN UMKM DI KOTA MEDAN Yenti Agustina Br Purba, Muhammad Yafiz, Mawaddah Irham
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

This type of research is quantitative research. The population in this study are Muslim MSME actors who use the Shoptimze application in the city of Medan. The sample in this study was 75 respondents. The results showed that: 1) Working capital had a significant effect on the income of Muslim SMEs in the city of Medan with a positive regression coefficient of 0.381 or 38.1% and the value of t count > t table that was 3.529 > 1,666. 2) The e-commerce application (Shoptimize) has a significant effect on the income of Muslim MSME actors in the city of Medan with a positive regression coefficient of 0.513 or 51.3% and the value of t arithmetic > t table which is 5.083 > 1.666. 3) Working capital and shoptimize applications have a simultaneous effect on the income of Muslim MSMEs in the city of Medan. The result of the coefficient of determination (R2) is a coefficient value of 0.593 in other words the effect of working capital and the use of Shoptimize on the income of Muslim MSME actors is 0.593 or 59.3% while the rest i40.7% is influenced or can be explained by other variables such as the effect of length of business, market, location, and working hours.

POTENSI WAKAF PRODUKTIF MENURUT PERSPEKTIF EKONOMI ISLAM : (Studi Kasus Pada Pondok Pesantren Ar- Raudlatul Hasanah Medan) MUHAMMAD NAWAWI Nawawi
Islamic Circle Vol. 2 No. 2 (2021): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The Productive Waqf Paradigm is a momentum as an effort to transform from traditional waqf management to professional waqf management to increase or increase the benefits of waqf. The management of productive waqf is the empowerment of waqf which is characterized by the main characteristics of the waqf management pattern that must be integrated, the principle of Nazir welfare that must be considered and the principle of transformation and responsibility. In this case, it is very important to link productive waqf management and development activities with Islamic boarding schools. Among the pesantren that can be considered successful in managing productive waqf is the Ar-Raudlatul Hasanah Islamic Boarding School. From the data obtained at the Islamic boarding school, it is known that the potential for productive waqf is in accordance with the perspective of Islamic economics. This type of research is qualitative. Data collection is in the form of in-depth interviews and is supported by literature studies. The data analysis method used is descriptive qualitative. Primary data sources are obtained directly from ustadz or teachers in Islamic boarding schools. and secondary data that researchers use in the form of documents, books, and journals. This study shows that the potential for productive waqf contained in the pesantren is in the form of Islamic Boarding School Owned Enterprises (BUMP). The management of productive waqf in Ar-Raudlatul Hasanah Islamic Boarding School is simple and traditional, namely: Waqf assets and businesses owned by Ar-Raudlatul Hasanah Islamic Boarding School are managed by Nazhir themselves and are traditional and voluntary. Then the line of business owned is a relatively simple form of business with minimal risk. The view of Islamic economics on productive waqf at the Ar-Raudlatul Hasanah Islamic Boarding School does not appear to violate the Shari'a. Overall, the line of business and the form of waqf management at the Ar-Raudlatul Hasanah Islamic Boarding School are in accordance with Islamic law.

Determinan Penentu Inovasi Pengembangan Pembiayaan Mikro Syariah bagi Penguatan Daya Saing UMKM Diba Aris; Lokot Zein Nasution
Islamic Circle Vol. 1 No. 2 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

Abstrak Pembiayaan mikro syariah telah diakui secara global mampu menciptakan penguatan daya saing UMKM. Keunggulan yang ditawarkan diantaranya adalah menghindari riba, penerapan sistem bagi hasil, mempromosikan keadilan, menghindari ketidakpastian, dan menghindari spekulasi. Meski demikian, kinerja pembiayaan mikro syariah sampai saat ini belum optimal karena masih tingginya tantangan yang dihadapi. Untuk itu, dibutuhkan terobosan inovasi untuk menciptakan optimalisasi peranan pembiayaan mikro syariah bagi penguatan daya saing UMKM. Berdasarkan hasil studi literatur dan deskripsi yang mendalam, inovasi pengembangan pembiayaan mikro syariah dapat dibedakan menjadi tiga ruang lingkup, yaitu: (i) inovasi dari penguatan karakteristik kelembagaan pembiayaan mikro syariah; (ii) inovasi dari penguatan prinsip dan nilai dalam pembiayaan mikro syariah; dan (iii) inovasi penguatan produk dan layanan pembiayaan mikro syariah. Untuk mempercepat ketiga ruang lingkup inovasi tersebut, dibutuhkan tiga langkah strategis yang harus dilakukan, yaitu: (i) percepatan edukasi dan literasi pembiayaan mikro syariah; (ii) penguatan infrastruktur pendukung; dan (iii) penguatan kapasitas Lembaga Keuangan Mikro Syariah (LKMS) dalam menghasilkan efisiensi usaha. Langkah-langkah tersebut diharapkan mampu mengoptimalkan rekayasa inovasi pengembangan pembiayaan mikro syariah bagi penguatan daya saing UMKM yang berkelanjutan. Kata Kunci : Daya Saing UMKM, Inovasi Pembiayaan Mikro Syariah, LKMS Abstract Sharia microfinance has been recognized globally as being able to strengthen the competitiveness of SMEs. The advantages offered include avoiding usury, implementing a profit-sharing system, promoting fairness, avoiding uncertainty, and avoiding speculation. However, the performance of sharia microfinance has not yet been optimal due to the high challenges faced. For this reason, innovation breakthroughs are needed to optimize the role of sharia microfinance for strengthening the competitiveness of MSMEs. Based on the results of a literature study and an in-depth description, innovations in the development of sharia microfinance can be divided into three scopes, namely: (i) innovations from strengthening the characteristics of sharia microfinance institutions; (ii) innovation from strengthening principles and values in sharia microfinance; and (iii) innovation to strengthen sharia microfinance products and services. To accelerate the three scopes of innovation, three strategic steps must be taken, namely: (i) acceleration of Islamic microfinance education and literacy; (ii) strengthening of supporting infrastructure; and (iii) strengthening the capacity of Islamic Microfinance Institutions (LKMS) in generating business efficiency. These steps are expected to be able to optimize engineering innovations for the development of sharia microfinance to strengthen the sustainable competitiveness of SMEs. Keywords : SMEs Competitiveness, Sharia Microfinance Innovation, LKMS

EFEKTIVITAS PROGRAM BINA USAHA MISKIN PRODUKTIF DALAM MENINGKATKAN PENGHASILAN MUSTAHIK PADA MASA PANDEMI COVID-19 DI BADAN AMIL ZAKAT NASIONAL KABUPATEN ASAHAN Muhammad Naufal Al Faruq Marpaung
Islamic Circle Vol. 3 No. 1 (2022): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v3i1.729

Abstrak Penelitian ini dilakukan dengan latar belakang masalah apakah program bina usaha miskin untuk usaha kelompok yang dilakukan oleh Badan Amil Zakat Nasional Kabupaten Asahan sudah berjalan efektif atau belum efektif untuk meningkatkan penghasilan mustahik penerima bantuan. Tujuan dari penelitian ini adalah bagaimana pendayagunaan zakat yang diterapkan oleh Baznas Kabupaten Asahan khususnya pada program bina usaha miskin usaha kelompok yang ada di Badan Amil Zakat Nasional Kabupaten Asahan, serta bagaimana dampak pemberian program bina usaha miskin dalam meningkatkan penghasilan penerima bantuan dan juga apakah program bina usaha miskin yang dilakukan oleh Badan Amil Zakat Nasional Kabupaten Asahan sudah efektif atau belum efektif jika di pandang dalam meningkatkan penghasilan mustahik. Penelitian ini menggunakan pendekatan deskriptif dengan jenis penelitian kualitatif, sehingga analisis data yang digunakan adalah analisis Kualitatif Deskriptif. Hasil dari penelitian ini menunjukkan bahwa program bina usaha miskin yang dilakukan oleh Baznas Kabupaten Asahan belum efektif dalam meningkatkan penghasilan mustahik tetapi efektif dalam menumbuhkan ekonomi penerima bantuan. Terbukti karena penerima bantuan menjadikan usaha kelompok sebagai usaha sampingan yang hasilnya tidak berdampak pada penghasilan utama tetapi sangat membantu untuk menambah pendapatan dari hasil usaha kelompok yang dilakukan tersebut. Kata kunci : Program Bina Usaha Miskin, Mustahik, Efektif

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INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Asrul Hamid

Contact Email islamiccircle@stain-madina.ac.id

Phone +628116257987

Journal Mail Official asrulhamid@stain-madina.ac.id

Editorial Address https://jurnal.stain-madina.ac.id/index.php/islamiccircle/about/editorialTeam

Location Kab. mandailing natal, Sumatera utara INDONESIA

Abstract

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Abstract

Contact Name
Asrul Hamid

Contact Email
islamiccircle@stain-madina.ac.id

Phone
+628116257987

Journal Mail Official
asrulhamid@stain-madina.ac.id

Editorial Address
https://jurnal.stain-madina.ac.id/index.php/islamiccircle/about/editorialTeam

Location
Kab. mandailing natal,

Sumatera utara

INDONESIA