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AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam

khiyar
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Published by Sekolah Tinggi Ilmu Islam dan Bahasa Arab Makassar

ISSN : - EISSN : 28301455 DOI : 10.36701

Core Subject : Religion,

Religion

AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam is a scientific journal in the field of mualamah and Islamic economics studies published twice a year (May and November) by the Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia. It is open for all academics, practitioners, intellectuals, and students with the specification of the study of mualamah and Islamic economics. Ideas covering research article, conceptual idea, review of the literature, and practical experience. The scope of AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam are limited to Fiqh of Muamalah, Islamic Economics, Islamic Banking and Finance, Islamic Economic Management, Islamic Economics Law, Management of Zakat, Infaq, Sadaqah, and Waqf, Islamic Entrepreneurship and Business, Islamic Economics Thought, Islamic Insurance, Islamic Accounting, Halal Management, etc. The article will be published in Indonesian, English, and Arabic language. Authors who want to submit their manuscript to the editorial office of AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam should obey the writing guidelines. If the manuscript submitted is not appropriate with the guidelines or written in a different format, it will be rejected by the editors before further reviewed. The editors will only accept the manuscripts which meet the assigned format. AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam also has a CrossRef Member. Therefore, all articles published by AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam will have unique DOI number.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 25 Documents

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Tradisi Mappakatanni dalam Muamalah: Studi Terhadap Pemahaman Konsep Riba Masyarakat Desa Parinding Ronny Mahmuddin; Aswar Aswar; Ridwan Ridwan
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 1 No 1 (2021): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research aims to find out the understanding of the people of Parinding Village of Baraka Subdistrict about usury in economic activity. The study focused on the understanding of the Parinding Village community about the law of borrowing money in conventional banks, garden/rice field pawns (mappakatanni), and buying and selling motor loans through conventional financing institutions. Research methods apply the type of field research with sociological and normative approaches. The results show that there are still many people who do not know about the nature of usury. They consider that riba is taking an extra too high in receivable debt, for example that done by loan sharks, while if the addition is taken from a small loan then it is not riba. In buying and selling people do not understand riba, as well as in garden/paddy fields (mappakatanni) and motor loans, which they know that riba is only found in receivable debts that take additional loans and they exemplify as conventional banks do.

Ijtihad Khalifah Uṡmān bin ‘Affān dan Implikasinya dalam Perekonomian Islam Ahmad Syaripudin; Sulkifli Herman; Ahmad Marwazi Manar
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 1 No 1 (2021): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research aims to examine the biography of the life of the friend of Uṡmān bin 'Affān ra., the methods and results of ijtihad of the companions and caliphs in the time of the caliphate Uṡmān bin 'Affān ra. in the Islamic economy. Research methods use qualitatively oriented library research in data collection with historical and normative approaches. The results showed that: first, from the biography of Uṡmān bin 'Affān it was found that he had the character of the leader of the rabbani in terms of knowledge, directing ability, and providing education, generosity, tolerance, gentleness, forgiveness, laughter, high shame, guarding himself, generous, brave, firm, firm, patient, fair, worship, wara’, easy to cry, fond of self-evaluation, zuhud, good at gratitude, looking for solutions to people's lives, looking for uniqueness and benefiting from its community specialists. Second, ijtihad Uṡmān bin 'Affān ra. In the islamic organization is upright on the general basis of its direction on the method of zakat, not neglecting tax attention to the people, taking what is the obligation of muslims to Baitulmal, taking what is the obligation of experts to Baitulmal properly, educating tax officials with a trustworthy nature, and keeping promises and eliminating financial irregularities that are stimulated in society. Third, the results of ijtihad had an impact on the financial distribution during the time of Uṡmān bin 'Affān ra. It was used to pay the salaries of governors and soldiers, build a maritime fleet, build and expand the al-Haram mosque and the Prophet's mosque, create springs to drink, subsidize materil to the muezzin.

Prinsip Tauhid dalam Implementasi Ekonomi Islam Khaerul Aqbar; Azwar Iskandar
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 1 No 1 (2021): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research aims to find out the principles of tawhid and its implementation in the Islamic economic system. This research uses qualitative approaches with library research methods and descriptive analysis. The results show that the nature of tawhid in Islam itself is a unanimous surrender to the will of Allah, both regarding worship and muamalah. From the point of view of tawhid, human was created as His caliph or His representative on earth. Natural resources created must be utilized for the fulfillment of the happiness of all mankind. The implication of this view is the existence of a view of universal brotherhood, which then gives rise to social equality and makes natural resources as “amānah” of God who created the universe. This view will not be substantially implemented if it is not accompanied by socio-economic justice. The enforcement of justice and the elimination of all forms of injustice have been emphasized in the Qur'an as the primary mission of Allah's messenger. Based on this foundation, there should be a balance of all economic factors in economic practice and implementation. People should strive to form a society that pursues key values and seeks the establishment of social justice.

Aktualisasi Kaidah Fikih al-Muslimūna ‘alā Syurūṭihim dalam Transaksi Jual Beli Kasman Bakry; Ihwan Wahid Minu; Akhmad Hanafi Dain Yunta; Hasyim Hasyim
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 1 No 1 (2021): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research aims, namely: first, to describe the concept of the rules of jurispruding al-muslimūna 'alā syurūtihim; Second, describe the actualization of the rules in everyday buying and selling transactions. To reason the study, it is used this type of literature research (library research) with normative approach methods and content analysis whose focal point is on the study of manuscripts and texts related to research problems. The results of the study found that: first, the concept of the rule of jurisprudent al-muslimūna 'alā syurūtihim is easy and concise in its pelafazan and has a wide legal scope and has a basic determination of both the Qur'an and hadith; Second, the rule of jurispruding al-muslimūna 'alā syurūtihim is required in the establishment of the legal conditions in buying and selling transactions. By implication, practitioners of Islamic law can easily decide on several issues in the field of Islamic law.

Jual Beli Mata Uang Sistem Trading Forex dalam Perspektif Hukum Islam Rahmat Rahmat; Sofyan Nur; Askar Patahuddin; Al Ikhsan Adil
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 1 No 1 (2021): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research aims to find out and understand the laws of buying and selling currency online forex trading systems. The issues raised in this study are; First, how to buy and sell currency according to the Islamic view. Second, how to practice buying and selling currencies in an online forex trading system. Third, how to review Islamic law on the buying and selling of currencies in the forex trading system. The research method used is library research using normative and philosophical approaches and content analysis. The results of the study found that: First, buying and selling currencies in Islam is called currency exchange (al-Ṣarf), which is a type of muamalat allowed in Islam. Second, al-Ṣarf has several meanings that are almost the same, all indicating that the concept of exchange applies to the sale of two currencies in cash to each other even though the types are the same or different. Third, in the world of technology and communication in today's digital era, buying and selling currencies is often referred to as a forex trading system (foreign exchange), where the transaction model is divided into two ways, namely direct (offline) and indirect transactions (online). The law of offline forex trading is the law of disaster with two conditions, namely the handover directly in the assembly of the contract (should not be suspended) and if the type of currency is the same then it should not be overstated. However, the law of online forex trading is illegal because it leads to gambling, speculation, and buying and selling of garar, which can be seen from the transactions, types of goods, transaction actors, and systems that exist in online forex trading.

Penerapan Konsep Ash-Shiddiq Pedagang Temporer pada Wisata Mappogau Sihanua di Kabupaten Sinjai Darnayanti Darnayanti; Irwan Misbach; Wahid Haddade
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 1 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

The dependency between a human with another human cannot be denied anymore so that it's needed a collaboration to fulfil their life based on Islam recommendation. A good Muslim is who does work that not conflict with Islamic law. Since the birth of Islam, trading has been known as a lines of fulfilling the necessities of life which is halal and recommended. The same thing happened at Tompobulu village, Bulupoddo, Sinjai where the temporary traders appeared at the certain time in a traditional party held " Mappogau Sihaua". Through this activity the trader should apply the concept of trading that has been regulated by Islam based on values and ethics that come from the basic values of religion, especially upholding the value of honesty (Ash- Shidiq) and justice, instead of taking advantages of this situation by getting the greatest profit without paying attention to the good values of trading. The temporary trader should apply Ash-Shidiq according to Islamic business ethics so that their business gets the blessing of Allah Swt. The prophet has laid down the principle of Ash- Shidiq as the basic for the implementation of justice and honesty in trading. With honesty, it is hoped that the trade of a Muslim will progress and develop.

Tinjauan Wakaf Saham Hak Atas Kekayaan Intelektual dalam Perspektif Hukum Islam Khaerul Aqbar; Sulkifli Herman; Arsan Arsan
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 1 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This study aims to determine and understand the law of stock waqf in the perspective of Islamic law, the problems that the researcher raises in this thesis are; First, how is the implementation of IPR share waqf in Indonesia. Second, how is waqf of IPR shares in the perspective of Islamic law. This research uses descriptive qualitative research (non-statistical), using library research method (library review) and using normative and juridical normative approaches. The research results found are as follows; First, the implementation of IPR Shares Waqf in Indonesia is different from the waqf of immovable assets in the form of land or buildings because it must fulfill the eternal aspects and the form of shares that cannot be used directly. There are two models of stock waqf launched by the Indonesia Stock Exchange (IDX). The first is waqf which is sourced from the profits of IPR stock investors and the second is waqf which makes IPR shares the object of waqf. The application of waqf is carried out by the wakif to nadzir in the presence of the Waqf Pledge Deed Official (PPAIW) witnessed by 2 (two) witnesses and stated orally and or in writing which is the will of the wakif and stated in the waqf pledge deed by PPAIW. Second, the Islamic legal perspective on waqf of intellectual property rights if it refers to the Hanafi, Syafi'i and Hanbali schools, then IPR shares cannot be waqf because they do not have a material form. However, if you take the opinion of the Maliki School, then IPR shares can be waqf, because the Maliki School states that the object of waqf does not have to be a material object (tangible) but can also be an immaterial object (intangible). And if you look at the legislation and the decisions of the Indonesian Ulema Council (MUI) then IPR shares can be waqf, considering the value and benefits are not small.

Hukum Pemanfaatan Dana Zakat untuk Melaksanakan Pernikahan Massal (Studi Kasus Wahdah Inspirasi Zakat Wahdah Islamiyah Makassar) Ronny Mahmuddin; Asri Asri; Audrion Maulana
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 1 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This study aims to: 1) find out how the mechanism for utilizing zakat funds for jama'i/e.g. weddings: 2) find out to what extent the use of zakat funds for mass weddings/jama'i is on target: and 3) explain Islamic law regarding the use of funds. zakat for jama`i/mass marriages. This research is a field research (field research). The subject of this research is WIZ Wahdah Islamiyah. Data collection methods in this study are interviews, direct observation or observation, and documentation. The results of the study can be concluded that: 1) The mechanism for implementing the use of zakat funds to carry out jama`iyah weddings/mass weddings at WIZ Wahdah is the distribution of circulars by the Wahdah Islamiyah Central Executive Board to the Wahdah Islamiyah Regional Leadership Councils in various regions and higher education institutions that under the auspices of the Wahdah Education Foundation, the opening of registration of prospective participants for jama'i/mass marriage activities and selection of file requirements and general requirements for activities, WIZ Wahdah Islamiyah conducts direct surveys, submits proposals for activity funds to WIZ Wahdah Islamiyah, conducts pre-wedding cycles, and qabul consent and walimah jama'i reception. 2) Utilization of zakat funds for jama`i/mass weddings at WIZ Wahdah has been carried out three times, namely in 2015, 2018, and 2019 using free infaq funds, using these funds to carry out walimah jama'i receptions. 3) The legal stipulation of the use of zakat funds to carry out jama'i/mass marriages is taken from the ijtihad of the ulama and the agreement of the WIZ Wahdah Islamiyah sharia board, namely it is permissible to use zakat funds for jama'i/mass marriages.

Kaidah al-Kitābah ka al-Khiṭāb dan Penerapannya dalam Fikih Muamalah Askar Patahuddin; Jujuri Perdamaian Dunia; Fatimah Mursyid
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 1 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This study aims to determine the position of the rules of al-Kitᾱbah Ka al-Khiṭᾱb in fiqh muamalah, and to determine the application of the rules of al-Kitbah Ka al-Khib in fiqh muamalah. This study uses a qualitative literature method with deductive data analysis. The research results found are as follows; First; The position of the Rule of Al-Kitābah Ka al-Khiṭāb in Islamic fiqh is the same as the expression/speech. This means that written expressions are the same as verbal expressions, while what is meant in the speech in this discussion is an expression or delivery or something that is conveyed. As well as verbal expression, it is the same as written expression as it is said: "that the pen is one of the two spoken and written for people who are far away the same position as talking to people who are close". As for someone's writing, it can be a reminder/evidence if some of them forget it in the muamalah. Second; The application of the rules of al-Kitᾱbah ka al-Khiṭᾱb in muamalah fiqh such as buying and selling, borrowing, leasing and pawning is prescribed and the law is allowed based on the basis of the rules of al-kitābah ka al khiṭāb from the Qur'an, sunnah, ijma and kiyas.

Tinjauan Hukum Islam Terhadap Pembiayaan Pengadaan Barang (Studi Komparasi Antara Skema Murabahah Lil Wa’id Bisyira' dan al-Ijarah Ma’al Wa’di Bil Hibah) Muhammad Shiddiq Abdillah; Muh Fadel As’ad
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 1 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research was conducted with the following objectives: (1) to find out whether the murabahah lil wa'id bisyira and ijarah ma'al wa'di bil grant schemes can be a sharia solution for financial institutions seeking profit from the circulation of funds or not; (2) to find out the difference between the murabahah lil wa'id bisyira and ijarah ma'al wa'di bil grant schemes. This research uses a qualitative approach with library research method (library study). The results show that the murabahah lil wa'id bisyira and ijarah ma'al wa'di bil grant schemes can be a sharia solution for conventional financing that contains usury. Each scheme has its own character, thus presenting options for financing institutions to choose the most according to the needs of the financing product.

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name -

Contact Email p3m@stiba.ac.id

Phone +6285255529988

Journal Mail Official p3m@stiba.ac.id

Editorial Address Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar Jl. Inspeksi PAM, Manggala, Kota Makassar, Sulawesi Selatan, Indonesia, 90234.

Location Kota makassar, Sulawesi selatan INDONESIA

Abstract

Abstract

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Abstract

Contact Name
-

Contact Email
p3m@stiba.ac.id

Phone
+6285255529988

Journal Mail Official
p3m@stiba.ac.id

Editorial Address
Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar Jl. Inspeksi PAM, Manggala, Kota Makassar, Sulawesi Selatan, Indonesia, 90234.

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Kota makassar,

Sulawesi selatan

INDONESIA