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Journal Of Islamic Social Finance Management

JISFIM
Website

Published by Institut Agama Islam Negeri Padangsidimpuan

ISSN : - EISSN : 27770753 DOI : https://doi.org/10.24952/jisfim

Core Subject : Religion, Humanities, Science, Education, Social,

Religion Humanities Decision Sciences, Operations Research & Management Social Sciences Other

Journal of Islamic Social Finance Management is a peer-reviewed journal on the management of Islamic social finance (sadaqah, zakat, waqf, and infaq). This journal is published by the Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia. Editors welcome scholars, researchers, and practitioners of Islamic management, economics, and business around the world to submit scholarly articles to be published in this journal. All articles will be reviewed by experts before being accepted for publication. Each author is solely responsible for the content of published articles.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)

Articles 69 Documents

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Apakah BMT menjadi solusi bagi UMKM di masa Pandemi ? Vivi Dewi Ryandani; Kharis Fadlullah Hana; Mavira Aulia Rizki
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Pandemi covid-19 melumpuhkan beberapa lini perekonomian termasuk UMKM. Meskipun demikian UMKM diharapkan mampu bangkit dengan beberapa solusi bantuan modal kepada BMT, Karena UMKM merupakan penguat perekonomian di Indonesia. Penelitian ini bertujuan untuk mengetahui kemampuan BMT untuk menjadi solusi kegundahan pelaku UMKM dimasa pandemi. Penelitian ini menggunakan penelitian deskriptif kualitatif dengan paradigma fenomenologi atau dengan mengambil metode wawancara. Adapun data diperoleh melalui, data sekunder informasi wawancara dari manager BMT Syariah Sejahtera dan beberapa pelaku UMKM yang mengambil pembiayaan di BMT Syariah Sejahtera. Hasil penelitian ini menunjukkan bahwa BMT Syariah Sejahtera mampu menjadi solusi kegundahan pelaku UMKM dengan memberikan kelonggaran waktu. Rekomendasi penelitian ini diharapkan BMT mampu memberikan solusi yang bukan hanya kelonggaran waktu namun pada pengurangan nisbah BMT serta pembiayaan yang lebih mudah guna tetap berkembang pada masa pandemi.

Analisis Bibliometrik Terhadap Penelitian Intensi Berwakaf Menggunakan VOSViewer dan R-Studio Dia Purnama Sari; Fitri Yani Lusi Yanti; Utari Evy Cahyani
Journal of Islamic Social Finance Management Vol 3, No 2 (2022): JULI-DESEMBER 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Penelitian ini bertujuan untuk melakukan eksplorasi terhadap penelitian-penelitian mengenai intensi berwakaf yang telah dilakukan oleh peneliti sebelumnya. Data yang digunakan terkait publikasi intensi berwakaf yang bersumber dari database Kata kunci yang digunakan dalam pencarian data adalah “waqf intention OR intensi wakaf”. Hasil pencarian menghasilkan 722 publikasi yang diterbitkan terkait isu intensi berwakaf. Data dianalisis menggunakan aplikasi VOSViewer dan Biblioshiny dalam R-Studio. Hasil analisis bibliometrik dengan Biblioshiny, menggambarkan artikel, penulis, jurnal, institusi, dan negara dijelaskan dalam gambaran masing-masing 10 yang paling relevan. Sedangkan hasil analisis bibliometrik menggunakan VOSViewer digambarkan dalam bibliographic coupling yang menggambarkan hubungan antar dua artikel berdasarkan kesamaan referensi yang dikutip. Model intensi berwakaf yang diusulkan dalam penelitian ini adalah model TPB yang dikembangkan dengan menambahkan anteseden baru. Anteseden baru yang dapat ditambahkan dalam penelitian yang akan datang diantaranya religiusitas, altruisme, egalitarianism, pendidikan ekonomi syariah, literasi, pengetahuan, kesadaran, pemahaman, kepercayaan, persepsi kemudahan, transparansi, dan reputasi Lembaga pengelola wakaf.

Digitalisasi Pemberdayaan Ekonomi Mustahiq Berbasis Zakat Produktif Annida Karima Sovia; Delima Sari Lubis; Aliman Syahuri Zein
Journal of Islamic Social Finance Management Vol 1, No 1 (2020): Januari-Juni
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Abstract Poverty is a social problem that requires effective and sustainable management. Many parties have made various efforts to overcome poverty. However, the poverty reduction model built tends to only use a charitable approach (generosity). So that it only creates a sense of dependence on aid, without creating a productive spirit for the poor. Therefore, in facing the times, it is necessary to digitize the correct mustahiq economic empowerment model. The type of research used is in the form of field research with qualitative methods. The study concludes that the proper digitalization of the mustahiq economic empowerment model can be carried out in a creative productive manner, namely the distribution of zakat that cannot be directly used or spent by the mustahiq. So that its possible use will have an economic impact on mustahiq with guidance and assistance through digital technology. Keywords: Digitalization, Empowerment, Mustahiq, Productive

Peranan Lembaga Amil Zakat Infak dan Sedekah Muhammadiyah dalam Kesejahteraan Masyarakat: Bukti dari Kalimantan Tengah Muhammad Riza Hafizi; Putri Mei Ismil Kholifah
Journal of Islamic Social Finance Management Vol 2, No 1 (2021): JANUARI-JUNI
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

This study aims to determine the role of the amil zakat infaq and alms Muhammadiyah institutions in the welfare of society. This research approach uses a qualitative methodology, using qualitative descriptive methods. Qualitative data through semi-structured interviews observation and documentation are also used. Meanwhile, the data validation technique used the source triangulation technique. Data analysis uses the collections, reduction, display, and verification methods. Based on the results of the research that has been done, it is known that LAZISMU's role in the welfare of the community where the fundraising mechanism uses several methods, namely digital fundraising collection, coming directly, direct pick-up, and via transfer. Second, the distribution of ZIS funds is carried out by LAZISMU management assisted by volunteers supported by a database of people who are entitled to receive assistance to simplify the distribution road map. Third, the results of the study found that the socio-economic changes of the community receiving ZIS funds were greatly helped by the assistance that was received, and with the Covid 19 pandemic, LAZISMU management held a Covid 19 alert program. Keywords: Amil Zakat Institution, LAZISMU, Welfare, ZIS, Distribution

Analisis Laba terhadap Kemampuan Membayar Zakat Bank Muamalat Annisa Husna Harahap; Abdul Nasser Hasibuan; Ali Hardana
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

ABSTRACTZakat is one of the social activities carried out by Bank Muamalat and which must be paid when it reaches the nisab. Calculation of zakat funds issued 2.5% of profit before tax. Based on data obtained from Bank Muamalat, the percentage of Profit and Zakat fluctuated in 2013-2020, but the increase in the percentage that occurred in profit was not always followed by an increase in zakat. This study aims to determine whether profit has an effect on the ability to pay zakat in Bank Muamalat. This research is a quantitative research with data processing using SPSS version 23 computer program. The results of this study explain that profit has an effect on the ability to pay zakat in Bank Muamalat. Keywords : Profit, Zakat, Muamalat Bank ABSTRAK Zakat merupakan salah satu kegiatan sosial yang diemban Bank Muamalat dan yang wajib dibayar apabila sudah mencapai nisab. Perhitungan dana zakat yang dikeluarkan 2,5% dari laba sebelum pajak. Berdasarkan data yang diperoleh dari Bank Muamalat persentase Laba dan Zakat mengalami fluktuasi pada tahun 2013-2020, namun kenaikan persentase yang terjadi pada laba tidak selalu diikuti dengan kenaikan zakat. Penelitian ini bertujuan untuk mengetahui apakah laba berpengaruh terhadap kemampuan membayar zakat Bank Muamalat. Penelitian ini adalah penelitian kuantitatif dengan proses pengolahan data menggunakan program komputer SPSS versi 23. Hasil penelitian ini menjelaskan bahwa laba berpengaruh terhadap kemampuan membayar zakat Bank Muamalat. Kata Kunci: Laba, Zakat, Bank Muamalat

The Level of Public Trust Analysis in Paying Zakat at BAZNAS Sibolga City Ade Awari Butar-Butar; Rodame Monitorir Napitupulu; Hamni Fadlilah Nasution
Journal of Islamic Social Finance Management Vol 3, No 2 (2022): JULI-DESEMBER 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

The problem in this study is that the collection of zakat funds at BAZNAS Sibolga City from 2021 has decreased by 16.78%. The decrease in zakat fund collection in BAZNAS Sibolga City occurred due to ineffective management. There are still many people who give their zakat directly to the mustahik and the lack of role of the Sibolga City Government. This study aims to analyze the level of public trust in paying zakat at BAZNAS Sibolga City, North Sumatra. This research is a descriptive quantitative study. The data sources used by researchers are primary and secondary data sources. The data collection techniques used are questionnaire techniques, observations, interviews, documentation, and literature studies. The data analysis used is a descriptive analysis, validity test and reability test using SPSS version 25. The results of this study show that the level of public trust in paying zakat at BAZNAS sibolga city with an interval value of 4.48 which is included in the very high interval category. The trust of the people of Sibolga City is very high in paying zakat at BAZNAS of Sibolga City. Keywords: BAZNAS, Trust, Zakat

Pengaruh Kinerja Keuangan terhadap Kemampuan Membayar Zakat PT. BRI Syariah Periode 2011-2018 Budi Yanti Ritonga; Budi Gautama Siregar; Windari Windari
Journal of Islamic Social Finance Management Vol 1, No 2 (2020): Juli-Desember
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Islamic financial institutions including PT. BRI Syariah from the financial statements determines the amount of zakat of the company because in Islam one of the objectives of financial reporting is for the purposes of zakat. This research is a quantitative research. The collection technique used in this study was secondary data as many as 32 samples. The data collection technique is documentation. The data analysis technique used multiple linear regression methods, classical assumption tests, and hypothesis testing with data processing using the SPSS version 23 computer program. The results of the study partially (t test) stated that, ROA had a significant effect on the ability to pay zakat. ROE has a significant negative effect on the ability to pay zakat. BOPO has a significant negative effect on the ability to pay zakat. Simultaneous research results (F test) states that ROA, ROE and BOPO affect the ability to pay zakat. While the results of the coefficient of determination (R2) ROA, ROE and BOPO are able to influence the ability to pay zakat. Keywords: ROA, ROE, BOPO, Ability to Pay Zakat

Keniscayaan Memahami Fikih Muamalat bagi Wirausaha Zuhrinal M Nawawi
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Islam as a universal religion, teaches all aspects of the lives of its adherents such as matters of worship, morals, including procedures in everyday life which we often call muamalat. For Muslim entrepreneurs, it is a necessity to know and understand religious law in business, especially fiqh muamalah. So that they understand about business and entrepreneurship; and understand the concept of fiqh muamalah, its scope in contemporary business, and the rules of fiqh that are appropriate for contemporary business. Islam emphasizes the importance of developing and upholding an entrepreneurial culture in the life of every Muslim. A Muslim entrepreneur must have basic qualities that encourage him to be a creative and reliable person in running his business or carrying out activities at the company where he works.

Analisis Perkembangan Dana Unit Pengumpul Zakat dalam Mengurangi Ketimpangan Pendapatan dan Kemiskinan Masyarakat Angkola Selatan Bosaruddin Harahap; Nofinawati Nofinawati; Azwar Hamid
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Angka kemiskinan dapat dikurangi dengan memanfaatkan pengelolaan dana zakat yang dilakukan oleh Unit Pengumpul Zakat (UPZ). Terkhusus di Kecamatan Angkola Selatan Kabupaten Tapanuli Selatan dana zakat mengalami peningkatan, sehingga tingkat kemiskinan dapat berkurang dengan fenomena ini. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi perkembangan Dana Unit Pengumpul Zakat untuk meminimalisir ketimpagan pendapatan dan kemiskinan masyarakat di Kecamatan Angkola Selatan. Jenis penelitian ini adalah penelitian kualitatif deskriptif. Penelitian ini menggunakan data primer dan data sekunder. Teknik pengumpulan data menggunakan teknik wawancara dan observasi. Penelitian ini menggunakan teknik analisis data dengan reduksi data, penyajian data, editing data, deskripsi data dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa faktor-faktor yang menyebabkan adanya perkembangan dana Unit Pengumpul Zakat Kecamatan Angkola Selatan adalah faktor sosialisasi dan faktor muzakki. Factor sosialisasi merupakan Unit Pengumpul Zakat langsung melakukan sosialisasi kepada muzakki agar dapat mengatasi ketimpangan pendapatan dan mengatasi kemiskinan, sementara faktor bertambahnya muzakki dapat meminimalisir kemiskinan di Kecamatan Angkola Selatan.Kata Kunci: Perkembangan Dana Zakat, Unit Pengumpul Zakat, Zakat, Pendapatan, Kemiskinan

Analisis Kinerja BAZNAS Kabupaten Tapanuli Selatan Dalam Mengoptimalisasi Penghimpunan, Pendistribusian, Dan Pendayagunaan Zakat Mutiara Nauli; Sarmiana Batubara; Damri Batubara
Journal of Islamic Social Finance Management Vol 4, No 1 (2023): JANUARI-JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i1.8242

Abstrak Badan Amil Zakat Nasional (BAZNAS) merupakan lembaga pengelola zakat yang dibentuk oleh pemerintah yang mempunyai tugas dalam penghimpunan, pendistribusian, dan pendayagunaan zakat. Salah satu faktor keberhasilan pengelolaan zakat ialah kinerja amil. Penelitian ini bertujuan untuk mengetahui bagaimana kinerja BAZNAS Kabupaten Tapanuli Selatan dalam mengoptimalkan penghimpunan, pendistribusian, dan pendayagunaan zakat. Metode penelitian yang digunakan dalam penelitian ini adalah penelitian kualitatif. Adapun hasil penelitian ini menunjukkan bahwa kinerja penghimpunan zakat, BAZNAS Kabupaten Tapanuli Selatan memiliki dua strategi yaitu strategi sosialisasi dengan membuat SK UPZ untuk mengumpulkan zakat di kalangan masyarakat dan strategi imbauan dengan membuat imbauan berkoordinasi dengan Bendahara di setiap OPD untuk menyalurkan zakat profesi ke BAZNAS. Dalam kinerja pendistribusian zakat, BAZNAS Kabupaten Tapanuli Selatan melakukan pendistribusian zakat dengan dua bentuk yaitu zakat konsumtif dan zakat produktif.Kata Kunci: Penghimpunan, Pendistribusian, Pendayagunaan, Kinerja. AbstractThe National Amil Zakat Agency (BAZNAS) is a zakat management institution formed by the government which has the task of collecting, distributing and utilizing zakat. One of the success factors in the management of zakat is the performance of amil. This study aims to find out how the performance of BAZNAS of South Tapanuli Regency in optimizing the collection, distribution and utilization of zakat. The research method used in this research is qualitative research. The results of this study indicate that the performance of zakat collection, South Tapanuli Regency BAZNAS has two strategies, namely a socialization strategy by making an SK UPZ to collect zakat among the community and an appeal strategy by making an appeal in coordination with the Treasurer in each OPD to distribute professional zakat to BAZNAS. In the performance of zakat distribution, BAZNAS of South Tapanuli Regency distributes zakat in two forms, namely consumptive zakat and productive zakat.Keywords: Collection, Distribution, Utilization, Performance.

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Zulaika Matondang

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+6282162170129

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Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan Jl. H. T. Rizal Nurdin Km 4.5 Sihitang Padangsidimpuan.

Location
Kota padangsidimpuan,

Sumatera utara

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Zulaika Matondang

Contact Email zulaikamatondang83@gmail.com

Phone +6282162170129

Journal Mail Official jisfimcontact@gmail.com

Editorial Address Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan Jl. H. T. Rizal Nurdin Km 4.5 Sihitang Padangsidimpuan.

Location Kota padangsidimpuan, Sumatera utara INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Zulaika Matondang

Contact Email
zulaikamatondang83@gmail.com

Phone
+6282162170129

Journal Mail Official
jisfimcontact@gmail.com

Editorial Address
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan Jl. H. T. Rizal Nurdin Km 4.5 Sihitang Padangsidimpuan.

Location
Kota padangsidimpuan,

Sumatera utara

INDONESIA