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Al-Muzdahir: Jurnal Ekonomi Syariah
Published by Institut Pesantren Sunan Drajat Lamongan
ISSN : 26555492     EISSN : 28286278     DOI : 10.55352
Core Subject : Economy,
Economics, Econometrics & Finance
berisi naskah ilmiah yang diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan Jawa Timur
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 45 Documents
 1   2   3   4   5 
Analisis Perbandingan Gadai Syariah dan Gadai Konvensional di Tinjau Hukum dan Prinsip Dewa Pratama Putra; Asiah Wati
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.86

Abstract

Pawn is a right acquired by an individual who owes a movable property, which is handed over to them by a debtor or a representative, granting the debtor the authority to receive payment for the goods in advance compared to other debtors, excluding auction costs and salvage expenses. Sharia pawning (known as Rahn) involves using one of the borrower's assets as collateral for the loan they receive. This study seeks to establish a comparison between conventional pawning and sharia pawning (rahn). The research aims to provide insights and understanding to all relevant parties regarding the comparative aspects of conventional pawning and sharia pawning (rahn). The research methodology employed is library research, utilizing data collection techniques such as gathering books, journals, and previous works related to conventional pawning and sharia pawning (rahn). The researcher employs qualitative data analysis for data interpretation. Based on the described research, it can be concluded that both conventional pawns and sharia pawns share similarities in that they are prohibited from exploiting the pawned goods, and the pawnee has the right to sell or auction the pawned goods once the loan period expires. The distinction between conventional pawning and sharia pawning lies in the legal foundation. Conventional pawning relies on the Criminal Code, while sharia pawning is guided by the DSN MUI Fatwa on Rahn. In conventional pawning, the contract involves a single debt agreement with a movable goods guarantee from a conventional legal perspective. The Ministry of SOEs oversees conventional pawning, while the Sharia Supervisory Agency (BPS) and the Financial Services Authority (OJK) oversee sharia pawning. Conventional pawns involve interest charges, whereas sharia pawns incur maintenance costs. In conventional pawning, pawned goods can be auctioned, while in sharia pawning, they can be sold.
Budaya Organisasi Mempengaruhi Kinerja Karyawan CV. Air Mineral dalam Kemasan Aidrat Pondok Pesantren Sunan Drajat Banajarwati Paciran Lamongan Siswadi Siswadi; Ahamad Khaerul Rozikin; Fitri Ariyanti
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.607

Abstract

Culture in the organization can optimize the attitude of employees in acting according to the expectations and goals of the organization. The performance of an employee is individual, because each employee has a different level of ability in carrying out their duties. This research is a quantitative study, which aims to analyze the influence of organizational culture on the performance of CV employees. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan. The research formulation consists of: 1) is there an influence of organizational culture on the performance of employees of CV. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan?, and 2) how much influence does organizational culture have on employee performance at CV. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan?. This study uses primary data and secondary data. The sample used is a saturated sample that uses all members of the population as a sample of 23 people. And the data collection techniques used are: Questionnaire (Questionnaire) and Documentation. As well as data analysis techniques used simple regression analysis and T test. The results of the analysis show that organizational culture influences the performance of CV employees. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan. The results showed that it was suspected that there was a positive influence between organizational culture on the performance of employees at CV. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan. And quite a big influence of organizational culture on the performance of CV employees. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan so that the Organizational Culture in the company is very influential in improving the performance of CV employees. AMDK AIDRAT Pondok Pesantren Sunan Drajat Banjaranyar Paciran Lamongan.
Strategi Pemasaran di Toserba Sunan Drajat Perspektif Ekonomi Syariah R. Zainul Musthofa; Siti Aminah
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.610

Abstract

In every company must have a different marketing strategy, but there may also be the same. It's the same with the Sunan Drajat Department Store, because this is done in order to direct business efforts towards success. While we as Muslims in running a business, it is not enough just to implement strategies that are widely used by conventional people, but these strategies must also be based on sharia principles and values. The research method used is a qualitative research method, which is sourced from primary and secondary data, and uses data collection techniques including; observation, interview, and documentation. The results of this study are: 1. The marketing strategy implemented by the Sunan Drajat Department Store, includes: a. In terms of price, that is not only looking for profit but also for charity (as a supporter of PPSD development). b. In terms of location, namely always maintaining the cleanliness of the location. c. In terms of HR (people), namely trying to provide good service to consumers. d. Promotion is trying to be honest in introducing products to consumers. 2. In determining or assessing the strategy implemented by the Sunan Drajat Department Store with sharia principles, there are several indicators that must be met, including: a. The principle of Rabbaniyah, namely not only seeking worldly benefits, but also the hereafter. b. Ethical Principles, namely providing good service to consumers. c. Realistic Principles, that is clean, tidy, understated, flexible, and flexible in appearance. d. Humanistic Principles, namely providing universal services. In conclusion, it can be seen that the marketing strategy implemented by the department store is in accordance with sharia marketing principles.
Penerapan Strategi Marketing dalam Meningkatkan Pelanggan di Toserba Sunan Drajat (Studi di Toserba Sunan Drajat Banjarwati Paciran Lamongan) Rizqi Ananda Putri; Abdullah Zawawi; Arif Maghfur
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.611

Abstract

The development of the business world is growing rapidly both in the service and industrial sectors. This causes competition between companies to become increasingly stringent. This requires companies to improve their capabilities so that the products or services produced are increasingly innovating. So in the process a marketing strategy is needed to improve the development of the business. This type of research uses qualitative research methods with a descriptive approach which is obtained through collecting data from the process of observation, interviews/interviews, and documentation. While the data analysis technique used is data reduction, data presentation, and conclusion. The purpose of this research is to answer, find out, describe and analyze the formulation of the problem; 1) at the Sunan Drajat Banjarwati Paciran Lamongan Department Store. 2) How to plan the implementation of the marketing strategy at the Sunan Drajat Banjarwati Paciran Lamongan Department Store. 3) What are the supporting and inhibiting factors encountered in marketing products at the Sunan Drajat Department Store Banjarwati Paciran Lamongan. The analysis used is the Marketing Mix analysis approach with seven indicators from an internal and external perspective. In addition, it is strengthened by Segmentation, Targeting and Positioning which are collaborated on the analysis of the application of marketing strategies at the Sunan Drajat Department Store. The results of the study explain that the Sunan Drajat Department Store applies a marketing mix strategy, namely product, place, price, promotion, people, processes, physical evidence and in its development also apply segmentation, targeting, and positioning in it.
Legalitas Cryptocurrency: Tinjauan terhadap Fatwa-Fatwa Institusi dan Personal Arzam Arzam; Muhammad Fauzi; Mursal Mursal; Abdul Muid
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.612

Abstract

This study aims to review and comprehensively explain the legality of Cryptocurrency based on a number of institutional and personal fatawa. To answer the research objectives, it was carried out using descriptive research with a qualitative approach. The research data comes from secondary data in the form of institutional and personal fatawa that have been published online, and are accompanied by supporting writings explaining these fatawa. The collected research data were analyzed by following the steps including material collection, discussion, and descriptive analysis. This research shows that a number of institutional and personal fatawa are divided into three decisions on the legality of Cryptocurrency, namely the first is Halal Cryptocurrency; on the grounds that it can be treated as a form of Maal (property), because it is based on social approval and general use so it is permissible to own;, trade;, transact;, etc. there is a clear decision), on the grounds of excessive gharar (speculation); security risk; can easily be used in illegal activities;. Third, Cryptocurrencies are illegal, for various reasons, they are not currency and are not legal means of payment; decentralized validation; excessive gharar (speculation); can easily be used for maysir (gambling);, and used to fund terrorists;. This research needs to be continued considering the limitations it has, such as seeing arguments against Cryptocurrency due to its properties (characteristics) so it is very good and it takes hard work to see it from various perspectives.

Page 5 of 5 | Total Record : 45

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