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Al-Muzdahir: Jurnal Ekonomi Syariah

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Published by Institut Pesantren Sunan Drajat Lamongan

ISSN : 26555492 EISSN : 28286278 DOI : 10.55352

Core Subject : Economy,

Economics, Econometrics & Finance

berisi naskah ilmiah yang diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan Jawa Timur

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 45 Documents

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Model Pengelolaan LA Mart Dalam Meningkatkan Kesejahteraan Karyawan (Study di Desa Drajat Paciran Lamongan) Siti Maskhanah; Sutopo Sutopo
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2021): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Consumer Behavior or consumer behavior is an action taken by consumers to achieve and fulfill their needs both to use, consume and spend goods and services. In the people of Drajat Village, Banjarwati Village, and Banjaranyar Hamlet, research will be carried out on the Consumer Behavior of the community in choosing halal cosmetic products. This study aims to find out how consumer behavior is in choosing halal cosmetic products in the people of Drajat Village, Banjarwati Village, and Banjaranyar Hamlet. The approach in this research is quantitative research. The population in this study were the people of Drajat Village, Banjarwati, and Banjaranyar Hamlet with 100 people samples taken by probability sampling technique. The independent variable in this study is Consumer Behavior (X) while the dependent variable is the decision to choose halal products (Y). Data collection techniques in this study were questionnaires and observations. Test the instrument using the validity test and reliability test. Data analysis technique using simple linear regression analysis. Based on the results of the study, the test on cultural factors obtained a significance value of Tcount less than Ttable (0.457>0.192), test results on social factors obtained a significance value of Tcount smaller than Ttable (0.356>0.192), test results on personal factors obtained a significance value of Tcount greater than Ttable (0.591> 0.192), test results on psychological factors obtained a significance value of Tcount smaller than Ttable (0.506> 0.192). From this explanation it can be concluded that the personal factor with the PRB indicator code 2 (has the greatest significance value for Consumer Behavior in choosing halal cosmetic products in Drajat Village, Banjaranyar, and Banjarwati Hamlet, namely (0.591> 0.192), then H0 is rejected and Ha is accepted. Meanwhile, other factors have a smaller significance value than personal factors.

Pengaruh Pelatihan dan Motivasi terhadap Kinerja Karyawan Tenun Ikat Bandar Kidul Kediri (Studi UD. Medali Mas) Zahrotul Jannah; Dymas Yulia Putri Kusumaningtyas
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2021): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

The development of increasingly advanced technology requires every company to look for quality human resources so that the company becomes the best. .To get quality human resources, a company must be able to provide situations and conditions that might improve the abilities and skills of employees. .in this case UD.Medali Mas provides skills for employees through providing training and providing encouragement through motivation . This study aims to answer, describe and analyze the formulation of the problem; 1) How is the effect of training on the performance of UD. Medali Mas weaving employees. .2) How is the influence of motivation on the performance of UD. Medali Mas weaving employees. 3) How is the simultaneous influence of training and motivation on the performance of UD.Medali Mas ikat employees.This type of research uses quantitative research methods with data collection using questionnaires, interviews, documentation. While the data analysis technique used was multiple regression test, T test and F test. The results of this study are 1). There is a positive effect of training on the performance of UD. Medali Mas weaving employees. Because based on the test which shows that the T count is 2.656 while the T table is 1.984. 2). .there is a positive influence of motivation on the performance of UD. Medali Mas ikat employees. This is because based on the test which shows that the T count is 2.306 while the T table is 1.984. 3). .The results of the simultaneous analysis showed that there was a positive and significant influence between the variables of training and motivation on the performance of the ikat weaving employees at UD. Medali Mas. With the calculated F result of 47,033 and the F table of 3,09

Preferensi Santri Putra pada BMT Sunan Drajat Paciran Di Pondok Pesantren Sunan Drajat Lamongan Fatkhur Rouf; Muhammad Awaludin Islam; Musbikhin Musbikhin
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2021): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

BMT Sunan Drajat is a sharia financial institution within the pesantren environment. Therefore, the preference of students for participating in saving at BMT Sunan Drajat needs to be taken into account. This study aims to find out how the preferences of students at BMT Sunan Drajat. While the research methodology uses a quantitative approach methodology with testing starting with theories or hypotheses using the chi square approach. The results of this study show that the calculated Chi Square value is 14.474. Because the Chi Square value is > 13.362, based on the basis for making the decision above, it can be concluded that H0 is rejected and Ha is accepted. Thus it can be interpreted in terms of facilities that male students have a good preference for BMT Sunan Drajat

Strategi dalam Meningkatkan Kepuasan Anggota Penabung dengan Akad Wadi’ah di Kantor Pusat Baitul Mal Wattamwil (BMT) Sunan Drajat Muhammad Syaichul Fatoni; Siswadi Siswadi; Risma Damayanti
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2021): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Achieving overall customer satisfaction is not easy because today's customers are increasingly educated and aware of their rights. In addition, each customer has a different level of satisfaction even though they need the same product. The process of fulfilling customer satisfaction does not only require quality products or services but also requires efforts that can increase the level of customer satisfaction. By identifying and measuring member satisfaction, several strategies can be determined to be decided next. Strategy is the steps that must be taken by a company to achieve its goals. This research was conducted at BMT Sunan Drajat Center with the aim of knowing the strategy and analyzing the supporting and inhibiting factors at BMT Sunan Drajat to increase customer satisfaction with wadi'ah contracts. BMT Sunan Drajat's strategy in increasing customer satisfaction with wadiah contracts is the absence of admin fees, the implementation of a ball pick-up system, the presence of SMS masking as a customer notification regarding transactions carried out by procuring bonuses or rewards for active customers with a mobile banking application to make it easier for customers to make transactions. The supporting and inhibiting factors experienced by BMT Sunan Drajat in an effort to increase customers with Wadi'ah contracts include the supporting factors, namely the Sunan Drajat Brand, which is of great interest to the public, strategic places that are easily accessible to customers. While the inhibiting factor is the number of customers who have become customers of BMT which existed before BMT Sunan Drajat.

Analisis Strategi Bauran Pemasaran Wisata Alam Gosari (WAGOS) dalam Meningkatkan Jumlah Wisatawan (Studi di Desa Gosari Kecamatan. Ujungpangkah Kabupaten. Gresik) Asmaul Khuluq; Ahmad Afan Zaini; Fatimatu Zahroh
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2021): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

The uniqueness of Gosari Gresik Nature Tourism invites local and non-local tourists with various rides offered including Flying Fox, fun outbound, love pool, ATV, mini trail for children, horse riding rides and photo spots with an entrance ticket price of IDR 10,000 for adults and IDR 5000 for children. The management of Gosari Gresik Nature Tourism cannot be separated from the role of youth youth organizations in Gosari village who see the benefits and preservation of the cultural heritage of Majapahit in the remaining area of the pottery industry and inscriptions in Butulan Cave. The marketing mix strategy used is very effective in attracting tourists plus social media which continues to grow, making Gosari tourism increasingly known to foreign countries. But in every management there are obstacles that make tourism managers more qualified

Strategi Pemasaran dalam Upaya Meningkatkan Jumlah Anggota pada Koperasi Simpan Pinjam dan Pembiayaan Syariah Mitra Usaha Ideal (KSPPS MUI) Cabang Ketanen Kabupaten Gresik Fatimatu Zahroh; Siswadi Siswadi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

The term marketing strategy is not just promotion, but is how to satisfy customers with services provided so that customers are comfortable with cooperatives. This study explains the marketing strategy in an effort to increase the number of members at KSPPS MUI Ketanen Branch, Gresik Regency, which has a background of 2 KSPPS MUI branch offices in Panceng sub-district, which is a differentiator from other sub-district branch offices. This research is a qualitative descriptive field research, the subject of this research is the head of the KSPPS MUI Ketanen branch, as well as several informants, namely marketing employees of the KSPPS MUI Ketanen branch and several members of the KSPPS MUI Ketanen branch. Data collection techniques are carried out by observation, interviews and documentation. The data validation technique is carried out using source triangulation by collecting similar data and information from a variety of different sources. The results of the analysis of the marketing strategy in an effort to increase the number of members in the Ideal Business Partners Savings and Loans and Sharia Financing cooperative (KSPPS MUI) Ketanenen Branch concluded that the obstacles in increasing the number of members at the KSPPS MUI Ketanen branch included the schedule of market grebek which coincided with working hours making the grebek program the market is less than optimal, the nature of various members and payments outside working hours. The supporting factors in increasing the number of members include friendly service, being able to do transactions at home without having to come to the office and strategic places.

Strategi Pemasaran Klinik Mata KMU Gresik Seabagai Pelayanan Kesehatan Mata Leny Damayantie; R. Zainul Musthofa
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

KMU Gresik Main Eye Clinic is a medical eye health service with modern technology that specifically deals with eye problems such as cataracts, glaucoma, cornea, retina and refraction. The trend of eye clinics is increasing, so marketing activities are a management tool in today's business world. With the development of existing eye clinics, the eye clinic marketing strategy has become competitive. The dynamics of competition in seizing market opportunities are becoming tighter and increasingly felt. Each eye clinic has a different promotion strategy, namely in conveying information about products related to the services available. The formulation of this research problem consists of: 1. What are the marketing strategies being carried out by the KMU Gresik eye clinic in 2020 – 2023? 2. What innovative ideas can researchers provide to increase the target offering of KMU Gresik eye clinic services in 2023? This study aims to find out the marketing strategy carried out by the KMU Gresik eye clinic in 2020 – 2023. As well as provide ideas for innovation in the KMU Gresik eye clinic so that it is easy to achieve the target of eye health services. The research method used in this study is a qualitative research method with a descriptive approach. The research instruments used to collect data are observation, interviews, and documentation. The marketing strategy carried out by the KMU Gresik Eye Clinic is the first before sales (stakeholder visits, Education, Screening, Home visit, KMU Goest to school). The second is sales (health services at clinics, diagnostic examinations, doctor's examinations, medical procedures or outpatient care). The third is after sales (control reminders for post cataract surgery patients one day, one week, and one month.

Penerapan Manajemen Resiko pada Produk Pembiayaan di Lembaga Keuangan Mikro Syariah di KSPPS MUI Sekapuk Ujungpangkah Gresik Muhammad Awaludin Islam; Sutopo Sutopo
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

BMT KSPPS MUI is a sharia microfinance institution that manages these funds using financing products. financing products that are carried out are not free from risks, especially during the current pandemic. To prevent this risk from occurring, risk management is applied to financing products at the KSPPS MUI Sekapuk Branch. This research aims to: 1). know how to apply risk management to financing products and 2). find out what are the obstacles in implementing risk management in financing products. Because carrying out the implementation of risk management can prevent bad financing. The method used in collecting data in this study uses interviews, operations and documentation. While the research methodology uses a qualitative approach methodology. While the object is the BMT KSPPS MUI Sekapuk Branch. The results of this study show that 1). implementation of risk management using Surfe which is carried out according to the 5C standard, Billing rules that are applied to the maximum, NPF handling that uses rescheduling, returns and reconditioning, Use of reserve funds as an amticipation of losses from macat financing. 2). The ability to pay members has decreased, Members have moved domiciles, The macro economy has declined, The habit of members who often borrow in multiple places, Transferring or changing positions in internal financial institutions, Managers' ability to collect is not good.

Strategi Pengembangan Produk BSI KUR (Kredit Usaha Rakyat) Mikro di BSI KCP Lamongan Pasar Babat Muhamad Malik Azhar; Ahmad Afan Zaini
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

BSI KCP Lamongan Pasar Babat is an Islamic financial institution that manages funds through channeling funds to the public in the form of financing. A company does not escape taking action to develop new products or existing products so that there is no decrease in business growth with a decreasing level of consumer desire. Therefore, to prevent this from happening, BSI KCP Lamongan Pasar Babat took product development strategy actions. The type of research used in this writing itself uses a qualitative approach. That is a type of research that describes a state of an object or event that presents data in the form of brief descriptions, charts, and the like. The method used in collecting data in this study uses interviews, observation, and documentation. MICRO KUR product development strategy AT BSI KCP Lamongan Pasar Babat Product development strategy is an effort made by an institution to improve existing products, or by adding more varied and marketable products. In the product development strategy, BSI KCP Lamongan Pasar Babat uses a marketing strategy through promotion, monitoring developments carried out by competitors, the Door to Door strategy. promotions carried out by BSI KCP Lamongan Pasar Babat, namely through making brochures provided at the office and advertisements on the website, monitoring the development strategy carried out by competitors. Door to Door is a marketing effort of a product or service that goes directly to prospective buyers/prospective customers, in order to gain effectiveness in explaining the products/services we have.

Penerapan Perhitungan Pembiayaan Murabahah di Lembaga Keuangan Mikro Syariah BMT Sunan Drajat Pusat dengan Pendekatan Economic Value Of Time Lidya Frasisca Ellyna; Abdullah Zawawi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Islam does not prohibit deferred financing, but it must be noted that in deferred financing one must be careful because Islam forbids the practice of usury and evil. The application of murobahah financing calculations is a calculation technique for calculating and determining the amount of customer installments to BMT Sunan Drajat. This study aims to answer, describe and analyze the formulation of the problem; 1) How is the application of murabahah financing calculations at BMT Sunan Drajat Pusat!. 2) How is the application of murabahah financing calculations with the economic value of time approach at BMT Sunan Drajat Pusat. This type of research uses qualitative research methods with a qualitative phenomenological approach. The data sources used are primary and secondary data. The research instruments used were observation, interviews and documentation. While the data analysis technique used is phenomenology including logical consistency, subjective interpretation and adequacy. The results of this study are 1) the application of murobahah financing calculations at BMT Sunan Drajat Pusat uses a flat system, this system is the same as a fixed margin system, meaning that the margin and principal installments are every month in the same amount from inception to maturity in accordance with the contract and mutual agreement of the BMT and the customer. 2) the application of the murobahah financing calculation using the economic value of time approach at BMT Sunan Drajat Pusat is in principle the same as the calculation of the flat system adopted by BMT Sunan Drajat Pusat because the total installments since the contract and agreement are the same as the due date, especially there are no additional customers who are late pay installments when they are due either margin or penalty.

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Ahmad Ashifuddin Aqham

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Jalan Raden Qosim Komplek PP. Sunan Drajat, Kab. Lamongan, Provinsi Jawa Timur, 62264

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Kab. lamongan,

Jawa timur

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Ahmad Ashifuddin Aqham

Contact Email ahmad.ashifuddin@gmail.com

Phone -

Journal Mail Official abdullahzawawi@insud.ac.id

Editorial Address Jalan Raden Qosim Komplek PP. Sunan Drajat, Kab. Lamongan, Provinsi Jawa Timur, 62264

Location Kab. lamongan, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Ahmad Ashifuddin Aqham

Contact Email
ahmad.ashifuddin@gmail.com

Phone
-

Journal Mail Official
abdullahzawawi@insud.ac.id

Editorial Address
Jalan Raden Qosim Komplek PP. Sunan Drajat, Kab. Lamongan, Provinsi Jawa Timur, 62264

Location
Kab. lamongan,

Jawa timur

INDONESIA