cover
Contact Name
Ajmal
Contact Email
economic.resources@umi.ac.id
Phone
+6281288116372
Journal Mail Official
ajmalasad@umi.ac.id
Editorial Address
Jl. Urip Sumohardjo, Panakkukang, Kec. Makassar, Kota Makassar, Sulawesi Selatan 90231
Location
Kota makassar,
Sulawesi selatan
INDONESIA
JER
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Articles 167 Documents
The Determinants of Exports of Leading Commodities in Encouraging Economic Growth in South Sulawesi Province Andi Bau Kasturi Lestari; Indraswati Tri Abdireviane; Abdul Hamid Paddu
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.246

Abstract

The purpose of this study was to analyze the effect of investment on exports, competitiveness of commodities, bilateral agreements on exports, market penetration of commodities, and the exchange rate on exports to encourage economic growth in South Sulawesi Province. Using a quantitative method with a descriptive analysis approach, carried out by the Province of South Sulawesi in 2021. The data used in this study is secondary, which is time series data for the last 20 years. Secondary data for this study were obtained from a variety of sources, including the World Bank, Uncomradely, and the BPS statistical portal, among others. The data analysis model uses the Revealed Comparative Advantage Index (RCA), the Index of Export Market Penetration (IEMP), and Two Stage Least Square (2SLS). The results of this study are: 1) investment has no significant effect on exports in encouraging economic growth; 2) competitiveness has a significant negative effect on exports in encouraging economic growth; 3) bilateral agreements do not significantly affect exports in encouraging economic growth; 4) market penetration has a significant effect on exports in encouraging economic growth; and 5) the exchange rate has a significant effect on exports in encouraging economic growth.
Refocusing on Reallocation of Regional Shopping During the Pandemic Covid-19 in the Government of North Maluku Province Salis Ariza Abdi Hidayat; Abdul Hadi Sirait; Suwito
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.247

Abstract

Refocusing and Reallocating Regional Expenditures During the COVID-19 Pandemic in the North Maluku Provincial Government. This study aims to describe the management of refocusing activities and reallocation of the regional budget of the North Maluku Provincial Government for Fiscal Year 2020. The research method used is descriptive qualitative research with a case study approach. The North Maluku Provincial Government rationalized the regional expenditure budget to obtain funds for handling COVID-19 in the form of refocusing regional spending on 17 SKPDs amounting to Rp. However, the expenditure rationalization value did not reach the percentage according to the provisions of the Minister of Home Affairs and the Minister of Finance. There are problems in implementing expenditures resulting from refocusing activities and reallocating budgets, including planning for the procurement of goods and services in the health sector, which is not appropriate, and the use of funds for activities that are not directly related to the handling of the COVID-19 pandemic. Accountability for spending from the results of refocusing activities and reallocating budgets shows that more use of funds is realized in the form of purchasing medical devices, providing honoraria, and official travel expenses.
The Influence of Cultural Characteristics, Commitment and Work Stress on Employee Performance at PT. Earth of Concrete Facilities (BSB-Kalla Group) Hastuti Mulan
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.249

Abstract

This study aims to analyze the effects of cultural characteristics, commitment, and work stress on the performance of employees of PT BSB Kalla Group. This type of quantitative research has a sample of 70 respondents with a full sampling technique. Data collection techniques consisted of interviews, observations, and questionnaires, as well as literature reviews and research results related to research. Data analysis consisted of descriptive statistical tests, data quality tests, classical assumption tests, hypothesis tests, and determinant coefficient tests (R2). The results of the study found that cultural characteristics had a significant effect on employee performance. Furthermore, commitment has a significant effect on employee performance. Job stress has a significant effect on employee performance. Variables of cultural characteristics, commitment, and work stress together have a significant effect on the performance of permanent employees. The results of this study can contribute to insight and understanding of things that can affect the performance of permanent employees. Based on this research, it is also expected that PT. BSB Kalla Group must consistently maintain good cultural characteristics for employees, be committed to carrying out their duties and obligations, and pay close attention to the work stress conditions of an employee.
The Effect of Capital Adequacy and Earning Asset Quality on Profitability at PT. BPRS Harta Insan Karimah Makassar Muhammad Anugrah Ardhana
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.251

Abstract

This study aims to determine and analyze the effects of capital adequacy and the quality of productive assets (KAP) on profitability. The object of this research is PT. BPRS Harta Insan Karimah Makassar, where researchers took data in the form of financial statements for the 2017–2019 period as a sample using the purposive sampling method. The data collection method in this research uses the literature study method and the documentation method. Normality, multicollinearity, autocorrelation, and heteroscedasticity tests are used to analyze test requirements. The analytical method used is multiple regression analysis. The results of this study indicate that: (1) capital adequacy has a significant but not significant effect on profitability; (2) product asset quality (KAP) has a significant effect on profitability; and (3) capital adequacy and the quality of productive assets (KAP) together have a significant effect on profitability at PT. BPRS Harta Insan Karimah Makassar period 2017–2019.
The Influence of the Age of Local Government on the Characteristics of Local Governments on the Financial Performance of Local Governments in North Maluku Province Rendhy; Hartaty Hadady; Suwito
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.256

Abstract

The purpose of the study was to find out and obtain empirical evidence about the size of local governments, the level of wealth of local governments, the level of dependence on the central government, the age of local governments, capital expenditures, and the findings of BPK influence the financial performance of local governments. This study uses quantitative research methods with 11 research objects. The data analysis method used in this study was multiple linear regression analysis with purposive sampling as the sampling technique. The data analysis method used in this study is SPSS software version 22. The results show that the size of the local government, the level of local government wealth, the level of dependence on the central government, the age of the local government, capital expenditure, and BPK findings affect the financial performance of local governments.
The Influence of Work Motivation, Job Satisfaction, and Organizational Commitment on Employee Performance at PT. Gasing Group in Makassar City Marni; Nurdin Latif; Yusram Adi
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.257

Abstract

This study aims to analyze the effects of motivation, job satisfaction, and organizational commitment on employee performance at PT. Gasing Group in Makassar City. Primary data were gathered through interviews, observations, and questionnaire responses from employees at the PT. Gasing Group in Makassar City and secondary data were gathered from a variety of sources, including documentation and writing (books, reports, scientific works, and research results) and information from parties involved in the study (job descriptions, work procedures, and other references). sample in this study amounted to 55 respondents according to the number of employees of PT. Gasing Group Makassar City. This type of quantitative descriptive research uses the approach of Simple Correlation Analysis and Multiple Linear Regression to measure the relationship between variables using the SPSS 22.0 program. The results showed that work motivation, job satisfaction, and organizational commitment had a positive and significant effect on the performance of PT. Gasing Group Makassar City. The most dominant variable, job satisfaction, has the greatest effect on employee performance compared to the other 3 variables.
The Role of the Financial Services Authority in Supervision of Fraud Prevention in Life Insurance Companies in Indonesia Iwan Adinugroho; Rusdiaman Rauf; Nyamin Sucipto
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.258

Abstract

This study aims to provide a monitoring strategy, especially in the field of preventing fraud in life insurance companies in Indonesia. The form of this research is qualitative and follows a normative approach by reviewing the duties, objectives, and authorities of the Financial Services Authority to prevent fraud in life insurance companies. The object of this research is a life insurance company that has been declared bankrupt by the Financial Services Authority, namely PT. Bumi Asih Jaya Life Insurance. The results of this study provide an overview of fraud prevention strategies at life insurance companies in the form of emphasis on supervision through the audit function, especially in the field of direct examination of reports made by life insurance companies and then matched with documents owned by insurance. Supervision must be carried out regularly and consistently.
The Influence of Work Discipline, Leadership Style, and Job Training on Employee Performance at the Makassar Sub-District Office Kasmuliadi Amir; Rina; Yusram Adi
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.279

Abstract

The purpose of this study was to analyze the effects of work discipline, leadership style, and job training on employee performance at the Makassar sub-district office. This research is a type of quantitative descriptive research with a simple correlation analysis approach and multiple linear regression to measure the relationship between variables. The choice of this method was based on the formulation of the problem. The research was carried out at the Makassar sub-district office in August-December 2021. The sample in this study consisted of 50 employees of the Makassar sub-district office, as well as all the employee population of the office. The data analysis technique used a simple linear regression analysis approach with the SPSS 25 program. The results showed that leadership style, work discipline, and training simultaneously had a significant influence on employee performance in Makassar City, Sub-District Makassar.
Financial Ratio Analysis of Regional Revenue and Expenditure Budgets on Financial Performance in Regional Governments Andi Sessu; Imaduddin
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.280

Abstract

This study aims to determine the regional financial performance of Makassar City in 2017-2019 seen from (1) Regional Financial Independence Ratio, (2) PAD Effectiveness Ratio, (3) Regional Financial Efficiency Ratio, (4) Growth Ratio, and (5) Ratio Shopping compatibility. This research is quantitative descriptive research conducted at the Regional Financial and Asset Management Agency of Makassar City. Data collection uses the documentation method. The results of the analysis show that the Regional Financial Performance of Makassar City as seen from (1) the Regional Financial Independence Ratio is still relatively low, indicating that the level of regional dependence on assistance from the central government is still very high because the average ratio is 7.15%. (2) Effectiveness Ratio based on APBD classified as Ineffective, with an average effectiveness of 83.05%. (3) Regional Financial Efficiency Ratio is classified as efficient because the average size of this ratio is 98.83%. (4) The Growth Ratio of PAD, Revenue, and Operational Expenditure always increases year after year, with fluctuating Capital Expenditure Growth. (5) The Expenditure Harmony Ratio can be said that the Makassar City Government allocates most of its budget for regional operating expenditure, namely an average of 78.23% compared to the average capital expenditure of 21.65%.
Analysis of Regional Financial Capability in the Context of Regional Autonomy in Makassar City Ina Yulianadewi; Andrew Ridow Johanis; Nurdiana
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.281

Abstract

The purpose of this study was to determine and analyze the financial capacity of the region and the contribution of regional original revenue (PAD) to the regional revenue and expenditure budget (APBD) in supporting the implementation of regional autonomy in Makassar City. This research uses quantitative and qualitative research methods (mixed). The results showed that the financial capacity of the city of Makassar experienced a positive trend because it was in the more than adequate category by looking at the ratio of regional financial independence, which resulted in a total of 55.44%. The financial capacity of the city of Makassar from 2014 to 2016 experienced a positive tendency to increase with an average level of 16.43%, the effectiveness of PAD is 110.87%, the priority of expenditure allocation is still on routine spending, the growth of the PAD ratio, income and expenditure has fluctuated growth, and the remainder of the previous year’s budget calculation (SILPA) is decreasing every year. This indicates that the capacity and financial performance of the city of Makassar is quite optimal, so it is necessary to tighten the existing regulations.

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