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All Journal SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Jurnal Aplikasi Akuntansi Jurnal Pengabdian Kepada Masyarakat (Mediteg) Valid Jurnal Ilmiah Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani ALAMTANA: JURNAL PENGABDIAN MASYARAKAT UNW MATARAM Joong-Ki : Jurnal Pengabdian Masyarakat Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Valid Jurnal Pengabdian Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Assoeltan: Indonesian Journal of Community Research and Engagement Joong-Ki Akuntansi: Jurnal Ilmiah Akuntansi
Khotmi, Herawati
Sekolah Tinggi Ilmu Ekonomi AMM
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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

 1 
Unveiling the Interplay of Sharia Investment Product Knowledge, Religiosity, and Financial Literacy as a Moderator of University Student’s Investment Decisions Fachrozi; Kukuh Tondoyekti; Mariana; Herawati Khotmi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2887

Abstract

Sharia investment products is considered a key determinant in shaping University Student’s Investment Decisions among Muslim investors. A comprehensive understanding of the concepts, types, and characteristics of Sharia-compliant investments can significantly influence an individual's propensity to invest in accordance with Islamic principles. The purpose of this study aims to investigating the impact of Sharia investment product knowledge and religiosity on university students' Investment Decisions, with financial literacy serving as a moderator. The present study will employ a quantitative approach using a survey method. The data collection process will involve administering the questionnaire to the purposively selected sample Students, either through an online survey or in-person distribution on campus. The hypothesis is tested using version 3.37 of the Smart PLS program. The results showed that the Product Knowledge and Religiosity variables did not affect Investment Decisions. Meanwhile, Financial Literacy affects Investment Decisions. Financial Literacy is a moderating variable that only moderates the effect of Religiosity on Investment Decisions. As for the impact of Product Knowledge on Investment Decisions, it cannot moderate the effect of Religiosity on Investment Decisions.
Co-Authors Abadi, Sukma Hidayat Kurnia Agus Fahrul Chair Alvina Damayanti Amrul, Rusli Astini, Yuli Baehaki Syakbani Edi Muhammad Jayadi Eka Aswati Purnamasari Elvina Setiawati Elvina Setiawati Fachrozi FACHROZI. F Fauzi, Agus Khazin Hadi, Khaerul Hengki Samudra Hikmah Hikmah I Made Murjana I Made Murjana Khaerul Hadi Khairul Hadi Kukuh Tondoyekti Kurniya Alda Syafitri M Wahyullah Mariana Muhamad Yusup Muhammad Islahuddin Akbar Muhammad Wahyullah Mustaan Mustaan Riduan Mas’ud Riduan Mas’ud Rury Indah Sintia Rusdi Bahalwan Samudra, Hengki Sanurdi Sanurdi Sanurdi Sanurdi Sarkasi Hadi Sugandi Shinta Eka Kartika Sofiati Wardah Sofiati Wardah Sri Hadiatini Sukma Hidayat Kurnia Abadi Sukma Hidayat Kurnia Abadi Syakbani, Baehaki Ulfiani Asdiansyuri Ulfiyani Asdiansyuri, Ulfiyani Wardiningsih, Reny Yuliati, Ni Nyoman Yusi Faizathul Octavia Yusi Faizathul Octavia Zulkarnaen