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All Journal Jurnal Komunikasi Hukum Audi Et AP : Jurnal Penelitian Hukum VIVA THEMIS- Jurnal Ilmu Hukum dan Humaniora JUSTICIA SAINS: Jurnal Ilmu Hukum
Robianti, Masayu
Universitas Sang Bumi Ruwa Jurai
Law, Crime, Criminology & Criminal Justice

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Journal : VIVA THEMIS- Jurnal Ilmu Hukum dan Humaniora

 1 
Perlindungan Hukum Bagi Nasabah Dalam Perjanjian Pinjaman Uang Melalui Aplikasi Pinjaman Online Agung Prayoga Azis; Sri Zanariyah; Masayu Robianti
VIVA THEMIS Vol 6, No 2 (2023): VIVA THEMIS
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/vt.v6i2.2422

Abstract

The presence of the fintech industry in offering digital-based financial products seems to open new doors for people who want to apply for loans. online loans that can be submitted very easily and without complicated requirements. Unfortunately, behind the convenience and practicality it offers, not a few people use this online loan product unwisely. As a result, risky customers have to pay debts greater than the initial agreement. In addition, customers also have to pay late fee fees and other fines which incidentally do not make sense. The problem in this thesis is: How is the implementation of a loan through an online loan application? and What is the form of legal protection for money loan customers through the Online Loan application.In discussing the problem, the researcher took a juridical-normative and empirical-juridical approach, using two types of data, namely secondary data and primary data, collecting secondary data by conducting literature studies and primary data by conducting interviews, then analyzed qualitatively.Based on the results of the research and discussion it was concluded that: 1. Provision of money loans through online loan applications Online loan providers must be in the form of legal entities, online loan service providers must also be registered and obtain permission from the OJK. 2. Legal protection for victims of misuse of personal data in online loans can be resolved through litigation or non-litigation. If the problem is resolved through non-litigation, the victim can complain about the problem to the OJK. Then OJK will give administrative sanctions which are regulated in Article 47 POJK No.77/POJK.01/2016.
Akibat Hukum Pengalihan Hak Atas Kendaraan Bermotor Kepada Pihak Ketiga Dalam Kredit Dengan Jaminan Fidusia Pramana Adi Kusuma; Lina Maulidiana; Masayu Robianti
VIVA THEMIS Vol 6, No 2 (2023): VIVA THEMIS
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/vt.v6i2.2424

Abstract

One of these problems is the legal consequence of the transfer of legal issues over the transfer of rights over motorized vehicles to third parties in credit with a fiduciary guarantee in Decision Number: 210/Pdt.G/2020/Pn.Tjk in the decision stating that the Plaintiff's claim was granted to state 1. Defendant I (PT Toyota Astra Financial Services), and 2. Defendant II (Woto) has committed an unlawful act which harmed the Plaintiff, namely not being given a Motorized Vehicle Ownership Book (BPKB) for a Toyota Avanza F 52 V M/T 10 Years car 2014. This study aims to determine the legal problems of transferring rights to motorized vehicles to third parties in credit with a fiduciary guarantee in Decision Number: 210/Pdt.G/2020/Pn.Tjk are 1. The legal consequences of transferring rights to motorized vehicles to third parties in credit with fiduciary guarantees, 2 . What is the legal process for taking vehicle certificates for motorized vehicles that have been transferred to third parties in credit with fiduciary guarantees.The research method uses qualitative methods using normative and empirical approaches, data collection procedures using literature studies and field observation studies.The results of the study conclude the findings in the results of the legal consequences of the law on the transfer of rights over motorized vehicles to third parties in credit with a fiduciary guarantee in Decision Number: 210/Pdt.G/2020/Pn.Tjk, namely 1. In the Position Case (Punda Mentum Peten' di) transfer of rights to motorized vehicles to third parties in credit with fiduciary guarantees registered on 23 November 2020 at the Registrar's Office of the Tanjungkarang District Court in an e-court manner on 24 November 2020, 2. Basis of Decision (Posita) stated that Defendant I and Defendant II had committed an unlawful act (Onrechmatig Daad) which harmed the plaintiff,
Co-Authors Agung Prayoga Azis Andriansyah Kartadinata Fathur Rachman Lina Maulidiana Pramana Adi Kusuma Siti Rahmah Sri Zanariyah