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Design Innovative Solution Model for Banking Specific Financing in Rice Commodity Agribusiness in South Sulawesi Z Zulkifli; Sri Mardiyati; H Hamzah; Abubakar Idhan; S Suhartina
JURNAL GALUNG TROPIKA Vol 10 No 3 (2021)
Publisher : Fapetrik-UMPAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31850/jgt.v10i3.897

The long history of agricultural credit schemes in Indonesia as the track record revealed was distinctively devided into (i) Pre-Social Development (1964), (ii) Socio-national Development and Collaboration (1965-1970), Completed Social Development (1970-1984), (iv) Farm Credit (1985-1999), (v) Food Security Credit (2000), (vi) Energy and Food Security Credit (2007), (vii) People Business Credit (2007 – up to recent time). Nevertheless, up to these days non of the agrcultural financing schemes that are consistantly specified to rice product commodity development. This research aimed at 1. Analyzing the obstacles hindering the distribution of the rice commodity agribusiness financing scheme specifically viewed from the collaborative side of financial institution and rice agribusiness farmers, 2. Compehensively analyzing the procedural system for distributing financing schemes implemented to rice agribusiness farmers mainly viewed from the aspects of (i) credit interest rate, (ii) credit limit, (iii) credit recipients, (iv) credit disbursement, (v) credit refund, (vi) credit refund time, and (vii) credit collateral 3. Designing an innovative solution model for banking specific financing reserved to rice commodity agribusiness farmers. The findings of this collaborative research were as follow: (1) obstcales hindering banking institutions from distributing fund to rice farmers were the credit allocation policy itself that is relatively centralized, whereas from the side of agribusiness doers seemed to derived from the weakness of finance administration system as well as the less of bankable collasteral values; (2) Financing schemes disbursement procedural system implemented by credit channelling agencies such as BRI, BNI, and other local banks did not meet with the needs and expectation of agribusiness doers, sophisticated, and too bureaucratic as well, (3) the innovative solution model for bank financing specified to rice commodity agribusiness resulted of this collaborative research was called Rice Agribusiness Credit Scheme (RACS) in which local government squeeze as both coordinator and coach.

Pendapatan Usahatani Cabai Merah Besar Di Desa Langi Kecamatan Bontocani Kabupaten Bone Zulmiah; Sri Mardiyati; Muh. Ikmal Saleh
KaliAgri Journal Vol. 4 No. 1 (2023): Jurnal KaliAgri
Publisher : Program Studi Agribisnis Universitas Sumatera Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56869/kaliagri.v4i1.468

One type of remarkable horticultural plant in Indonesia was red chilies. Red chili (Capsicum annuum L.) was one of vegetable commodity that people need in daily life. Red chili also contains beneficial nutrients for human health such as vitamin A, Vitamin C, carotene, iron, potassium, calcium and phosphorus. Langi village was one of the vilages in Bontocani District, Bone Regency where most of the people cultivated red chili. The most common problem encountered was the production fluctuacions caused by pests and diseases as well as short productive plant age. So it was necessary to carry out activities to increase the income of red chili farming for it was main commodity of the villagers. This study aimed to determine the income of red chili farming in the research location. The samping technique used in this study was probability sampling as many as 30 red chili farmer respondents involved. Data were collected by observation, interview and documentation. Data analysis used was income analysis, analysis of the Coeficient of Variation (CV). The results showed the production level of red chili was classified as high, with an average annual production of 7115.87 kg/ha. The total revenue was Rp. 151,093,618.81 and the income earned was Rp. 138,782,020.31.

Competitiveness and Policy of Soybean Farming in Jeneponto Regency Sri Mardiyati; Mohammad Natsir; Syafiuddin
Jurnal Penelitian Pertanian Terapan Vol 23 No 2 (2023)
Publisher : Politeknik Negeri Lampung.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25181/jppt.v23i2.2724

The demand for local soybean commodities is very low compared to imported soybeans, which affects the decline in soybean planting area, and farmers are also less willing to farm soybeans because they are less profitable. Government policies related to soybean self-sufficiency are widely carried out, but imported soybean commodities still have stronger competitiveness. This study aims to analyze the competitiveness and government policies on soybean farming in Tamalatea District, Jeneponto Regency. This study used a survey method. Data collection techniques are observation and interviews. The sampling technique using purposive sampling is to choose soybean farmers who are more productive in their farming, so that the number of samples obtained is 48 farmers. The data analysis technique is quantitative descriptive analysis with the Policy Matrix Analysis method. The results of this study indicate that soybean farming has strong competitiveness, because it has a Private Cost Ratio value of 0.2077 and a Domestic Resource Cost Ratio of 0.1628, with a private profit of Rp 5,752,342.42 per hectare and social profit of Rp 7,682,461.16 per hectare. The input policy on soybean farming resulted in values including: input transfer (IT) of -184,240.32, transfer factor (TF) of Rp 14,365.87, and nominal protection coeficient input (NPCI) of 0.61104. Meanwhile, the output policy resulted in an output transfer (OT) value of Rp -2,099,993.19 and a nominal protection coefficient input (NPCO) of 0.7824. Input-output policies have values including: effectivity policy coeficient (EPC) of 0.7912, subsidy ratio for producer (SRP) of -0.20001, profitability coeficient (PC) of 0.7488, and net transfer (NT) of -1,930,118.73. Government policies that are protective of tradable inputs have a positive impact on soybean farming, so farmers pay lower prices than they should. Government protection policies against tradable output have not been effective, so soybean farmers get output prices that are lower than the price they should. Government policy on tradable inputs simultaneously has not been effective in protecting soybean farming, so it has not been able to provide incentives for increased production.

Ketahanan Pangan Rumah Tangga Petani Kopi Arabika di Desa Kendenan Kecamatan Baraka Kabupaten Enrekang Adi Candra Wijaya; Sri Mardiyati; Muh. Ikmal Saleh
Paspalum: Jurnal Ilmiah Pertanian Vol 11, No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Universitas Winaya Mukti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35138/paspalum.v11i2.574

The population in this study were 120 people and 25% of the sample was taken. Determination of the sample using simple random sampling technique. The samples obtained were 30 respondents. Analysis of the data used is the analysis of farm income and food expenditure analysis. The results showed that the total food and non-food expenditure of Arabica coffee farmers in Kendenan Village, Baraka District, Enrekang Regency was Rp. 5,461,733.00 per year for food expenditure and for food expenditure per month was Rp. 455,144.42. Meanwhile, non-food expenditure is IDR 5,020,100.00 per year and IDR 418,341.67 per month. The food security level of farmer households is categorized as food secure by 60% of farmers and those who are food insecure are 40% of farmers. Arabica coffee farmers in Kendenan Village, Baraka District, Enrekang Regency have a level of food security category.

Pengaruh Faktor Sosial Ekonomi terhadap Pendapatan Usahatani Kopi Arabika di Desa Kendenan Kecamatan Baraka Kabupaten Enrekang Nalaratih Uswa Lutfiah; Sri Mardiyati; Muh Ikmal Saleh
Paspalum: Jurnal Ilmiah Pertanian Vol 11, No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Universitas Winaya Mukti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35138/paspalum.v11i2.540

The aim of this study was to determine the production and income of Arabica coffee farming, to analyze the factors that influence the production of Arabica coffee farming, to determine the effect of socio-economic factors on Arabica coffee farming income in Kendenan Village, Baraka District, Enrekang Regency. The population in this study were 120 people and 25% were taken. The sample was determined using simple random sampling technique. The samples obtained were 30 people. The data analysis used is income analysis and multiple linear regression. The results showed that the production of arabica coffee farming was 498.5 kg per hectare and the income of arabica coffee farming was IDR 9,122,887.50 per hectare. Factors that influence the production of Arabica coffee farming simultaneously are the area of land, the amount of fertilizer, labor, farming experience and the length of time they have attended formal education. Factors that significantly influence the production of Arabica coffee farming are land area and number of workers. Socio-economic factors that significantly influence the income of Arabica coffee farming are land area, labor wages and farming experience. 1. if the land area is increased by 1% (one percent), the income of Arabica coffee farming will increase by 1.6989 percent. Labor wages have a negative and significant effect on Arabica coffee farming income, meaning that if labor wages increase by 1 percent, Arabica coffee farming income will decrease by -0.87908. Farming experience has a positive and significant effect on Arabica coffee farming income, meaning that if farming experience increases by 1% (one percent), then Arabica coffee farming income will increase by 0.1974 percent.

Pengaruh Faktor Sosial Ekonomi terhadap Pendapatan Usahatani Kopi Arabika di Desa Kendenan Kecamatan Baraka Kabupaten Enrekang Nalaratih Uswa Lutfiah; Sri Mardiyati; Muh Ikmal Saleh
Paspalum: Jurnal Ilmiah Pertanian Vol. 11 No. 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Universitas Winaya Mukti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35138/paspalum.v11i2.540

The aim of this study was to determine the production and income of Arabica coffee farming, to analyze the factors that influence the production of Arabica coffee farming, to determine the effect of socio-economic factors on Arabica coffee farming income in Kendenan Village, Baraka District, Enrekang Regency. The population in this study were 120 people and 25% were taken. The sample was determined using simple random sampling technique. The samples obtained were 30 people. The data analysis used is income analysis and multiple linear regression. The results showed that the production of arabica coffee farming was 498.5 kg per hectare and the income of arabica coffee farming was IDR 9,122,887.50 per hectare. Factors that influence the production of Arabica coffee farming simultaneously are the area of land, the amount of fertilizer, labor, farming experience and the length of time they have attended formal education. Factors that significantly influence the production of Arabica coffee farming are land area and number of workers. Socio-economic factors that significantly influence the income of Arabica coffee farming are land area, labor wages and farming experience. 1. if the land area is increased by 1% (one percent), the income of Arabica coffee farming will increase by 1.6989 percent. Labor wages have a negative and significant effect on Arabica coffee farming income, meaning that if labor wages increase by 1 percent, Arabica coffee farming income will decrease by -0.87908. Farming experience has a positive and significant effect on Arabica coffee farming income, meaning that if farming experience increases by 1% (one percent), then Arabica coffee farming income will increase by 0.1974 percent.Â Â Â

Ketahanan Pangan Rumah Tangga Petani Kopi Arabika di Desa Kendenan Kecamatan Baraka Kabupaten Enrekang Adi Candra Wijaya; Sri Mardiyati; Muh. Ikmal Saleh
Paspalum: Jurnal Ilmiah Pertanian Vol. 11 No. 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian Universitas Winaya Mukti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35138/paspalum.v11i2.574

The population in this study were 120 people and 25% of the sample was taken. Determination of the sample using simple random sampling technique. The samples obtained were 30 respondents. Analysis of the data used is the analysis of farm income and food expenditure analysis. The results showed that the total food and non-food expenditure of Arabica coffee farmers in Kendenan Village, Baraka District, Enrekang Regency was Rp. 5,461,733.00 per year for food expenditure and for food expenditure per month was Rp. 455,144.42. Meanwhile, non-food expenditure is IDR 5,020,100.00 per year and IDR 418,341.67 per month. The food security level of farmer households is categorized as food secure by 60% of farmers and those who are food insecure are 40% of farmers. Arabica coffee farmers in Kendenan Village, Baraka District, Enrekang Regency have a level of food security category.

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