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Journal : Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship

Pengaruh Risiko Kredit dan Risiko Likuiditas terhadap Kinerja Keuangan pada Bank BUMN Periode 2015-2020 Ragil Noviantika Silitonga; Gusganda Suria Manda
Jurnal Maksipreneur Vol 12, No 1 (2022)
Publisher : Universitas Proklamasi 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30588/jmp.v12i1.948

Abstract

This review intends to look at and investigate credit hazard (NPL) and liquidity hazard (LDR) on monetary execution (ROA) at state-claimed banks for the 2015-2020 period. The sample in this research was four state-owned corporations, namely Bank BRI, Bank BNI, Bank BTN, and Bank Mandiri. This exploration utilizes numerous direct relapse investigation strategies utilizing SPSS 20 program. The free factors in this review are credit hazard which is proxied by Non-Performing Advances (NPL) and liquidity hazard which is proxied by Advance to Stores Proportion (LDR), and the reliant variable in this review is the bank's monetary execution as estimated by Return on Resources (ROA). The results showed that the partial effect credit hazard factors (NPL) have a negative and huge impact on monetary execution (ROA) at state-possessed banks for the 2015-2020 period, and somewhat the liquidity hazard variable (LDR) has a positive and unimportant impact on monetary execution (ROA) at banks. BUMN for the 2015-2020 period. At the same time, the credit hazard (NPL) and liquidity hazard (LDR) factors significantly affect the monetary exhibition (ROA) of state-claimed banks for the 2015-2020 period.
Co-Authors Adhaliah Pratiwi Agi Pranata Muslim Alifia Nur Haristi Aliya Tasya Tasya Sidik Andreas Riyanto Angga Sanita Putra Anggit Hesti Sutomo ANNISA MAULIDYA Annisya Eka Putri Kusuma ANWAR MUSADAD Aprilia Nur Azizah Aries Suharso Arif Rakhman Arista, Vera Monika Ayu Arvian Prayoga Azizah Fauziyah Azzahra Hani Putri Chaerur Rozikin Darissa Aprilia Dela Mariana Denisa Rizky Sukrianingrum Dhia Fahty Sa'diyyah Dian Hakip Nurdiansyah Dian Hakip Nurdiansyah Dinda Naza Febriani Dini Nurfadilah Disman Disman Diza Fahlevi Edah Komalasari Ega Fajrianti Nur Eko Leonardo Sumbayak Elsa Hastuti Sudiman Elsa Thyovani Eriska . Erwin Nugroho Fikri Hakim Ermar Galuh Pramesti Irawan Hari Sulistiyo Heikal M. Zakaria Ila Komalasari Indri Fitriyanti Ismiani Aulia Isnani Maryamah Isra Mira NIta Ivan Krisna Aji Iwan Suryana Kiki Fatmala Krisma Aprilita Yuniar Lidia Noer Khoeriah Lydia Octaviani Marsha Caesarani Mayasari Mayasari Mega Rizki Amaliah Melia Trie Utami Meti Nopita Monica Suprajaya Duta Nagari Muhamad Abdul Ishaq Muhamad Ibnu Mubarok Muhammad Dava Natawira Muthia Berliana MW Zarkasyi Nanu Hasanuh Nella Aprilia Neneng Uswatun Hasanah Neni Nur'aeni Nia Anggraina Zen Nita Nur'asih Nugraha Novi Budi Setiyanti Novia Dini Novita Rosnawati Nugraha Nugraha Nur Rantika Octavia Nurwihda Jahrotunnupus Olivia Luthfiah Mufida Paisal Muhamad Fikri Pauline Cielo Ragil Noviantika Silitonga Ratih Kusumawati Ratna Ningsih Rina Maria Hendriyani Rizka Ardiana Gunawan Salma Melisa Dewi Salma Mellisa Dewi saydan nikodemus banurea Sayid Aulia Taslim Shella Putri Yulistiani Shilvi Maljeti Sihombing, Putra Harapan immanuel Siti Ahsani Taqwim Siti Humayah Sri Wellis Anggraeni Suci Cicih Catur Setiyani Suhono Suhono Suryanto Sosrowidigdo Tirey Widya Pamungkas Tito Cayadi Luthfan Vera Monika Ayu Arista Widya Puspita Sari Wildan Hidayatullah Wiwin Wulandari Yulia Sesaria