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Journal : Progress: Jurnal Pendidikan, Akuntansi dan Keuangan

PENGARUH RISIKO KREDIT, RISIKO LIKUIDITAS, DAN RISIKO OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM PERSERO PERIODE 2013-2020 Sri Wellis Anggraeni; Gusganda Suria Manda
Progress: Jurnal Pendidikan, Akuntansi dan Keuangan Vol 5 No 1 (2022): Progress: Jurnal Pendidikan Akuntansi dan Keuangan
Publisher : FKIP, Universitas Banten Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47080/progress.v5i1.1629

Abstract

This study aims to determine the effect of credit risk, liquidity risk and operational risk either partially or simultaneously on the profitability of state-owned commercial banks listed on the IDX for the period 2013-2020. The type of research method is associative. The samples used were 4 banking companies including PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Mandiri (Persero) Tbk, PT Bank Negara Indonesia (Persero) Tbk and PT Bank Tabungan Negara (Persero) Tbk. In this study, a sampling technique was used in the form of saturated sampling with secondary data in the form of the annual financial statements of state-owned commercial banks for the period 2013-2020 which were obtained through the official website of the Indonesia Stock Exchange www.idx.co.id. The analysis technique was carried out through multiple linear regression analysis and with SPPS 16 software as data processing. This study obtained the results that credit risk and liquidity risk partially have no significant effect on profitability, while operational risk partially has a negative and significant effect on profitability. Simultaneous results, namely credit risk, liquidity risk and operational risk have a significant effect on profitability.
Co-Authors Adhaliah Pratiwi Agi Pranata Muslim Alifia Nur Haristi Aliya Tasya Tasya Sidik Andreas Riyanto Angga Sanita Putra Anggit Hesti Sutomo ANNISA MAULIDYA Annisya Eka Putri Kusuma ANWAR MUSADAD Aprilia Nur Azizah Aries Suharso Arif Rakhman Arista, Vera Monika Ayu Arvian Prayoga Azizah Fauziyah Azzahra Hani Putri Chaerur Rozikin Darissa Aprilia Dela Mariana Denisa Rizky Sukrianingrum Dhia Fahty Sa'diyyah Dian Hakip Nurdiansyah Dian Hakip Nurdiansyah Dinda Naza Febriani Dini Nurfadilah Disman Disman Diza Fahlevi Edah Komalasari Ega Fajrianti Nur Eko Leonardo Sumbayak Elsa Hastuti Sudiman Elsa Thyovani Eriska . Erwin Nugroho Fikri Hakim Ermar Galuh Pramesti Irawan Hari Sulistiyo Heikal M. Zakaria Ila Komalasari Indri Fitriyanti Ismiani Aulia Isnani Maryamah Isra Mira NIta Ivan Krisna Aji Iwan Suryana Kiki Fatmala Krisma Aprilita Yuniar Lidia Noer Khoeriah Lydia Octaviani Marsha Caesarani Mayasari Mayasari Mega Rizki Amaliah Melia Trie Utami Meti Nopita Monica Suprajaya Duta Nagari Muhamad Abdul Ishaq Muhamad Ibnu Mubarok Muhammad Dava Natawira Muthia Berliana MW Zarkasyi Nanu Hasanuh Nella Aprilia Neneng Uswatun Hasanah Neni Nur'aeni Nia Anggraina Zen Nita Nur'asih Nugraha Novi Budi Setiyanti Novia Dini Novita Rosnawati Nugraha Nugraha Nur Rantika Octavia Nurwihda Jahrotunnupus Olivia Luthfiah Mufida Paisal Muhamad Fikri Pauline Cielo Ragil Noviantika Silitonga Ratih Kusumawati Ratna Ningsih Rina Maria Hendriyani Rizka Ardiana Gunawan Salma Melisa Dewi Salma Mellisa Dewi saydan nikodemus banurea Sayid Aulia Taslim Shella Putri Yulistiani Shilvi Maljeti Sihombing, Putra Harapan immanuel Siti Ahsani Taqwim Siti Humayah Sri Wellis Anggraeni Suci Cicih Catur Setiyani Suhono Suhono Suryanto Sosrowidigdo Tirey Widya Pamungkas Tito Cayadi Luthfan Vera Monika Ayu Arista Widya Puspita Sari Wildan Hidayatullah Wiwin Wulandari Yulia Sesaria