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All Journal JURNAL MAGISTER HUKUM UDAYANA Yustisia Arena Hukum Veritas et Justitia Pembaharuan Hukum International Journal of Law Reconstruction JURNAL CENDEKIA HUKUM Jurnal Hukum Samudra Keadilan YUSTISI Legal Standing : Jurnal Ilmu Hukum Unes Law Review Journal of Education, Humaniora and Social Sciences (JEHSS) Jurnal Ilmiah Penegakan Hukum Jurnal Jatiswara JPPI (Jurnal Penelitian Pendidikan Indonesia) Jurnal Darma Agung Yustisi: Jurnal Hukum dan Hukum Islam International Journal of Educational Research and Social Sciences (IJERSC) Hukum Responsif : Jurnal Ilmiah Fakultas Hukum Universitas Swadaya Gunung Jati Cirebon IBLAM Law Review Jurnal Interpretasi Hukum i-Latinnotary Journal: Internasional Journal of Latin Notary Priviet Social Sciences Journal Jurnal Penelitian Pendidikan Indonesia The Journal Of Socio Legal and Islam Law
Elvira Fitriyani Pakpahan
Universitas Prima Indonesia
Religion Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Physics Public Health Social Sciences Other

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Journal : Jurnal Darma Agung

 1 
URGENSI PENGATURAN FINANCIAL TECHNOLOGY DI INDONESIA Elvira Fitriyani Pakpahan; Kristina Chandra; Anderson Tanjaya
Jurnal Darma Agung Vol 28 No 3 (2020): DESEMBER 2020
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v28i3.807

Abstract

Fintech is a combination of a financial system with digital technology. Fintech's goal is to provide financial services by making use of modern software and technology. This type of research is normative juridical research. The nature of descriptive research. Qualitative data analysis. Based on the results of the research that the existence of urgency will provide clarity on the competitive space and legal Fintech climate. The existing Fintechs really understand the problems they are facing. For this reason, the clarity of the urgency of Fintech regulation can further convince the public that their interests are well protected. Therefore, the government issued the urgency of regulating Financial Technology in Indonesia, including the Financial Services Authority Regulation (POJK), Law Number 8 of 1999 concerning Consumer Protection (UUPK), Law Number 21 of 2008 concerning Banking, Law Number 19 2016 Amendments to Law Number 11 of 2008 concerning Electronic Information and Transactions, Government Regulation Number 71 of 2019 concerning Electronic Systems and Transactions.
FORCE MAJURE PADA PERJANJIAN KREDIT DI ERA COVID-19 DITINJAU DARI KUHPERDATA DAN POJK NO.11.03/2020 Elvira Fitriyani Pakpahan; Erstendo Pasaribu; Cantika Debora Panjaitan; Fitry Silitonga
Jurnal Darma Agung Vol 30 No 2 (2022): Agustus
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v30i2.1588

Abstract

Keadaan memaksa atau lebih dikenal force majeure atau dengan overmacht merupakan kondisi ketika debitur tidak sanggup melaksanakan prestasinya kepada kreditur disebabkan kejadian diluar kendali. Penelitian ini bertujuan mengetahui tinjauan hukum terhadap force majeure pada perjanjian kredit perbankan ditengah pandemi covid-19 ditinjau KUHPerdata dan PJOK No. 11.03/2020. Penelitian ini menggunakan metode yuridis-normatif dan menganalisis data secara kualitatif. Data sekunder yang diperoleh dari jurnal, buku merupakan sumber data penelitian ini. Kondisi memaksa atau force majeure tertuang pada Pasal 1244-1245 KUHPerdata. Akibat dampak covid-19 pada sektor perbankan Otoritas Jasa Keuangan menerbitkan Peraturan OJK Nomor 11/PJOK.03/2020 dan adanya Keputusan Presiden Nomor 12 Tahun 2020 tentang Penetapan Bencana Non-Alam Penyebaran Corona Virus Disease 2019 sebagai bencana Nasional. Munculnya kebijakan ini atas dasar berbagai keluhan terkait kesulitan akses keringanan kredit. Kebijakan stimulus tersebut diantaranya: penilaian kualitas kredit pembiayaan dan penyediaan dana lainnya hanya berdasarkan ketetapan pembayaran pokok dan/atau bunga untuk kredit pembiayaan dan penyediaan dana lain, peningkatan kualitas kredit pembiayaan menjadi lancar setelah direstrukturisasi selama masa berlakunya PJOK.
Co-Authors Agnes Fortunata Albert Gabriel M Situmeang Ananta Aria Dewa Anderson Tanjaya Andres Winardi Andriaman Andriaman Azharuddin Azharuddin Azharuddin, Azharuddin Bambang Tri Bawono Bartolomeus Diaz Sianipar Cantika Debora Panjaitan Chang, Johny Cindy Winni Violita Corris Winar Danniel Danniel Devi Lyana Simanjuntak Diana Diana Dicky Dicky Edison Donauli Simbolon Elisah Elisah Erstendo Pasaribu Evelyne Ferry Duan Fibert Lovano Fitry Silitonga Fortunata, Agnes Giovanni Thomasia Helfan Muhammad Henny Yulieta Sinurat Heriyanti Heriyanti Heriyanti Irfan Musliansyah Jessica Alana Putri Br. Ginting Jessica Angkasa Jessica Jessica Jessica Koharuddin Johny Chang Joswen Sianipar Karryn Young Kartina Pakpahan Kerisna Sukma Adji Sembiring Kevin Alexander Kholilur Rahman Kristina Chandra Lenny Maria Aritonang Lionel Ricky Chandra M.S. Alfarisi made adhiguna samvara Maggie Maggie Marcos Sihombing Markus Suryoutomo Melinda Tarigan Michael Michael Michelle Amanda Esitria Sumampow Michelle Clarissa Yeoman Michelle Hadlen Muhammad, Helfan Mulyadi Mulyadi Nainggolan, Samuel Dharma Putra Nilam Permata Daeli Nourma Dewi Nurhasanah Fauziah Tanjung O K Isnainul O.K. Isnainul OK Isnainul Ramon Nafrial Rona Indara Roy Saputra Manalu Sahat Raja Hutajulu Selvia Fransiska Wijaya Sri Rahayu Hulu Stela Dwi Putri Tommy Leonard Tommy Leonard Tyson Terbit Simbolon Vivi Prisilla Vivi Rahayu Sianturi Wijaya, Selvia Fransiska Willy Tanjaya Yeriko Purba Rambe Yuni Adriana Malau