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All Journal Jurnal Ekonomi Jurnal Kedokteran Syiah Kuala Jurnal Ilmu Komputer dan Agri-Informatika Jurnal Dimensi Al-I´lam: Jurnal Komunikasi dan Penyiaran Islam YUME : Journal of Management Jurnal STIE Semarang (Edisi Elektronik) EARLY CHILDHOOD : JURNAL PENDIDIKAN Jurnal Abdiel: Khazanah Pemikiran Teologi, Pendidikan Agama Kristen dan Musik Gereja JESS (Journal of Education on Social Science) Madani: Jurnal Pengabdian Ilmiah. Prosiding University Research Colloquium CKI On Spot
Rudiyanto Rudiyanto
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Journal : YUME : Journal of Management

 1 
Perilaku Bias Investor Kota Batam dalam Berinvestasi Saham Johny Budiman; Delfina Delfina; Fionna Quinn; Alexander J. W; Rudiyanto Rudiyanto; Hardy W. L
YUME : Journal of Management Vol 5, No 3 (2022)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v5i3.3315

Abstract

AbstractNaturally, investors in each different country’s market have a distinct ways and process for choosing their decision on investments. Therefore, this study is conducted to examine how Batam City's individual stock investors are influenced psychologically. Using a qualitative methodology to collect primary data obtained from five Batam City stock investors who have knowledge and expertise in finance and stock investing. 7 questions about the investors opinions of their stock investments were asked during the interview. The responses of investors were then analyzed according to the bias behaviour displayed in investing, specifically overconfidence, excessive optimism, psychology of risk, and herding. The results of the study’s findings indicate that the majority of the investors who were surveyed have overconfindence, excessive optimism, and herding. Meanwhile, only one out of every 5 investors showed a loss aversion bias in investing in stocks. Keywords: Overconfidence, Excessive Optimism, Psychology of Risk, Herding, Behavioral Biases AbstrakInvestor di setiap pasar negara yang berbeda, tentunya juga memiliki cara pengambilan keputusan yang berbeda terhadap investasi. Oleh karena itu, penelitian ini akan mengkaji faktor psikologis dalam memengaruhi investor saham individual di Kota Batam. Penelitian ini menggunakan pendekatan kualitatif untuk mengumpulkan data primer yang diperoleh melalui metode wawancara dengan 5 investor saham di Kota Batam yang memiliki pengetahuan dan pengalaman mengenai keuangan dan investasi saham. Dalam wawancara tersebut, diajukan 7 pertanyaan yang berkaitan dengan pandangan investor terhadap investasi saham yang dilakukan. Jawaban investor kemudian dianalisis sesuai dengan perilaku bias yang ditunjukkan dalam investasi yakni overconfidence, excessive optimism, psychology of risk, dan herding. Hasil penelitian menunjukkan bahwa overconfidence, excessive optimism dan herding dimiliki oleh sebagian besar investor yng diwawancarai. Sedangkan hanya 1 dari 5 investor yang menunjukkan adanya bias loss aversion dalam berinvestasi saham.  Kata Kunci: Overconfidence, Excessive Optimism, Psychology of Risk, Herding, Perilaku Bias
BCA Syariah VS BCA Konvensional: Analisis Rasio BOPO dan ROA Yulfiswandi Yulfiswandi; Delfina Delfina; Fionna Quinn; Alexander J. W; Rudiyanto Rudiyanto; Hardy W. L
YUME : Journal of Management Vol 5, No 3 (2022)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v5i3.3208

Abstract

AbstrakThis study was done to analyze the performance of the two types of banks along with the quick development of Islamic banks as they entered the market and started to compete with conventional banks. The ratios of two PT Bank Central Asia Tbk subsidiaries, conventional BCA and syariah BCA, which operate under distinct operating principles, are compared in this study using a comparative technique. The annual report of BCA provides information on financial ratios for the years 2018 through 2021 where ROA and BOPO ratios are used as research variables in this report. The results showed that there were visible differences in the BOPO ratio of syariah BCA and conventional BCA. BCA syariah BOPO ratios vary from 84% to 88%, while conventional BCA BOPO ratios range from 53% to 60% for the 2018-2021 period. The efficiency of syariah and conventional BCA will also improve in 2021, as shown by a decrease in the BOPO ratio from the previous year, followed by an increase in ROA due to net profit growth. Kata Kunci: BOPO, Conventional BCA, Syariah BCA, ROA
Co-Authors ABS, M Khoirul Agus Anggoro Sigit Alexander J. W Alif Noor Anna Andhin Dyas Fitriani Andry Khairani Ramadana Bayu Dwi Welasasih Budi Indra Setiawan Chalid Darmawan Chusnul Arif Delfina Delfina Dwi ASTUTI Euis Kurniati, Euis Fadlan Fadlan Fionna Quinn Hadi Susyanti Hanifah Hanifah Hardy W. L Jamaludin Jamaludin Johny Budiman Jumadi Jumadi Lia Fadjriani Masaru Mizoguchi Mirawati, Mirawati Mohd Andalas Nawari Ismail Nur Aini Iswati Hasanah Nurfaijah Nurfaijah Oktari Ega Priyono Priyono Rengganis, Ira Risty Justicia Siti Nurkhotijah Slamet Widodo Suharjo Suharjo Syawaluddin Syawaluddin Tuti Herningtyas Yulfiswandi Yulfiswandi