Claim Missing Document
Check
Articles

Found 18 Documents
Search

Analysis of the Decision of Muslim Investors in Sharia Mutual Funds Investing with Maqasid Al-Sharia Approaches Mohamad Andri Ibrahim
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 12, No 2 (2020)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (712.4 KB) | DOI: 10.15408/aiq.v12i2.16224

Abstract

Abstract. This study is a quantitative survey research, namely statistical test data analysis in the form of multiple linear regression with purposive sampling. The data collection method was by distributing questionnaires to 200 participants of the Bareksa Fund Academy training. The results show that the decision of Muslim investors in investing in Islamic mutual funds is influenced by the maqasid sharia principle approach. Meanwhile, the result of F count is significant at 49,141, meaning that, overall, there is an influence of the factors of the maqasid sharia approach on investment decisions (value). This also implies that there is a significant influence of the variables of maintaining religion, soul, sense, and treasure on the investment decisions. Meanwhile, the variable maintaining offspring does not show any effect, because the probability is 0.961> 0.05. Keywords: Investment, Islamic Mutual Funds, Islamic Maqasid Abstrak. Penelitian ini bertujuan untuk menganalisis keputusan investor Muslim dalam berinvestasi di reksadana syariah dengan pendekatan maqashid syariah. Penelitian ini juga untuk mengetahui pengaruh dan faktor dominan dari pendekatan maqashid syariah (menjaga agama, jiwa, akal, harta, dan keturunan) terhadap keputusan (nilai) investasi. Survey kuantitatif dipilih sebagai pendekatan penelitian, yaitu dengan analisis data uji statistik berupa regresi linear berganda dengan purposive sampling. Pengambilan data dilakukan dengan penyebaran kuesioner kepada para peserta pelatihan Bareksa Fund Academy, sebanyak 200 peserta. Hasil penelitian menunjukkan bahwa keputusan investor Muslim dalam berinvestasi di reksadana syariah dipengaruhi oleh pendekatan prinsip maqashid syariah. Sedangkan, hasil F hitung signifikan sebesar 49,141 artinya, secara keseluruhan terdapat pengaruh pada faktorfaktor pendekatan maqashid syariah terhadap keputusan (nilai) investasi. Ini berarti juga terdapat pengaruh pada variabel menjaga agama, jiwa, akal, dan harta secara signifikan terhadap keputusan investasi tersebut. Namun demikian, variabel menjaga keturunan tidak berpengaruh karena probabilitas 0,961>0,05. Kata kunci: Investasi, Reksadana Syariah, Maqashid Syariah
Performance Efficiency Of Zakat Management Organization (OPZ) In Indonesia Intan Manggala Wijayanti; Mohamad Andri Ibrahim; Eva Fauziah; Dina Gustriana; Nadya Az-zahra
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i2.24318

Abstract

This study aims to measure the efficiency level of OPZ performance in Indonesia from 2017 to 2019 period. This study employed non-parametric quantitative methods, and the technique of data collection was documentation which was collected from secondary data, including annual financial reports of BAZNAS, Rumah Zakat, Dompet Dhuafa, ACT, and PKPU for the period 2017-2019. There were two variables i.e. input and output variables. The input variable consists of total assets and operational costs, while the output variable is the receipt and the distribution of zakat funds. According to the analysis result using DEA method, it shows that the institutions with efficiency levels of 100% in 2017 were ACT, BAZNAS, and Dompet Dhuafa; Dompet Dhuafa and Rumah Zakat in 2018; and in 2019 were BAZNAS and Rumah Zakat. In 2018 and 2019, the efficiency values of ACT were relatively declined, while from 2017 to 2020 PKPU did not reach 100% or inefficiency. Inefficiency can be handled by setting targets according to the amount specified in the calculation of DEA scale efficiency.
Strategy to Produce Quality Human Resources for the Islamic Finance Industry Mohamad Andri Ibrahim; Nanik Eprianti; Shakila Carisya
MIMBAR (Jurnal Sosial dan Pembangunan) Volume 37, No. 2, Year 2021 [Accredited Sinta 2] No 10/E/KPT/2019]
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (470.26 KB) | DOI: 10.29313/mimbar.v37i2.7747

Abstract

The Financial Services Authority (OJK) states there are at least four challenges faced by the Islamic finance industry in Indonesia; one of the biggest challenges is the limited Human Resources (HR). This study will create a strategy for universities in fulfilling Human Resources needs, especially in the Islamic Finance Industry using the ANP method. Based on the results of interviews with seven experts, it shows that the aspect of the field of Fiqh Muamalah is a priority for HR needs in Islamic Financial Institutions. Therefore, the main strategy in meeting human resources following the needs of the Islamic finance industry is the development of a curriculum that is continuously updated, especially in the field of scientific studies of fiqh muamalah where universities prepare human resources by increasing cooperation with the Islamic finance industry to conduct joint research and improve internship programs for students. As it is a work of researchers from the Sharia economics study program, it is hoped that this research will become a recommendation for BMT to increase its role in the world of the Islamic finance industry, especially in improving microeconomics.
The Effect Of Inflation And Debt To Equity Ratio (Der) On Sharia Return Stock Registered In Jakarta Islamic Index Mohamad Andri Ibrahim
MIMBAR (Jurnal Sosial dan Pembangunan) Volume 35, No. 1, Year 2019 [Accredited Sinta 2] No 10/E/KPT/2019]
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.919 KB) | DOI: 10.29313/mimbar.v35i1.4261

Abstract

This research aims to analyze the influence of Inflation and Company Fundamental Ratio that will be represented by Debt To Equity Ratio (DER) to return Sharia shares. Data are obtained from IDX Monthly Statistic and official website of Bank Indonesia period of January 2015-December 2017. The technique of statistical analysis used is multiple linear regression analysis to obtain a comprehensive illustration of the relationship between r variables. The result shows that the Inflation and Debt to Equity Ratio (DER) variables do not have an effect on Sharia stock return either partially or simultaneously. The calculation results show that the effect of DER on stock return is -0.335 and Inflation influence to return of 0.137 and simultaneous influence of 0.1% so that 99% of stock return is influenced by other factors. These results indicate that Inflation and Debt to Equity Ratio (DER) cannot be used as a reference in determining investors’ investment strategies in investing in the capital market.
TINJAUAN FIKIH WAKAF DAN UNDANG-UNDANG NOMOR 41 TAHUN 2004 TENTANG WAKAF TERHADAP PENGELOLAAN WAKAF UANG OLEH YAYASAN TENDA VISI INDONESIA Amrullah Hayatudin; Muhammad Andri Ibrahim; Ghina Nabila Ramadhanty
Tahkim (Jurnal Peradaban dan Hukum Islam) Vol 3, No 2 (2020)
Publisher : Prodi Hukum Keluarga Islam (Ahwal Asy-Syakhsiyyah) Fakultas Syariah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/tahkim.v3i2.6453

Abstract

ABSTRACTToday many non-endowments institutions that receive and manage endowments of money include the Tenda Visi Indonesia Foundation (TEVIS). The TEVIS Foundation manages and distributes it according to its programs. So, this article was conducted by the author to find out the management of waqf money according to waqf fiqh and Indonesian Law Number 41 of 2004 concerning endowments, as well as the suitability of the management of endowments in money at the Tenda Visi Indonesia foundation with the concept of waqf money and Law No. 41 of 2004 concerning endowments. The method in this study is a qualitative method with a normative juridical approach, the type of research is field research using field data collection methods with observation, interviews, and also literature studies. The results of the study concluded that: first, the management of cash waqf according to fiqh only be distributed to what is permitted sharply according to law No. 41 of the management of cash waqf is carried out on banking products. Second, cash waqf management conducted by the TEVIS foundation is carried out in the real sector. Third, the management of cash waqf carried out by the TEVIS foundation was under fiqh waqf and according to Law No. 41 of 2004 concerning waqf, there is a discrepancy because of the TEVIS foundation doesn’t register its money to the minister and its management doesn’t go through banking product. Keywords: Fiqh of Waqf, Law No. 41 of 2004, Endowments of Money.
Komunikasi Pemasaran Syariah Dalam Minat Beli Konsumen Popon Srisusilawati; M. Andri Ibrahim; Randi Ganjar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 9, No 1 (2019)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (408.554 KB) | DOI: 10.21927/jesi.2019.9(1).65-71

Abstract

Komunikasi pemasaran adalah aktivitas pemasaran yang berusaha menciptakan kesadaran atau pengetahuan mengenai produk dengan berbagai atributnya, menginformasikan kelebihan produk, menciptakan citra produk, atau menciptakan sikap positif, preferensi, dan minat membeli produk bersangkutan. Elzata salah satu produk fashion dikota Bandung mengalami pengunjung yang berfluktuasi cenderung menurun tingkat pembeliannya. Keputusan pembelian merupakan elemen penting bagi perusahaan agar tetap bisa mempertahankan produknya. Dalam hal ini diharapkan komunikasi pemasaran dapat mempengaruhi minat beli konsumen. Minat beli konsumen yang tinggi akan mendorong konsumen membeli suatu produk. Rumusan masalah penelitian ini adalah  Bagaimana pengaruh komunikasi pemasaran terhadap minat beli konsumen retail store elzatta kota bandung. Penelitian ini bertujuan untuk mengetahui besar pengaruh komunikasi pemasaran terhadap minat beli konsumen retail store elzatta kota bandung. Metode penelitian yang digunakan adalah deskriptif dengan jenis data kuantitatif. Sumber data yang digunakan data primer yaitu data yang di peroleh langsung dari karyawan Elzatta melalui quesioner dan wawancara. Berdasarkan hasil penelitian diperoleh bahwa komunikasi yang diterapkan Elzatta menggunakan media Tv, Brosur, Baligo, Kontes, Member card, potongan harga, acara amal, seminar, donasi, website, katalog, sosial media, wom, penjualan personal. Minat beli konsumen berminat terhadap produk Elzatta dengan skor akhir sebesar 1800 atau sebesar 72% yang berada dalam kategori setuju dan berpengaruh positif terhadap minat beli konsumen.
IMPLEMENTASI METODE CONSTANT PERCENT OF SALARY DALAM PENENTUAN IURAN DANA PENSIUN SYARIAH BAGI PEDAGANG UMKM Mohamad Andri Ibrahim
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 1, No 1 (2017)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (867.941 KB) | DOI: 10.29313/amwaluna.v1i1.1997

Abstract

Abstrak : Dana pensiun saat ini merupakan sebuah kebutuhan bagi sebagian masyarakat Indonesia, sebuah penelitian yang dilakukan oleh HSBC baru-baru ini mengatakan bahwa 1 dari 3 masyarakat Indonesia belum siap menghadapi masa tua, hal ini diakibatkan oleh kurangnya persiapan sebagian masyarakat dalam mempersiapkan hari tua terutama bagi kalangan pedagang kecil, PKL, Petani dan Nelayan. Maka dengan itu perlu pengkajian tentang dana pensiun syari’ah yang merupakan solusi bagi kalangan masyarakat tertentu. Dana pensiun syari’ah mempunyai prinsip ta’awun yang berarti saling tolong menolong. Pada paper ini akan dibahas mengenai iuran peserta dana pensiun syari’ah bagi pedagang UKM dengan menggunakan metode Contant Percent Of Salary, dengan begitu para peserta dana pensiun dapat mengetahui berapa iuran yang harus dipenuhi dalam rangka mengahadapi masa tuanya. Kata Kunci : Dana Pensiun Syari’ah, Contant Percent Of Salary
Pengaruh Etika Kerja Islam terhadap Kinerja Karyawan BAZNAS Kota Bandung Yeni Haryati; Mohamad Andri Ibrahim
Jurnal Riset Ekonomi Syariah Volume 1, No. 1, Juli 2021, Jurnal Riset Ekonomi Syariah (JRES)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.843 KB) | DOI: 10.29313/jres.v1i1.197

Abstract

The Islamic work ethic can be defined as a guideline regarding the beliefs that exist within a Muslim that work is not merely to fulfill needs but as a means of worshiping Allah SWT. This study will review the extent to which the implementation of Islamic work ethics in Baznas Bandung. The research method used is quantitative with a survey approach. Data collection techniques use questionnaires. Data analysis using simple regression analysis and data processing through SPSS software. The result of this study is that there is a positive influence between the variables of Islamic work ethics and employee performance, meaning that if employees apply Islamic work ethics in their work, the quality of employee performance will increase. Etika kerja Islam dapat di definisikan sebagai pedoman mengenai keyakinan yang ada dalam diri seorang muslim bahwa bekerja bukan semata – mata untuk memenuhi kebutuhan tetapi sebagai sarana beribadah kepada Allah SWT. Pada Penelitian ini akan meninjau sejauh mana implementasi etika kerja islam di Baznas Bandung. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan survey. Teknik pengumpulan data menggunakan dengan penyebaran quesioner. Analisis data menggunakan analisis regresi sederhana dan pengolahan data melalui software SPSS. Hasil dari penelitian ini adalah adanya pengaruh positif antara variabel etika kerja Islam dan terhadap kinerja karyawan, artinya apabila karyawan menerapkan etika kerja Islam dalam setiap pekerjaannya maka kualitas dari kinerja karyawan akan semakin meningkat.
Analisis Hukum terhadap Putusan Perkara Nomor 5530/Pdt.G/2017/Pa.Badg Akibat Wanprestasi Nasabah pada Pembiayaan Akad Musyarakah Alfadilah Rizki Hasanah; Nandang Ihwanudin; Mohamad Andri Ibrahim
Bandung Conference Series: Sharia Economic Law Vol. 2 No. 1 (2022): Bandung Conference Series: Sharia Economic Law
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.233 KB) | DOI: 10.29313/bcssel.v2i1.163

Abstract

Abstract. This research aims to find out the procedure for handling problematic musyarakah financing in BNI Syari'ah and analyze the legal basis for the verdict of case number 5530 / Pdt.g / 2017 / Pa.Badg due to customer default on the financing of musyarakah agreement. In this study, the author used the Qualitative Research Approach of Case Studies with Normative Legal Study analysis, namely to decipher secondary data in the form of The Bandung City Religious Court Ruling. Referring to PERMA No. 14 of 2016 on the procedure for resolving sharia economic cases there is a provision that all decisions or court determinations in the field of Sharia economy must contain sharia principles. Based on the results of research on the legal basis of judge consideration, the Bandung Religious Court Judges Have referred to the legal basis in accordance with material law and formil law, but in this case the legal basis used by judges still has not optimized sharia economic law, so it is still not optimal in containing sharia principles. Abstrak. Penelitian ini bertujuan untuk mengetahui prosedur penanganan terhadap pembiayaan musyarakah bermasalah Di BNI Syari’ah sampai terjadinya eksekusi lelang jaminan dan menganalisis dasar hukum terhadap putusan perkara nomor 5530/Pdt.g/2017/Pa.Badg akibat wanprestasi nasabah pada pembiayaan akad musyarakah. Dalam penelitian ini penulis menggunakan Pendekatan Penelitian Kualitatif Studi Kasus dengan analisis Normatif Legal Study yaitu untuk menguraikan data sekunder berupa Putusan Pengadilan Agama Kota Bandung. Merujuk kepada PERMA No. 14 Tahun 2016 tentang tata cara penyelesaian perkara ekonomi syariah harus memuat prinsip-prinsip syariah. Berdasarkan hasil penelitian tentang dasar hukum pertimbangan hakim, Majelis Hakim Pengadilan Agama Kota Bandung sudah merujuk kepada dasar hukum sesuai dengan hukum materiil dan hukum formil, namun pada perkara ini dasar hukum yang digunakan hakim masih belum mengoptimalkan hukum ekonomi syariah, sehingga masih belum optimal dalam memuat prinsip-prinsip syariah.
Analisa Perencanaan Strategi BMT Nahdhatul Ummah Ciasem dengan Menggunakan Metose IFAS-EFAS Shafira Nadhira Putri; Mohamad Andri Ibrahim; Intan Manggala Wijayanti
Bandung Conference Series: Sharia Economic Law Vol. 3 No. 1 (2023): Bandung Conference Series: Sharia Economic Law
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcssel.v3i1.5223

Abstract

Abstract. Baitul Maal Wat Tamwil is a Sharia Microfinance Institution (LKMS) whose function is to empower the community and also perform social functions. Facts on the ground show that many BMTs have sunk and disbanded due to various reasons. In order for BMT Nahdhatul Ummah Ciasem to continue to compete and survive, it is necessary to analyze internal and external situations which will later produce strategies for the progress of BMT. Researchers in their research formulate the formulation of the problem as follows: How are the factors of internal and external strategies at BMT Nahdhatul Ummah based on SWOT analysis; How is the strategic planning that can be applied by BMT Nahdhatul Ummah based on a SWOT analysis. The purpose of this research is to answer the problem formulation. This research is a qualitative research with a case study approach. The results of his research that the internal factor of BMT Nahdhatul Ummah on strength = 1,934 is greater than the value of weakness = 1,586. For external factors opportunities (opportunities) = 1.750 greater than the value of threats (threats) = 1.650. So the position of BMT Nahdhatul Ummah Ciasem by using a SWOT diagram and using a line equation calculation results in the position of BMT Nahdhatul Ummah being in quadrant I with a progressive strategy and supporting aggressive policies; The alternative strategy that must be carried out by BMT Nahdhatul Ummah Ciasem is based on the SWOT matrix, namely there are 4 sets of alternative strategies that can be applied by the company. Abstrak. Baitul Maal Wat Tamwil merupakan Lembaga Keuangan Mikro Syariah (LKMS) yang berfungsi untuk memberdayakan masyarakat dan juga melakukan fungsi sosial. Fakta di lapangan menunjukkan banyak BMT yang tenggelam dan bubar disebabkan berbagai hal. Agar BMT Nahdhatul Ummah Ciasem dapat terus bersaing dan bertahan, maka diperlukannya analisis situasi internal dan eksternal yang nantinya akan menghasilkan strategi-strategi bagi kemajuan BMT. Peneliti dalam penelitiannya merumuskan rumusan masalah sebagai berikut: Bagaimana faktor strategi internal dan eksternal di BMT Nahdhatul Ummah berdasarkan analisis SWOT; Bagaimanakah perencanaan strategi yang dapat diterapkan BMT Nahdhatul Ummah berdasarkan analisis SWOT. Adapun tujuan dari penelitian ini yaitu menjawab rumusan masalah. Penelitian ini merupakan penelitian kualitatif dengan pendekatan studi kasus. Hasil penelitiannya bahwa faktor internal BMT Nahdhatul Ummah pada kekuatan (strength) = 1,934 lebih besar dari nilai kelemahan (weakness) = 1,586. Untuk faktor eksternal peluang (opportunities) = 1,750 lebih besar dari nilai ancaman (threats) =1,650. Maka posisi BMT Nahdhatul Ummah Ciasem dengan menggunakan diagram SWOT dan menggunakan perhitungan persamaan garis diperoleh hasil posisi BMT Nahdhatul Ummah berada pada kuadran I dengan strategi progresif dan mendukung kebijakan yang agresif; Strategi alternatif yang harus dijalankan BMT Nahdhatul Ummah Ciasem berdasarkan matriks SWOT yaitu ada 4 set alternatif strategi yang dapat diterapkan perusahaan.