Imam Asngari
Department Of Development Economics, Faculty Of Economics, Universitas Sriwijaya, Indonesia

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Investigating the effect of total assets, financing, and third-party funds on Islamic Banking Revenue in Indonesia Rani Salamah Marinda; Imam Asngari; Mukhlis Mukhlis
Jurnal Ekonomi Pembangunan Vol. 18 No. 2 (2020): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v18i2.10355

Abstract

This study investigates the influence of total assets, total financing, and third-party funds on the revenue of Islamic banking in Indonesia. Data used are secondary data during the period 2005-2018 sourced from the Financial Services Authority (OJK). The study analysis used a quantitative approach by applying the multiple regression model estimated by OLS. The findings of the study indicated that total assets and third-party funds has a positive and significant effect, while the financing has a negative and significant effect on Islamic banking revenue in Indonesia during the analysis period
Testing of the Structure-Conduct-Performance Hypothesis for Industrial Banking Profitability: Evidence from Indonesia Imam Asngari
Integrated Journal of Business and Economics (IJBE) Vol 8, No 1 (2024): Integrated Journal of Business and Economics
Publisher : Fakultas Ekonomi, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v8i1.771

Abstract

This study aims to test the validity of the Structure Conduct and Performance (SCP) hypothesis on banking profitability in Indonesia. This research data comes from banking financial statements from the Financial Services Authority (OJK) and Bank Indonesia. The analysis method uses the panel data regression method. The banking industry studied includes 110 conventional commercial banks and Islamic banks from 2010-2019. This research has found that the profitability performance of the banking industry is statistically significantly influenced by concentration, market share, cost efficiency to generate revenue, bank size, net interest income margin, Bank Indonesia's benchmark interest rate, and economic growth. Meanwhile, inflation is insignificant. The contribution of the research was to develop of Structure Conduct Performance (SCP) theory. The SCP is applicable to Indonesian banking and it is the Hybrid of the Efficient-Structure Traditional Hypothesis which states that the effects of efficiency and market concentration have improved banking profitability performance. The combination of structure, market share, and efficiency supports the hypotheses on Efficiency and SCP Traditional. High banking profitability due to the combination of efficiency and market concentration formed by increased assets and mergers. Therefore, OJK and Bank Indonesia in encouraging asset improvement through future mergers can improve efficiency, the competitiveness of the banking industry, the and economic stability of Indonesia.
PEMBERDAYAAN SUMBER DAYA MANUSIA MELALUI PELATIHAN USAHA DAN KETERAMPILAN BERBASIS KEARIFAN LOKAL Deassy Apriani; Bernadette Robiani; Imam Asngari; Feny Marissa; Gustriani
Panrita Abdi - Jurnal Pengabdian pada Masyarakat Vol. 8 No. 1 (2024): Jurnal Panrita Abdi - Januari 2024
Publisher : LP2M Universitas Hasanuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20956/pa.v8i1.22349

Abstract

This community service activity was carried out in one of the partner villages, namely Sakatiga Village. The main problem in Sakatiga Village is the problem of changing the harvest season. The purpose of this service activity is to create benefits and added value from a local commodity, namely rice. This activity will provide insight into the development of potential processed rice commodities that have a selling value by managing them through the process of making products from rice commodities to take advantage of the transition period. The techniques for carrying out this activity included direct observation and interviews with the Head of Sakatiga Village and several members of the seasonal farming families. The methodology is carried out with lectures, discussions, and experiential learning. The results of this community service activity are in the form of training and skill development for making semprong cakes from processed local commodities to generate business opportunities to increase the income of the people in Sakatiga Village. The results of this activity were very positive for the village community, this can be seen from the activity feedback 73% answered that the activity provided benefits and 27% answered that it added insight to the Sakatiga Village community. It is hoped that with this activity, the village community can strive for the formation of independence and self-sufficiency of villagers through the formation of awareness, knowledge, skills, and abilities that can encourage participation in the management of local commodities or processed rice in their environment.  ---   Kegiatan pengabdian kepada masyarakat ini dilaksanakan di salah satu desa mitra yaitu Desa Sakatiga. Permasalahan utama Desa Sakatiga yakni masalah peralihan musim panen. Tujuan dari kegiatan pengabdian ini untuk menciptakan manfaat dan nilai tambah dari komoditi lokal yakni beras. Kegiatan ini akan memberikan wawasan untuk pengembangan tentang potensi olahan dari komoditi beras yang memiliki nilai jual dengan mengelolanya melalui proses pembuatan produk dari komoditi padi sehingga memanfaatkan waktu peralihan. Teknik pelaksanaan kegiatan ini meliputi observasi dan wawancara secara langsung kepada Kepala Desa Sakatiga dan beberapa anggota keluarga petani musiman. Metodologi dilakukan dengan ceramah, diskusi serta experiental learning.  Hasil dari kegiatan pengabdian ini berupa pelatihan dan pengembangan keterampilan pembuatan kue semprong dari olahan komoditi lokal agar menghasilkan peluang usaha untuk menambah pendapatan masyarakat di Desa Sakatiga. Hasil kegiatan ini sangat positif bagi masyarakat desa, hal ini terlihat dari umpan balik kegitan 73% menjawab bahwa kegiatan memberikan manfaat dan 27% menjawab menambah wawasan bagi masyarakat Desa Sakatiga. Diharapkan dengan adanya kegiatan ini, masyarakat desa dapat mengupayakan terbentuknya kemandirian dan keswadayaan warga desa melalui terbentuknya kesadaran, pengetahuan, keterampilan dan kemampuan yang dapat mendorong partisipasi pengelolaan komoditi lokal atau olahan padi dilingkunganya.