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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Islam Martabe : Jurnal Pengabdian Kepada Masyarakat Owner : Riset dan Jurnal Akuntansi Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JPPI (Jurnal Penelitian Pendidikan Indonesia) Jurnal Proaksi Jurnal Pendidikan dan Konseling Journal of Management and Business Innovations CERMIN: Jurnal Penelitian Hikmah JEKPEND Jurnal Ekonomi dan Pendidikan Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam JURMA : Jurnal Program Mahasiswa Kreatif JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Akuntansi AKTIVA Manajemen dan Bisnis Wiga : Jurnal Penelitian Ilmu Ekonomi EKSYA: Jurnal Ekonomi Syariah Balance : Jurnal Akuntansi dan Manajemen As-Syirkah: Islamic Economic & Financial Journal Bursa : Jurnal Ekonomi dan Bisnis ULIL ALBAB Jurnal Penelitian Ekonomi Manajemen dan Bisnis Moneter : Jurnal Keuangan dan Perbankan Jurnal Ekonomi Islam Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK) Trending: Jurnal Manajemen dan Ekonomi Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah J-CEKI Jurnal Penelitian Pendidikan Indonesia
Imsar Imsar
Universitas Islam Negeri Sumatera Utara
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Efektivitas Penggunaan E-Money Sebagai Alat Transaksi Parkir Elektronik (E-Parkir) di Kota Medan Imsar Imsar; Muhammad Dimas Prasetya
Trending: Jurnal Manajemen dan Ekonomi Vol. 1 No. 4 (2023): Oktober : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v1i4.1444

Abstract

Parking is one of the activities that is often carried out to save or set aside private vehicles or public transportation. Along with advances in digital or electronic technology, the current parking method has also begun to develop with electronic methods. The process of collecting ordinary parking is considered to often occur due to leakage of citation fees due to a lack of supervision and the large number of illegal fees, for this reason parking using the electronic method is considered capable of overcoming the problems that occur in the ordinary parking collection system. However, there are several indications or problems that can lead to leakage of fees, such as the lack of participation of the public who make payments using electronic money so that the payment data collection process is not detected. For this reason, the purpose of this study was to determine the effectiveness of using e-money as a means of electronic parking transactions (E-Parking) on ​​Jalan Palangkaraya, Medan. This research is a qualitative research with a descriptive approach and simple quantitative calculations. Research uses data collection techniques with observation, interviews and documentation. The data obtained by this study are through primary data and secondary data. The results of this study indicate that the use of e-money as a means of paying for electronic parking in Medan City is less effective, based on observations made by researchers to the public showing ineffective results where only 53 out of 311 people use e-money to make payments electronic parking.
Pengaruh Good Corporate Governance Terhadap Nilai Perusahaan Dengan Kinerja Keuangan Sebagai Variabel Moderasi Ardhia Meianti; Imsar Imsar; Nurul Jannah
JEKPEND: Jurnal Ekonomi dan Pendidikan Vol 6, No 2 (2023): Juli
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jekpend.v6i2.51171

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh good corporate governance (GCG) yang diproksikan oleh dewan pengawas, dewan bebas dan panel peninjau dengan eksekusi moneter sebagai variabel mediasi terhadap harga diri organisasi (karena lembaga asuransi yang tercatat di Bursa Efek Indonesia) periode 2018-2022). Subjek penelitian ini adalah perusahaan asuransi yang terdaftar di bursa efek Indonesia periode 2018-2022. Penelitian ini menggunakan metode data kuantitatif sekunder, dan syarat pemilihan sampel adalah 50 sampel dari 10 perusahaan dalam 5 tahun. Metode analisis data penelitian ini adalah dengan menggunakan SPSS 22.0 untuk purpose sampling dan analisis regresi moderat (MRA). Hasil penelitian menunjukkan bahwa proporsi dewan direksi (X1), direktur independen (X2) dan komite audit (X3) berpengaruh terhadap nilai perusahaan (Y) dan proporsi dewan direksi (X1) independen. anggota komite (X2) dan komite audit (3) setelah Financial Adjusted for Performance (Z), terdapat pengaruh secara simultan terhadap nilai perusahaan (Y), dengan variabel penguat kinerja keuangan (X). Artinya dengan penguatan maka kepercayaan investor akan meningkat yang dapat meningkatkan nilai perusahaan.
Pendekatan Sharia Conformity dan Profitability Index dalam Menilai Kinerja Bank Umum Syariah Melalui Pertumbuhan Dana Pihak Ketiga Rahmat Daim Harahap; Imsar Imsar; Hafiz Aryo Ramadhani
Bursa : Jurnal Ekonomi dan Bisnis Vol. 2 No. 3 (2023): September 2023
Publisher : Lembaga Riset Ilmiah, Yayasan Mentari Meraki Asa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jeb.v2i3.346

Abstract

Analyzing the growth of third-party funds through Sharia Income, Profit Sharing, Return on Assets, and Net Profit Margin in Sharia Commercial Banks for the 2016-2020 period is the aim of this research. The fluctuating movement of growth in Third Party Funds from year to year, both in terms of nominal and total, is an interesting thing to study in this research. The research method uses a quantitative approach with secondary data sources obtained from the official website of the Financial Services Authority (OJK), Sharia Banking Statistics (SPS), and the official website of each Islamic commercial bank. The sample uses a purposive sampling method. The analysis technique used is a multiple linear regression test using the SPSS 21 analysis tool. The results of this research show that the Sharia Income, Profit Sharing, ROA, and NPM variables together (simultaneously) have a positive and significant influence on the growth of Party Funds. Third BUS. Partially, the variables Sharia Income, Profit Sharing, ROA, and NPM have an influence on the Growth of Third Party Funds with a significance value of <0.05. Then there is a relationship between Sharia Income, Profit Sharing, ROA, and NPM on the Growth of Third Party Funds of Sharia Commercial Banks of 53.6% while the remaining 46.4% is explained by other factors outside the regression model of this research. Menganalisis pertumbuhan dana pihak ketiga melalui Pendapatan Syariah, Bagi Hasil, Return on Assets dan Net Profit Margin pada Bank Umum Syariah periode 2016-2020 menjadi tujuan penelitian ini. Pergerakan pertumbuhan Dana Pihak Ketiga yang berfluktuasi dari tahun ke tahun baik nominal maupun total menjadi hal yang menarik untuk dikaji dalam penelitian ini. Metode penelitian menggunakan pendekatan kuantitatif dengan sumber data sekunder yang diperoleh dari situs resmi Otoritas Jasa Keuangan (OJK), Statistik Perbankan Syariah (SPS), dan situs resmi masing-masing bank umum syariah. Sampelnya menggunakan metode purposive sampling. Teknik analisis yang digunakan adalah uji regresi linier berganda dengan menggunakan alat analisis SPSS 21. Hasil penelitian menunjukkan bahwa variabel Pendapatan Syariah, Bagi Hasil, ROA dan NPM secara bersama-sama (simultan) mempunyai pengaruh positif dan signifikan terhadap pertumbuhan Dana Partai. BUS Ketiga. Secara parsial variabel Pendapatan Syariah, Bagi Hasil, ROA, dan NPM mempunyai pengaruh terhadap Pertumbuhan Dana Pihak Ketiga dengan nilai signifikansi < 0,05. Kemudian terdapat hubungan Pendapatan Syariah, Bagi Hasil, ROA, dan NPM terhadap Pertumbuhan Dana Pihak Ketiga Bank Umum Syariah sebesar 53,6% sedangkan sisanya sebesar 46,4% dijelaskan oleh faktor lain di luar model regresi penelitian ini
Implementasi Pendekatan Ekonomi Manajerial Berbasis Keislaman dalam Pengembangan Kinerja Bisnis Imsar Imsar; Alfi Ardiansyah Harahap
Hikmah Vol. 20 No. 2 (2023): Juli-Desember 2023
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v20i2.244

Abstract

The ebb and flow of a business is highly dependent on the capital and strategies used. However, existing capital and strategies will not necessarily succeed when business management is not well organized. Not a few of the entrepreneurs only focus on capital, but forget the managerial approach. With regard to that, this study aims to analyze the implementation of an Islamic-based managerial approach in developing the performance of the chocolate ice business. This research uses a case study-based qualitative research method. Data collection uses observation, interviews, and documentation studies. The results showed that the implementation of an Islamic-based managerial economic approach is carried out by bringing together an understanding of economic theory with decision-making skills that can be applied to conduct analysis and make profitable decisions for the company. It acts as an accurate analysis and decision-making tool to support the company's progress. In its implementation, there are seven aspects of concern, namely cost-benefit analysis, rational decision making, efficient resource management, budget planning and control, performance evaluation, risk management, investment decision making. in addition, the islamic principle, namely compliance with the principles of business in islam, is an important thing that underlies the managerial economic approach.
Analisis Pengaruh Work Life Balance Dan Burnout Terhadap Kepuasan Kerja Pada Bank Muamalat Indonesia KC Medan Balai Kota Nur Hasanah; Imsar Imsar; Juliana Nasution
Manajemen dan Bisnis Vol 5, No 2 (2023): AGUSTUS
Publisher : Jurnal Prodi Fakultas Ekonomi-UISU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jmb.v5i2.7535

Abstract

The purpose of this study was to analyze whether there is an effect of work life balance and burnout on job satisfaction among Bank Muamalat Indonesia KC Medan Balai Kota employees, the object of this study were all 30 employees at Bank Muamalat KC Medan Balai Kota, using quantitative research methods. The results of this study indicate that there is a significant influence between work life balance on employee job satisfaction at Bank Muamalat Indonesia KC Medan Balai Kota. Prove that the value of F count is 12.516 F table 3.34. In the partial test (t), the work life balance variable has a positive and significant effect on employee job satisfaction, this is evidenced by the results of t count t table (3.888 2.051). The Burnout variable has a negative and insignificant effect on employee job satisfaction, this is evidenced by t count t table, namely (-1.082 2.051). The results of the coefficient of determination test showed that 48.1% of job satisfaction (Y) was influenced by the variables work life balance (X1) and burnout (X2), while the rest were influenced by other variables that were not examined in this study.
Kinerja Lembaga Keuangan Syariah Terhadap Pelaku UMKM Untuk Pertumbuhan Ekonomi Imsar Imsar; Rizky Febrian Saragih
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.385

Abstract

Islamic financial institutions provide facilities that can be used by the community in the business sector to open up opportunities to build UMKM. UMKM are the main productive and competitive actors in the national economy. For this reason, the development of micro, small and medium enterprises needs to be the main priority of national economic development. This study aims to describe the role of Islamic financial institutions for UMKM in realizing economic development. This type of research is a literature review research with data sources obtained through a search on google schoolar with a number of predetermined variable keys. The results of this study include the role of financial institutions in the economy including the transfer of assets, transactions, liquidity and efficiency. Islamic financial institutions were established with the aim of promoting and developing the application of Islamic principles, sharia and their traditions into financial and banking transactions and related businesses.
Analisis Pengembangan Bumdes Melalui Ekowisata dengan Metode Analytical Hierarchy Process (AHP) Praba Baskara Nasution; Imsar Imsar; Siti Aisyah
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 1: Desember 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i1.2530

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis Pengembangan Bumdes Melalui Ekowisata Dengan Metode Analytichal Hierarchy Process (AHP) (Studi Kasus Pada Bumdes Desa Punden Rejo, Kec. Tanjung Morawa, Kab.Deli Serdang). Penelitian ini menggunakan penelitian kualitatif yang merupakan penelitian yang menekankan pada aspek pemahaman secara mendalam terhadap suatu masalah dari pada melihat permasalahan untuk penelitian generalisasi. BUMDes atau Badan Usaha Milik Desa merupakan suatu lembaga/badan perekonomian desa yang berbadan hukum dibentuk dan dimilik oleh pemerintah desa, dikelola secara ekonomis mandiri dan professional. Berdasarkan hasil analisis prioritas kebijakan dalam Pengembangan BUMDes Melalui Ekowisata Punden Rejo. Bahwasannya, Strategi Pemasaran yang berkualitas sebagai kriteria pertama dan dapat dikatakan sebagai strategi utama dalam pengembangan BUMDes Melalui Ekowisata Punden Rejo, kemudian disusul dengan strategi Ketenagakerjaan sebagai prioritas kedua, adanya teknologi inovasi yang di kembangkan di BUMDes sebagai prioritas ketiga.
Pengaruh Return On Asset (ROA), Biaya Operasional dan Pendapatan Operasional (BOPO), Financing To Deposit Ratio (FDR) dan Non Performing Financing (NPF) Terhadap Capital Adequacy Ratio (CAR) Pada Bank Mega Syariah Tahun 2012-2020 Imsar Imsar; Khairina Tambunan; Cintia Indriyani
J-CEKI : Jurnal Cendekia Ilmiah Vol. 1 No. 5: Agustus 2022
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v1i5.841

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh ROA, BOPO, FDR dan NPF Terhadap CAR pada PT Bank Mega Syariah. Adapun metode penelitian yang digunakan adalah metode kuantitatif dangan menggunakan data sekunder yang bersumber dari laporan keuangan tahunan dan triwulan pada tahun 2012-2020. Teknik analisis yang digunakan dalam penelitian ini adalah analisis regresi linier berganda dengan menggunakan program SPSS versi 25. Dari hasil uji signifikasi parsial variabel ROA ROA berpengaruh positif dan signifikan terhadap CAR. Sementara variabel BOPO berpengaruh positif dan signifikan terhadap CAR. Kemudian variabel FDR berpengaruh negatif dan tidak berpengaruh signifikan terhadap CAR. Selanjutnya variabel NPF berpengaruh positif dan tidak signifikan terhadap CAR. Hasil penelitian ini menunjukkan bahwa Adjusted R Square variabel bebas terhadap variabel terikat adalah sebesar 0,681 atau 68,1%. dan sisanya sebesar 31,9% dipengaruhi oleh faktor-faktor dan variabel lain diluar penelitian.
Behavior analysis of MSMEs in Indonesia using fintech lending comparative study between sharia fintech lending and conventional fintech lending Nurbaiti Nurbaiti; Asmuni Asmuni; Andri Soemitra; Imsar Imsar; Siti Aisyah
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 9, No 4 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020232273

Abstract

The presence of sharia financial technology (fintech) as a credible financial institution is expected to be able to help the problems that are often faced by Micro, Small and Medium Enterprises (MSMEs) in Indonesia. This study aims to determine whether there are differences in the behavior of MSME actors in the use of sharia fintech lending and conventional fintech lending. The research method used in this research is normative legal research by analyzing the laws and regulations as well as relevant studies through the issues in the study. This study uses a statutory and conceptual approach, both of which function to analyze the applicable legal rules so that differences can be found between conventional and sharia peer to peer lending fintechs and the extent to which sharia rules are applied in these fintechs. This study concludes that Islamic fintech plays a role as a driving factor in increasing the inclusiveness of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. The presence of the sharia fintech industry can overcome the problems of Micro, Small and Medium Enterprises (MSMEs) in Indonesia, especially related to financing needs, ease of transaction processing, expansion of market access, and ease of preparation of financial reports.
Efektivitas Pelaksanaan Pemungutan Pajak Kendaraan Bermotor di Kantor Bersama SAMSAT Sibolga Sari Maharani Arifianti; Imsar Imsar
As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 1 (2024): As-Syirkah: Islamic Economic & Financial Journal
Publisher : Ikatan Da'i Indonesia (IKADI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/syirkah.v3i1.208

Abstract

In general, this study aims to find out the effectiveness of motor vehicle tax collection in offices with Sibolga samsat. This study uses quantitative descriptive research, which is to find out the value of independent variables, either one or more variables (independent) without making comparisons, or connecting with other variables. As far as data collection techniques are concerned are documentation, interviews and observations. The results of the research showed the effectiveness of motor vehicle tax collection in the Joint Office of Samsat Sibolga has been effective in the collection of motor vehicles tax. Although, there are still many obstacles facing the lack of public awareness to pay taxes on time, which leads to a lot of taxpayers waiting. However, in the process of tax payment procedures is good because it does not take a long time in the management of motor vehicle tax payment.
Co-Authors Aisy Salwa Daulay Alfi Ardiansyah Harahap Andri Soemitra Annisa Suci Ramadhani Ardhia Meianti Arya Farhan Asmuni Asmuni Atika Atika Azizah Mudrikah Cintia Indriyani Dara Citra Pratiwi Dewi Anna Sari Harahap Dicky Aris Munanda Meliala Dinda Puspita Tito erlina mayasari siregar Fauzi Arif Lubis Fitri Sagita Franaya Al Arfa Gita Nurul Fitri Damanik Hafiz Aryo Ramadhani Harahap, Muhammad Ikhsan Jannah, Nurul Juliana Nasution Kamilah, K M syahputra sinaga M. Ali Akbar Siregar Marliyah Muhammad Dimas Prasetya Muhammad Faishal Yahya Munafi’atul Husna Rangkuti Nabil Al Arif Nasution, Annio Indah Lestari Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Hasanah Nurbaiti Nurbaiti Nurhayati Tariani Praba Baskara Nasution Rahmad Ramadhan Rahmat Daim Harahap Risna Ina Dewi Rizky Febrian Saragih Sari Maharani Arifianti Sinta Pitriyanti Siti Aisyah Siti Masitha Syafira Sardini Tambunan, Khairina Tri Inda Fadhila Rahma Ujang Sumarwan Wahyu Destriyansah wan melia gusdini Wildan Fauzi Harahap Yenni Samri Juliati Nasution Yoesrizal M. Yoesoef Zsasa Aulia Hubara