Garuda - Garba Rujukan Digital

Perlindungan Hukum Terhadap Nasabah Bank Digital Tasman Tasman; Ulfanora Ulfanora
UNES Law Review Vol. 6 No. 1 (2023): UNES LAW REVIEW (September 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.962

Perbankan merupakan salah satu industri jasa keuangan yang memegang peranan penting dalam hal meningkatkan kegiatan perekonomian. Perkembangan ekonomi justru memaksa perbankan untuk terus melakukan inovasi terutama ke ranah digitalisasi. Era digitalisasi telah menempatkan peran teknologi informasi dan komunikasi di pada posisi yang amat strategis karena menghadirkan suatu dunia tanpa batas, jarak, ruang, dan waktu, yang berdampak pada peningkatan produktivitas dan efisiensi. Pengaruh globalisasi dengan penggunaan sarana teknologi informasi dan komunikasi telah mengubah pola hidup masyarakat, dan berkembang dalam tatanan kehidupan baru serta mendorong terjadinya perubahan sosial, ekonomi, budaya, keamanan, dan penegakan hukum. Tingkat keamanan Bank Digital tersebut masih menjadi pertanyaan, bentuk pengawasan pada uji dan standar pelaksanaan dibutuhkan guna menghindari hal-hal yang dapat merugikan berbagai pihak. Penelitian ini akan menjawab permasalahan hukum untuk menemukan suatu solusi demi kepentingan nasabah yaitu, pertama Penelitian ini menggunakan metode penelitian hukum (doctrinal research) dengan pendekatan undang-undangan (statue approach) dan pendekatan konseptual (conceptual approach). Hasil penelitian ini menjelaskan bahwa Perlindungan nasabah atas layanan perbankan digital dapat dilakukan dengan mencegah atau menanggulangi keadaan yang tidak diharapkan nantinya oleh nasabah yang masih berdasarkan ketentuan perlindungan nasabah perbankan digital masih sama dengan perbankan konvensional. Upaya hukum nasabah pada bank digital tidak ada perbedaan dan sama seperti penyelesaian sengketa konsumen pada bank umum lainnya yang telah diatur. Pengembalian nilai kerugian terhadap nasabah bank digital masih mengacu pada ketentuan Pasal 7 huruf f UU Nomor 8 Tahun 1999 yang menjelaskan bahwa “pelaku usaha berkewajiban untuk memberi kompensasi, ganti rugi, dan/atau penggantian atas kerugian akibat penggunaan, pemakaian, dan pemanfaatan barang dan/atau jasa yang diperdagangkan.

Akibat Hukum Kartu Keluarga Bagi Pasangan Kawin Tidak Tercatat Menggunakan Surat Pernyataan Tanggungjawab Mutlak Berdasarkan Peraturan Menteri Dalam Negeri Nomor 108 Tahun 2019 Tentang Persyaratan Dan Tata Cara Pendaftaran Penduduk Dan Pencatatan Sipil Dian Amelia; Ulfanora Ulfanora; M. Iflah Febrizal
UNES Law Review Vol. 6 No. 1 (2023): UNES LAW REVIEW (September 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1140

Marriage in society many occur without registration by the state, or known marriages have not been registered. According to The Domestic Affairs Minister Number 108 Year 2019 regarding the terms and regulations of the registration of the population and the civil record of married couples who have no record of marriage books can also record marriages in the occupational and civil record service by signing a waivement of marriage responsibilities. The purpose of this study is to find out the mechanisms and consequences of the law of issuing family cards for unregistered married couples using a letter of absolute liability based on The Domestic Affairs Minister Number 108 Year 2019. Research using normative juridical method with the nature of descriptive analysis research. The results of this study explain that violations ways to make a new family card for unregistered married couples must complete the requirements of filling the form F1.05 or A letter of absolute liability of marriage/divorce has not been registered and known by two witnesses and attaching a letter marriage has not been registered. Second, The legal result of publishing a family card for a married couple has not been recorded using a a letter of absolute liability based on Domestic affairs minister number 108 year 2019. In general, the increase in marriage practice has not been registered, Increased application for marriage books through the validation path, Increased demand for marriage confirmation, It also affects wife and children.

Akibat Hukum Kartu Keluarga Bagi Pasangan Kawin Tidak Tercatat Menggunakan Surat Pernyataan Tanggungjawab Mutlak Berdasarkan Peraturan Menteri Dalam Negeri Nomor 108 Tahun 2019 Tentang Persyaratan dan Tata Cara Pendaftaran Penduduk dan Pencatatan Sipil Dian Amelia; Ulfanora Ulfanora; M. Iflah Febrizal
UNES Law Review Vol. 6 No. 2 (2023): UNES LAW REVIEW (Desember 2023)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1297

Marriage in society many occur without registration by the state, or known marriages have not been registered. According to The Domestic Affairs Minister Number 108 Year 2019 regarding the terms and regulations of the registration of the population and the civil record of married couples who have no record of marriage books can also record marriages in the occupational and civil record service by signing a waivement of marriage responsibilities. The purpose of this study is to find out the mechanisms and consequences of the law of issuing family cards for unregistered married couples using a letter of absolute liability based on The Domestic Affairs Minister Number 108 Year 2019. Research using normative juridical method with the nature of descriptive analysis research. The results of this study explain that violations ways to make a new family card for unregistered married couples must complete the requirements of filling the form F1.05 or A letter of absolute liability of marriage/divorce has not been registered and known by two witnesses and attaching a letter marriage has not been registered. Second, The legal result of publishing a family card for a married couple has not been recorded using a a letter of absolute liability based on Domestic affairs minister number 108 year 2019. In general, the increase in marriage practice has not been registered, Increased application for marriage books through the validation path, Increased demand for marriage confirmation, It also affects wife and children.

Akibat Hukum Terhadap Pembatalan Janji Melangsungkan Perkawinan Dalam Sistem Hukum Perdata Inayatul Husna; Ulfanora Ulfanora; Misnar Syam
Lareh Law Review Vol. 1 No. 1 (2023): Lareh Law Review
Publisher : Fakultas Hukum Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/llr.1.1.47-60.2023

Marriage is an inner birth bond between a woman and a man as contained in Article 1 of Law on Marriage. A marriage must be based on the agreement of both parties who will carry out the marriage without any coercion from any party. This is in line with the legal requirements of a marriage according to Article 1320 of the Civil Code. The form of agreement between the two parties can be referred to as a marriage promise or promise to carry out marriage, where the woman and man both agree to hold the marriage. The Marriage Law only regulates the terms and consequences arising from marriage, but there is no law that regulates the promise to hold a marriage. In case No. 146/PDT/2015/PT MKS, the Plaintiff and the Defendant had both agreed to hold the marriage, but the Defendant unilaterally postponed the agreed marriage. This has clearly caused both material and immaterial losses to the Plaintiff. The aggrieved Plaintiff then decided to file a lawsuit in court. Both the judges at the first instance and at the appellate level agreed that the marriage pledge case was an act of default. This is very different from Jurisprudence No. 3191 K / PDT / 1984 which states that non-fulfillment of marriage promises is an act against the law. In its concept, default and unlawful acts are two different things, but not infrequently when applied to a problem there is doubt in classifying it.

Tata Kelola Perusahaan (Good Corporate Governance) Sebagai Budaya Hukum Perbankan di Indonesia Tasman Tasman; Ulfanora Ulfanora
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 4 No. 3 (2024): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik (Maret - April 2024)
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v4i3.1933

Pada Tahun 1999 Indonesia mengalami suatu krisis ekonomi salah satu penyebabnya adalah kegagalan atas penerapan corporate governance. Corporate governance merupakan suatu tata Kelola bagi jalannya suatu kegiatan industrial terutama perbankan. Pentingnya tata Kelola suatu industri perbankan untuk menciptakan suatu mengatasi masalah ekonomi sehingga tidak berdampak sistemik. Penerapan Corporate governance bagian dari budaya hukum dalam lingkungan bisnis sehingga perbankan dapat mempertanggungjawabkan kepada stakeholder maupun shareholder secara prinsip akuntabilitas dan responsibilitas. Penelitian ini menggunakan metode Yuridis Normatif (doctrinal research). Hasil penelitian ini menjelaskan bahwa Corporate governance memperhatikan keseimbangan kepentingan pihak-pihak yang terkait dalam suatu keberadaan perusahaan berdasarkan prinsip keterbukaan, keadilan, akuntabilitas dan pertanggungjawaban. Lalu, Budaya hukum dalam bidang perbankan mempengaruhui tata kelola perusahaan (Good Corporate Governance) dalam industri perbankan Indonesia. Faktor-faktor patrimonialism, family capitalism, crony capitalism, harus dicermati dalam penerapan corporate governance di Indonesia.

The Implementation of Compensation for Unlawful Acts Based on Article 98 of the Code of Criminal Procedure from a Civil Law Perspective Ulfanora Ulfanora; Almaududi Almaududi
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 4 No. 3 (2024): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik (Maret - April 2024)
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v4i3.1966

Indemnity is a civil case, but damages can be pursued simultaneously with criminal cases when criminal law is applied. Although criminal law laws allow claims to incorporate damages in criminal cases, this type of case is rarely found in court as not all criminal cases can be sought for damages. This situation arises when the basis of the charges in a criminal case is an act committed by the accused. The study primarily utilizes a normative juridical approach, which entails studying existing problems based on applicable laws and regulations. In legal matters related to compensation, civil law is the governing jurisdiction. On the other hand, criminal matters are regulated by the Criminal Procedure Code. In cases involving both civil and criminal actions, the judge has the power to decide whether the compensation case should be merged with the criminal case. Based on the description provided, the paper will discuss the application of Article 98 of the Code of Criminal Procedure in compensating for unlawful acts under Article 1365 of the Civil Code. The paper will also explore the legal certainty of applying Article 98 of the Code of Criminal Procedure in compensating for unlawful acts under Article 1365 of the Civil Code.

PEMBUKTIAN DALAM PENYELESAIAN SENGKETA PADA PERADILAN ADAT Misnar Syam; Devianty Fitri; Ulfanora Ulfanora; Nanda Oetama
UNES Journal of Swara Justisia Vol 6 No 4 (2023): Unes Journal of Swara Justisia (Januari 2023)
Publisher : Program Magister Ilmu Hukum Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/ujsj.v6i4.303

Penyelesaian perkara melalui lembaga adat dilakukan dengan asas musyawarah atau kekeluargaan untuk menegakkan hukum, dan menghilangkan akibat lanjut dari suatu perkara. Tujuan tertinggi yang ingin dicapai adalah keseimbangan yang terwujud dalam kerukunan masyarakat. Penelitian ini merupakan penelitian hukum normatif dengan menggunakan pendekatan historis dan perundang-undangan terkait pembuktian dalam penyelesaian sengketa adat pada peradilan adat. Berdasarkan hasil penelitian diketahui Pembuktian dalam peradilan adat dilakukan oleh para pihak yang bersengketa dan peran aktif dari pemuka adat. Dalam peradilan adat penyelesaian sengketanya dilakukan secara damai, sehingga pembuktiannya ada yang dilakukan para pihak dan ada yang dilakukan oleh pemuka-pemuka adat yang memeriksa perkara. Alat bukti yang digunakan adalah alat bukti tertulis (surat), saksi, keterangan para pihak dan perilaku dari para pihak di tengah-tengah masyarakat.

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