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All Journal Jurnal EMT KITA Ekonis: Jurnal Ekonomi dan Bisnis Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS
Akmal Riza
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : JIMEBIS

 1 
PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO DAN OPERATIONAL EFFICIENCY RATIO TERHADAP KINERJA KEUANGAN (BUKTI EMPIRIS DARI BNI SYARIAH PERIODE 2010-2019) Fadhil F; Akmal Riza
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 1 No 1 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (934.115 KB) | DOI: 10.22373/jimebis.v1i1.107

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh CAR, OER dan FDR terhadap ROA pada BNI Syariah periode 2010-2019, baik secara simultan maupun parsial. Penelitian ini menggunakan metode regresi linier berganda dengan populasi sasaran laporan triwulan pada PT. Bank BNI Syariah selama 10 tahun. Hasil penelitian dapat dijelaskan bahwa, secara simultan semua variabel independen yang terdiri dari CAR, FDR dan OER berpengaruh terhadap variabel dependen yaitu ROA. Sedangkan secara parsial variabel CAR berpengaruh negatif terhadap ROA, FDR berpengaruh negatif terhadap ROA dan OER berpengaruh negatif terhadap ROA.
Analisis Efektivitas Pembiayaan Murabahah Terhadap Usaha Mikro Kecil dan Menengah Di Aceh Dalam Upaya Pengentasan Kemiskinan (Studi Pada PT. Bank Aceh Syariah Kantor Pusat Operasional) Zikrul Kamal; Akmal Riza
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 2 No 2 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (638.365 KB) | DOI: 10.22373/jimebis.v2i2.183

Abstract

The problem of poverty in Aceh, with various factors, has made Aceh the poorest region in Sumatra in 2021. One of the efforts to overcome it is by developing the MSME sector. Therefore, the existence of financing at Bank Aceh Syariah is expected to be able to effectively overcome these problems. This study aims to determine the effectiveness of murabahah financing for Micro, Small, and Medium Enterprises in Aceh in poverty alleviation efforts, specifically for the City of Banda Aceh. The method used in this research is qualitative with a descriptive approach. The data sources used were primary and secondary with the techniques of observation, interviews, and documentation studies The results showed that the murabahah financing at PT. Bank Aceh Syariah Operational Headquarters for MSMEs is effective in poverty alleviation efforts, it can be seen that after receiving financing, MSMEs are able to increase income, develop businesses, and create jobs.
Teknologi Informasi dan Kualitas Layanan Mempengaruhi Tingkat Kepuasan Nasabah Bank Syariah Akmal Riza; Azharsyah Ibrahim; Fauzul Azhar
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.247

Abstract

This study aims to determine the effect of information technology and service quality on customer satisfaction at BNI Syariah Banda Aceh Branch Office. Quantitative research method with multiple linear regression analysis using IBM SPSS software version 25. The results showed that information technology and service quality variables had a positive and significant effect on customer satisfaction at BNI Syariah Banda Aceh Branch Office. customer satisfaction variable can be explained by information technology and service quality variables 53.6%, while the effect is influenced by other variables outside the study.
Kajian Empiris Kepatuhan Wajib Pajak Pengusaha di Kota Banda Aceh Akmal Riza
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 4 No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i1.312

Abstract

Empirical studies regarding taxpayer compliance with an obligation and obligation to be carried out for every citizen as fulfillment of citizenship in Indonesia, many business people in Banda Aceh City do not report their tax obligations correctly so that the level of individual taxpayer compliance is low and the tax service office as executor of state duties often conducts socialization so that entrepreneurs have a taxpayer ethic in fulfilling their obligations every year. The aim of the study was to determine the effect of taxpayer ethics on individual taxpayer compliance at KPP Pratama Banda Aceh. The research population is all registered WPOP in the city of Banda Aceh (KPP Pratama) using proportionate strafied random sampling technique on 100 entrepreneurs as respondents. The research findings show that the variable of taxpayer ethics has a positive and significant effect on taxpayer compliance in entrepreneurs in the city of Banda Aceh with the hypothesis that the results of simple regression analysis show that the coefficient value is 0.709 and t-count 9.959> t-table 1.984 and a significant level of p-value 0.000 <0.05.
Co-Authors Abd. Abd. Aziz Anwar Anwar Astuti, Intan Novia Ayumiati Ayumiati Azharsyah Ibrahim Cut Lisa Nun Zikir Eliana Eliana Eliana Eliana Eliana Eliana Fadhil F Farid Fathony Ashal faris aulia Fauzul Azhar Inayatillah Djakfar Intan Novia Astuti Lukman Hakim Lukman Hakim Muhammad Arifin Nurbismi Nurbismi Nurbismi, Nurbismi Wildan Syakura Yuyun Nanik Rahayu Zikrul Kamal