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All Journal Jurnal EMT KITA Ekonis: Jurnal Ekonomi dan Bisnis Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS
Akmal Riza
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pengaruh Pengeluaran Zakat Perbankan, Ukuran Perusahaan dan Islamic Social Responsibility (ISR)Terhadap Profitabilitas pada Bank Umum Syariah di Indonesia Periode 2016-2019 Eliana, Eliana; Astuti, Intan Novia; Nurbismi, Nurbismi; Riza, Akmal
Jurnal EMT KITA Vol 4, No 2 (2020): Journal EMT KITA
Publisher : Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v4i2.145

Abstract

This study aims to see the effect of banking zakat expenditure, company size and Islamic Social Responsibility on profitability. The data of this research uses the financial report data Annual Report or the annual report of each Islamic Commercial Bank for the period 2016-2019. This study uses a quantitative research approach with data analysis methods using multiple linear regression models. Hypothesis testing is done by statistical tests, namely partial test (t-test) and simultaneous test (F-test) with a significance level of 5%. Simultaneous test results show that banking zakat expenditure, company size and ISR simultaneously have a positive and significant effect on profitability. Partially, the bank zakat expenditure variable has a positive and significant impact on profitability, while the company size variable and ISR have no effect on profitability at Islamic Commercial Banks. Keywords: Zakat Expenditures, Company Size, ISR, Profitability.
Analisis Pengaruh Pengetahuan, Kepribadian, dan Reputasi Terhadap Keputusan Masyarakat Memilih Bank Syariah di Banda Aceh Riza, Akmal; Hakim, Lukman; Eliana, Eliana
Jurnal EMT KITA Vol 5, No 1 (2021): Journal EMT KITA
Publisher : Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v5i1.324

Abstract

The study was conducted to determine the effect of knowledge, personality and reputation on people's decisions to choose Islamic banks. The research subjects were all people of Banda Aceh city in early 2020 as many as 270.321 people using the Slovin formula with cluster random sampling technique representing 9 sub districts total 100 respondents using Islamic banking services. The data analysis technique uses linear regression to answer the proposed hypothesis. The results show that all independent variables of knowledge, personality and reputation influence the variables related to the customers decision to choose Islamic bank in the city of Banda Aceh.
Pengaruh Pengeluaran Zakat Perbankan, Ukuran Perusahaan dan Islamic Social Responsibility (ISR)Terhadap Profitabilitas pada Bank Umum Syariah di Indonesia Periode 2016-2019 Eliana Eliana; Intan Novia Astuti; Nurbismi Nurbismi; Akmal Riza
Jurnal EMT KITA Vol 4 No 2 (2020): JULY-DECEMBER 2020
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v4i2.145

Abstract

This study aims to see the effect of banking zakat expenditure, company size and Islamic Social Responsibility on profitability. The data of this research uses the financial report data Annual Report or the annual report of each Islamic Commercial Bank for the period 2016-2019. This study uses a quantitative research approach with data analysis methods using multiple linear regression models. Hypothesis testing is done by statistical tests, namely partial test (t-test) and simultaneous test (F-test) with a significance level of 5%. Simultaneous test results show that banking zakat expenditure, company size and ISR simultaneously have a positive and significant effect on profitability. Partially, the bank zakat expenditure variable has a positive and significant impact on profitability, while the company size variable and ISR have no effect on profitability at Islamic Commercial Banks.
Analisis Pengaruh Pengetahuan, Kepribadian, dan Reputasi Terhadap Keputusan Masyarakat Memilih Bank Syariah di Banda Aceh Akmal Riza; Lukman Hakim; Eliana Eliana
Jurnal EMT KITA Vol 5 No 1 (2021): JANUARY-JUNE 2021
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v5i1.324

Abstract

The study was conducted to determine the effect of knowledge, personality and reputation on people's decisions to choose Islamic banks. The research subjects were all people of Banda Aceh city in early 2020 as many as 270.321 people using the Slovin formula with cluster random sampling technique representing 9 sub districts total 100 respondents using Islamic banking services. The data analysis technique uses linear regression to answer the proposed hypothesis. The results show that all independent variables of knowledge, personality and reputation influence the variables related to the customers decision to choose Islamic bank in the city of Banda Aceh.
EFEKTIVITAS PEMBIAYAAN IJARAH MULTI JASA PADA LKMS MAHIRAH MUAMALAH TERHADAP PENINGKATAN PENDIDIKAN SARJANA DI KOTA BANDA ACEH Wildan Syakura; Inayatillah Djakfar; Akmal Riza
Jihbiz: Global Journal of Islamic Banking and Finance. Vol 3, No 2 (2021)
Publisher : Prodi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v3i2.10457

Abstract

Penelitian ini bertujuan untuk melihat efektivitas pembiayaan ijarah multi jasa pada LKMS Mahirah Muamalah terhadap peningkatan pendidikan sarjana di Kota Banda Aceh. Metode penelitian kualitatif dengan pendekatan lapangan atau field research, data penelitian digunakan berdasarkan data primer dan sekunder, teknik penelitian data yang digunakan adalah wawaancara dan dokumentasi. Teknik analisis data menggunakan analisis reduksi data, penyajian data, dan penarikan kesimpulan/verifikasi. Berdasarkan Hasil penelitian menunjukkan bahwa pembiayaan ijarah multi jasa pada LKMS terhadap peningkatan pendidikan sarjana di Kota Banda Aceh sangat efektif, hal ini dapat dilihat dari ketiga indikator efektivitas yang mencakup: (1) Pencapaian tujuan (2) Integrasi (3) Adaptasi.
PENGARUH KUALITAS PELAYANAN TERHADAP LOYALITAS DIMEDIASI OLEH KEPUASAN NASABAH PT. BANK BNI SYARIAH BANDA ACEH Cut Lisa Nun Zikir; Akmal Riza; Muhammad arifin
Jihbiz: Global Journal of Islamic Banking and Finance. Vol 1, No 2 (2019)
Publisher : Prodi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v1i2.8564

Abstract

Penelitian ini hanya ingin mengetahui pengaruh kualitas pelayanan yang telah diterapkan oleh PT. Bank BNI Syariah Banda Aceh terhadap loyalitas dengan dimediasi oleh kepuasan nasabah, diukur dengan menggunakan IBSQ (Islamic Bank Service Quality). Metode penelitian melalui penyebaran kuisioner dengan populasi seluruh nasabah funding BNI Syariah yang terdaftar periode 2019 menggunakan teknik random sampling berjumlah 100 responden, dengan analisis jalur (path analysis). Hasil penelitian menunjukkan bahwa kualitas pelayanan berpengaruh terhadap kepuasan nasabah, secara simultan kualitas pelayanan dan kepuasan nasabah berpengaruh terhadap loyalitas, kualitas pelayanan berpengaruh terhadap loyalitas, kepuasan nasabah berpengaruh terhadap loyalitas dan kualitas pelayanan berpengaruh terhadap loyalitas dengan kepuasan nasabah sebagai variabel intervening. Sehingga kepuasan nasabah dapat memediasi pengaruh tidak langsung lebih besar dari pada pengaruh langsung kualitas pelayanan terhadap loyalitas.
PENGARUH EVALUASI ANGGARAN DAN KEJELASAN SASARAN ANGGARAN TERHADAP KINERJA PENGELOLAAN KEUANGAN DAERAH PADA SATUAN KERJA PERANGKAT ACEH DI PEMERINTAH ACEH Abd. Abd. Aziz; Akmal Riza; Anwar Anwar
Ekonis: Jurnal Ekonomi dan Bisnis Vol 16, No 2 (2016): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.344 KB) | DOI: 10.30811/.v16i2.269

Abstract

The purposes of this research were to determine the effect of the evaluation of budgetingand budget goal clarity on management performance financial of regions both simultaneously andpartially. Population studies were conducted in 48 SKPA using purposive sampling techniqueamounted to 144 (respondents) who are officers working within the Aceh Government. The analyticalmethod used is multiple linear regression with hypothesis testing. The results showed that, the budgetevaluation and budget goal clarity either simultaneously or partially significant effect on managementperformance financial of regions.Keywords: Budget evaluation, budget goal clarity, management performance financial of regions
PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO DAN OPERATIONAL EFFICIENCY RATIO TERHADAP KINERJA KEUANGAN (BUKTI EMPIRIS DARI BNI SYARIAH PERIODE 2010-2019) Fadhil F; Akmal Riza
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 1 No 1 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (934.115 KB) | DOI: 10.22373/jimebis.v1i1.107

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh CAR, OER dan FDR terhadap ROA pada BNI Syariah periode 2010-2019, baik secara simultan maupun parsial. Penelitian ini menggunakan metode regresi linier berganda dengan populasi sasaran laporan triwulan pada PT. Bank BNI Syariah selama 10 tahun. Hasil penelitian dapat dijelaskan bahwa, secara simultan semua variabel independen yang terdiri dari CAR, FDR dan OER berpengaruh terhadap variabel dependen yaitu ROA. Sedangkan secara parsial variabel CAR berpengaruh negatif terhadap ROA, FDR berpengaruh negatif terhadap ROA dan OER berpengaruh negatif terhadap ROA.
Analisis Efektivitas Pembiayaan Murabahah Terhadap Usaha Mikro Kecil dan Menengah Di Aceh Dalam Upaya Pengentasan Kemiskinan (Studi Pada PT. Bank Aceh Syariah Kantor Pusat Operasional) Zikrul Kamal; Akmal Riza
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 2 No 2 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (638.365 KB) | DOI: 10.22373/jimebis.v2i2.183

Abstract

The problem of poverty in Aceh, with various factors, has made Aceh the poorest region in Sumatra in 2021. One of the efforts to overcome it is by developing the MSME sector. Therefore, the existence of financing at Bank Aceh Syariah is expected to be able to effectively overcome these problems. This study aims to determine the effectiveness of murabahah financing for Micro, Small, and Medium Enterprises in Aceh in poverty alleviation efforts, specifically for the City of Banda Aceh. The method used in this research is qualitative with a descriptive approach. The data sources used were primary and secondary with the techniques of observation, interviews, and documentation studies The results showed that the murabahah financing at PT. Bank Aceh Syariah Operational Headquarters for MSMEs is effective in poverty alleviation efforts, it can be seen that after receiving financing, MSMEs are able to increase income, develop businesses, and create jobs.
Teknologi Informasi dan Kualitas Layanan Mempengaruhi Tingkat Kepuasan Nasabah Bank Syariah Akmal Riza; Azharsyah Ibrahim; Fauzul Azhar
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.247

Abstract

This study aims to determine the effect of information technology and service quality on customer satisfaction at BNI Syariah Banda Aceh Branch Office. Quantitative research method with multiple linear regression analysis using IBM SPSS software version 25. The results showed that information technology and service quality variables had a positive and significant effect on customer satisfaction at BNI Syariah Banda Aceh Branch Office. customer satisfaction variable can be explained by information technology and service quality variables 53.6%, while the effect is influenced by other variables outside the study.
Co-Authors Abd. Abd. Aziz Anwar Anwar Astuti, Intan Novia Ayumiati Ayumiati Azharsyah Ibrahim Cut Lisa Nun Zikir Eliana Eliana Eliana Eliana Eliana Eliana Fadhil F Farid Fathony Ashal faris aulia Fauzul Azhar Inayatillah Djakfar Intan Novia Astuti Lukman Hakim Lukman Hakim Muhammad Arifin Nurbismi Nurbismi Nurbismi, Nurbismi Wildan Syakura Yuyun Nanik Rahayu Zikrul Kamal