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Mekanisme Pasar dalam Kebijakan Penetapan Harga Adil dalam Perspektif Ekonomi Islam Amalia, Euis
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i1.2106

Abstract

In contrast to conventional system, concept of Islamic economy emphasize that market mechanism and price arrangement need to be regulated to create market balance and economic justice, taking into consideration the interest of the parties involved in the market. Reasonable and fair price is the price obtained through the force of supply and demand. If there exist actions such as zhulm resulting distortion or imbalance market price, government needs to take steps to implement price arrangement taking into account factors causing distortion and restore the original price at the balance pointDOI: 10.15408/aiq.v5i1.2106
KESESUAIAN PEMBELAJARAN EKONOMI ISLAM DI PERGURUAN TINGGI DENGAN KEBUTUHAN SDM PADA INDUSTRI KEUANGAN SYARIAH DI INDONESIA Amalia, Euis; Al Arif, M. Nur Rianto
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v7i1.123-142

Abstract

This study aims to analyze the potencies and roles of Universities both Islamic Higher Education (PTA) and Public Higher Education (PTU) in providing human resources through Islamic economic and finance learning development that accommodates the competencies of industries demand. The methods used in this study are the path analysis and the content analysis. Based on the Path analysis, it is found that there is a significant relationship between the academicians’ perception on the curriculum and learning model, and practitioners’ perception on human resource competencies for industries. In addition, the Paired T Test proves that there is no profile difference between the graduates of PTA and PTU; both have equal opportunities to meet the human resource demand of industries. Meanwhile, based on the content analysis toward the curriculum it is found that the learning system results in different competencies.
Strategic Alliances between Sharia Microfinance Institutions and Financial Technology in Strengthening Small Micro Enterprises (MSEs) Amalia, Euis; Rahmatullah, Indra
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7743

Abstract

Sharia microfinance and financial technology have a very significant role as an effective solution for accessing finance for small and micro-enterprises (MSEs). The research aims to investigate the business model used, type of contracts employed, other legal aspects, and the risk mitigation dimension involved. By utilizing qualitative methods and critically analyzing a specific case study related a business model by the alliances between PT Ammana Fintech Sharia and a sharia microfinance institution, BMT Syahida Ikaluin. In generating the data, interviews with several experts and practitioners. The study found that the business model used was based on crowdfunding, compliant with sharia principles dan has a strong basis both in positive law and Islamic edict (fatwa). The research showed that the strategic alliance between a sharia microfinance institution and financial technology is capable of strengthening access to capital sources for small and micro-enterprises. It also improves community financial literacy and financial inclusion. This research could contribute to the creation of innovative products concerning sharia microfinance and sharia financial technology. Furthermore, it could also become a benchmark in formulating policies to strengthen these strategic institutional alliances.
Strategic Alliances between Sharia Microfinance Institutions and Financial Technology in Strengthening Small Micro Enterprises (MSEs) Amalia, Euis; Rahmatullah, Indra
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7743

Abstract

Sharia microfinance and financial technology have a very significant role as an effective solution for accessing finance for small and micro-enterprises (MSEs). The research aims to investigate the business model used, type of contracts employed, other legal aspects, and the risk mitigation dimension involved. By utilizing qualitative methods and critically analyzing a specific case study related a business model by the alliances between PT Ammana Fintech Sharia and a sharia microfinance institution, BMT Syahida Ikaluin. In generating the data, interviews with several experts and practitioners. The study found that the business model used was based on crowdfunding, compliant with sharia principles dan has a strong basis both in positive law and Islamic edict (fatwa). The research showed that the strategic alliance between a sharia microfinance institution and financial technology is capable of strengthening access to capital sources for small and micro-enterprises. It also improves community financial literacy and financial inclusion. This research could contribute to the creation of innovative products concerning sharia microfinance and sharia financial technology. Furthermore, it could also become a benchmark in formulating policies to strengthen these strategic institutional alliances.
PERBANKAN SYARIAH DI INDONESIA DAN PERAN PERGURUAN TINGGI DALAM RANGKA AKSELERASI Euis Amalia
Jurnal Keuangan dan Perbankan Vol 14, No 1 (2010): January 2010
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (122.087 KB) | DOI: 10.26905/jkdp.v14i1.961

Abstract

Recently, the shares of sharia banking were too small compared to the asset ofnational banking. The support from the government indicated that new industries were wellconsidered in the national economic development. Various barriers and challenges neededto be solved through total supports from the stakeholders and all elements of society. Highereducation as the center of analysis and research had a strategic role in contributing thoughtsfor product development, supply of human resource, socialization, education and advocationto the implementation of regulation so that acceleration program could make shariabanking as a part of economic pillar of nation especially medium, small and micro enterprisesempowerment.
The Role Sharia Fintech Support Sustanaible Development Goals Program (SDGs) Trimulato Trimulato; M. Cholil Nafis; Euis Amalia
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.3911

Abstract

Abstract Islamic finance products are increasingly varied, including the presence of shariah fintech. The development of sharia fintech has a role in supporting the Sustainable Development Goals (SDGs. This study aims to determine the development of sharia fintech, and to determine the role sharia fintech in supporting the SDGs program. This type of research is literature study with the nature of the research is qualitative. This study uses descriptive qualitative data analysis techniques. The results of this study indicate the development sharia fintech assets in December 2020 amounting to 74,677,072,107, growing to reach 47.53 percent, with the number of sharia fintech lending actors 10. Types of sharia fintech are peer to peer landing (P2P), payment instruments, and crowdfunding. Sharia fintech has a role in supporting the SGDS program on several objectives, especially related to the economy, such as decent work and economic growth, poverty reduction, hunger reduction, and the realization of prosperity.
Keterlambatan Laporan Akuisisi Saham PT. Citra Asri Property Oleh PT. Plaza Indonesia Realty Tbk Menurut Undang-Undang Nomor 5 Tahun 1999 Muhammad Yasser Kahfie; Euis Amalia
JOURNAL of LEGAL RESEARCH Vol 1, No 2 (2019)
Publisher : Faculty of Sharia and Law State Islamic University Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jlr.v1i2.13873

Abstract

Abstract.The Business Competition Supervisory Commission is an independent state institution that functions as a supervisor, fact-seeker as well as a decision maker regarding violations of the law in the field of business competition. After considering several KPPU decisions related to the delay in the share acquisition report, a discrepancy was found between the sound legal considerations of KPPU Decision Number 02 / KPPU-M / 2017 with Article 29 of Law Number 5 of 1999 and Article 6 of Government Regulation Number 57 of 2010, where The Commission Council only included Article 47 of Law Number 5 Year 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition in which explaining administrative sanctions in the form of fines of as low as one billion rupiahs and as high as twenty-five billion rupiahs and not yet explained in full the articles contained in the implementing regulations regarding the imposition of financial penalties for each day of delay. The imposition of administrative sanctions in the KPPU Decision Number 02 / KPPU-M / 2017 does not comply with the provisions of Article 29 of Law Number 5 of 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition and Article 6 of Government Regulation Number 57 of 1999 Concerning Merger or Consolidation Business Entities and Corporate Share Acquisitions That Can Result in Monopolistic Practices and Unfair Business Competition.Keywords: Business Actors, Stock Acquisition Report, KPPU, Business Competition 
Comparing Efficiency and Productivity in Islamic Banking : Case Study Indonesia, Malaysia and Pakistan Ahmad Rodoni; M. Arskal Salim; Euis Amalia; Rezki Syahri Rakhmadi
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 9, No 2: July 2017
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.304 KB) | DOI: 10.15408/aiq.v9i2.5153

Abstract

The objective of this research is to analyze both efficiency and productivity of  Islamic Banking Industry in Indonesia, Malaysia and Pakistan. The technique that used in this research is Data Envelopment Analysis (DEA) as for measuring efficiency and thus Malmquist Index (MI) as for measuring productivity. The result of this research found that Islamic Banking Industry in Indonesia is facing inefficiency that shown by five years average that is not reach 100% efficiency rate. Malaysia also experiences the problem of inefficiency but the condition is better compared to Indonesia. In five years, the efficiency rate of Malaysia Islamic Bank has not reach 100% efficiency rate. Pakistan among the closest country that could reach an efficient rate level for their Islamic banks. Pakistan close to reach 100% efficient rate within the last five years. DOI: 10.15408/aiq.v9i2.5153
Evaluating The Models of Sharia Microfinance in Indonesia: an Analytical Network Process (ANP) Approach Euis Amalia; Mahmudah Atiqah
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 7, No 1: January 2015
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (577.54 KB) | DOI: 10.15408/aiq.v7i1.1355

Abstract

This study focuses on evaluating the  performances  of  three  sharia  microfinance  models,  i.e.  cooperative  model represented by BMT al Fath, Grameen model represented by MBK, Ltd.co, and mixed model represented by Baytul Amanah Ikhtiar cooperative. ANP approach is used to evaluate the performances of those models from five important aspects (clusters)  as  the  determiners,  such  as  human  resource,  finance,  management, sharia  compliance,  and  marketing.  The  findings  of  this  research  show  that  the most important aspect (priority) among the clusters is human resource. Thus, the best strategy is the mixed-based; the model which integrates the cooperative system with grameen system. It becomes the best model inasmuch as it implements values of  both  co  ownership  and  co  responsibility,  in  addition  to  power  of  collectivity resulting in no cash collateral.DOI:10.15408/aiq.v7i1.1355
TRANSFORMASI NILAI-NILAI EKONOMI ISLAM DALAM MEWUJUDKAN KEADILAN DISTRIBUTIF BAGI PENGUATAN USAHA KECIL MIKRO DI INDONESIA Euis Amalia
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 3, No 1: Januari 2011
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (450.607 KB) | DOI: 10.15408/aiq.v3i1.2497

Abstract

Distributive unfairness still appears in various aspects including government budget allocation policies in an attempt to develop a small micro entrepreneurs, either through the State Budget (APBN) and the allocation of bank financing to SMEs. The policies put forward the interests of big business are only owned by a handful of people. Whereas the majority of Indonesian people are in the small micro entepreneurs. Economic values of Islam inthis article attempted to be transformed in a number of policies and efforts of the stakeholders to implement the instruments of Islamic economics, free of ribâ, and put zakâh as the main tool of redistribution budgetDOI: 10.15408/aiq.v3i1.2497