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All Journal MUQTASID MIQOT: Jurnal Ilmu-ilmu Keislaman HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Syntax Literate : Jurnal Ilmiah Indonesia NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan Muqtasid: Jurnal Ekonomi dan Perbankan Syariah NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Al-Mada: Jurnal Agama, Sosial, dan Budaya At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam International Journal of Zakat (IJAZ) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal Of Science, Technology & Management (IJSTM) Proceeding International Seminar of Islamic Studies Jurnal Iqtisaduna
M. Yasir Nasution
Universitas Islam Negeri Sumatera Utara
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Physics Social Sciences Transportation Other

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Peran Strategis Ulama dalam Pengembangan Ekonomi Syariah Nasution, Muhammad Yasir
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.1 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

The Islamic scholars and its institutions have an important role in strengthening the knowledge and horizons in Muamalat Fiqh and Syari’ah economics so such an important role can be effectively implemented. However, in this case the most important things is a commitment; firstly need to be built a strong commitment among the Islamic scholars and the religious teaching institutions to develop syari’ah economics, for the welfare of the people and the nation.
ANALISIS STRATEGI CUSTOMER RELATIONSHIP MANAGEMENT (CRM) PADA PEGADAIAN SYARIAH (Studi Kasus Pada Pegadaian Syariah Di Provinsi Jambi) Busriadi, Busriadi; Nasution, Muhammad Yasir; Siregar, Saparuddin
NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan Vol 6 No 1 (2019): (APRIL) 2019
Publisher : Institut Agama Islam Yasni Bungo

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Abstract

Penelitian ini menganalisis perilaku nasabah berdasarkan kinerja Customer Relationship Management. Permasalahan penelitian merujuk pada fenomena bisnis PT. Pegadaian Syariah  (Persero) Tbk. Di Provinsi Jambi. permasalahan penelitian ini adalah bagaimana membangun kepuasan nasabah, sehingga loyalitas nasabah dapat tercapai sesuai harapan. Tujuan penelitian dirumuskan untuk mencari jawaban atas alur kinerja Customer Relationship Management. Permodelan yang dirumuskan pada penelitian ini bertujuan memberikan pemahaman yang kritis dalam konsep dan pengukuran manajemen hubungan pelanggan. Peneliti memasukan unsur kompetensi sumber daya manusia, mutu pelayanan, teknologi, dan kepuasan nasabah sebagai anteseden dan memiliki konsekuensi yang signifikan terhadap loyalitas nasabah. Penelitian ini mempergunakan 110 responden dan keseluruhan responden adalah nasabah PT. Pegadaian Syariah  (Persero) Tbk. Di Provinsi Jambi. Analisis data mempergunakan Structural Equation Model (SEM) dengan program komputer Amos 22. Hasil penelitian ini menunjukkan bahwa kompetensi sumber daya manusia tidak berdampak positip dan signifikan  terhadap kepuasan nasabah. Sementara itu Mutu pelayanan dan Teknologi berdampak positip dan signifikan terhadap kepuasan nasabah. Pengaruh kepuasan nasabah terhadap loyalitas juga berakibat positip. Masukan bagi manajemen yang bisa diambil dari penelitian customer relationship management ini adalah pendekatan yang berkaitan dengan dimensi mutu pelayanan dapat membantu manajer meningkatkan kepuasan nasabah dan loyalitas nasabah berbasis kinerja Customer Relationship Management. Kata Kunci: Kompetensi Sumber Daya Manusia, Mutu Pelayanan, Teknologi, Kepuasan Nasabah, dan Loyalitas Nasabah Berdasarkan Kinerja Customer Relationship Management.
SOLUSI PERMASALAHAN PERZAKATAN DI BAZNAS DENGAN METODE ANP: STUDI TENTANG IMPLEMENTASI ZAKAT CORE PRINCIPLES Hamdani, Lukman; Nasution, M. Yasir; Marpaung, Muslim
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2019): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v10i1.40-56

Abstract

AbstractThe Zakat Core Principles (ZCP) is the core principles of zakat which cover 18 aspects related to the management of zakat. This study aims to obtain empirical evidence about solutions to Zakat Problems in BAZNAS (National Zakat Agency) and implementation of ZCP. This study uses qualitative methods with ANP (Analytic Network Process) analysis tool. The results of this study explain the most priority problems that need immediate response is in the form of lack of socialization and education about ZCP, BAZNAS must be more accountable and transparent in every report, and BAZNAS must have sharia control. The most priority strategy is the substance of ZCP that must be implemented, BAZNAS must be formally and financially independent as well as continuous socialization and education at BAZNAS. The conclusion is that the ZCP has not been implemented as a whole, especially in BAZNAS at the regional level.AbstrakZakat Core Principles (ZCP) adalah prinsip-prinsip inti zakat yg mencakup 18 aspek terkait pengelolaan zakat. Penelitian ini bertujuan untuk mendapatkan bukti empiris mengenai Solusi Permasalahan Perzakatan di BAZNAS (Badan Amil Zakat Nasional) dan implementasi tentang ZCP. Penelitian ini menggunakan metode kualitatif dengan alat analisis ANP (Analytic Network Process). Hasil penelitian ini memaparkan bahwa masalah yang paling prioritas yang perlu segera mendapatkan respon adalah berupa kurangnya sosialisasi dan edukasi tentang ZCP, BAZNAS harus lebih akuntabel dan transparan di setiap laporan, serta BAZNAS harus ada yang mengontrol secara syariah. Strategi yang paling prioritas adalah substansi ZCP yang harus diimplementasikan, BAZNAS harus mandiri secara formal dan finansial serta sosialisasi dan edukasi yang terus menerus di BAZNAS. Kesimpulannya adalah bahwa ZCP belum diterapkan secara menyeluruh terutama di BAZNAS tingkat daerah.
KESADARAN KONSUMEN MENGGUNAKAN KOSMETIK HALAL SERTA PENGARUHNYA TERHADAP BRAND HOLISTIC Sri Wahyuni Hasibuan; M Yasir Nasution; Saparuddin Siregar
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 2 (2019): DESEMBER 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i2.1882

Abstract

AbstractIndonesia as a supplier of halal cosmetics is inferior to other halal cosmetics providers. This is due to the disintegration of functional, emotional, and spiritual aspects of cosmetics, which can result in low consumer awareness. This research is an explanatory research using variance-based SEM approach. The results showed that consumer awareness of using halal cosmetics is due to knowledge, beliefs, experience, and information about cosmetics. Consumer awareness of using halal cosmetics has a positive and significant effect on brand holism. This awareness is due to the integration of the brand holistic elements in cosmetics, namely (1) it does not conflict with the principle of trust; (2) beautiful and healthy; (3) using natural ingredients; (4) care for the environment and reject exploitation; (5) free of animal fat; (6) clean manufacturing process; (7) strict supervision of label / logo certification; (8) does not cause dependency; (9) provide peace of mind, body and soul; (10) exposure according to reality; (11) and can be used various human backgrounds. So it is recommended for cosmetics companies to be able to strengthen their brands and be able to compete in the global market, it is very important to integrate all these elements in their brands. Keywords: Awareness, Halal Cosmetics, Brand Holistic Abstrak Indonesia sebagai pemasok kosmetik halal kalah dengan negara penyedia kosmetik halal lainnya. Hal ini disebabkan terjadinya disintegrasi antara aspek fungsional, emosional, dan spiritual pada kosmetik, yang dapat mengakibatkan rendahnya kesadaran konsumen.. Penelitian ini termasuk explanatory research dengan menggunakan penedekatan SEM berbasis variance. Hasil penelitian menunjukkan bahwa kesadaran konsumen menggunakan kosmetik halal disebabkan karena pengetahuan, keyakinan, pengalaman, dan informasi tentang kosmetik tersebut. Kesadaran konsumen menggunakan kosmetik halal berpengaruh positif dan signifikan terhadap brand holistic. Kesadaran ini disebabkan terintegrasinya unsur-unsur brand holistic pada kosmetik tersebut, yaitu (1) tidak bertentangan dengan prinsip kepercayaan; (2) indah dan sehat; (3) menggunakan bahan-bahan alami; (4) peduli lingkungan dan menolak eksploitasi; (5) bebas dari lemak hewani; (6) proses pembuatan yang bersih; (7) pengawasan yang ketat terhadap sertifikasi label/logo; (8) tidak menyebabkan ketergantungan; (9) memberikan ketenangan akal pikiran, jiwa dan raga; (10) pemaparan yang sesuai dengan kenyataan; (11) dan dapat digunakan berbagai latar belakang manusia. Maka disarankan bagi perusahaan kosmetik agar dapat memperkokoh brandnya dan dapat bersaing pada pasar global, sangat penting mengintegrasikan semua unsur ini pada mereknya. Kata Kunci: Kesadaran, Kosmetik Halal, Brand Holistic
FACTORS AFFECTING THE AL WASHLIYAH COMMUNITY IN CHOOSING ISLAMIC INSURANCE IN NORTH SUMATRA Fauzi Arif Lubis; HM. Yasir Nasution; Andri Soemitra
INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Vol 4, No 2 (2020): Language, Research, and Education
Publisher : State Islamic University of North Sumatra Indonesia

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Abstract

This study aims to reveal the Al Washliyah community's preference for sharia insurance in North Sumatra, which is focused on aspects: How far do the cultural and personality significantly affect their preference for sharia insurance in North Sumatra. This study uses a quantitative approach by looking at latent variables and manifest variables together against Al Washliyah's community preferences for sharia insurance. Data were collected using a Likert scale model questionnaire taken from a sample of 374 peoples. Data analysis using Structural Equation Modelling (combined factor analysis with regression analysis) with the help of Lisrel Program. The results revealed that variable factors culture, subculture, and social class are valid and reliable in shaping latent Culture variables. Life cycle factors, economic environment, self-concept, and lifestyle are valid and reliable in forming latent variables of Personality. Preference is significantly related to Culture by 0.67, while the influence / coefficient of determination (R2) is = 0.45 and Contribution by 45%. Preference is significantly related to Personality of 0.33, the influence/coefficient of determination (R2) of = 0.11 and its contribution of 11%. Based on these findings, it is expected that institutions that have sharia insurance products in order to be able to pay attention to factors that make people choose sharia insurance products such as: culture and personality so that sharia insurance products can be in demand, especially for the peoples/residents of Al Washliyah. Keywords: Al Washliyah Community, Islamic insurance
TELAAH SIGNIFIKANSI KONSEP MANUSIA MENURUT AL-GHAZÂLÎ M. Yasir Nasution
MIQOT: Jurnal Ilmu-ilmu Keislaman Vol 35, No 2 (2011)
Publisher : State Islamic University North Sumatra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/miqot.v35i2.141

Abstract

Abstrak: Al-Ghazâlî lahir pada masa kejayaan pemikiran rasional Islam klasik abad ke-10. Setelah melakukan serangkaian petualangan intelektual—yang pada titik tertentu membawanya ke titik krisis mental—ia menjadi salah seorang pemikir multi disiplin yang berpengaruh sangat luas. Artikel ini berargumentasi bahwa pemikirannya tentang spiritualisme memiliki potensi besar untuk menjawab berbagai pertanyaan yang menghantui kehidupan manusia modern. Lebih khusus, penulis berpendapat bahwa manusia modern sangat membutuhkan teori al-Ghazâlî yang memadukan indera, akal, dan intuisi sebagai sumber pengetahuan yang absah. Teori ini dapat menyediakan dasar epistemologi yang kokoh sekaligus satu cara yang berimbang dalam melihat hidup manusia.Abstract: An Analysis of the Significance of al-Ghazâlî’s Concept of Men. Born at the heyday of Islamic classical rationalism of the tent century, and after going through series of intellectual adventures that at points bring him to mental breakdown, al-Ghazâlî established himself as an Islamic polymath of towering influence. The present article argues that his thought on spiritualism is of great potential in answering the many questions faced by modern man. More specifically, our present author is of the opinion that modern man is in dear need of al-Ghazâlî’s theory of integrating senses, reason, and intuition as equally legitimate sources of knowledge. This theory could provide not only a sound epistemological basis but also a balanced way of perceiving human life.Kata Kunci: Al-Ghazâlî, spiritualitas, epistemologi, manusia, tasawuf
Analisis Strategi Customer Relationship Management (CRM) Pada Pegadaian Syariah (Studi Kasus Pada Pegadaian Syariah di Provinsi Jambi) Busriadi Busriadi; Muhammad Yasir Nasution; Saparuddin Siregar
NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan Vol 6 No 1 (2019): (April) 2019
Publisher : Institut Agama Islam Yasni Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/nuris.v6i1.118

Abstract

Penelitian ini menganalisis perilaku nasabah berdasarkan kinerja Customer Relationship Management. Permasalahan penelitian merujuk pada fenomena bisnis PT. Pegadaian Syariah (Persero) Tbk. Di Provinsi Jambi. permasalahan penelitian ini adalah bagaimana membangun kepuasan nasabah, sehingga loyalitas nasabah dapat tercapai sesuai harapan. Tujuan penelitian dirumuskan untuk mencari jawaban atas alur kinerja Customer Relationship Management. Permodelan yang dirumuskan pada penelitian ini bertujuan memberikan pemahaman yang kritis dalam konsep dan pengukuran manajemen hubungan pelanggan. Peneliti memasukan unsur kompetensi sumber daya manusia, mutu pelayanan, teknologi, dan kepuasan nasabah sebagai anteseden dan memiliki konsekuensi yang signifikan terhadap loyalitas nasabah. Penelitian ini mempergunakan 110 responden dan keseluruhan responden adalah nasabah PT. Pegadaian Syariah (Persero) Tbk. Di Provinsi Jambi. Analisis data mempergunakan Structural Equation Model (SEM) dengan program komputer Amos 22. Hasil penelitian ini menunjukkan bahwa kompetensi sumber daya manusia tidak berdampak positip dan signifikan terhadap kepuasan nasabah. Sementara itu Mutu pelayanan dan Teknologi berdampak positip dan signifikan terhadap kepuasan nasabah. Pengaruh kepuasan nasabah terhadap loyalitas juga berakibat positip. Masukan bagi manajemen yang bisa diambil dari penelitian customer relationship management ini adalah pendekatan yang berkaitan dengan dimensi mutu pelayanan dapat membantu manajer meningkatkan kepuasan nasabah dan loyalitas nasabah berbasis kinerja Customer Relationship Management. Kata Kunci: Kompetensi Sumber Daya Manusia, Mutu Pelayanan, Teknologi, Kepuasan Nasabah, dan Loyalitas Nasabah Berdasarkan Kinerja Customer Relationship Management.
Top Five Ranking of Sharia Financial Acades with the Potential of Fraud (Case Study of Three Sharia Commercial Banks) In North Sumatera M. Yasir Nasution; Andri Soemitra; Wilchan Robain
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1644

Abstract

The purpose of this study was to find the top five rankings of sharia finance contracts with the potential for fraud (case study of three sharia commercial banks) in North Sumatra. This research uses a combination of quantitative and qualitative research methods, data analysis with Analytical Networking Process (ANP) techniques through Super Decision Software, conducting open and in-depth interviews with 9 respondents, Focus Group Discussion (FGD) with practitioners and sharia finance experts. In this case, it was found that the top five rankings of sharia financial contracts have the potential for fraud (a case study of three sharia commercial banks) in North Sumatra, namely Ijarah 23.34%, murabahah 14.86%, kafalah or kafalah bil ujrah 8.71%, musyarakah 8.22% and mudharabah 6.28%.
Implementation Strategy of the Mutanaqishah Musyarakah Academic at Home Ownership Financing in Sharia Banks in Indonesia Tuti Anggraini; M. Yasir Nasution; Andri Soemitra
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1941

Abstract

This research aims to: (1) Knowing the obstacles faced in implementing the Mutanaqisah Musharaka Financing (2) The solutions taken to overcome these obstacles; and (3) the right strategy to apply musyarakah mutanaqisah financing. This study uses the Analytic Network Process (ANP) method and the assistance of Super Decision software. ANP is carried out in three stages, namely: first, in-depth interviews with Islamic banking experts and practitioners to identify the factors that influence the minimum amount of musyarakah mutanaqisah. Second, the results of the first step are used to create an ANP framework and a questionnaire addressed to Islamic banking experts and practitioners; and third, ANP analysis to determine the best priorities, solutions and strategies for implementing Musyarakah mutanaqisah financing in Islamic banking.The results showed that: (1) The constraints faced by Islamic banking in implementing Musyarakah Mutanaqisah financing for Islamic banking KPRS financing can be divided into two, namely internal and external problems. Internal problems stem from internal banking, banking human resources, and musyarakah mutanaqisah financing products. External problems originate from customers, authorities, and Islamic banks. The most priority problem faced is internal problems, namely human resources (HR) associated with low knowledge and skills about the MMQ contract. Meanwhile, the most dominant external problem is Islamic banking with a lack of insight into the MMQ contract. (2) The solutions given in determining the financing strategy for the musyarakah mutanaqisah are divided into two, namely internal and external solutions. The most priority solution comes from internal solutions, namely product solutions in the form of Islamic banking that must vary the contract, especially for the MMQ contract; and (3) The alternative with the most priority in determining the financing implementation strategy with the musyarakah mutanaqisah contract in Islamic banking is the Socialization and Education Program, followed by Contract Optimization, Portfolio Development, Image Strengthening, MMQ Segmentation Mapping, and MMQ financing market segmentation.
The Influence of Culture, Social, Personal, and Psychological Toward the Behavior of Choosing Islamic Finance: A Study in the Community of Aceh Province Indonesia M. Yasir Nasution; Saparuddin Siregar; Hidayati Siregar
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1739

Abstract

The high demand for motorbikes in the people of Aceh Province has led to an increase in the amount of motorcycle financing in the Province of Aceh. The purpose of this study is to find out and analyze how the behavior of the people of Aceh Province in choosing Islamic finance as a place for motorcycle financing. This study also aims to determine the obstacles and efforts made by Islamic finance companies so that the people of Aceh choose Islamic finance as a place of financing. Type of research is quantitative-qualitative method. The analysis technique used in quantitative research is the Structural Equation Model using AMOS 22.1 software, while qualitative research data are obtained through observation, interviews and documentation. The data analysis technique used in this study is an interactive model analysis consisting of data collection, data reduction, data presentation and conclusion drawing. This study produced cultural variables that produced P values (0.703), social variables with P values (0.070) and psychological variables with P values (0.395). Each of these variables does not affect the behavior of the people of Aceh Province in choosing Islamic finance as a place of financing. While the personal variable has a positive and significant effect on the P value (0.003) which is below the critical value of 0.05. While cultural, social, personal and psychological variables simultaneously do not affect people's behavior in choosing Islamic finance. Cultural variables on personal, cultural on psychological and social on psychological have a positive and significant effect, where each P value is brought to a critical value of 0.05. Personal variables and psychological variables do not have an indirect influence on the behavior of the people of Aceh Province in choosing Islamic finance with culture as an intervening variable. Likewise, personal and psychological variables do not have an indirect influence on the behavior of the people of Aceh Province in choosing Islamic finance with social as an intervening variable.
Co-Authors , Wilchan Robain Andri Soemitra Andri Soemitra Andri Soemitra Arief Rachman Budi Trianto Busriadi Busriadi Busriadi, Busriadi Dina Arfianti Siregar Elida Elfi Barus Fauzi Arif Lubis Hamdani, Lukman Hidayati Siregar Kaswinata Kaswinata Lukman Hamdani Marlya Fatira AK Marpaung, Muslim Ngatno Syahputra Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Saprinal Manurung Sri Wahyuni Hasibuan Sriwahyuni Sriwahyuni Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Syahputra, Angga Syahrul Amsari Tuti Anggraini