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All Journal al-Afkar, Journal For Islamic Studies AL-MASHALIH (Journal of Islamic Law)
Royani
UIN Sunan Gunung Djati Bandung
Religion Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Akad Tabarru’, Qardh, Rahn dan Wadi'ah: Teori dan Aplikasinya pada Lembaga Keuangan Syariah Royani; Sofyan Al Hakim; Iwan Setiawan
Al Mashalih - Journal of Islamic Law Vol. 4 No. 1 (2023): Al Mashalih (Journal of Islamic Law)
Publisher : Sekolah Tinggi Ilmu Syariah Husnul Khotimah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59270/mashalih.v4i1.166

Abstract

Kajian ini bermaksud menginterpretasi akad tabarru’, khususnya dalam teori akad qardh, rahn, dan wadi'ah serta implementasinya di Lembaga Keuangan Syariah. Ketiga akad ini termasuk transaksi tabarru’ dengan akad pinjam meminjam. Jika pinjaman ini diberikan tanpa syarat kecuali untuk melunasi pinjaman tersebut setelah jangka waktu tertentu, jenis pinjaman uang ini disebut dengan istilah qardh. Jika pemberi pinjaman mensyaratkan suatu bentuk atau jumlah jaminan tertentu ketika meminjamkan uang, bentuk pinjaman ini disebut Rahn. Ada lagi bentuk pinjaman uang, di mana bertujuan untuk menerima klaim (pengalihan piutang) dari pihak yang lain. Meminjam uang untuk tujuan ini disebut wadiah. Adapun metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan analisis deskriptif guna memberikan gambaran tentang data yang telah diperoleh, kemudian diberikan pengertian dan penjelasan untuk mendapatkan gambaran umum secara komprehensif mengenai akad tabarru’ dan aplikasinya pada Lembaga Keuangan Syariah.
Motivation and Philosophical Objectives of the Islamic Economic System Royani; Moh. Asep Zakariya Ansori; Hasan Bisri; Ija Suntana
al-Afkar, Journal For Islamic Studies Vol. 6 No. 3 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i3.698

Abstract

This study intends to explore and examine the Islamic economic system in terms of its theoretical and philosophical foundations as well as its motivations and objectives. Like other disciplines, the Islamic economic system also has a philosophical foundation. The theoretical foundation of the sharia economic system certainly refers to the Al-Quran and hadith. At least QS an-Nisa verse 59 and the hadith of Mu'az bin Jabal can be used as a reference to determine the source of law that can be used as a legal basis for the basis of the existence of Islamic economics. Meanwhile, Islamic economic philosophy is based on three basic concepts, namely the philosophy of God, man (cosmic), and nature (cosmos). The key to Islamic economic philosophy lies in humans and God, humans and nature, as well as humans and other humans. The economic motivation in Islam is to make a living which is part of worship, not to pursue a hedonic life, not to pursue status let alone pursue wealth at all costs. While the goal of Islamic economics is also to uphold justice and brotherhood. The ultimate goal of Islamic economics is to achieve equity or balance in the distribution of income. The method used in this study is descriptive analysis which aims to get an overview of the foundation and philosophy as well as motivation and economic goals in Islamic economics.
Comparison of Conventional Economic Theory with Islamic Economic Thought Royani; Yadi Janwari; Ahmad Hasan Ridwan
al-Afkar, Journal For Islamic Studies Vol. 6 No. 3 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i3.720

Abstract

In this abstract, we will compare conventional economic theory with Islamic economic thought. Conventional economics is based on the principles of liberal capitalism which focuses on economic growth, resource allocation and individual profit. On the other hand, Islamic economic thought is based on Islamic religious teachings and ethical principles that involve justice, sustainability, and social welfare. One of the main differences between traditional (conventional) economic theory and Islamic economic thought lies in the perspective of economic resources. In a traditional economy, resources are treated as belonging to individuals or companies seeking to maximize private profit. On the other hand, Islamic economic thought emphasizes shared ownership and social responsibility in resource management. This research is descriptive-analytic in nature because this research was conducted to find data as accurate and complete as possible about the correlation between conventional theory and Islamic economic thinking.
Co-Authors Hasan Bisri Iwan Setiawan Moh. Asep Zakariya Ansori Sofyan Al Hakim Suntana, Ija Yadi Janwari