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FACTORS AFFECTING STUDENT REGISTRATION IN THE MBKM PROGRAM OVERSEAS STUDENT EXCHANGE Fatimah Sari Siregar; Muhammad Shareza Hafiz; Riyan Pradesyah
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to Test the Factors That Affect Student Participants in Participating in the MBKM Overseas Student Exchange Program, the variables to be tested are language readiness, intellectual, emotional and spiritual skills towards student participants in the MBKM program for foreign student exchange. Where at this time, Indonesia continues to innovate in the world of education, in order to get human resources that are forgiven, and have international competitiveness. Therefore, it is necessary to know the variables that can affect student interest in participating in the MBKM program, especially in overseas student exchanges. The analytical tool used in the study was SmartPLS, as for the results obtained that there was a significant influence of language readiness on student participation in the MBKM program. There is a significant influence of intellectual skills on student participation in the MBKM program. There is a significant emotional influence on student participation in the MBKM program.
RELATIONSHIP OF CAPITAL ADEQUECY RATIO (CAR), FINANCING TO DEPOSIT RATIO (FDR), NON PERFORMING FINANCING (NPF), AND RETURN ON ASSET (ROA) USING VECTOR AUTOREGRESSION (VAR) METHOD Riyan Pradesyah; AL Bara
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to see the relationship and influence between the variables Capital Adequecy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), and Return On Asset (ROA), using the Vector Autoregression (VAR) method. The data used in this study is data on the financial statements of Islamic banks in Indonesia, starting from January 2016 to December 2021. As for the results obtained by the Granger Causality test, it was obtained that there is a reciprocal relationship between CAR, FDR, NPF and ROA, this is seen from the results of the Granger Causality Test, where the F-statistical value and Probability are not equal to 0. While simultaneously CAR, FDR, NPF affected ROA by 22.47%, this was seen from the results of the Variance Decomposition test. Keywords: CAR, FDR, NPF, ROA
THE EFFECT OF CREDIT ASSESSMENT AND HUMAN RESOURCE QUALITY ON THE DECISION TO PROVIDE BUSINESS DEVELOPMENT CAPITAL Sri Fitri Wahyuni; Muhammad Shareza Hafiz; Riyan Pradesyah
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

Credit is a provision of loans to the community, in order for an activity that is consumptive and productive. Usually, credit is given by financial institutions such as banks, where banks will provide credit to people who have met the conditions set by the bank. In this case, productive credit is given to people who want to open a business or develop a business that is already owned. But most of the requirements given by banks or financial institutions are not in accordance with reality, where the bank also assesses the human resources that exist in the business being run. This research, is a quantitative study, with analytical tools using SPSS. As for the results obtained, that there is a partial influence of credit assessment on the decision to provide business development capital. The quality of human resources partially affects the provision of business development capital. And simultaneously, the credit assessment and quality of human resources affect the provision of business development capital, with a value of Rsequer 53.2%
Pengaruh Kualitas Pelayanan Dan Good Corporate Govermance (GCG) terhadap Minat Transaksi di Bank Islam (Studi Kasus di Bandar Park Land, Slangor, Malaysia) Furqan Uki; Riyan Pradesyah
Jurnal Pendidikan dan Konseling (JPDK) Vol. 5 No. 1 (2023): Jurnal Pendidikan dan Konseling
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v5i1.11471

Abstract

Penelitian ini dilakukan berlokasi di cabang bank Islam yang terletak di Bandar ParkLand ,Slagor ,Malaysia. Yang menjadi Obyek dalam penelitian ini adalah Customer Bank/ Nasabah Bank Islam di Malaysia. Populasi dalam penelitian ini adalah masyarakat atau costumer yang pernah melakukan transaksi perbankan Bank Islam di Bandarlampung land ,Slagor Malaysia. Ukuran sampel yang digunakan menggunakan rumus Hair. Alasan memakai rumus ini karena jumlah populasi belum diketahui dengan pasti maka ditentukan sampel dalam penelitian ini. Ukuran sampel minimum yaitu 5 sampai 10 observasi untuk setiap parameter yang diestimasi. Dalam penelitian ini total sampel sebesar 143 orang yang berasal dari konsumen yang kebetulan sedang melakukan transaksi di bank tersebut. Teknik dalam pengambilan sampel yang digunakan dalam penelitian ini yaitu purposive sampling. Metode Penelitian yang digunakan adalah kuantitatif. nilai tstatistic 3,408 dengan nilai signifikansinya 0,001 < 0,05, maka Ho ditolak dan H1diterima, artinya variabel lainnya berpengaruh signifikan terhadap minat Transaksi Pengaruh kualitas pelayanan terhadap minat TransaksiHasil pengujian hipotesis dengan SPSS memiliki hasil nilai Unstandardized Coefficient Beta pengaruh kualitas pelayanan terhadap minat Transaksi sebesar 0,215, serta hasil uji t statistik 2,517 dengan nilai signifikansinya 0,014 < 0,05. Berdasarkan nilai tersebut dapat disimpulkan bahwa kualitas pelayananmemiliki pengaruh positif dan signifikan terhadap minat Transaksi bank Islam. Hasil dari penelitian ini sesuai dengan hipotesis 1, yaitu kualitas pelayanan mempunyai pengaruh positif dan signifikan terhadap minat Transaksi.Hasil dari pengujian hipotesis dengan SPSS menghasilkan nilai Unstandardized Coefficient Beta pengaruh GCG terhadap minat Transaksi sebesar 0,367, dan hasil uji tstatistik 3,408 dengan nilai signifikansi 0,001 < 0,05. Berdasarkan nilai tersebut dapat di ambil kesimpulan bahwa GCG mempunyai pengaruh positif dan signifikan terhadap minat Transaksi Hasil penelitian ini juga sesuai dengan hipotesis 2, yaitu variabel-berpengaruh positif dan signifikan terhadap minat teasaksi
THE INFLUENCE OF SHARIA HOTEL LITERACY, SERVICE AND PROMOTION ON CONSUMERS' DECISIONS TO USE SHARIA HOTEL SERVICES IN MEDAN CITY, WITH RELIGIOSITY AS AN INTERVENING VARIABLE Riyan Pradesyah; AL Bara
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to see the direct and indirect influence between the variables of sharia hotel literacy, service and promotion on consumers' decisions to use sharia hotel services in the city of Medan, with riligiusity as an intervening variable. This research was conducted in medan city, using Smart PLS analysis tool. As for the results obtained, itdoes nothave a significant influence  on the decision of consumers to use sharia hotel services. This is evidenced by the t-static results obtained, namely 0.4171.96 and the pvalues  results of 0.6670.05. Itdoes nothave a significant effect  on the decision of consumers to use sharia hotel services. This is evidenced by the t-static results obtained, namely 0.6711.96 and the pvalues  results of 0.5020.05.  There is a significant influence  of promotion on consumers' decisions to use sharia hotel services. This is evidenced by the t-static results obtained, namely 3.4161.96 and the p values result of  0.00 10.05.  There is a significant influence  of religiosity on consumers' decisions to use sharia hotel services. This is evidenced by the t-static results obtained, namely 3. 2581.96 and pvalues  result  0.0010.05. Sharia hotel literacy has an indirect influence on consumers' decisions to use sharia hotel services, with religiosity as an intervening variable.  Services do not have an indirect influence on consumers' decisions to use sharia hotel services, with religiosity as an intervening variable. Service does not have an indirect influence on consumers' decisions to use sharia hotel services, with religiosity as an intervening variable
VECTOR AUTOREGRESSION: THE RELATIONSHIP BETWEEN MACRO AND MICROECONOMICS AL Bara; Riyan Pradesyah
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The research was conducted to see the relationship and influence of the rupiah exchange rate, non-performing financing, financing to deposits, and islamic bank profits. This study used time seris data, which was taken from the Financial Services Authority website. The method used in the study was Vector Auto Regression (VAR). The results of the research obtained are that there is a reciprocal relationship between  the Rupiah Exchange Rate, Non-Performing Financing, Financing To Deposits, and the profit of Islamic banks, this is seen from the results of the Granger Causality Test, where the F-statistical and Probability values are not equal to 0.  Meanwhile,  in the variance test, rupiah exchange rate decomposition affected the profit of Islamic banks by 1.65%, NPF affected net profit by 0.22%, and FDR affected the net profit of Islamic banks by 3.42%.
MSME DEVELOPMENT MODEL IN CONVENTIONAL BANKS IN MEDAN CITY Sri Fitri Wahyuni; Muhammad Shareza Hafiz; Riyan Pradesyah
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

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Abstract

Study This aim for see influence role, contribution, quality of human resources, to MSME development in the city of Medan, with capital as intervening variable. Study This carried out in the city of Medan, and which became target in study is community that has incoming business category in MSMEs. Method used with approach quantitative, with tool analysis SmartPLS. As for the results obtained, Role has influence in a manner No direct to MSME development, with capital as intervening variable. this proven with mark P Values of 0.012 <0.05. Contribution No own influence in a manner No direct to MSME development, with capital as intervening variable. this proven with mark P Values of 0.606 > 0.05. HR quality is not own influence in a manner No direct to MSME development, with capital as intervening variable. this proven with mark P Values of 0.393 > 0.05
PENGARUH LITERASI DAN BUDAYA TERHADAP KEPUTUSAN MEMBELI PRODUK HALAL DI KAMBOJA Nurul Irvin Fauziah; Riyan pradesyah
Maneggio: Jurnal Ilmiah Magister Manajemen Vol 6, No 1 (2023): maret
Publisher : Magister Manajemen Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/maneggio.v6i1.14784

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi dan Budaya terhadap Keputusan Pembelian produk halal di Kamboja. Penelitian ini menggunakan data primer dengan metode kuesioner 150 responden teknik nonprobability sampling. Penelitian ini menggunakan model analisis regresi linear berganda, uji hipotesis dan uji koefisien determinasi untuk mengetahui faktor-faktor yang mempengaruhi keputusan pembelian produk halal di Kamboja. Hasil penelitian menunjukkan bahwa variabel Literasi secara parsial berpengaruh positif dan signifikan terhadap Keputusan Pembelian produk halal, variabel Budaya secara parsial berpengaruh positif dan signifikan terhadap Keputusan Pembelian. Secara simultan Literasi dan Budaya berpengaruh positif dan signifikan terhadap Keputusan Pembelian produk halal dengan koefisien determinasi R-Square 61,8%.
PENGARUH LITERASI KEUANGAN SYARIAH DAN KEPERCAYAAN TERHADAP MINAT MASYARAKAT BANDAR PARKLAND, KLANG SELANGOR, MALAYSIA, MELAKUKAN TRANSAKSI DI BANK ISLAM Ade Julia Sari; Riyan Pradesyah
Maneggio: Jurnal Ilmiah Magister Manajemen Vol 6, No 1 (2023): maret
Publisher : Magister Manajemen Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/maneggio.v6i1.14783

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan syariah dan kepercayaan terhadap minat masyarakat Bandar Parkland, Klang Selangor, Malaysia dalam melakukan transaksi di bank islam. Penelitian ini menggunakan data primer dengan metode kuesioner 120 responden teknik nonprobability sampling. Penelitian ini menggunakan model analisis regresi linear berganda untuk mengetahui faktor-faktor yang mempengaruhi minat masyarakat Bandar Parkland, Klang Selangor dalam melakukan transaksi di bank islam. Hasil penelitian menunjukkan bahwa variabel literasi keuangan syariah secara parsial berpengaruh positif dan signifikan terhadap minat transaksi masyarakat, variabel kepercayaan secara parsial berpengaruh positif dan signifikan terhadap minat transaksi masyarakat. Secara simultan literasi keuangan syariah dan kepercayaan berpengaruh positif dan signifikan terhadap minat transaksi masyarakat dengan koefisien determinasi R-Square 74,4%.
Pengaruh Literasi Keuangan Syariah dan Kepercayaan Terhadap Minat Masyarakat Bandar Parkland, Klang Selangor, Malaysia, Melakukan Transaksi di Bank Islam Ade Julia Sari; Riyan Pradesyah
Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Vol 7, No 1 (2023): April 2023
Publisher : Center for Research and Community Service (LPPM) University of Abulyatama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30601/humaniora.v7i1.3568

Abstract

This study aims to determine the effect of Islamic financial literacy and trust on the interest of the people of Bandar Parkland, Klang Selangor, Malaysia in conducting transactions at Islamic banks. This study used primary data using a questionnaire method of 120 respondents using nonprobability sampling technique. This study uses a multiple linear regression analysis model to determine the factors that influence the interest of the people of Bandar Parkland, Klang Selangor in conducting transactions at Islamic banks. The results showed that the Islamic financial literacy variable partially had a positive and significant effect on interest in public transactions, the trust variable partially had a positive and significant effect on interest in public transactions. Simultaneously Islamic financial literacy and trust have a positive and significant effect on interest in public transactions with a coefficient of determination of R-Square of 74.4%..