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AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM
Published by STAI Nahdlatul Wathan Samawa
ISSN : 27466469     EISSN : 29874335     DOI : https://doi.org/10.35964/ab.v3i1
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Al-Bayan: Jurnal Hukum dan Ekonomi Islam. Jurnal ini memfokuskan pada publikasi artikel ilmiah hasil penelitian tentang Hukum Islam, lembaga keuangan mikro syariah, lembaga keuangan non bank, dan tema-tema lain yang berkaitan dengan Hukum Islam dan Ekonomi Syariah. Redaksi menerima tulisan-tulisan yang belum pernah dipublikasikan dimedia/jurnal lain yang sesuai dengan pedoman penulisan jurnal. Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Kepada Masyarakat (P3M) STAI Nahdlatul Wathan Samawa Sumbawa Besar.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 39 Documents
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JUAL BELI TELUR BURUNG MURAI BATU DI DESA KARANGSARI KEC. KUTOWINANGUN KAB. KEBUMEN PERSPEKTIF HUKUM ISLAM Muhamad Mustahal; Imadatul Khasanah
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 1 (2022): JUNI 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.488 KB) | DOI: 10.35964/ab.v2i1.55

Abstract

Buying and selling, namely owning something property (money) by replacing something on the basis of a syara‟, or just having the benefits that the syara‟ allows by replacing (paying) a price similar to property (money). The practice of buying and selling Murai Batu bird eggs in Karangsari village, Kutowinangun sub-district, Kebumen district, payments are made using down payments. The sale and purchase transaction of bird eggs, the seller and the buyer, conducts a sale and purchase agreement for Murai Batu bird eggs at the beginning using the down payment system.  After the eggs are purchased, the broodstock incubates them until they hatch and only then is the payment paid and the chicks can be taken. The ijārah contract is identical to the sale and purchase contract, however, the ijārah contract for ownership of goods is limited by time. Etymologically, ijārah is the name for wages (ujrah). Meanwhile, the term ijārah is a contract or service or benefit that has economic value (maqshūdah), it is known, legally handed over to someone else, using a known wage. Then what is the review of Islamic law on the practice of buying bird eggs that occurred in Karangsari Village, Kutowinangun District, Kebumen Regency. The type of research used is field research. Using an analytic descriptive approach. In practice, buying and selling is justified because it is not against the law. However, the practice of ijᾱrah in these transactions is an unclear get along in ujrah. Included in the category of ijᾱrah dzimmah, but does not meet the payment requirements that must be paid in cash at the beginning of the agreement. Therefore, it can be concluded that the sale and purchase of Murai Batu bird eggs that occur in Karangsari Village, Kutowinangun District, Kebumen Regency is incorrect according to Islamic law.
PATTERN OF TRANSFORMATION OF DSN-MUI FATWA REGARDING MUSYARAKAH MUTANAQISAH CONTRACTS IN LEGISLATION (DSN-MUI FATWA ANALYSIS NUMBER: 01/DSN-MUI/X/2013): Pola Tansformasi Fatwa DSN-MUI Tentang Akad Musyarakah Mutanaqisah Dalam Peraturan Perundang-Undangan (Analisis Fatwa DSN-Mui Nomor: 01/DSN-MUI/X/2013) WAHYU NITA SARI; Khumedi Ja’far; Khairuddin
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 1 No. 2 (2021): DESEMBER 2021
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Departing from the growing assumption that there is a change between the provisions of the DSN-MUI fatwa and the POJK regarding the purpose of musyarakah mutanaqishah financing, namely from productive to consumptive. musyarakah mutanaqishah must be aimed at financing with productive characteristics such as working capital, consumptive purposes such as mortgage financing. Because of this, several perceptions have emerged in the public which say that there is a discrepancy between the fatwa and the laws and regulations. Therefore, the research is directed to see how the pattern of transformation of the DSN-MUI Fatwa regarding the Musyarakah Mutanaqishah Agreement on the Legislation. The results of this study found that the transformation pattern here can be classified into two; literally and non-literally. literal use of positivization and copy paste methods, and non literal method of objectification with adoption and adaptation patterns Literally and Islamic law (DSN-MUI fatwa) does not have to be literally transformed into laws and regulations. The results of this study found that the problem, especially the transformation caused by the positivization pattern of the fatwa that was not appropriate, was partially adopted and implemented. The content mostly uses the same concepts as conventional ones. As for the substance of the problems caused by the habit of taking fatwas that are not complete (partial only) and there are new fatwas that elaborate on old concepts.
PENERAPAN EKONOMI ISLAM PADA MASA KONTEMPORER DENGAN PEMIKIRAN ROSULULLAH Wulan lailatus azzahra
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 1 (2022): JUNI 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Munculnya Ekonomi syariah atau Islam berasal dari Allah SWT melalui kitab suci Alquran dan hadits Nabi. Pandangan Al-Qur'ān terhadap harta dan aktivitas ekonomi sendiri berangkat dari naluri manusia. Hingga terbentuknya pemikiran pemikiran dari masa ke masa. Terlaksananya ekonomi Islam berawal dari masa Rosulullah yang kemudian dikembangkan oleh ulama-ulama dan intelektual muslim dari waktu ke waktu. Perekmbangan ekonomi islam sangat lah pesat di tandai dengan hadir nya perbankan syariah. Tujuan dari perkembangan ekonomi islam yang untuk masyarakat mendapatkan kesejahteraan. Perkembangan dari ekonomi Islam sejak misi kenabian Muhammad SAW hingga tahun 1500 M, tepatnya pada masa kejatuhan Andalusia. Kedua, periode stagnasi dan transisi, dimulai tahun 1500 M hingga 1950 M. Ketiga, periode resurgensi atau kebangkitan kembali, dimulai pada tahun 1950 M hingga sekarang
Prosesi Ijab Dan Kabul Via Telepon Ditinjau Dari Kaca Mata Ushul Fiqih Dan Qowaid Fiqhiyyah Ulva Hiliyatur Rosida
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 1 (2022): JUNI 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Marriage is a sunnatullah that applies to all creatures of Allah subhaanahu wa ta'ala. Everything created by Allah is paired and matched. The purpose of marriage according to Islamic law is to fulfill religious teachings and instructions to create a harmonious, happy and prosperous family. The purpose of this scientific work is to find out the purpose of the Ijab and Kabul processions via telephone and also to find out the Ijab and Kabul processions via telephone when viewed from the perspective of ushul fiqh and qawaidh fiqhiyyah. Marriage by telephone is a problem of contemporary Islamic law that did not exist in classical times. Ijab and Kabul are part of the marriage contract procession. Ijab is a pronunciation made by the woman, who is usually her guardian or deputy guardian. Kabul is the pronunciation made by the groom or groom. The Ijab and Kabul processions via telephone when viewed from the perspective of ushul fiqh can use the method or approach of maslahah mursalah and sad dzaria'ah. If viewed from the perspective of qawaidh fiqhiyyah is to use the rules of al-masyaqqah tajlib at-taysir. This research is a literature study whose materials are taken from books and scientific journal articles
ANALISIS STRATEGI PENGEMBANGAN KULINER DALAM PRESPEKTIF ISLAM Dewi Jayanti
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 1 (2022): JUNI 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Business is an organized business activity to achieve profit or selling goods and services in order to fullfil society’s need. Due to current development and also changes in the lifestyle, it will lead to changing the human needs, especially primary needs in foods and drinks.If the need for food increases, it will certainly bring business opportunities that can be done by the community. For instance, instant foods and beverages provider. As the results of the study, it can be concluded that a business development strategy that has been implemented is a joint combination strategy, vertical integrity strategy or (forward integrity strategy, backward integrity strategy, and horizontal integrity strategy) intensive strategy (market penetration strategy and product development strategy), as well as diversification strategy implementing related/concentric diversification strategies. If analyzed with Islamic ethics, in this case it is not only focused on general strategies but also in line with things that have been regulated by Islam.
PERAN AKAD IJARAH DALAM BISNIS SYARIAH MiLLAH; wulan lailatus azzahra; Achmad Fageh
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 2 (2022): DESEMBER 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Many companies currently in Indonesia use the ijarah system in running a business that uses Islamic law, or sharia business. The number of companies that use sharia principles is due to avoid losses by both parties. The activities carried out in the ijarah contract described in the books of fiqh are that ijarah is a rental activity. Which is where in leasing, there is a wage in renting goods. In this study, the method we use is using a normative approach in which the authors collect primary and secondary data. the method used to describe and explain the application of the ijarah contract to the tailor service business which is reviewed in Islamic economics. The results of the study are analyzed using an inductive mindset, namely stating facts or facts that are specific in nature from the results of research on the application of the ijarah contract to the tailor service business, then explaining general theories or arguments about the ijarah contract in the tailoring service business, then analyzed using theory -the theory so that in the end a conclusion can be drawn
ANALISIS KEABSAHAN TRANSAKSI JUAL BELI ONLINE YANG DILAKUKAN ANAK DIBAWAH UMUR MENURUT HUKUM ISLAM DAN HUKUM PERDATA INDONESIA Sinta Bela; KHUMEDI JA'FAR; MAIMUN; MUHAMMAD ZAKI; LIKY FAISAL
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 2 (2022): DESEMBER 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (595.886 KB)

Abstract

Buying and selling online according to Islamic law is allowed as long as online buying and selling transactions do not contain fraud, coercion and persecution. In Islam, it must be carried out in accordance with the provisions of the Shari'a, which must meet the pillars and conditions of buying and selling. The three pillars of buying and selling must exist, namely igat, contract, 'aqīd (seller and buyer) with mumayyiz and sound mind conditions so that the sale and purchase is valid. The legitimacy of buying and selling online by minors has been regulated in Article 1320 of the Civil Code. The problem that will be discussed in this thesis is the analysis of the validity of online buying and selling transactions carried out by minors according to Islamic law and Indonesian civil law. This research is a library research (Library research). After the data was collected, the researchers conducted an analysis using a comparative descriptive method of qualitative analysis with a thinking approach using a deductive method. The results of the study show that Article 1320 of the Civil Code can still be said to be valid, but the legal force is weak because it does not meet the legal requirements of the agreement. Meanwhile, according to Islamic law, it is permissible based on the pillars and conditions of online buying and selling provided that the child is mumayyiz and the sale and purchase item is of low value and must have permission from his guardian.
ANALISIS POLA ALOKASI ZAKAT, INFAK DAN SEDEKAH DALAM ISLAM Dewi Jayanti
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 2 (2022): DESEMBER 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Efektivitas suatu Pola Alokasi merupakan sebuah cara dalam pengalokasian program yang dilakukan oleh BAZNAS. Zakat, Infak, Sedekah (ZIS) salah satu ibadah yang memiliki sebuah posisi yang sangat penting dan juga strategis, baik di lihat dari sisi ubudiyah maupun juga dari sisi kesejahteraan umat dalam mengurangi kemiskinan antar masyarakat. zakat merupakan sebuah rukun islam yang harus ditunaikan oleh semua umat muslim, dan secara nyata dinyatakan di dalam Al-Qur’an dan juga Al-Hadist, zakat secara bahasa (lughat), yang berarti: tumbuh, serta berkembang dan juga berkah atau dapat berarti dalam membersihkan ataupun mensucikan. jika di lihat dari sisi muzakki allah Swt. menjajikan kepada siapa saja yang mau dalam mengeluarkan sebagian dari hartanya baik dalam bentuk zakat, infak ataupun sedekah maka akan diberikan ganjaran yang berlipat, tidak hanya diakhirat saja, akan tetapi juga didunia. Apapun Pola alokasi dana ZIS akan efektif jika dalam prinsip-prinsip pada setiap pengelolaan dapat dilaksanakan dengan baik dan juga mendorong untuk meningkatkan produktifitas masyarakat dan dengan menyesuaikan kebutuhan masyarakat yang manfaatnya bisa juga berkelanjutan dengan menjalankan prinsip-prinsip Pengeloaan ZIS.
THE DIGITAL BANKING BASED OF ZISWAF FUNDRAISING AND FUND MANAGEMENT IN SHARIA ECONOMIC LAW PERSPECTIVE (Study at PT. BSI KCP Bandar Lampung Teluk Betung) Nita Yuliza; Zuhraini; Kumedi Ja’far; Liky Faizal
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 2 No. 2 (2022): DESEMBER 2022
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Digital banking services in Islamic banking continue to progress and improve. Digital banking services can ease Sariah Bank customers to transact by only using a mobile phone in 24-hour service. One of the digital banking services in Islamic banking is ZISWAF fundraising and fund management. ZISWAF is one of the products that will be the focus of the company in business development in the future because ZISWAF is a source of funds for Muslims who are expected to realize prosperity, social justice and reduce poverty. In order to increase the potential of zakat in Indonesia, the National Amil Zakat Agency has officially appointed the Zakat Management Unit (UPZ) of Bank Syar'ah Indonesia by utilizing digital banking. Therefore, this research was conducted to find out how the Sharia Economic Law Perspective towardThe Digital Banking  Based of ZISWAFfundraising and fund management at PT. BSI KCP Bandar Lampung TelukBetung. The results of the field research show that ZISWAF fundraising based on digital banking uses the BSI Mobile platform, BSI ATM, and the Jadiberkah.id platform. About fund management, ZISWAF funds are managed through charity programs and sustainable programs. If it is viewed from the perspective of Sharia Economic Law, The Digital Banking  Based of ZISWAF fundraising andfund managementis legal because it is included in providing convenience benefits, as explained in the surat Al-A̒lᾱ [87]: 8 The paragraphs explain that Allah SWT provides convenience for everyone. Muslims to get a way of convenience (in all matters) and have the value of benefit and be able to maintain the interests or objectives of Islamic law and are maṣlaḥah al-ḥᾱjjiyah, namely making it easier for BSI customers in paying ZISWAF and easing in worship.
JUAL BELI ONLINE BENTUK MUAMALAH DI MASA MODERN DI TINJAU DALAM HUKUM ISLAM Muhammad Ibnu Faruk Fauzi
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 3 No. 1 (2023): Juni 2023
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (630.013 KB)

Abstract

The use of modern technology (such as computers or mobile phones) as a tool to facilitate buying and selling business activities is a very profitable marketing strategy. In today's digital era, there are many trade transactions through cyberspace (online or via the internet), so that between sellers and buyers are not limited by space and time. This research is a type of library research. The focus of library research is to find various theories, laws, propositions, principles, or ideas that are used to analyze and solve formulated research questions. The nature of this research is descriptive analysis. The results show that in the form of contracts that can be adopted in on-line transactions are bay' al-murabahah and bay' as-salam. An online sale and purchase contract is valid if it has fulfilled the pillars and conditions of sale and purchase, including with the provisions that the goods purchased are halal and have clear specifications, the goods to be purchased are goods that are indeed needed so that they do not cause tabzir, the buyer has the right to return or cancel the sale if the goods purchased are not in accordance with the order, and online buying and selling must be carried out according to the buying and selling scheme

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