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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Science, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 483 Documents
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Pengaruh Kinerja Pegawai terhadap Pengembangan Karir Dinas Pekerjaan Umum dan Penataan Ruang Kabupaten Karawang Yurri Apriana; Solehudin Solehudin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.247

Abstract

This study aims to determine the effect of employee performance on the career development of the Public Works Service and Karawang regency spatial planning. This type of research is quantitative research with descriptive and verification research methods. The sample in this study was 175. The sampling technique used in this study was saturated sampling. The analysis model in this study uses a multiple linear regression analysis model. The results of the study show that there is an influence between employee performance on the career development of the Public Works Office and spatial planning of the Karawang regency.
Pengaruh Brand Image, Pelayanan dan Word Of Mouth Terhadap Keputusan Konsumen PT. Jaladara Jaya Trans Klaten Yusuf Alfian; Istiatin Istiatin; Sri Hartono Sri Hartono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.249

Abstract

The research design uses a quantitative descriptive design. The population is consumers of PT. Jaladara Jaya Trans Klaten and a sample of 97 people using the saturated sample technique, where the entire population is sampled. Linear regression test is used to analyze. The result is that brand image, service and word of mouth each influence PT. Jaladara Jaya Trans Klaten.
Analisis Sistem Pembiayaan Akad Rahn di BMT Mandiri Sejahtera Jawa Timur Cabang Benjeng Kota Gresik Walid In'am Ahmad walid
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.253

Abstract

Tujuan penelitian ini adalah untuk mendeskripsikan sistem pembiayaan akad rahn yang ada di KSPPS BMT Mandiri Sejahtera Jawa Timur Cabang Benjeng Gresik. Jenis penelitian ini adalah penelitian deskriptif kualitatif, yaitu penelitian yang menggambarkan objek penelitian apa adanya. Penelitian ini tidak dimaksudkan untuk menguji hipotesis tertentu oleh karenanya tidak membutuhkan pengontrolan terhadap sebuah perlakuan. Data penelitian dikumpulkan melalui observasi, wawancara, dokumentasi. Hasil penelitian adalah : 1) Syarat dan ketentuan pembiayaan menggunakan akad rahn di BMT Mandiri Sejahtera Jawa Timur menggunakan jaminan berupa barang seperti BPKB / STNK kendaraan bermotor ataupun kartu tabungan BMT dan hal ini berfungsi untuk menahan harta si peminjam sebagai jaminan atas pinjaman uang yang diterimanya; 2) Sistem pembiayaan akad rahn di BMT Mandiri Sejahtera Jawa Timur yaitu untuk anggota aktif BMT yang mempunyai simpanan pokok dan yang tidak anggota BMT sekalipun; 3) Manfaat akad rahn bagi anggota yakni membantu anggota yang mengalami kesulitan dalam membayar angsuran hutang dan sekaligus sebagai sumber pinajaman yang lebih mudah dan aman. Kata kunci : Sistem pembiayaan, akad rahn, BMT Mandiri Sejahtera.
Pengaruh Kualitas Produk Dan Brand Trust Terhadap Keputusan Pembelian Air Minum Dalam Kemasan Merek Club Dhiah Permatasari; Hery Pudjoprastyono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.261

Abstract

Drinking water is a basic need that must be fulfilled because more than half of the composition of the human body is water. However, the quality of water currently is not suitable for consumption because it contains many harmful bacteria. Another alternative to meet the need for drinking water is bottled drinking water. Seeing the large number of needs for AMDK, it should be in line with the increasing sales of various AMDK producing companies. However, the Club has experienced decreased sales fluctuations compared to other competitor companies. So, this study aims to determine the effect of product quality and brand trust on the decision to purchase Club Brand Bottled Drinking Water. The research was conducted online and data collection was carried out by distributing questionnaires via the g-form. The technique used to take samples was purposive sampling with a population of 98 respondents. The analysis technique used is component-based Structural Equation Modeling (SEM) method using tools Patrial Least Square (PLS). The results of the hypothesis testing of this study show that the product quality variable and Brand Trust variable have a significant and positive direction influence on the decision to purchase Club Brand Bottled Drinking Water.
Pengaruh Pendapatan, Pinjaman, Literasi Ekonomi, dan Gaya Hidup terhadap Pengeluaran Konsumsi Rumah Tangga di Desa Mojosari Kecamatan Kras Kabupaten Kediri Nuralif Nanda Yulita Nanda Yulita; Syafrudin Arif Marah Manunggal
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.265

Abstract

This research aimed to determine the effect of income, loans, economic literacy, and lifestyle on household consumption expenditure in Mojosari Village Kras District Kediri Regency. The research sample consisted of 94 households in Mojosari Village using the Slovin technique. This research used multiple linear regression analysis with a dummy variable in SPSS 20. The results explained that income and loans partially had a significant effect on household consumption expenditure, while economic literacy and lifestyle partially had no significant effect on household consumption expenditure in Mojosari Village Kras District Kediri Regency. Income, loans, economic literacy, and lifestyle simultaneously had a significant effect on household consumption expenditure in Mojosari Village Kras District Kediri Regency.
Pengaruh EPS, DPS, PBV, dan DER Terhadap Harga Saham(Closing Price) PT. Unilever Indonesia Tbk. Periode 2015-2022 Tutut Fitrotus Solekah Fitrotus Solekah; Rendra Erdkhadifa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.269

Abstract

Fast Moving Consumer Goods companies are one of the sources in realizing investment with the main sources of daily necessities, such as food, beverages, household products, and beauty products. However, it turns out that recently the share price of PT. Unilever Indonesia actually experienced a very significant decline. This study aims to determine the effect of EPS, DPS, PBV and DER on stock prices. This study uses a quantitative approach. The data used in this study is secondary data taken from the financial statements of PT. Unilever Indonesia Tbk for the 2015-2022 period. The data analysis used is multiple linear regression analysis using review. The results showed that partially the EPS variables have no effect on stock prices. While the DPS, PBV and DER variables had a positive effect on stock prices. The simultaneous results show that the EPS, DPS, PBV and DER variables affect stock prices.
Analisis Determinan pada Faktor yang Mempengaruhi Minat Nasabah dalam Menggadaikan Emas di Pegadaian UPS Pasar Anom Anisatul Khair; Firman Setiawan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.341

Abstract

Pegadaian syariah merupakan solusi yang terbaik dalam memenuhi kebutuhan manusia yang semakin konsumtif di tengah perkembangan dunia digital yang memberikan akses kemudahan manusia dalam memenuhi kehidupannya. Meskipun perbankan juga mengeluarkan produk gadai tetapi pegadaian tetap eksis dengan produk gadainya karena prosesnya cepat, mudah, dan aman tanpa harus mengantre lebih lama. Jadi disini peneliti tertarik untuk meneliti faktor apa saja yang mempengaruhi minat nasabah dalam menggadaikan emasnya di Pegadaian UPS Pasar Anom. Penelitian ini menggunakan metode kuantitatif dengan data primer yang diperoleh secara langsung melalui penyebaran angket kuesioner ke 60 orang responden. Teknik analisis yang digunakan adalah regresi linear berganda. Hasil penelitian menunjukkan bahwa variabel biaya administrasi, nilai taksiran, biaya ijarah, dan kualitas produk berpengaruh positif dan signifikan terhadap minat nasabah karena ttabel lebih besar daripada thitung dan nilai signifikasi lebih kecil dari 0,05. Sedangkan variabel denda keterlambatan berpengaruh negatif dan tidak signifikan terhadap minat nasabah hal ini dibuktikan dengan ttabel lebih kecil daripada thitung dan nilai signifikasi lebih besar dari 0,05. Kata Kunci: Minat Nasabah, Gadai Emas, Pegadaian Syariah
Analisis Strategi Pemasaran untuk Meningkatkan Volume Minat Nasabah dalam Bertransaksi Produk Gadai Emas IB pada PT. BPRS Sarana Prima Mandiri Pamekasan Nurul Fari Yanti; Ahmad Makhtum
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.466

Abstract

Tujuan dilaksanakannya penelitian ini adalah untuk mengetahui bagaimana strategi pemasaran yang diterapkan oleh PT. BPRS Sarana Prima Mandiri Pamekasan yang bertujuan untuk meningkatkan volume minat nasabah, dimana pendekatannya menggunakan penelitian lapangan langsung (field Research), untuk mencapai sasaran pasar PT. BPRS Sarana Prima Mandiri Pamekasan melakukan dan menerapkan cara yakni dengan cara marketing mix, dimana ada 4P yakni ; a. Starategi Produk (Product), b. Strategi Harga (Price), c. Strategi Tempat (Place), d. Strategi Promosi (Promotion). Serta memakai atau memasang banner dan juga kerja sama ke instansi - instansi, serta house to house yakni menjalin silaturrahmi kerumah perorangan oleh marketing gadai. Dari berbagai cara yang sudah disebutkan diatas PT. BPRS Sarana Prima Mandiri Pamekasan mampu meningkatkan pembiayaan khususya Gadai Emas iB dan juga mampu bersaing dengan instansi – instansi disekitarnya
Pengaruh Pendapatan Asli Daerah, Pendapatan Transfer dan Pembiayaan Daerah terhadap Kinerja Keuangan Pemerintah Daerah Gerbang Kertosusila Afis Sofyan; Fajar Syaiful Akbar
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.862

Abstract

The”regional government's financial performance, which is still not at a good stage in the 2017–2021 period, as measured by the Gerbang Kertosusila regional government harmony ratio, is the background for this research. Original regional income, transfer income, and regional financing are elements that influence the financial success of regional governments. The aim of this research is to find out whether regional finances, local original income and transfer income have an effect on the financial performance of the Pintu Kertosusila regional government from 2017 to 2021. The data in this research was collected quantitatively through researcher observation. The research data was then analyzed in SPSS version 25.0 using multiple linear regression analysis techniques. Based on the results of this research, PAD (X1) has a positive impact on regional government financial performance, transfer income (X2) has a negative impact on regional government financial performance, and regional financing (X3) has no significant impact on regional government financial performance.
Perancangan Sistem Informasi Akuntansi Penggajian Pegawai Instansi Pemerintah di BKPSDM Kab. Cianjur Putri Ayuni; Perwito; Falaah Abdussalaam
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.140

Abstract

The process of employee payroll system at BKPSDM Kab. Cianjur Agency already uses a computer but it is not optimal because it still uses Microsoft Excel in data collection and calculation salaries. The purpose of this research is to create a computerized payroll information system that make it easier for agency in the payroll process for employees and minimize the problems that often occur. This information system designed using PHP Myadmin programming language and MySQL as a database. The approach to developing this system uses the waterfall method and the tools involved include Flowmap, Context Diagram, Data Flow Diagrams (DFD), and Entity Relationship Diagrams (ERD). The results of this employee payroll application can make it easier to collect employee data and calculation of employee salaries accurately and can streamline time in making reports so as to reduce errors in the employee payroll system.

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