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Jurnal Media Ekonomi (JURMEK)
ISSN : 26568861     EISSN : 16934768     DOI : https://doi.org/10.32767/jurmek.v29i2
Jurnal Media Ekonomi (JURMEK) menerbitkan artikel tentang Ilmu Ekonomi dari berbagai sudut pandang, yang meliputi studi literatur dan studi lapangan. Jurnal ini menempatkan empatis pada aspek-aspek yang berkaitan dengan: 1. Manajemen Sumber Daya Manusia, 2. Pengelolaan Keuangan, 3. Manajemen Produksi dan Operasi, 4. Manajemen Pemasaran, Manajemen Publik
Articles 161 Documents
ANALISIS PENGENDALIAN INTERNAL PEMBERIAN KREDIT PADA PT. BPR SINDANG BINAHARTA LUBUKLINGGAU Kusnadi Yudha Wiguna; Yayuk Marliza; Anton Kurniadi
Jurnal Media Ekonomi (JURMEK) Vol 25 No 1 (2020): Jurnal Media Ekonomi (JURMEK) April
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i1.829

Abstract

The purpose of this study was to determine the internal control of credit granting at PT. BPR Sindang Binaharta Lubuklinggau. This research is a qualitative descriptive study. Source of data used sourced from the primary form of observation of the operational activities of PT. BPR Sindang Binaharta Lubuklinggau and interviews with employees (commissioners, directors, internal audit team, and employees), as well as related customers regarding the internal control of lending at PT. BPR Sindang Binaharta Lubuklinggau. Secondary data obtained directly from PT. BPR Sindang Binaharta Lubuklinggau in the form of documentation relating to internal control of credit extension. The results showed the internal control of credit granting at PT. BPR Sindang Binaharta Lubuklinggau as a whole has been largely carried out well, but there are still weaknesses, namely the lack of objective AO marketing as a surveyor in credit lending decisions, and the absence of separation of authority, main tasks and functions between the AO marketing, analysts credit, and billing.
PENGARUH KOMPETENSI PENYALUR (PT.TEMPO SCAN PASIFIC LUBUKLINGGAU) DAN KUALITAS LAYANAN TERHADAP KEPUASAN (BIDAN) DI LUBUKLINGGAU, MUSIRAWAS, DAN MUSI RAWAS UTARA Purna Irawan
Jurnal Media Ekonomi (JURMEK) Vol 25 No 1 (2020): Jurnal Media Ekonomi (JURMEK) April
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i1.834

Abstract

The purpose is to knowed competency, service to satisfaction. The sample are 96 People. The collection data used quisioner, observation, and document. Partial test (t-test) doing to know influence independent variable and dependent variable as Simultan. The recapitulation regression linier, it’s ttest is 4,921 > ttabel = 0,67705 And the significat sig t is 0,000. Its means simultan is independent variable (product quality and service) have influence to dependent variable (the statisfaction). Simultan test (F test) are Ftest is 57,099 > Ftabel = 3,94 and the signification sig F is 0,000. So its partial signifation in the independent variable (quality product and service) have influence to dependent variable (statisfaction). R square is have a positif colleration is 0,817. Its mean the colleration Independent variable and dependent variable with simultan is hight as 8,17%. Than the colleration is good if the value as I with asumsy the onether dependent is cosntan.
ANALISIS PENERAPAN CHARACTER, CAPACITY, CAPITAL, COLLATERAL, AND CONDITION (5C) PADA BAGIAN PEMBERIAN PINJAMAN DI PT BPR SINDANG BINAHARTA KOTA LUBUKLINGGAU Muhammad Effendi
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1113

Abstract

This study aims to determine the analysis of the application of character, capacity, capital, collateral, and condition (5c) in the loan distribution section of PT BPR sindang binaharta, Lubuklinggau city. The data analysis technique in this study is guided by the provision of credit in the principles of implementing character, capacity, capital, collateral, and conditions (5c). Based on the results of the discussion in the previous chapter, it can be concluded that: the application of character, capacity, capital, collateral, and condition (5C) in the lending section at PT BPR Sindang Binaharta Lubuklinggau City has implemented steps taken by conducting an initial interview process and on the spot to field and in the end the main director who determines whether accepted or rejected. However, BPR Sindang Binaharta Lubuklinggau has not fully implemented the five analyzes. From the results of the author's interviews with the correspondents, there are still considerations such as Character, Capacity and Collateral. 5C analysis can also be assessed from documents on credit analysis (qualitative analysis), BI Cheking results and also approaches to prospective customers.
PENGARUH BUDAYA ORGANISASI DAN PELATIHAN TERHADAP KINERJA GURU PNS DI SMA NEGERI 5 MODEL LUBUKLINGGAU Surajiyo Surajiyo
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1115

Abstract

This study aims to see the influence of Organizational Culture and Training on Teacher Performance in SMA Negeri 5 Model Kota Lubuklinggau. The number of research samples was 30 people taken from all teachers. The results of the study have a simultaneous impact: (a) First Hypothesis (H1) the influence of Culture on Teacher Performance in SMA Negeri 5 Model Kota Lubuklinggau, the results of the study indicate that Organizational Culture partially affects Teacher Performance in SMA Negeri 5 Model Kota Lubuklinggau. (b) Hypothesis II (H2) i The Effect of Training on Teacher Performance in SMA Negeri 5 Model Kota Lubuklinggau. And the calculation results obtained t value of 5.542 while the value of t table with a = 5% df (n-2) = (30-2) i is 1.701, t count> t table then Ho is rejected and Ha accepted. (c) The third hypothesis (H3) is the Influence of Organizational Culture and Training on Teacher Performance in the Model SMA Negeri 5 Lubuklingau City. The results showed that Organizational Culture and Training simultaneously had an effect on Teacher Performance in SMA Negeri 5 Kota Model Lubuklinggau. With the value of R squere (R2) the result of the analysis is the value of 0.812 (81.2%). And from the test results obtained the value fcount of 21,281. With a significant level of 0.000, and a = 5% and the numerator (k = 2) is the fable of 3.35 fcount> ftable then Ho is rejected and Ha is accepted. This means that there is a significant influence between organizational culture and training on teacher performance in SMA NEGERI 5 Model Kota Lubuklinggau.
ANALISIS PERBANDINGAN KREDIT PEMILIKAN RUMAH (KPR) PADA PT. BANK CENTRAL ASIA TBK PALEMBANG DENGAN PT. BANK CENTRAL ASIA SYARIAH DI PALEMBANG Kemas Welly Angga Permana
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1116

Abstract

Comparative Analysis of Home Ownership Loans (KPR) at PT. Bank Central Asia, Tbk Palembang with PT. Bank Central Asia Syariah in Palembang / Accounting Information System The formulation of the problem is how the comparison of KPR loan interest rates at PT. Bank Central Asia, Tbk Palembang with PT. Bank Central Asia Syariah Palembang. The goal is to find out the interest rates for conventional bank housing loans (KPR) at PT. Bank Central Asia, Tbk Demang Branch Palembang and Sharia bank at PT. Bank Central Asia Syariah Palembang and know which mortgage interest rates are lower between conventional BCA and BCA Syariah. This study uses descriptive analysis to determine the mortgage interest rate (KPR) at PT. Bank Central Asia, Tbk Demang Branch Palembang with PT. Bank Central Asia Syariah Branch Office in Palembang for the period of 2019. The results of the research on the provision of credit at conventional BCA banks and BCA Syariah banks do not have much difference in the procedures and requirements file, it's just that the interest rate or the BCA Syariah bank called margin (interest rate) has a significant difference. The interest rate for conventional BCA is lower than for BCA Syariah.
PENGARUH KOMITMEN, IKLIM KERJA DAN DISIPLIN KERJA TERHADAP KINERJA PEGAWAI DI DINAS PENANAMAN MODAL DAN PELAYANAN TERPADU SATU PINTU KOTA LUBUKLINGGAU Reniyati Reniyati; Sardiyo Sardiyo; Sutanta Sutanta
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1120

Abstract

This research was conducted in Office of Investment and One Stop Integrated Service Lubuklinggau City. The purpose of research to determine the influence of motivation, work discipline and remuneration of service performance in Office of Investment and One Stop Integrated Service Lubuklinggau City both simultaneously and partially. The sample in this research as many as 41 employees in Office of Investment and One Stop Integrated Service Lubuklinggau City. Data analysis technique used in this research is multiple linear regression test, coefficient of determination test, F test and t test. The results obtained are 1). The partial test (t test) performed proves motivation has a significant effect on employee performance where tcount 4,695 > ttable 2,019 and also sig 0,001 < 0,05. 2). Work Discipline significantly influence the performance where tcount 4,806 > ttable 2,019 and also sig is 0,001 < 0,05. 3). Remuneration significantly influence the performance where tcount 5,817 > ttable 2,019 and also sig is 0,000. 4). Motivation, Work Discipline and Remuneration have significant influence simultaneously on Service in Office of Investment and One Stop Integrated Service Lubuklinggau City, where Fcount 8,203 > Ftable 2,86 and also sig of 0,000 < 0.05.
PENGARUH PELAYANAN JASA TERHADAP LOYALITAS ANGGOTA DAN KEPUASAN ANGGOTA SEBAGAI VARIABEL INTERVENING PADA KOPERASI RIAS KECAMATAN PURWODADI KABUPATEN MUSI RAWAS Supriyanto Supriyanto; Diana Okta Vianingsih
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1122

Abstract

The research objective was to determine the effect of services on the loyalty of members of the RIAS Savings and Loans Cooperative through member satisfaction as an intervening variable. This type of research is descriptive using a qualitative approach. The research sample was 100 members of the RIAS Savings and Loans Cooperative. The main instrument for data collection was a questionnaire and the results of the questionnaire were analyzed using pathway model analysis. The results showed that (a) services have a positive effect on member satisfaction because the significant value generated in the path analysis model I is 0.000 <0.050, (b) services have a positive effect on member loyalty because the significant value generated in the path analysis model II is equal to 0.000 <0.050, (c) member satisfaction has a positive effect on member loyalty because the significant value generated in the path analysis model II is 0.000 <0.050, (d) services and member satisfaction simultaneously have a positive effect on member loyalty because the results of the F test are 503,286 > The critical value of table F is 3.09 and (e) services have a positive effect on member loyalty through the intervening variable member satisfaction because the value of the direct effect of the service variable on member loyalty is 0.444 <0.4890 as the total value of the multiplication of the value of the influence of service variables services to satisfaction members with the value of the influence of Member Satisfaction on Member Loyalty.
PENGARUH PELATIHAN DAN KOMITMEN ORGANISASI TERHADAP KINERJA KARYAWAN (COACH) DI EDISON LEARNING CENTER LUBUKLINGGAU Catur Windaryadi; Surajiyo Surajiyo
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1124

Abstract

The purpose of this study was to determine partially and simultaneously the Effect of Training and Organizational Commitment on Employee Performance (coach) at the Edison Learning Center Lubuklinggau. This study data taken from direct respondents using a questionnaire instrument. The sample of this research is 37 people. The results of hypothesis testing with simple linear regression found the results that there is an effect of training on employee performance (coach) by obtaining the value of simple linear regression equation Y '= 33,638 + 0,873X, correlation coefficient 0.871, t test obtained value of tcount 10.487> t table 1.687, and Sign. 0,000 <0.05, the results of hypothesis testing with simple linear regression found that there was an influence of organizational commitment to employee performance (coach) by obtaining the value of simple linear regression equation Y '= 26.418 + 1.664X, correlation coefficient 0.834, t test obtained value tcount 8,936> table 1,687, and Sign. 0,000 <0.05 and While the results of hypothesis testing with multiple linear regression found that there was a significant influence of training and organizational commitment on employee performance (coach) by obtaining the value of the multiple linear regression equation Y '= 21.812 + 0.564 + 0.869, the coefficient of determination 0.924 , F test obtained fcount 98,774> ft. 3,25, and Sign 0,000 <0,05.
PENGARUH PENEMPATAN PEGAWAI, DISIPLIN KERJA DAN KOMITMEN TERHADAP KINERJA PEGAWAI DI DINAS PEKERJAAN UMUM KOTA LUBUKLINGGAU Veri Afriansyah; Yohanes Susanto; Sardiyo Sardiyo
Jurnal Media Ekonomi (JURMEK) Vol 25 No 2 (2020): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i2.1127

Abstract

This research was conducted in Office of Public Works Lubuklinggau City. The purpose of research to determine the influence of employee placement, work discipline and commitment to employee performance in Office of Public Works Lubuklinggau City both simultaneously and partially. The sample in this research as many as 60 employees in Office of Public Works Lubuklinggau City. Data analysis technique used in this research is multiple linear regression test, coefficient of determination test, F test and t test. The results obtained are 1). The partial test (t test) performed proves employee placement has a significant effect on employee performance where tcount 4,419 > ttable 1,991 and also sig 0,009 < 0,05. 2). Work Discipline significantly influence the performance where tcount 6,436 > ttable 1,991 and also sig is 0,004 < 0,05. 3). Commitment significantly influence the performance where tcount 3,030 > ttable 1,991 and also sig is 0,026. 4). Employee Placement, Work Discipline and Commitment have significant influence simultaneously on Service in Office of Public Work Lubuklinggau City, where Fcount 4,518> Ftable 2,73 and also sig of 0,020 < 0.05.
PENGARUH KOMPETENSI DAN PENGAWASAN TERHADAP PRODUKTIVITAS KERJA KARYAWAN PADA PT. XYLO INDAH PRATAMA KABUPATEN MUSI RAWAS Nasruddin Nasruddin; Hardi Mulyono; Wiwik Wahyuni
Jurnal Media Ekonomi (JURMEK) Vol 25 No 3 (2020): Jurnal Media Ekonomi (JURMEK) Desember
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v25i3.1133

Abstract

This study aims to determine the effect of competence and supervision on employee work productivity at PT Xylo Indah Pratama, Musi Rawas Regency partially and simultaneously. The method used is a quantitative method. Questionnaire data collection techniques. The results of the research.Testing the first hypothesis to determine whether the competence of employee work productivity, the tcount value is 7,476 and the ttable is 1,292 (ttable value n = 77), so it can be seen that if the criteria match tcount> ttable then Ho is rejected and Ha is accepted. , meaning that there is an influence of competence on employee work productivity. The second hypothesis testing is to determine the effect of supervision on employee work productivity. The results obtained tcount value of 11.809 and ttable is 1.292 (ttable value n = 77) so it can be seen that if the criteria are in accordance with tcount> ttable then Ho is rejected and Ha is accepted, meaning that there is a supervisory effect on employee work productivity at PT Xylo Indah. Primary of Musi Rawas Regency. The third hypothesis is to determine the effect of competence and supervision on work productivity. Obtained the value of Fcount of 70,986 and Ftable of 3.12 This shows that Fcount> Ftable and also sig of 0.000 <0.05 so it can be seen that the effect is significant. Thus, it can be concluded that Ho is rejected and Ha is accepted. This means that there is an influence of competence and supervision on employee work productivity.

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